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Chomp the Block returns, Lauren Groff with Marlon James at Heartwood
Looking for something to do this week in Gainesville/Alachua County? Check out Chomp The block, the Matheson Museum, live music in Gainesville and Alachua.
Leaked Galaxy S27, Plus, Pro, and Ultra image will make you appreciate Samsung's direction
A lineup photo depicting the new designs will make you see the void the S27 Ultra and Pro will fill.
Jumpgate signs fully funded SEK 26.7 million publishing agreement with Daedalic Entertainment for new major strategy game
Jumpgate AB has entered into a publishing agreement with German publisher Daedalic Entertainment for the development of a new major strategy game for PC and consoles, based on a well-known IP with the project name “Galactic Exploration”. The game has a total development budget of approximately SEK…
Alexandra Eala has the loudest fans at the US Open, and she's welcoming the noise: 'it doesn’t get old'
Eala is already a superstar in her home country of the Philippines. Her fans have arrived in New York.
Jaguars Make Changes to Practice Squad, Restructure Travon Walker's Contract
Jacksonville filled its practice squad and freed up extra salary cap space by reworking the former first-overall pick's lucrative new extension.
Sunderland sign Belgian winger Malick Fofana
Sunderland have completed the signing of Lyon winger Malick Fofana in a club-record £30.8m deal after an extraordinary Deadline Day saga involving Crystal Palace, one medical and two private jets.The...
Advocates want more support for private colleges in state budget
Good government group NYPIRG has been sounding the alarm over funding levels for months.
What Box Office Bomb Crushed Obsession on Streaming?
(Welcome to my weekly streaming ratings report, the single best guide to what’s popular in streaming TV and what isn’t. I’m the Entertainment Strategy Guy, a former streaming executive who now analyzes business strategy in the entertainment industry. If you were forwarded this email, please subscribe to get these insights each week.) Before we get into this week’s issue, let me ask you for some suggestions. At the risk of coining too many names for too many things (hence my dictionary of terms...), I need a name for straight-to-streaming films that are too expensive to justify a straight-to-streaming release, but not big enough to justify a theatrical release. Like some of the films I highlighted in last week’s tally of the biggest film flops of 2026 so far: Hulu’s Mike & Nick & Nick & Alice, Pizza Movie or Never Change! They don’t feel like “made for TV movies” (think Hallmark and Lifetime movies, cheap Netflix romcoms, or Disney Channel Original movies, for example) but they don’t feel big enough for the big screen. They’re not “cinematic” enough, so to speak. As I wrote... “I still need a name for this middle zone of film that’s too expensive to go straight-to-streaming but too small to justify a theatrical release (with all the PR, distribution, marketing and whatnot costs that go along with it), the Goldilocks zone of streaming film death.” Friend of the newsletter Brandon Katz has suggested the “Bermuda Budget Triangle”, “The Platform Gap” and “The Distribution Deadzone”. I love that first one. I’d offer up the much wordier “The Streaming Budget Dead Zone” or “the Goldilocks Zone of streaming film death” but that last one isn’t accurate since, unlike Goldilocks’ porridge, these films are the opposite of “just right”. That’s the problem! Anyway, if you have any suggestions, let me know! On to today’s Streaming Ratings Report. As you can tell by today’s headline, things are going to be spicy! I’m looking at a box office bomb that did really, really well on streaming, somewhat challenging a few different narratives. And another Netflix series declined in its second season. All that, plus Wicked: For Good switching streamers, The Hawk continuing its strong run, _The Bear’_s finale season finally dropping off the charts, the WNBA posting a big viewership number, “shallow libraries”, a sitcom spinoff failing to launch, more big budget IP flopping on Paramount+, all the flops, bombs and misses, and a whole lot more. Let’s dive right in! (Reminder: The streaming ratings report focuses on the U.S. market and compiles data from Nielsen’s weekly top ten viewership ranks, Luminate’s Top