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CMS Mulls Cuts to Business Services Staff

CMS follows other law firms, such as Baker McKenzie and Clifford Chance, in seeking out savings in its back-office functions.

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Oct 5 • 6:31 AM EDT • Business • law.com
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Three sheriff’s offices sign up for jail mental health hold reimbursements under new Wyoming law

The law allows the health department to pay jails for holding and treating people with mental illnesses while they await a bed at the state hospital.

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Oct 5 • 6:30 AM EDT • Health • wyofile.com
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Renée Slegers has full backing from Arsenal despite slow start

Arsenal are not looking to dismiss manager Renée Slegers despite a slow start to the 2026/27 season.The Gunners have won just one of their opening five matches in the WSL which sees them ninth in the...

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Oct 5 • 6:25 AM EDT • Sports • sports.yahoo.com
Choosing Between Good And Evil: The Omega Seamaster Diver 300M James Bond And Spectre Collection

✓ Introducing the Omega Seamaster 300M James Bond And Spectre Collection ✓ A tough choice between good and evil ✓ Check it out ✓

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Oct 5 • 6:00 AM EDT • Technology • fratellowatches.com
7 best upgrades coming to Qatar's new Qsuite business class

Qatar Airways hoped to launch its new Qsuite business class in 2025, but it still hasn't flown a single passenger. See what to expect once it debuts.

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Oct 5 • 5:45 AM EDT • Business • businessinsider.com
Anthropic expected to IPO despite market uncertainty, AI slowdown calls

Wall Street is gearing up for Anthropic’s expected mega initial public offering, a major test of investors’ appetite for one of the AI industry’s leading firms. Just weeks ago, its CEO called for an industry-wide slowdown over growing safety concerns.

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Oct 5 • 5:00 AM EDT • Business • cnn.com
This Kenner 'beach' thrives on volleyball, cold beer, decades of camaraderie: 'We're still here'

If it weren’t for the glowing lights of Planet Fitness and Treasure Chest Casino at the strip mall a few feet away, you could almost forget this beach is in the middle of a parking lot in Kenner. Here’s why locals drive from New Orleans and beyond each week to hang out, play ball or drink a few cold ones.

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Oct 5 • 5:00 AM EDT • Entertainment • nola.com
As flu season approaches, here’s why you should you get your vaccine now

While flu activity is still relatively low, officials say now is the time to get vaccinated before cases begin to rise later this year.

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Oct 5 • 5:00 AM EDT • Health • wusf.org
How tragedy, faith led Julia Letlow to run for Senate: ‘I needed those signs from the Lord’

After her husband, Luke, died of COVID, Julia Letlow faced a major decision.

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Oct 5 • 5:00 AM EDT • Politics • shreveportbossieradvocate.com
Digbi Health Study of Nearly 16,000 Members Finds Precision Biology GI Care Delivers IBS Relief at Scale

Combining Gut microbiome, genetic, and glucose signals delivers unprecedented personalized care to bring clinically meaningful relief to more than half of symptomatic membersMOUNTAIN VIEW, Calif., Oct. 05, 2026 (GLOBE NEWSWIRE) -- Digbi Health today released a real-world study of nearly 16,000 members of its precision biology program, which personalizes nutrition and lifestyle care to each person's gut microbiome, genetics, and glucose response. Among members followed for 12 weeks, i more than h

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Oct 5 • 4:32 AM EDT • Health • finance.yahoo.com
Bulgaria U21 v Scotland U21

Follow live text commentary, score updates and match stats from Bulgaria U21 vs Scotland U21 in the UEFA U21 Championship Qualification

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Oct 5 • 4:25 AM EDT • Sports • sports.yahoo.com
Uncovered raw shrimp a tic against wings restaurant

The following is a list of restaurants in Richmond and Columbia counties that were inspected Sept. 25 through Oct. 2, accompanied by their scores and, in some cases, the health infractions that lowered those scores. Scores below 70 are considered failing.

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Oct 5 • 4:02 AM EDT • Health • thestate.com
IRGC General Warns Regional States against Letting US Use Their Territory

TEHRAN (Tasnim) – Brigadier General Ali Fadavi warned regional countries against allowing the US to employ their territories for operations against Iran, stressing that any location used as a launch point for attacks on Iran will be targeted.

