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Intermountain Health and Utah Highway Safety Office Urge Parents to Rethink Common Car Seat Mistakes
Ahead of Child Passenger Safety Week happening September 20–26, Intermountain Health Primary Children's Hospital and the Utah Department of Public Safety's Highway Safety Office are urging parents and caregivers to take a fresh look at how they are restraining their kids in the car.More than 65% of car seats are installed or used incorrectly, ...
Kevin Love’s Jazz Tenure Became More Significant Than Anyone Expected
What began as a brief trade stop transformed into a vital mentorship role, as the veteran champion traded buyout rumors for a lasting impact on Utah’s future.
Local business owner unsure how Razorbacks loss will affect sales
“The fan base is not a happy fan base right now.” A local sports store owner says he doesn’t know what to expect for business after the Razorbacks’ loss to Utah.
The Strange New Politics of AI. Plus. . .
It’s Thursday, September 17. This is The Front Page, your daily window into the world of The Free Press—and our take on the world at large. Today: Douglas Murray asks, why do we allow terrorists to die of old age? The American nonprofits backing Hamas. A conversation with Dara Horn and Coleman Hughes. And much more. But first: inside the unlikely coalition warning that AI may kill us all. Last week, an AI researcher named Jacob Coxon made headlines around the world after saying that he had resigned from Anthropic because he believes AI might cause human extinction—and his co-workers do, too. Unlike the rest of us, potentially, the story just won’t die. The Pro-Human Assembly, a conference held Tuesday in Washington, D.C., about the existential dangers of artificial intelligence, couldn’t have come at a better time—or with a more eclectic coalition. The Archbishop of San Francisco was there. So was Steve Bannon, screaming about the Chinese. Bernie Sanders did a quasi-dramatic reading of messages posted to an online forum by rogue AI agents. Ashley Judd paraphrased a graphic Andrea Dworkin quote for reasons that remain a mystery to me still. It was odd. People in the AI industry have talked openly about the possibility of this technology causing human extinction for years, but it hits differently in the wake of the Hugging Face incident. If you don’t know what that is, all the more reason to read my dispatch today. As the doomers see it, the best-case scenario is a future in which humans are basically kept as pets: well cared for, but with zero autonomy. The worst-case scenario, obviously, is the everyone dies thing. What should be done? I heard lots of ideas but no easy answers. There are currently zero federal regulations on AI, which is sort of strange even to think about. After all, we regulate microwaves, and the people running the microwave industry have never once refused to rule out the possibility that their products will end all human life on Earth. What I saw in D.C. left me even more convinced that you would be hard-pressed to find anyone who believes nothing should be done. You know, except for President Trump. — River Page River Page • Tech and Business [ The AI Doomers Have a Plan to Save Us. I Went to Find Out What It Is. ](https://www.thefp.com/p/the-ai-doomers-have-plan-save-bernie-sanders-bannon) Read story How Robert Kraft Made Macklemore a Martyr—and How to Better Fight Antisemitism On Monday, New England Patriots owner Robert Kraft and a group of other NFL owners banned Macklemore from performing at their stadiums after the rapper delivered a “Free Palestine” speech while opening for Ed Sheeran. Kraft cited the rapper’s “broader history of antisemitic rhetoric and imagery.” Once multiple venues refused to host shows with Macklemore on the lineup, the tour’s promoter officially dropped him. Today, Josh Kaplan says that the move was counterproductive, arguing that though well-intentioned, Kraft’s decision turned an irrelevant footnote into a martyr. “You cannot cancel people into liking you,” Josh writes. Read his column on what a better response to Macklemore would have looked like. Read [ Robert Kraft Made Macklemore a Martyr ](https://www.thefp.com/p/robert-kraft-made-macklemore-martyr-antisemitism-palestine) This raises the question: What actually works against antisemitism? On the latest episode of Conversations with Coleman, recorded in front of a live audience in New York, Dara Horn joins Coleman Hughes to talk about her new book The Final Solution to the Jewish Question. She argues that antisemitism is a script that has repeated itself across countries and ideologies, and that most people don’t understand that well enough to fight it. Don’t miss their conversation. Watch [ The Lie at the Center of Antisemitism, with Dara Horn ](https://www.thefp.com/p/the-lie-at-the-center-of-antisemitism-coleman-hughes-dana-horn) Listen now Douglas Murray • U.S. Politics [ Douglas Murray: The 9/11 Failure That Still Haunts America ](https://www.thefp.com/p/douglas-murray-911-failure-justice-terrorist-guantanamo-bay) Twenty-five years after the September 11 attacks, the men who planned them have still not faced trial. Khalid Sheikh Mohammed and most of the accused have been locked up in Guantanamo Bay since 2002. Judges have retired, and plea deals have collapsed. Today, Douglas Murray examines how this happened and argues that a justice system that allows terrorists to die of old age in an interminable pretrial process is one that has failed. Read his latest column on what that failure says about our unpreparedness for the era we are now living in. Read story The Editors • U.S. Politics [ When Nonprofits Support Terrorists ](https://www.thefp.com/p/when-nonprofits-support-terrorists) A newly declassified CIA brief from 1998 found that Osama bin Laden used nonprofit shell organizations—including U.S.-based Islamic groups—to fund his terror plots. Today, a similar story is unfolding as multiple organizations on American soil present themselves as nonprofits, taking advantage of tax-exempt status while seeking to advance the ideological mission of terrorist groups like Hamas. Read our editorial on the latest evidence of this dangerous trend—and why there’s no excuse for making the same mistake the CIA revealed 28 years ago. Read story Simon Sebag Montefiore and Bari Weiss Live in New York For decades, the Middle East has shaped American foreign policy and loomed large in the public consciousness. Few understand its influence on our politics better than Simon Sebag Montefiore, who argues that America’s quagmires in the Middle East stem from a deep misunderstanding of the region—on both the left and the right. Join him October 1 as he sits down with Bari Weiss live in New York City to kick off his U.S. book tour for The Cauldron: The Making of the Modern Middle East. Get Tickets Now MORE FROM THE FREE PRESS [ Sydney Sweeney’s Naked Truth ](https://www.thefp.com/p/sydney-sweeneys-naked-truth-caitlin-flanagan) Caitlin Flanagan Read story [ I Thought Ukraine Was Losing. Then I Was Almost Hit by a Russian Drone. ](https://www.thefp.com/p/elliot-ackerman-ukraine-drone-gas-station-train) Elliot Ackerman Read story [ The Dangerous Ideology Behind the AI Warnings ](https://www.thefp.com/p/dangerous-ideology-effective-altruism-artificial-intelligence) Shyam Sankar Read story [ Amanda Knox: Patrick Clancy Can’t Win ](https://www.thefp.com/p/amanda-knox-patrick-clancy-grief-internet-crime) Amanda Knox Read story THE NEWS The Federal Reserve raised interest rates by a quarter point, its first hike since 2023, signaling that another increase could follow as the central bank tries to bring inflation under control. President Donald Trump fired back by demanding that rates be cut sharply, though he stopped short of criticizing Fed Chair Kevin Warsh by name. The Houthis fired drones and missiles at Saudi Arabia on Wednesday, including a major oil port on the Red Sea, and Saudi jets struck back with air strikes across Yemen in an escalating front of the Middle East war. (For more on the Houthis, read Zineb Riboua’s column from earlier this week.) A sweeping Russia and Iran sanctions bill passed the House in a 262–159 vote and is now heading to Trump for his signature. Named after the late senator Lindsey Graham, the legislation would hit countries that purchase large volumes of Russian oil and gas with tariffs of up to 100 percent, and is aimed at cutting off revenue that funds Russia’s war in Ukraine. European Commission president Ursula von der Leyen proposed making Canada the European Union’s first-ever “associate member,” drawing a standing ovation from European lawmakers. The proposal, framed as a response to a world grown more hostile, faces an uncertain path as EU member states would have to approve it, and one diplomat said that “nobody really knows what it means.” The House voted unanimously to send billionaire Leon Black a criminal contempt referral after he defied a congressional subpoena to testify and hand over documents related to his connections to Jeffrey Epstein. Black chose to fight the subpoena in court rather than comply. Charlie Kirk’s family filed a wrongful death notice Wednesday against Utah Valley University, alleging that a series of security failures left him exposed to a rooftop sniper. The notice is a required legal step before the family can sue. Merriam-Webster added 1,400 words and definitions to its dictionary, including looksmaxxing, vibe coding, and cuffing season. The publisher said the new entries offer “a window into the world today.” The Free Press earns a commission from any purchases made through all book links in this article.