Ten Data, JustWatch and Reelgood interest data, Samba TV household viewership, company datecdotes, Netflix hours viewed data, Google Trends, and IMDb to determine the most popular content. While most data points are current, Nielsen’s data covers the weeks of July 20th to July 26th, 2026. You can find a link to my terminology here.) Subscribe Film - The Latest Theatrical Success Story on Streaming In the latest edition of “Flops, Bombs and Misses of the First Half of 2026”, I made a crucial change: I started including theatrical films with the streaming misses. The streamers have collectively—including Netflix, but not to as big of an extent—stopped making a lot of straight-to-streaming films, and the ones they do make aren’t as expensive as in the heyday of the streaming bubble. After the following two films bombed in theaters, you’d guess that they’ll be included in my next collection of flops, bombs and misses six months from now: Masters of the Universe on Prime Video (only $64 million domestic box office) Mortal Kombat II on HBO Max ($79 million domestic) But you’d be wrong! Masters of the Universe, a reboot of the He-Man franchise, a toy from the 1980s, came to streaming on 22-July and did great! This long-gestating project—it’s been at every studio for years, and came close to getting a greenlight at Netflix—then finally came to theaters in June, and showed up on streaming less than two months later. (I don’t love this short theatrical window.) It surprisingly grabbed nearly 20 million hours on its debut: That means, wait for it, Masters of the Universe is currently the eighth biggest film on streaming through two weeks. My rough bar for “hit” is shows or films in the top 15%. Ergo…Masters of the Universe is a legit, streaming hit! (One quick caveat: if it falls out of the top ten next week, it will move to 13th overall, just on the edge of the top 15.) Of course, that’s the data for just 2026. Here’s how it stacks up to Prime Video’s theatrical films: That drop into its second week is typical for Amazon films, but also a worrying sign. I have a feeling interest in this film is front-loaded and we’ll see it drop off after this. As for Mortal Kombat II, in this case, the viewership numbers roughly match the theatrical outing, with only 4.1 million hours in its first week. Here’s how it stacks up to other HBO Max films: The best defense of this number is that, as a relatively violent rated-R film, Mortal Kombat II never had a good chance at breaking out. So now it’s time for a little big of “Entertainment Nuance Guy”: First, yeah, my headline is obviously facetious, since Masters of the Universe besting Obsession says more about horror as a genre than it does that film. Second, I read and listened to quite a few “nobody wanted this IP” takes about Masters of the Universe, and that’s not really true. At least enough people wanted it to power a 20 million+ hour debut! Third, both this film and Mortal Kombat II were considered “average” by viewers, but not great films, with a 6.4 and 6.3 respectively on IMDb. That’s just shy of the level needed to be a word-of-mouth hit. Fourth, in the olden days, strong word of mouth could transform a box office miss into a cable/DVD hit, like Austin Powers or The Shawshank Redemption. We haven’t seen a lot of examples of that on streaming, though. And there are far fewer ways to monetize the post-theatrical life of a film these days. Fifth, Prime Video has shown an ability to push their own titles well, likely because they control the Amazon Fire TV ecosystem. Add it all up, and here’s my nuanced take on Masters of the Universe: it was a box office bomb, but, shockingly, a streaming hit. Unfortunately, while being a theatrical hit saves your film financially, being a streaming hit does not. Both Masters of the Universe and Mortal Kombat II had big budgets and needed to make more money in theaters to justify them. So…Straight-to-Streaming or Theaters? We’ve hit a really fun point in the streaming calendar, since the films that came out in theaters in April, May, and June are now arriving on streaming. So the “Do theatrical releases help streaming performances?” question is gonna get a fresh round of updates nearly every week. No single week will answer the question, but we may get some insights. For example, so far in 2026, it looks like theatrical films are lasting longer on the weekly