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Oct 5 • 3:39 AM EDT • Politics • tasnimnews.ir
The genetic secret helping bats survive a deadly epidemic

We’re easing you into Halloween season with an episode about bats. There’s a silent serial killer decimating little brown bats as they hibernate. White nose syndrome has driven populations across the U.S. to almost the brink of extinction over the last decade. But recently, conservation biologist Giorgia Auteri and her team noticed several genetic mutations in the survivors. These mutations could explain how natural selection has shifted the existing population – and inform conservation efforts in the future.Interested in more animal science? Email us your question at shortwave@npr.org.Support public media with NPR+ and enjoy perks for over 25 podcasts like this one. This show’s perks include sponsor-free listening. Learn more at plus.npr.org.

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Oct 5 • 3:00 AM EDT • Science • npr.org
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DC performers, businesses grapple with impact of Kennedy Center closure

Following the Kennedy Center closure, businesses and arts organizations are taking financial hits as well as struggling to continue keeping their respective fields and organizations afloat.

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Oct 5 • 1:41 AM EDT • Business • gwhatchet.com
Rules analyst reveals game-changing referee mistake

Earlier this season, the Michigan Wolverines benefited from a controversial replay decision that put one more second on the clock, allowing for one last heave at the end zone, only for governing bodies to later conclude that protocol was not correctly followed. A similar situation happened this week at the FCS level. During Friday night’s…

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Oct 5 • 1:39 AM EDT • Sports • sports.yahoo.com
Greater Rochester Chamber of Commerce, Rochester Mental Health Alliance to Host "Building Your Bank of Resilience" on 11/17

The Greater Rochester Chamber of Commerce and the Rochester Mental Health Alliance will be hosting “Building Your Bank of Resilience”, a community discussion featuring Dr. Naomi Hall and Recovery Friendly Workplace, on November 17, 2026, from 8:00 am to 9:30 am. Read the flyer below for additional details.

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Oct 5 • 1:00 AM EDT • Health • news.rochesternh.gov
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Euro drops to 17-month low as political and fiscal risks rise

Euro hits 17-month low as French politics and fiscal worries shake markets.

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Oct 5 • 12:35 AM EDT • Politics • seekingalpha.com
Miami Marlins Hitting Core Emerges After Strong Season

Hit king Otto Lopez and defensive powerhouse Joe Mack lead a surging youth movement, signaling a turning point for the franchise following a productive 80-win campaign.

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Oct 5 • 12:30 AM EDT • Sports • sports.yahoo.com
Ageless Novak Djokovic Stays Perfect in Beijing

Age is supposed to slow a tennis player down. Nobody has told Novak Djokovic. At 39, the Serb eliminated world No. 2 Alexander Zverev in the China Open quarterfinals and extended a streak in Beijing with no Open Era precedent. Djokovic is now 32-0 at the tournament. No player in the Open Era has won …

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Oct 5 • 12:13 AM EDT • Sports • sports.yahoo.com
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Euro slides as French fiscal worries grip markets

By Ankur Banerjee SINGAPORE, Oct 5 (Reuters) - The euro weakened sharply on Monday to a 17-month low as fiscal worries in France amid a steep bond market rout stoked

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Oct 4 • 11:50 PM EDT • Business • lufkindailynews.com
C.J. Stroud Does Not Hold Back After Cowboys Beat Texans

Houston Texans quarterback C.J. Stroud spoke candidly following their blown lead and loss to the Dallas Cowboys in Week 4. The post C.J. Stroud Does Not Hold Back After Cowboys Beat Texans appeared first on HEAVY.

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Oct 4 • 11:32 PM EDT • Sports • sports.yahoo.com
2 confirmed cases of Legionnaires' disease at Queens apartment complex prompt NYC Health Department probe

The city Department of Health is investigating an apartment building in Queens, following two confirmed cases of Legionnaires' disease among the residents there.

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Oct 4 • 11:00 PM EDT • Health • cbsnews.com
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Vikings Passing Game Report Card Following Win over Dolphins
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Oct 4 • 10:51 PM EDT • Sports • sports.yahoo.com
Rapper Lucki alleged stabbed in bloody brawl outside ComplexCon

Video appears to show the rapper with a laceration below the jaw. At least four people were hurt in a knife attack, police said.

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Oct 4 • 9:50 PM EDT • Entertainment • latimes.com
Dalton Kincaid shut down for second straight week

Dalton Kincaid held to season-low one reception in Week 4 against New England.