Utah investor doubles down on Chicago apartments with $23.7M Streeterville deal
The deal comes about two months after Highland Real Estate Partners’ largest-ever acquisition in Chicago, when the firm paid $119 million for a River North high-rise in July.
Roberts' 'Rocket Science' Remark About Utah's Offense A Cause For Concern
If Utah's offense wasn't complicated, what will more sophisticated units do to UA defense?
David Eccles School of Business and Emma Eccles Jones Foundation launch $37 million challenge grant campaign
The five-year effort is anchored by a transformational $15 million challenge grant from the Emma Eccles Jones Foundation.
Jazz’s Defensive Overhaul Should Save Brice Sensabaugh, Not Bench Him
Utah’s newfound defensive depth provides the perfect safety net for Brice Sensabaugh. Instead of benching the sophomore scorer, Will Hardy can finally unleash his elite bucket-getting potential.
Coroner's report notes prior mental health issues of Utah mom in Las Vegas deaths
One of the coroner's reports on the deaths of a Utah girl and her mother at a Las Vegas hotel in February notes the mom's prior mental health issues.
A new class goes into the Utah Sports Hall of Fame
The 2026 class includes the Deseret News’ own Lee Benson, along with Shannon Bahrke, Blair Buswell, Cody Jensen and Ben Kjar.
Jedd Fisch Addresses UW Offensive Line, Run Game
“The running game needs to improve for us to be the type of offense that we want to be,” Jedd Fisch said on Monday after the Utah State win. “Understanding that complementary football is the most important thing we can do.” Washington’s running backs finished Saturday’s game with a combined 49 rushing yards on 21 …
Nearly 1 in 5 young people turn to AI for mental health advice. What Utah parents should know
A national study found nearly 1 in 5 young people have used AI for mental health advice, and most haven't told anyone. A psychiatrist says parents should start by asking questions, not lecturing.
NIH awards multi-university team over $4M to improve women’s health
Backed by a new $4.6 million award from the National Institutes of Health, or NIH, Michigan State University researchers are launching a novel project to transform how medications are developed and prescribed for women. This is the first installment of an award worth up to $12.8 million over three years. Researchers from Rutgers, Emory, Tulane, University of Colorado Anschutz, University of Michigan and University of Utah are collaborating with the MSU team to accomplish this goal, which the lea
Islanders Name Horvat Team Captain
The New York Islanders have named forward Bo Horvat their next captain. He’s the 16th captain in team history and the first since Anders Lee. New York lost Lee to free agency this summer. He opted to continue his career elsewhere with the Utah Mammoth. Lee signed a 3-year deal worth $5.3 million annually. Only […] The post Islanders Name Horvat Team Captain appeared first on HEAVY.