Nielsen film charts. Here’s a list of films that have made the charts in their fourth or fifth week of release, separated by “for kids” and “general entertainment”: It certainly seems like theatrical films are lasting just a pinch longer on the charts, with Project Hail Mary being the current five-week champion. One Battle After Another did well for HBO Max too, and even The Sheep Detectives made it four weeks. The only exception to this trend? Obsession, which only lasted two weeks on the charts. You might tempted to overreact to this news. Don’t. Obsession is a huge horror hit, but horror just doesn’t do as well on streaming. By the way, here’s the Google Trends for various theatrical and stremaing films: Plus, when it comes to Netflix in four months, Obsession may have another big boost. Quick Notes on Film Note that when I write, “the streamers have pulled back on straight-to-streaming films” that doesn’t mean “abandoned” because Netflix is gonna Netflix. On 24-July, they released 72 Hours, a Kevin Hart comedy. Along with Eddie Murphy, Mark Wahlberg, John Cena and Adam Sandler, Kevin Hart is a streaming film star now. Did this latest one work? Not really. It only garnered two weeks of 13.2 and 12.2 million hours on its debut, well below the 20-million-hour hit threshold. It also was poorly received critically—a 44 on Metacritic—and by customers—a 5.4 on IMDb on 21K IMDb reviews. We’re just getting started with this issue, but the rest is for paid subscribers of the Entertainment Strategy Guy, so if you’d like to find out… The latest Netflix true crime doc to pop on the charts… How The Bear finished its run… Netflix’s latest Western to return to streaming… What Paramount+ animated film flopped… And what sitcom also missed… All the flops, bombs and misses… And a whole lot more… ...please subscribe! We can only keep doing this great work with your support. Coming Soon! I’m behind by a week, so we’ve got two issues coming your way this week, including one in a couple of days or so, then we’ll be all caught up**.** Next issue, inspired by The Super Mario Galaxy Movie coming to Peacock, I’m going to take a look at the workhouse of streaming TV: kids films. Plus The Devil Wears Prada 2 continues theatrical films’ big run on streaming. All that, plus another surprise hit on Hulu, Lioness on CBS, and a whole lot more. Long term, LeBron James is filming his own “Last Dance”-style docu-series, surprising no one. But as I’ve been writing about a lot this summer, this genre is really overrated, so whoever ends up buying it (reportedly ESPN) really shouldn’t pay too much for it.
Samsung’s Android 17-based One UI 9 beta expands to these Galaxy phones this month
Samsung is expanding its Android 17 / One UI 9 beta program to several new Galaxy smartphones this month, signaling...
Voices of Our Youth Gala celebrated the impact a mentor can have
BIG BROTHERS BIG SISTERS OF COLORADO Denver News: When chief executive officer Elycia Cook extended an invitation to the 2026 Big Little Gala, Voices of Our Youth, it came with a note advising that it would be an evening that was “Very impactful. There will be some beautiful testimonies and some tears of joy.” She wasn’t kidding. […]
Samsung Expands One UI 9 Beta Program to More Galaxy Devices
The One UI 9 beta program is expanding to Galaxy Z Fold7, Galaxy Z Flip7, Galaxy S25, Galaxy S25+, Galaxy S25 Ultra and Galaxy S25 FE in select markets. Users can sign up via the Samsung Members app.
Fernbank Museum gala to honor Teresa M. Finley
Fernbank Museum of Natural History will host its annual fundraising gala, A Timeless Affair, on Saturday, Oct. 3, bringing together Atlanta’s philanthropic, business and civic communities for an evening of
Angels sold by Arte Moreno to Kroenke Sports & Entertainment
Arte Moreno's Los Angeles Angels sold to Stan Kroenke’s company, which owns the Los Angeles Rams, Denver Nuggets and Colorado Avalanche.
Angels sold by Arte Moreno to Kroenke Sports & Entertainment
Arte Moreno's Los Angeles Angels sold to Stan Kroenke’s company, which owns the Los Angeles Rams, Denver Nuggets and Colorado Avalanche.
Marseille and Crystal Palace resume negotiations over Quinten Timber deal
Olympique de Marseille and Crystal Palace are reported to have reopened negotiations regarding a potential transfer of Quinten Timber (25), according to information from L’Équipe.Believing that the...