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Oct 4 • 9:26 PM EDT • Sports • sports.yahoo.com
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Local business plans Halloween event at Buckhannon’s Jawbone Park

Majestic Mountains Studio is planning a Halloween event at Jawbone Park in Buckhannon on Oct. 31 from noon to 5:30 p.m. The free event will feature vendors, games, crafts and costume contests.

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Oct 4 • 8:58 PM EDT • Business • mybuckhannon.com
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MPD Reports: Mental health issues, domestic disputes, suspicious persons and juvenile problems

The City of Monroe Police Department reported the following incidents for the period Aug. 28 to Sept. 3, 2026. Due to the length, this report has been split into four parts. This is the second. Ple…

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Oct 4 • 8:38 PM EDT • Health • news.monroelocal.org
WHO joins Pre-COP31 to advance climate action that delivers for people’s health

The World Health Organization (WHO) is joining Pacific leaders, governments and partners at Pre-COP31 in Fiji from 5 to 8 October to advance health priorities in climate action and strengthen the Pacific voice ahead of the 31st Conference of the Parties (COP31) to the United Nations Framework Convention on Climate Change (UNFCCC).COP31, to be held next month in Antalya, Türkiye, marks an important step for global climate and health action. Health is one of the 10 priority themes of the COP31 Action Agenda, “Dynamic and Resilient Health Systems”, and a dedicated Health Day will take place on 9 November, the first day of COP31. The inclusion of health reflects growing global recognition that climate action and health are closely connected. The climate crisis is affecting population health globally. Across the WHO Western Pacific Region, which includes Pacific island countries and areas, the consequences of climate change include extreme heat, cyclones, floods, rising sea levels, food and water insecurity, infectious diseases and disruptions to essential health services. The Pacific in particular faces additional challenges. A recent review of 76 hospitals in 14 Pacific island countries found that 62% of health facilities are located within 500 metres of the sea or a river, leaving them particularly exposed to flooding, storm surges and sea-level rise.Bringing Pacific priorities to the global climate agendaThe Pacific Pre-COP31 provides an important opportunity for Pacific countries and partners to consolidate regional priorities and bring the experiences and leadership of Pacific communities into global climate discussions.Pacific countries have been advancing practical approaches to protect health in a changing climate, including strengthening climate-resilient health systems, improving preparedness for extreme weather events, building resilient health infrastructure and mobilizing climate finance for health. “This Pre-COP is an important moment for the Pacific, bringing global climate discussions to a region that has long been at the forefront of the climate crisis. It provides an opportunity for Pacific countries and areas to set their priorities, experiences and leadership on the global stage, and to ensure that the realities of Pacific communities are genuinely reflected in the decisions made on climate action,” said Dr Saia Ma’u Piukala, WHO Regional Director for the Western Pacific.Throughout this week, WHO will co-convene and participate in high-level discussions and events focused on climate and health, climate resilience, adaptation, financing and implementation. “Climate finance is essential for resilient and healthy Pacific communities,” emphasized Dr Mark Jacobs, WHO Representative to the South Pacific and Director of Pacific Technical Support. “We must ensure that financing reaches the people, communities and essential services most exposed to climate risks, supporting locally defined priorities and investments.”WHO will work with partners to strengthen the integration of health considerations across climate policies and investments, including national climate plans and resilience initiatives.Health as a driver of climate actionAmid the risks to health and pressures on health systems, well-strategized and implemented climate action can deliver significant health benefits. Investments in clean energy, sustainable transport, resilient infrastructure, food systems and nature-based solutions have proven to reduce health risks while contributing to climate mitigation and adaptation.“Climate action is truly an investment in health. Cleaner energy, healthier food systems and climate-resilient health services can protect lives while building stronger communities. We now need to turn these opportunities into action and make health a core part of climate investments,” said Dr Sandro Demaio, Director and Head of Office, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region. “These benefits demonstrate that climate action is not only about reducing future risks. It is also an opportunity to improve lives today while building healthier, safer and more resilient societies.”At COP31 next month, WHO will also support the Health Pavilion, which will bring together the global health community and partners to advance health and equity within climate negotiations. With COP31 poised to move health higher on the global climate agenda, WHO will continue working with countries and partners across the Western Pacific Region and globally to strengthen climate-resilient and low-carbon health systems, and ensure that climate action protects and improves people’s health.____________________Media contactsElizabeth Bennett, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region, elizabeth.bennett@who.intJulia Dongwhan Shin, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region, dong.shin@who.intWHO Western Pacific Communications, wprocom@who.int

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Oct 4 • 8:00 PM EDT • Health • who.int
Coffee-Rich Diet May Be Linked to Better Breast Cancer Outcomes, But Experts Urge Caution

A new study is again drawing attention to a popular morning beverage: coffee. Researchers found that women with breast cancer who consumed higher amounts of polyphenols, naturally occurring plant compounds abundant in coffee and many plant-based foods, experienced lower rates of breast cancer-related death over a long-term follow-up period.