Statewide assessments demonstrate ELA and math recovery accelerate as science reaches record high
The Utah State Board of Education release 2025-2026 statewide assessment results in Utah show English Language Arts (ELA) and mathematics recovery accelerating, and science results reaching record highs. The Big Picture The 2025–2026 Utah statewide assessment results demonstrate continuous multi-year academic growth following pandemic-related disruptions. Across all core subjects, student performance increased year-over-year, reflecting sustained multi-year gains.Most notably, Science performance has exceeded pre-pandemic baseline levels, while English Language Arts (ELA) and Mathematics are closing in on full recovery. Assessment results are available interactively […]
A family moved to Thailand; 8 months later, they're back in Utah
Braydon Barrett and his wife moved to Asia with their one-year-old to start over. Then a mistake upended their plans.
BYU Moves up in AP Poll after Arizona Win
BYU was ranked #15 for the Arizona game, and moved up to #11 in the latest AP Poll released Sunday. BYU is one four Big 12 teams ranked along with Texas Tech (13), Utah (17), and Houston (22). Notre Dame remained at #3. BYU passed Oregon and Oklahoma after their losses, and also passed USC […]
Eric Weddle earns spot in Utah football's Ring of Honor
The legendary safety returns to Rice-Eccles Stadium, cementing his legacy among Ute greats following a decorated career.
Utah business leader shares firsthand 9/11 account 25 years later
Twenty-five years after the Sept. 11 terrorist attacks, a Utah business leader is sharing a story he has kept private for a quarter century.
A Gender War Explodes in Utah Over the Courts, Abortion and Representation
When Republicans tried to repeal a law that voters passed banning gerrymandering, they found an opposition that flew in the face of Utah women’s “tradwives” imagery.
Colorado State thrashes Southern Utah for 2-0 start
CSU is 2-0 for the first time since 2011 after an explosive offensive display against Southern Utah. Read Kevin Lytle's takeaways from the CSU win.
Washington Does Bare Minimum in Win Over Utah State
Good news: Washington is 2-0 after surviving a scare against Utah State, winning 16-14. Bad news: There may not be many wins left on the schedule. In Friday evening’s mailbag, I explained why there is cause for concern, but I wouldn’t quite hit the panic button just yet. Less than 24 hours later, I am […]
Arkansas College Football Scoreboard: Week 2
Week 2 of the Arkansas college football season features various matchups across all levels, including featured games like Arkansas at Utah and several Thursday results such as Harding's victory over Southwestern Oklahoma State.
Jedd Fisch shares plans for Washington football's RB rotation
The Washington Huskies are planning on utilizing a heavy rotation at running back against Utah State.
Could Utah Jazz Have Center Problem?
Despite boasting elite height and frontcourt versatility, the loss of Walker Kessler leaves a void in the middle that could derail Utah’s promising postseason ambitions.
Arkansas vs Utah score: Live updates, highlights, predictions, analysis
Arkansas plays Utah in an intriguing nonconference showdown. Follow live score updates, highlights, injury news, key plays and instant analysis.
Utah offensive line is Utes' main question mark vs Arkansas
The Arkansas defensive line has to win this game for the Hogs
How to watch no. 15 BYU Football vs. Arizona
BYU Football opens Big 12 play Saturday afternoon against the Arizona Wildcats. Arizona is visiting LaVell Edwards Stadium after defeating Northern Arizona last week by a final score of 35-7. That was Arizona’s first game of the new season. BYU started the year off with a monster win over Utah Tech, 63-7 the final score. […]
Week 1 Mailbag: Panic, Concern and Optimism
Washington hosts Utah State tomorrow but before we transition to Saturday’s gameday coverage. Here is the Week 1 mailbag! Chicken Little: Is it time to panic? I wouldn’t say the sky is falling, but there is certainly plenty of reason to be concerned. The Huskies’ struggles on offense are excusable, but they make you seriously […]
Walker Kessler's Lakers Comments Send Blunt Reminder to Jazz
Fresh off a blockbuster trade, the defensive specialist prioritizes winning over rebuilding as he joins Luka Doncic, highlighting the stark contrast between Los Angeles and Utah.