Samsung’s Galaxy Z Fold 8 Ultra hits its lowest price since launch
Score the launch promotion just a month after release.
Whistleblower Raises Alarming Possibility About Mail Ballots
An unnamed federal official warned that the Postal Service’s moves to comply with a Trump executive order could “derail” the midterms.
Quantum Science Researcher Receives Competitive Student Fellowship from UC Noyce
Nathan Gonzalez, a student studying scalable quantum technologies in the College of Engineering, has received a UC Noyce Graduate Student Fellowship for outstanding doctoral research. The program supports doctoral students at the forefront of computational health, quantum information science and cybersecurity.
LZ Sees Surprising Result in Search for Dark Matter
Key Takeaways Dark matter is the mysterious substance that accounts for the vast majority of matter in our universe. LUX-ZEPLIN (LZ) is a world-leading dark matter detector and specializes in searching for WIMPs, or weakly interacting massive particles. A new LZ study found one particle interaction that is difficult to explain with known background processes and could potentially have been caused by a WIMP. LZ continues to run to see if additional data strengthens or weakens the hint of a dark matter interaction. For the better part of a century, people have been trying to understand dark matter. This invisible substance makes up roughly 85% of the mass in the universe but has never been directly detected. Determining exactly what it is remains one of the biggest questions about our world. Now, a new analysis from the LUX-ZEPLIN (LZ) experiment has recorded a single particle interaction that researchers have great difficulty explaining with known background signals from normal matter. The result does not yet meet the statistical threshold required to claim a discovery, but is the most compelling hint of dark matter reported by the experiment to date. LZ is an international collaboration of 250 scientists and engineers from 39 institutions. The detector is managed by the U.S. Department of Energy’s Lawrence Berkeley National Laboratory (Berkeley Lab) and operates nearly one mile below ground at the Sanford Underground Research Facility (SURF) in South Dakota. The experiment uses 10 tonnes of ultrapure liquid xenon to search for dark matter and is optimized to look for WIMPs, or weakly interacting massive particles. The results were presented in a scientific talk at the 2026 TeV Particle Astrophysics conference in Japan. The paper will be released on the online repository arXiv and submitted to the journal Physical Review Letters. “We’re very intrigued to see this event in the data, in the region where we expect dark matter to show up and the competing backgrounds are very low,” said Rick Gaitskell, a professor at Brown University and the spokesperson for LZ. “With only one event, we don’t want to get ahead of ourselves. We are not claiming to have seen dark matter. But we have seen something interesting that we want to share with the scientific community for their input.” The LZ collaboration studies experimental data in batches. In the new result, researchers analyzed 220 live days of data collected between March 2023 and April 2024. The collaboration had previously searched this dataset for faint signals from the simplest kinds of WIMP interactions. The new analysis searched for a broader range of possible WIMP interactions that could deposit more energy in the detector. LZ is particularly sensitive to such signals while also minimizing false positives. “This was a detailed study in a region we hadn’t explored within this dataset, and we spent months of additional effort to understand all the possible causes of background events,” said Sam Eriksen, a senior research associate at the University of Bristol in the U.K. and lead author of the study. “We understand our detector and the backgrounds so well that even a single outstanding event, like the one we found, is important. We expect dark matter events to be extremely rare, so only a handful could mark the first detection of WIMP dark matter.” If the anomalous event was caused by dark matter, the WIMP that generated it would likely have a mass of at least 200 GeV/c2 (gigaelectronvolts), or more than 200 times the mass of a proton. It would also suggest a specific type of interaction between WIMPs and ordinary matter beyond the simplest model. The LZ results have not reached “5-sigma” significance, the statistical threshold considered a discovery in physics. The new analysis is 2.6 sigma, meaning there is approximately a 0.5% chance that the event could be explained by known backgrounds. With additional data, researchers can test whether