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Oct 4 • 8:00 PM EDT • Health • baptisthealth.net
Ed Sheeran's newest opening act praises Macklemore amid tour drama

After other musical acts quit his tour following Macklemore's removal for pro-Palestinian messaging during a performance, Ed Sheeran found a replacement opening act for a night.

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Oct 4 • 7:46 PM EDT • Entertainment • centraloregondaily.com
Christina Mezes, D.O., Joins Lynn Women’s Health & Wellness Institute as a Urogynecologist

October 1, 2026 – Board-certified obstetrics and gynecology physician and fellowship-trained urogynecologist Christina Mezes, D.O., has joined the Christine E. Lynn Women’s Health & Wellness Institute in Boca Raton, a part of Baptist Health South Florida. Dr. Mezes provides care for women with pelvic floor disorders, including pelvic organ prolapse and urinary and fecal incontinence. […]

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Oct 4 • 7:03 PM EDT • Health • southfloridahospitalnews.com
Patrick F. Szukics, D.O., Joins Baptist Health Orthopedic Care as Orthopedic Sports Medicine Surgeon

October 1, 2026 – Fellowship-trained orthopedic sports medicine surgeon Patrick F. Szukics, D.O., has joined Baptist Health Orthopedic Care. Dr. Szukics specializes in diagnosing and treating sports-related and orthopedic injuries of the hip, knee, shoulder and ankle. His expertise includes minimally invasive arthroscopic surgery, shoulder replacement, and the treatment of tendon and ligament injuries. He […]

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Oct 4 • 7:02 PM EDT • Health • southfloridahospitalnews.com
Magic's Jevon Carter Praises Team Chemistry, Work Ethic

Orlando Magic guard Jevon Carter had a lot of good things to say about the team following the fifth day of training camp.

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Oct 4 • 7:00 PM EDT • Sports • sports.yahoo.com
Eagles vs. Rams: The good, the bad, and the ugly

Highlights and lowlights from Philadelphia’s Week 4 loss.

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Oct 4 • 6:17 PM EDT • Sports • sports.yahoo.com
Man injured, businesses damaged following shooting in Arlington

Officers found shell casings and damaged windows at a shopping center lot. A man was shot in the leg and taken to a hospital. No arrests yet.

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Oct 4 • 6:04 PM EDT • Business • nbcdfw.com
Kate Mulgrew says being “Star Trek”’s ‘unprecedented’ first female captain ‘reshaped my life’

“I think what she allowed women in STEM to do as a result of her command was absolutely, deeply significant,” Mulgrew said.

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Oct 4 • 5:27 PM EDT • Entertainment • yahoo.com
AI, data science leaders join Cornell’s Radical Collaboration initiative

Cornell University is expanding its expertise in artificial intelligence and data science thanks to the arrival of the following faculty members as

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Oct 4 • 5:06 PM EDT • Science • nationaltribune.com.au
White Sox offseason business during the postseason: Arbitration figures, play-by-play future

The last two times the White Sox were in a real postseason — 2008 against the Rays, 2021 against the Astros — they fell behind 2-0 in the the ALDS, and had to scratch out Game 3 victories each time in order to ensure that they wouldn’t participate in the bare minimum of games. Three…

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Oct 4 • 4:56 PM EDT • Business • soxmachine.com
Ed Sheeran's new tour opener speaks out on Macklemore, calls for 'common ground'

After other musical acts quit his tour following Macklemore's removal for pro-Palestinian messaging during a performance, Ed Sheeran has found a replacement opening act.

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Oct 4 • 4:49 PM EDT • Entertainment • centraloregondaily.com
Elon Musk rebrands SpaceXAI following Trump directive

SpaceX's artificial intelligence arm is undergoing another identity change just months after Elon Musk consolidated xAI into the company.

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Oct 4 • 4:39 PM EDT • Business • foxbusiness.com
RB Cam Skattebo: 'We came out here and handled business'

Running back Cam Skattebo addresses the media following the Giants' Week 4 win over the Arizona Cardinals.