Opponent Defensive Preview: Utah State Aggies
It’s week 2 and the Huskies look to build on week 1’s Apple Cup victory. While a win is a win at the end of the day, there is certainly a long list of items that the staff would like to see improved against Utah State. The Aggies, now members of the re-formed Pac-12, are […]
Washington vs Utah State Prediction: Will the Huskies Play Better?
After a mediocre performance last week, will Washington look the part against a Utah State team looking for some life? Here's the CFN preview and prediction.
Utah students’ science scores reach record highs; math, reading also improve
SALT LAKE CITY (ABC4) — The 2025-2026 Utah statewide assessment results show growth across core subjects, with science performance reaching record highs. Science proficiency reached 49.8%, exceedin…
Performers’ Circle features Putah Creek Crawdads
The Performers’ Circle will celebrate the beginning of fall as the Putah Creek Crawdads playing folk and bluegrass tunes at 7 p.m. Tuesday, Sept. 22, at Davis Odd Fellows Hall,
Intermountain Health Primary Children's Hospital Behavioral Health Campus in Taylorsville Marks One Year Anniversary This Week
One year after opening its doors, the Intermountain Health Primary Children’s Hospital Behavioral Health Taylorsville Campus is marking a milestone year of expanding access to lifesaving mental health care for Utah children, teens, and families.Since opening in September 2025, the 90,000-square-foot campus at 5770 South 1500 West in Taylorsv...
Devon Dampier Is the Utah Problem Arkansas Must Solve
Utah quarterback Devon Dampier is more than a dual-threat quarterback. He is the central stress point in an offense that can punish Arkansas for losing leverage, missing tackles, or allowing one broken play to become a touchdown. Devon Dampier Is the Utah Problem Arkansas Must Solve Arkansas is not traveling to Salt Lake City simply …
Inside Utah Politics: Utah Lt. Governor on elections and DOJ
Utah's First TV Station and your destination for news, sports, weather and more across Utah
‘Politics worthy of our country’: Cox declares Charlie Kirk Day a year after the activist’s death
The first anniversary of conservative activist Charlie Kirk’s shooting death in Orem is “Charlie Kirk Day” in Utah, Gov. Spencer Cox declared Thursday ahead of a memorial he is not expected to attend.
Charlie Kirk remembered at GOP midterm convention 1 year after shooting death
Thursday marks one year since conservative activist Charlie Kirk was shot and killed at an outdoor speaking engagement at Utah Valley University.
College Football Over/Under Picks for Week 2
Get Chris Vasile’s college football Week 2 Over/Under picks and predictions for Oklahoma vs Michigan, Arizona vs BYU, and Arkansas vs Utah.
Charlie Kirk assassination anniversary comes as GOP pushes to energize voters
Kirk, 31, the co-founder of Turning Point USA, was shot and killed Sept. 10, 2025, during a public event at a university in Utah.
Charlie Kirk assassination anniversary comes as GOP pushes to energize voters
Kirk, 31, the co-founder of Turning Point USA, was shot and killed Sept. 10, 2025, during a public event at a university in Utah.
Charlie Kirk assassination anniversary comes as GOP pushes to energize voters
Kirk, 31, the co-founder of Turning Point USA, was shot and killed Sept. 10, 2025, during a public event at a university in Utah.
‘Politics of contempt’: Republican Utah governor joins Pa. Gov. Shapiro to push back against hateful rhetoric and partisanship
The governors said political disagreement is essential to democracy, but warned that dehumanizing rhetoric is contributing to violence and eroding trust.