the finding continues to grow in significance or fades away. LZ has already accumulated the world’s largest dark matter dataset and will continue to accrue WIMP search data at SURF, substantially improving their search statistics. LZ searches for dark matter by looking for signature flashes of light from energy deposited in the detector. The collaboration leverages multiple methods to prevent or account for particle interactions caused by normal matter. This includes the mile of rock that shields the detector from cosmic rays from space, a water tank and outer detectors that protect the central detector from background neutrons, and a suite of computational tools that disentangle particle interactions and reject dark matter mimics. “Outlier events in the data are not unexpected, but they usually stand out as a background of some kind when you look at them deeper,” said Aaron Manalaysay, a physicist at Berkeley Lab and the chair of LZ’s Institutional Board. “This is the first example in any experiment I’ve worked on of an outlier that appears valid in every way. Of course, we’re still twisting our brains trying to think if there’s a rare background mechanism we could’ve missed, but it’s thrilling to wonder if this could be the first hint of a dark-matter observation.” LZ is supported by the U.S. Department of Energy, Office of Science, Office of High Energy and Nuclear Physics, and the National Energy Research Scientific Computing Center, a DOE Office of Science user facility. LZ is also supported by the Science & Technology Facilities Council of the United Kingdom; the Portuguese Foundation for Science and Technology; the Swiss National Science Foundation; the Australian Research Council Centre of Excellence for Dark Matter Particle Physics; and the Institute for Basic Science, Korea. Thirty-nine institutions of higher education and advanced research provided support to LZ. The LZ collaboration acknowledges the assistance of the Sanford Underground Research Facility. ### Lawrence Berkeley National Laboratory (Berkeley Lab) is committed to groundbreaking research focused on discovery science and solutions for abundant and reliable energy supplies. The lab’s expertise spans materials, chemistry, physics, biology, earth and environmental science, mathematics, and computing. Researchers from around the world rely on the lab’s world-class scientific facilities for their own pioneering research. Founded in 1931 on the belief that the biggest problems are best addressed by teams, Berkeley Lab and its scientists have been recognized with 17 Nobel Prizes. Berkeley Lab is a multiprogram national laboratory managed by the University of California for the U.S. Department of Energy’s Office of Science. DOE’s Office of Science is the single largest supporter of basic research in the physical sciences in the United States, and is working to address some of the most pressing challenges of our time. For more information, please visit energy.gov/science.
Alabama Rural Health Transformation Advisory Group digs into $144 million in grants
The administrators behind the Alabama Rural Health Transformation Program provided grant updates to lawmakers who oversee the initiative.
First Look: The new M.A.D.Editions M.A.D.3 Vincent Calabrese Jumping Hour
Vincent Calabrese's Baladin complication reinterpreted by M.A.D.Editions, with the new M.A.D.3 Wandering Jumping Hour.
Paying Homage To “The Troublemaker Of Watchmaking” With The M.A.D.3 Vincent Calabrese
✓ Meet the new M.A.D.3 Vincent Calabrese ✓ Paying homage to the self-proclaimed troublemaker of watchmaking ✓ Check out this Baladin watch! ✓
Hands-On: The M.A.D.Editions M.A.D.3 Vincent Calabrese
The third entry in the MB&F spinoff pays tribute to a legendary watchmaker.
Samsung Expands One UI 9 Beta Program to More Galaxy Devices
Samsung is expanding the One UI 9 beta program to additional Galaxy devices.
Samsung launches cheaper Galaxy Book6 with Intel Wildcat Lake, 8GB RAM from $799
The new Galaxy Book6 keeps the 14-inch 1920×1200 display but drops Core Ultra Series 3 and several ports. Its NPU is rated at up to 15 TOPS.
Pajaro Valley Unified hires new chief business officer after years of CBO turnover
Pajaro Valley Unified School District's governing board hired Victoria Knutson, currently Newark Unified's chief business officer, to fill the CBO role at a $248,418 salary — the district's fourth person in that position in roughly three years, as trustees hope her experience will help guide upcoming school closures.
Samsung Confirms Free Feature Upgrade For Millions Of Galaxy Phones
Samsung has confirmed several Galaxy Z Fold 8 exclusive features are coming to millions of Galaxy phones in a new update.