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Oct 4 • 4:05 PM EDT • Business • giants.com
Chargers vs. Seahawks live tracker: Score, highlights, analysis

Follow along with Chargers Wire for live updates, scoring plays and highlights from the Week 4 game between the Chargers and Seahawks.

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Oct 4 • 3:42 PM EDT • Sports • sports.yahoo.com
Chargers set to be without key player vs. Seahawks

The Los Angeles Chargers suffered a major blow as this key player was ruled inactive.

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Oct 4 • 3:30 PM EDT • Sports • sports.yahoo.com
Health records from 68 adults link plant-based grocery support to lower blood pressure and weight

Providing people with nutritious foods can improve the management of chronic metabolic diseases such as type 2 diabetes and hypertension. However, most studies of "Food Is Medicine" programs have only ...

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Oct 4 • 3:24 PM EDT • Health • medicalxpress.com
Diet analysis links higher pulse intake to lower heart disease and diabetes risk

New research from two William & Mary students has found that the risk of heart attack could be significantly lowered with one simple dietary change: increasing the intake of pulses. But what is a pulse? ...

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Oct 4 • 3:00 PM EDT • Health • medicalxpress.com
Opening Odds: Mizzou slightly favored over Texas A&M

Mizzou stays home to try and follow up a Homecoming masterclass.

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Oct 4 • 3:00 PM EDT • Sports • sports.yahoo.com
Lina Khan says AI companies shouldn't follow Big Tech's playbook

Former FTC chair Lina Khan cautioned against AI companies regulating themselves during an interview on ABC's "This Week."

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Oct 4 • 2:03 PM EDT • Business • businessinsider.com
NI team will 'have bumps along the road'

Follow live text commentary, score updates and match stats from Northern Ireland vs Georgia in the UEFA Nations League

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Oct 4 • 1:29 PM EDT • Sports • sports.yahoo.com
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Rapper Lucki reportedly injured following confrontation at ComplexCon in L.A.

According to multiple sources, rapper Lucki was injured after a confrontation at ComplexCon, which is taking place at the Los Angeles Convention Center. TMZ reports that Lucki was involved in…

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Oct 4 • 1:13 PM EDT • Entertainment • ktla.com
‘Fitbit Edge’ leaks as Google’s next fitness tracker with ‘Apps’ & ‘Notifications’

Following an accidental marketing leak in August and FCC listing last month, retail listings for the “Fitbit Edge” have now emerged.

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Oct 4 • 1:06 PM EDT • Technology • 9to5google.com
Colts Rock Commanders in London After Slow Start

The Indianapolis Colts got a decisive win over the Washington Commanders in London, 30-13.

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Oct 4 • 12:41 PM EDT • Sports • sports.yahoo.com
Amazon Launches Early Prime Day Discounts on AirPods, iPad, MacBook Air, and More

Earlier this week, we began tracking early Prime Day deals on Apple-related accessories, and today Amazon has introduced major early deals on Apple products as well. This includes AirPods, iPads, MacBooks, and more, all available at some of the lowest prices of the year so far. Note: MacRumors is an affiliate partner with Amazon. When you click a link and make a purchase, we may receive a small payment, which helps us keep the site running.

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Oct 4 • 12:15 PM EDT • Technology • macrumors.com
Ravens-Titans inactives: Ronnie Stanley, Zay Flowers to play

The Ravens deactivated four players for their Week 4 matchup with the Titans.

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Oct 4 • 11:59 AM EDT • Sports • sports.yahoo.com
Penn State Opens as Underdog Against USC

Penn State has opened as an underdog for the first time in the 2026 season. Following back-to-back loses to begin Big Ten play, the Nittany Lions will be a 1.5-point home underdog when they face USC on Saturday. Despite the game being the annual White Out, the oddsmakers are still not confident in Penn State’s […]

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Oct 4 • 11:42 AM EDT • Sports • sports.yahoo.com
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Nvidia’s $235 Billion Buyback Offers a Powerful Lesson for Founders

Founders should bet on themselves by using strong cash flow to strategically reinvest in their business and fuel sustainable growth.

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Oct 4 • 11:00 AM EDT • Business • inc.com
How to follow the Singapore Grand Prix on the BBC

All the key BBC coverage details for the Singapore Grand Prix, the sixth and final sprint event of the season, which takes place from 9-11 October.