One year later: Kirk’s legacy, political violence and case against suspect
Charlie Kirk, founder of Turning Point USA, was speaking at Utah Valley University on Sept. 10, 2025, as part of his American Comeback Tour when he was struck in the neck by a single gunshot. He was 31. Turning Point says interest in the…
Dixie Roundup Rodeo brings pro cowboys, 3 nights of family entertainment to brand-new Dixie Sunbowl
(Sponsored) The Dixie Roundup Rodeo, organized by the St. George Lions Club, has been part of the fabric of Southern Utah since 1934. Now, one of the community’s most beloved
Josh Shapiro and Utah Gov. Cox condemn political violence in joint appearance on eve of anniversary of Charlie Kirk’s killing
Gov. Josh Shapiro said his family has repeatedly faced terroristic threats. "And oftentimes it’s rooted in an attack on me because of how I worship,” the governor noted.
Utah Gov. Spencer Cox goes toe to toe with Jon Stewart on ‘The Daily Show’
Jon Stewart grilled Spencer Cox about his new book and disagreeing better in a disagreeable age.
Washington Football Turns Focus to Short Week Against Utah State
The Washington Huskies have a lot to correct on the field, and some injuries to overcome, ahead of their matchup against Utah State.
U Researcher Featured on Huberman Lab, a Top Global Health Podcast
Most of us learned that mitochondria are the “powerhouses of the cell.” Jared Rutter wants people to know they are much more interesting than that....
Beneath a field of loose rubble on Utah’s Mount Timpanogos, scientists mapped a hidden mass of ice up to 150 feet thick — enough frozen water to fill 600 Olympic swimming pools
Massive ice deposits hidden beneath Utah mountain rubble could reshape understanding of water resources and climate patterns in the American West.
This Governor Wants Republicans to Forgive Their Enemies
In his new book, Utah Gov. Spencer Cox explores what it will take to heal the division within American politics.
Undefeated Anthony Wint Books Second UFC Fight in 43 Days
Former NFL player Anthony Wint has booked his second UFC fight in 43 days. The undefeated athlete out of Homestead, Florida, fights on the UFC 332 card on October 3 in Salt Lake City, Utah. He takes on promotional newcomer Lucas Armand in the heavyweight division. The UFC announced the fight on the Dana White’s […] The post Undefeated Anthony Wint Books Second UFC Fight in 43 Days appeared first on HEAVY.
Hornets sign former Utah Jazz standout to Exhibit 10 contract
The Charlotte Hornets signed former Yale guard Bez Mbeng to an Exhibit 10 contract.
Letter: If Utah cares about mental health, it won’t cut Medicaid funds
Letter: If Utah cares about mental health, it won’t cut Medicaid funds
Utah measles cases are down, but health officials are still concerned
Warm weather helped slow Utah's outbreak, which had become the epicenter of outbreaks in the U.S. But the Utah State Epidemiologist still takes issue with even a single case in the state.
Who is the Utah Jazz’s Most Important Player this Season?
If the Jazz are forced to pick their favorite children, who comes out on top?
Utah Gov. Cox: Americans ‘desperate for something better’ amid heightened polarization
Gov. Spencer Cox spoke with ABC News’ Martha Raddatz one year after Charlie Kirk’s assassination in Utah.
Utah woman becomes teacher amid health crisis; community rallies to keep her in the classroom
Alisha Raymond has long faced health challenges, but amid it all, has wanted to help children with special needs.
Scientists mapped beneath Utah’s Great Salt Lake and found a potentially vast reservoir of freshwater hiding under one of America’s saltiest lakes — in places, it extends more than three kilometres underground
Reeds do not grow on salt flats. Yet dozens of near-perfect circles of them have shoved their way up through the crust of Farmington Bay, in the
BYU Steamrolls Utah Tech in Season Opener
BYU came into the game as a 50-point favorite and topped that in a 63-7 win over Utah Tech in the season opener Saturday night in Provo. BYU did everything they were supposed to, resting the starters in the second half after going into halftime up 42-0. BYU outgained Utah Tech 521-184 yards and won […]
Health officials emphasize children's vaccinations as measles outbreak dissipates in Southern Utah
Health officials in Southern Utah say the measles outbreak is dissipating, which underscores the need for parents to stay up to date with children's vaccinations.