Samsung's New Galaxy Book 6 Model Is A Budget-Friendly $799 Laptop
Samsung has released a more accessible and affordable Galaxy Book 6 laptop.
Samsung launches new 14-inch MacBook Neo rival with 25-hour battery life
The Samsung Galaxy Book 6 has been officially unveiled, and it stands as a new rival to the MacBook Neo with its 14-inch display. It’s powered by the Intel Wildcat Lake processors and has a rated battery life of up to 25 hours. The starting price is $799.
Los Alamos Health Council, Social Services Division Present Resources For Suicide Education And Prevention During September And October 2026
LOS ALAMOS HEALTH COUNCIL NEWS RELEASE September is National Suicide Prevention Month. Each September, the National Alliance on Mental Illness (NAMI) recognizes Suicide Prevention Month as a time …
SU Art Museum 'Space and the Sacred' contrasts religion, science
The Syracuse University Art Museum's latest exhibit showcases pieces by Letterio Calapai that explore space and Catholicism.
Night owls experience more mental health issues than early birds and take longer to recover from work
Balancing work and personal life is more challenging for evening types, or "night owls," than for morning types, or "early birds." Evening types have a harder time recovering from work and are more likely ...
Galaxy Z Fold 8 is so popular that Samsung is stealing parts from next year’s phones just to make more
Samsung has a hit on its hands with the Galaxy Z Fold 8, to the point where the company is...
Police saturate entertainment district in downtown Selma
From the West Alabama Newsroom– The Selma Police Department and the Dallas Co. Sheriff’s Office conducted a joint saturation detail in downtown Selma over the weekend. The detail was conducted in the city’s entertainment district — in response to a shooting incident that happened the previous weekend. “When you have 300 and something shots that were fired, one person injured,...
WATCH LIVE: Phenix City All-Star team returns home
PHENIX CITY, Ala. (WRBL) — Watch WRBL News 3 coverage of the Phenix City All-Stars returning home from their run at the Little League World Series.
Trump says U.S. might ‘smack’ Iran but that fighting is likely to remain limited
The president downplays the possibility of escalating military action against Tehran, despite recent tit-for-tat attacks.
‘Ghost employee’ scheme earns former senior director at Optum 3 years in prison
As part of a fake job scam where a friend received a six-figure salary despite doing no work, a former senior director at Optum was found guilty of committing fraud and money laundering.
Naughty Dog Confirms Major Intergalactic Milestone Ahead of Sony's State of Play
Intergalactic: The Heretic Prophet gets an important update ahead of State of Play
Naughty Dog's New Game Finishes Recording But Not Ready To Show More
The PS5 exclusive has been MIA since its original reveal in 2024
Jeff Rehberger and the Business of Betting Big on Illinois
Jeff Rehberger looked at that landscape and saw something else: a regulated, scalable market that would reward whoever built the right infrastructure to operate inside it seriously.
Multiple firefighter crews battle 2-alarm fire at small business in Glen Arm
Multiple firefighter crews were called to northern Baltimore County for a 2-alarm fire that struck a second floor and attic of a small business.
John Galliano's Met Gala 2027 exhibit canceled after backlash
Fashion designer John Galliano pays the price, again, for racist outbursts that upended his career more than a decade ago. His Met Gala 2027 exhibit has been canceled.
The Science And Art Of Real Estate Investing
learn about the science and art of commercial real estate, of finding the balance between underwriting and building relationships in real estate for success.
Intergalactic: The Heretic Prophet Has Finished Shooting its Performance Capture, Confirms Naughty Dog
Naughty Dog's next game, Intergalactic: The Heretic Prophet, has wrapped shooting on the game's performance capture.
Samsung Confirms Free Feature Upgrade For Millions Of Galaxy Phones
Samsung has confirmed several Galaxy Z Fold 8 exclusive features are coming to millions of Galaxy phones in a new update.