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Oct 4 • 10:44 AM EDT • Sports • sports.yahoo.com
Christian Gonzalez reveals how Patriots can slow down Josh Allen

Christian Gonzalez broke down what makes Bills quarterback Josh Allen great and how the Patriots can slow him down.

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Oct 4 • 10:43 AM EDT • Sports • sports.yahoo.com
Trump launches ‘Super Intelligence Force’ after calls for AI slowdown

Leaders from the intelligence community, the Pentagon, the Federal Trade Commission and the Office of Personnel Management will serve on the task force.

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Oct 4 • 10:26 AM EDT • Politics • washingtonpost.com
Manchester City v Arsenal

Follow live text commentary, score updates and match stats from Manchester City vs Arsenal in the Women's Super League

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Oct 4 • 10:11 AM EDT • Sports • sports.yahoo.com
Redesigned MacBook Pro with OLED to feature 'significantly lighter' design: report

Apple’s major MacBook Pro overhaul is just around the corner, and should debut within a month or so. It’ll be...

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Oct 4 • 10:11 AM EDT • Technology • 9to5mac.com
Seahawks TE AJ Barner carries interesting fantasy football flex value

AJ Barner may be a strong candidate to consider as a fantasy football flex option following his strong performance in Week 3.

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Oct 4 • 10:01 AM EDT • Sports • sports.yahoo.com
Patriots vs Bills live updates: Score, highlights, analysis

The Patriots play the Bills in a pivotal Week 4 AFC clash. Follow live score updates, highlights, injury news, key plays and instant analysis.

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Oct 4 • 9:33 AM EDT • Sports • sports.yahoo.com
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy

Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.

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Oct 4 • 8:59 AM EDT • Health • fintechbusinessweekly.substack.com
Fran Brown Delivers Three Important Messages After Syracuse Football Win

The head coach addressed multiple topics following the team's second win of the season, which came against UConn on Saturday.

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Oct 4 • 8:20 AM EDT • Sports • sports.yahoo.com
Everton v Birmingham City

Follow live text commentary, score updates and match stats from Everton vs Birmingham City in the Women's Super League

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Oct 4 • 7:34 AM EDT • Sports • sports.yahoo.com
Zay Flowers Injury Update: Ravens WR’s Week 4 Status Revealed

Zay Flowers spent the past week battling a hamstring injury in practice, but the Baltimore Ravens star wide receiver should suit up for Week 4's battle against the Tennessee Titans. A first-round pick in the 2023 NFL Draft, the Boston College product immediately established a rapport with quarterback Lamar Jackson. Back in 2023, the rookie …

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Oct 4 • 7:33 AM EDT • Sports • sports.yahoo.com
Retired Navy SEAL to first responders at Chesterfield mental health event: 'Trauma is trauma'

Operation Yellow Tape hosted a mental health conference for first responders in Chesterfield, bringing together speakers to break the stigma of seeking help.

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Oct 4 • 7:19 AM EDT • Health • wtvr.com
Updated SEC football conference standings following Week 5 slate

Only three SEC teams remain undefeated in conference play coming out of Week 5. Here is a look at the latest conference standings.

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Oct 4 • 7:02 AM EDT • Sports • sports.yahoo.com
Roma continue to follow Kvernadze ahead of January

Roma are already looking ahead to the January transfer window, and their priority would be to give Gasperini a new attacking winger. As La Stampa reports today, the Giallorossi coach is dreaming of a ...

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Oct 4 • 6:30 AM EDT • Sports • sports.yahoo.com
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AirPods Pro 3 Drop to $179 Ahead of October Prime Day

Apple's flagship AirPods Pro 3 are discounted to $179 ahead of Amazon's October Prime Day event, marking their second-lowest price to date.

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Oct 4 • 6:26 AM EDT • Technology • consequence.net
More power or more gauges? How the sports car market has become divided

Technology has "slowly hacked away at the soul of the sports car," one analyst said.

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Oct 4 • 6:13 AM EDT • Sports • abcnews.com
Pennsylvania health officials brace themselves as measles outbreak expected to spread

Most counties don’t have their own health agencies, and some specific population groups have low vaccination rates

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Oct 4 • 6:00 AM EDT • Health • theguardian.com
Blue Origin unveils huge 'Power Tower' to boost solar electricity on the moon (video)

"Our Power Tower is a 20-meter-tall, vertically deployed solar array system designed to provide more than 10 kilowatts of power for Moon Base operations at the lunar south pole."