Utah Royals defender Kaleigh Riehl signs extension through 2027
A key member of URFC will be returning for the 2027 season.
Vacant Title Fight Headlines UFC 332 in Salt Lake City
With less than a month to go until the UFC 332 event in Salt Lake City, Utah, the promotion has finally announced the headliner for October 3. Natália Silva gets her shot at UFC gold. The Brazilian fighter takes on Wang Cong for the flyweight championship. The UFC announced the fight moments ago during the […] The post Vacant Title Fight Headlines UFC 332 in Salt Lake City appeared first on HEAVY.
How to watch no. 14 BYU Football vs. Utah Tech
Cougar fans — It’s time! BYU Football kicks off the 2026-27 season at LaVell Edwards Stadium on Saturday night against the Utah Tech Trailblazers. Saturday will be just the second time the in-state teams have met, with the first coming back in 2022, also in Provo. BYU defeated Utah Tech by a final score of […]
High school football scores
Utah high school football is underway in 2026. See the latest football scores across the state.
Line play will be the story when Arkansas faces Utah
Utes did not overwhelm at the line of scrimmage versus Idaho
Park City’s Hope Alliance receives $5,000 Select Health Award for vision care
Local nonprofit is one of 10 Utah organizations recognized for addressing community health needs
Interested in presenting at the Health Innovation Partnerships Workshop?
Faculty interested in building collaborations across medicine and engineering are invited to be considered for a short presentation at the Health Innovation Partnerships Workshop on...
University Counseling Center partners with Mantra Health to expand virtual mental health support
For the first time, students residing outside Utah can access virtual therapy at no cost through the university.
Nuclear power drive boosts southwestern uranium mills — and tribal health concerns
The Havasupai, Ute Mountain Ute tribes worry that a Utah uranium mill may foul groundwater as Trump administration boosts nuclear energy.
Boston Bruins Winger JJ Peterka Sees Better Fit in Boston
All in all, the JJ Peterka fit wasn't right. Utah reduced his ice time by about two minutes per game in the second half of the season. The post Boston Bruins Winger JJ Peterka Sees Better Fit in Boston appeared first on HEAVY.
Intermountain Health Unveils Plans for New Intermountain LDS Hospital in Downtown Salt Lake City
Intermountain Health unveiled plans today for a new Intermountain LDS Hospital in downtown Salt Lake City, marking a transformational investment in the future of healthcare for Utah residents and reaffirming a commitment to serving the community for generations to come.The new hospital will be located on an approximately eight-acre site at 745 S...
Select Health Community Awards 2026
Intermountain Health's Select Health awards $150,000 to 30 organizations addressing community health needs across Idaho, Nevada, and Utah.
Study Identifies Potential Therapeutic Target Protein that Drives Metabolic Liver Disease Independent of Diet
The protein appears to cause liver damage by triggering an out-of-place antiviral immune response. Blocking this pathway can protect against liver injury in human cells and mouse models, even on a high-fat diet—paving the way for therapies to prevent liver damage.
Two student deaths prompt University of Utah to share mental health resources
The University of Utah is mourning the deaths of two students who died in unrelated circumstances over the weekend and has shared mental health resources with t
University of Utah sends out mental health resources after two students die
Two University of Utah students died within the first week of classes under separate and tragic circumstances, the school said.
First West Nile virus case in Utah County confirmed as neuroinvasive
The Utah County Health Department confirmed the county’s first human case of West Nile virus this season.Health officials said the case is neuroinvasive, the mo
Veterinary science building opens
Utah State University’s College of Veterinary Medicine began its second year of operation this week, with first-year and second-year students…
How to Manage Gestational Diabetes for a Healthy Pregnancy
Gestational diabetes can feel overwhelming, but it can often be easily managed. Learn how proper care can help protect you and your baby throughout pregnancy.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
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