Daily Thread: 31 August 2026
The Daily Merengue is a place where you can feel free to d all things football. Do not be alarmed by the overt RMCF bias. It’s in the name! Shoutout to the mods who do a fantastic job, Ezek, Valyrian Steel, Kung_Fu_Zizou, Juninho, NeRObutBlanco and yours truly, Felipejack. 3 games, 3 wins It’s a very good start for Mourinho. As I […]
From Netflix to Building Malaysia’s Sports Media
From Netflix and ESPN to launching a sports media company in Malaysia, Cedarville alumni Ernest Toh and Ian Chan are using human-centered storytelling to inspire...
4 lessons I hope Apple's foldable iPhone takes from the Samsung Galaxy Z Fold 8
If we do get a foldable iPhone soon, I hope it follows Samsung's lead on a few things.
Scientists challenge a 70-year-old “lizard brain” myth
A long-standing picture of brain evolution as newer, rational layers stacked on top of an ancient “lizard brain” may be deeply misleading. Researchers found that evolution instead appears to balance two competing styles of brain wiring, expanding one while shrinking the other depending on what an animal needs to survive.
Top salaries at Aunt Martha’s 2024
Aunt Martha’s Health & Wellness is a federally qualified health center that delivers integrated community health care that connects medical, behavioral and social support.
Top salaries at Aunt Martha’s 2024
Aunt Martha’s Health & Wellness is a federally qualified health center that delivers integrated community health care that connects medical, behavioral and social support.
House Democrat to launch challenge to Trump’s ‘Lake America’ order
Debbie Dingell plans to introduce her ‘Hands Off Our Great Lakes Act’ today following president’s latest escalation in US-Canada trade war
Galaxy S24’s new software update goes global
It is the last day of the month, and Samsung is rushing to roll out this month's security update for several Galaxy smartphones and tablets. After releasing the
Ocala CEP highlights Black Business Month Resource Fair
We highlight one expo which brought networking opportunities to Ocala in the Weekly Buzz.
Students connect over niche interests at Marine Science Club
The University of Alabama offers over 200 majors for undergraduate degrees, but one of the rarest is marine science. Since Tuscaloosa is not a coastal city, it can make some of the coursework unconventional. The Marine Science Club, however, makes it streamlined. While the Marine Science Club is open to all majors, it provides valuable...
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Here's a look inside Epicenter's Downtown Memphis office
Non-profit consulting and coaching group Epicenter has helped hundreds of businesses get off the ground. Here's how they do it.
4 Compact Tablets Perfect For Reading And Entertainment
Compact tablets strike the perfect balance between immersive entertainment and portability, so we've picked some great options from Apple, Lenovo, and Samsung.
Infirmary Health says it has received more than $5 million to expand rural health care.
Infirmary Health says the grants are among 138 awards totaling more than $144 million announced Aug. 24, 2026, by Gov. Kay Ivey.
Talarico Is Out-Fundraising Paxton and Flooding the Airwaves in Texas Senate Race
The Democratic candidate is on the offensive, giving his party hope in the deep-red state.
Politics Now: August 29, 2026
This week on Politics Now with host John Langeler: Nevada sues over the Colorado River plan House Speaker Michael Johnson campaigns in Las Vegas Nevada Senator Catherine Cortez Masto on escalating …
GeForce RTX 3080 Drops From 138 FPS to 4 FPS When DLSS 5 Neural Rendering is Enabled; Reports Confirm Similar Performance Drop With RTX 30 Series
DLSS 5 Neural Rendering runs on RTX 30 series but suffers a 97% FPS drop, making it unplayable, while RTX 50 series officially supports it
Ultra-thin aramid protection: Pitaka cases for the Samsung Galaxy Z8 Series review
In-depth hands-on review of the Pitaka Classic aramid fiber cases for the Samsung Galaxy Z Fold8 & Flip: fit, build quality, 3D-Grip, and MagEZ in detail.
The art of balancing formal business communication with authenticity
Senior Staff Writer Anna Mammarelli writes that professionalism need not come at the expense of personality.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
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