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Oct 4 • 6:00 AM EDT • Technology • space.com
Michigan got $173M to transform rural health. Where is it going?

Rural hospital leaders in Michigan say the federal program is unable to augment day-to-day operations to support frontline medical care, and is instead flowing to programs on the periphery of where the system is experiencing the most strain.

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Oct 4 • 5:59 AM EDT • Health • themorningsun.com
Michigan got $173M to transform rural health. Where is it going?

Rural hospital leaders in Michigan say the federal program is unable to augment day-to-day operations to support frontline medical care, and is instead flowing to programs on the periphery of where the system is experiencing the most strain.

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Oct 4 • 5:59 AM EDT • Health • thenewsherald.com
American love of oversized Halloween skeletons still going strong

Six years after the original 12-foot Skelly first went viral, the trend of jumbo Halloween yard decorations seems as strong as ever.

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Oct 4 • 5:53 AM EDT • Business • businessinsider.com
Ed Sheeran Joined By First 'Special Guest' Since Opening Acts Dropped Him

Macklemore was removed from the tour following remarks that included “Free Palestine,” and other support acts left in solidarity.

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Oct 4 • 5:49 AM EDT • Entertainment • newsweek.com
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TST Best Bets: October 4, 2026

Week 4 of the NFL season has arrived, and this column is due for a bounce-back after back-to-back weeks under .500 followed a strong Week 1 debut.Let’s get straight to it as we pick every game on Sunday’s slate, starting with the Lock of the Week.For all of your NFL betting picks, here are today’s TST Best Bets, brought to you by BetOnline.ag. Click here to join. All new players receive a 50% welcome bonus and up to $250 in free bets.

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Oct 4 • 5:25 AM EDT • Sports • sports.yahoo.com
‘We cannot divide ourselves’

Bruno Fernandes has urged Portugal not to become divided following Cristiano Ronaldo’s decision to leave the national team camp.Ronaldo said he would explain the reasons behind his decision “in ti...

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Oct 4 • 5:05 AM EDT • Sports • sports.yahoo.com
5 best Florida Halloween and fall events on the Treasure Coast

Looking for something fun to do this October? Here are 5 Halloween or fall-themed events to visit on the Treasure Coast!

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Oct 4 • 5:00 AM EDT • Entertainment • tcpalm.com
Business leaders deliver blow to calls for more North Sea oil and gas drilling

The campaign group Uplift said more than half of entrepreneurs backed government plans to phase out fossil fuels

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Oct 4 • 4:01 AM EDT • Business • nz.news.yahoo.com
Pittsburgh Penguins’ Egor Chinakhov Continuing to Impress

When the Pittsburgh Penguins acquired Egor Chinakhov from their divisional rivals, the Columbus Blue Jackets, right before the New Year, it was a move that could’ve easily flown somewhat under the radar. Chinakhov, an underperforming former late first-round pick, was traded for Danton Heinen and draft picks. At the time, it didn’t seem like an […] The post Pittsburgh Penguins’ Egor Chinakhov Continuing to Impress appeared first on HEAVY.

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Oct 4 • 2:58 AM EDT • Sports • sports.yahoo.com
Stray Kids follows BTS in Grammy boycott over Asian pop category

K-pop group Stray Kids is boycotting next year’s Grammys, following BTS in its decision not to submit music for consideration amid mounting controv...

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Oct 4 • 2:33 AM EDT • Entertainment • koreatimes.co.kr
“This Guy Has Absolutely No Business Coaching Football”: CFB Fans Want Shane Beamer Fired After Blowing 17–0 Lead vs. Kentucky

Shane Beamer and the South Carolina Gamecocks kicked off the 2026 season with impressive back-to-back victories over Kent State and the Towson Tigers. However, they followed that with disappointing losses to Mississippi State and Alabama.

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Oct 4 • 2:25 AM EDT • Business • sports.yahoo.com
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Is Hims & Hers Health (HIMS) A Bargain After The Fraud Lawsuit Claims?

Hims & Hers Health (HIMS) is back in focus after a proposed securities fraud class action accused the telehealth provider of misleading investors about data sharing practices and prescription billing workflows. Recent price action for Hims & Hers Health has been choppy, with the share price slipping about 1% over the past day and week, climbing 4.7% over the past month, yet falling 24.2% across 90 days. The 1-year total shareholder return is down 44.8%, despite a very large 3-year gain that...

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Oct 4 • 2:18 AM EDT • Health • simplywall.st
ASU overwhelmed by Baylor's physicality in blowout loss

ASU entered the game 15th nationally in total yards allowed in first halves (121.3), and the Bears hung 299 yards on the Sun Devils in the first 30 minutes.

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Oct 4 • 2:10 AM EDT • Sports • arizonasports.com
Zay Flowers’ availability could reshape Ravens’ attack against Titans

If Zay Flowers plays, his motion and explosive receiving ability could create opportunities for Baltimore’s other weapons against Tennessee

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Oct 4 • 12:21 AM EDT • Sports • sports.yahoo.com
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CSU defensive coordinator walks out during blowout loss

CSU coach Jim Mora Jr. stripped defensive coordinator Tyson Summers of play-calling duties after Oregon State scored on its first two drives, prompting Summers to leave the sideline entirely during the 56-26 loss.

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Oct 3 • 11:46 PM EDT • Sports • sports.yahoo.com
Report: Simon Edvinsson asked Detroit Red Wings for a trade

Simon Edvinsson reportedly has followed in the footsteps of Dylan Larkin and asked the Detroit Red Wings for a trade

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Oct 3 • 11:05 PM EDT • Sports • sports.yahoo.com
Nebraska volleyball notches its 12th sweep of the season against Maryland

Over a thousand miles away from Lincoln, the No. 1 Husker volleyball team beat the Maryland Terrapins in their home arena in three sets (25-13, 25-20, 25-15) on Saturday, the same day as Nebraska’s football team beat Maryland 49-23. Sophomore setter Campbell Flynn started the game for senior Bergen Reilly for precautionary reasons, following an ankle sprain during the match against Penn State.

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Oct 3 • 10:55 PM EDT • Sports • dailynebraskan.com
Jagex Announces RuneScape 4, a New MMO Built in Unreal Engine

Jagex has announced a fourth RuneScape MMO at RuneFest 2026. It currently goes by the working title RS4, though most people are already calling it RuneScape 4. The game is being built in Unreal Engine, and Jagex hasn't said which version. It's the first numbered follow-up since RuneScape 3...

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Oct 3 • 8:51 PM EDT • Technology • techpowerup.com
UFC 332 live blog: Roberto Soldic vs. Khaos Williams

Follow live UFC 332 results for Roberto Soldic vs. Khaos Williams

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Oct 3 • 8:33 PM EDT • Sports • sports.yahoo.com
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UFC 332 live blog: Ateba Gautier vs. Roman Kopylov

Follow live UFC 332 results for Ateba Gautier vs. Roman Kopylov

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Oct 3 • 8:07 PM EDT • Sports • sports.yahoo.com
Ohio State Dominates Iowa In Record-Breaking Fashion

Ohio State returned to Kinnick Stadium for the first time since the 2017 beatdown, and it went significantly better this time around. For as frustrating as all three phases were for the Buckeyes, Ohio State was in control from the jump, only allowing a late touchdown when the game was well in hand. In the …

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Oct 3 • 7:18 PM EDT • Sports • sports.yahoo.com
Steelers work out veteran LB after loss to Browns

Steelers hosted nine players following Week 4 game; two practice squad spots open.

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Oct 3 • 7:09 PM EDT • Sports • sports.yahoo.com
Provocative, sexually suggestive ad by Hilton campaign condemned by political allies on the right

A provocative, sexually suggestive ad by GOP gubernatorial candidate Steve Hilton is drawing heat from his fellow Republicans while drawing millions of viewers online. Two young women sit on a

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Oct 3 • 6:42 PM EDT • Politics • thederrick.com
Marks, Fernández Focus on Positional Size Could Help Nets

Brooklyn’s new leadership is building a towering, free-flowing roster designed to stifle opponents defensively and ignite a stagnant offense through unique mismatches.

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Oct 3 • 6:05 PM EDT • Sports • sports.yahoo.com
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Business as usual for Buescher and Preece following Keselowski departure announcement

Chris Buescher and Ryan Preece will miss Brad Keselowski as a teammate at RFK Racing, but neither seem concerned about the company’s future.

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Oct 3 • 5:48 PM EDT • Business • racer.com
Provocative, sexually suggestive ad by Hilton campaign condemned by political allies on the right

GOP gubernatorial candidate Steve Hilton faces backlash from fellow Republicans and Democrats over a provocative ad.

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Oct 3 • 5:34 PM EDT • Politics • latimes.com