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WHO joins Pre-COP31 to advance climate action that delivers for people’s health

The World Health Organization (WHO) is joining Pacific leaders, governments and partners at Pre-COP31 in Fiji from 5 to 8 October to advance health priorities in climate action and strengthen the Pacific voice ahead of the 31st Conference of the Parties (COP31) to the United Nations Framework Convention on Climate Change (UNFCCC).COP31, to be held next month in Antalya, Türkiye, marks an important step for global climate and health action. Health is one of the 10 priority themes of the COP31 Action Agenda, “Dynamic and Resilient Health Systems”, and a dedicated Health Day will take place on 9 November, the first day of COP31. The inclusion of health reflects growing global recognition that climate action and health are closely connected. The climate crisis is affecting population health globally. Across the WHO Western Pacific Region, which includes Pacific island countries and areas, the consequences of climate change include extreme heat, cyclones, floods, rising sea levels, food and water insecurity, infectious diseases and disruptions to essential health services. The Pacific in particular faces additional challenges. A recent review of 76 hospitals in 14 Pacific island countries found that 62% of health facilities are located within 500 metres of the sea or a river, leaving them particularly exposed to flooding, storm surges and sea-level rise.Bringing Pacific priorities to the global climate agendaThe Pacific Pre-COP31 provides an important opportunity for Pacific countries and partners to consolidate regional priorities and bring the experiences and leadership of Pacific communities into global climate discussions.Pacific countries have been advancing practical approaches to protect health in a changing climate, including strengthening climate-resilient health systems, improving preparedness for extreme weather events, building resilient health infrastructure and mobilizing climate finance for health. “This Pre-COP is an important moment for the Pacific, bringing global climate discussions to a region that has long been at the forefront of the climate crisis. It provides an opportunity for Pacific countries and areas to set their priorities, experiences and leadership on the global stage, and to ensure that the realities of Pacific communities are genuinely reflected in the decisions made on climate action,” said Dr Saia Ma’u Piukala, WHO Regional Director for the Western Pacific.Throughout this week, WHO will co-convene and participate in high-level discussions and events focused on climate and health, climate resilience, adaptation, financing and implementation. “Climate finance is essential for resilient and healthy Pacific communities,” emphasized Dr Mark Jacobs, WHO Representative to the South Pacific and Director of Pacific Technical Support. “We must ensure that financing reaches the people, communities and essential services most exposed to climate risks, supporting locally defined priorities and investments.”WHO will work with partners to strengthen the integration of health considerations across climate policies and investments, including national climate plans and resilience initiatives.Health as a driver of climate actionAmid the risks to health and pressures on health systems, well-strategized and implemented climate action can deliver significant health benefits. Investments in clean energy, sustainable transport, resilient infrastructure, food systems and nature-based solutions have proven to reduce health risks while contributing to climate mitigation and adaptation.“Climate action is truly an investment in health. Cleaner energy, healthier food systems and climate-resilient health services can protect lives while building stronger communities. We now need to turn these opportunities into action and make health a core part of climate investments,” said Dr Sandro Demaio, Director and Head of Office, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region. “These benefits demonstrate that climate action is not only about reducing future risks. It is also an opportunity to improve lives today while building healthier, safer and more resilient societies.”At COP31 next month, WHO will also support the Health Pavilion, which will bring together the global health community and partners to advance health and equity within climate negotiations. With COP31 poised to move health higher on the global climate agenda, WHO will continue working with countries and partners across the Western Pacific Region and globally to strengthen climate-resilient and low-carbon health systems, and ensure that climate action protects and improves people’s health.____________________Media contactsElizabeth Bennett, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region, elizabeth.bennett@who.intJulia Dongwhan Shin, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region, dong.shin@who.intWHO Western Pacific Communications, wprocom@who.int

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Oct 4 • 8:00 PM EDT • Health • who.int
Jalon Daniels Shows Promise in First NFL Start Despite Loss

Jalon Daniels Shows Promise in First NFL Start Despite Loss

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Oct 4 • 7:58 PM EDT • Sports • sports.yahoo.com
Rams Stun Eagles With Wild Comeback to Avenge 2025 Heartbreak

The Rams pulled off a dramatic come-from-behind win against the Eagles, avenging their heartbreaking 2025 loss. The post Rams Stun Eagles With Wild Comeback to Avenge 2025 Heartbreak appeared first on LA Sports Report.

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Oct 4 • 7:54 PM EDT • Sports • sports.yahoo.com
Patriots’ HC Raves About Drake Maye Compared to Josh Allen

The New England Patriots needed a response after a lopsided loss. Head coach Mike Vrabel received one from his quarterback against a division heavyweight. New England stunned the previously unbeaten Buffalo Bills 29-26 on Sunday, Oct. 4, and Vrabel placed Drake Maye in the same conversation as reigning NFL MVP Josh Allen afterward. “Gets us […] The post Patriots’ HC Raves About Drake Maye Compared to Josh Allen appeared first on HEAVY.

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Oct 4 • 7:44 PM EDT • Sports • sports.yahoo.com
Taylor Farms and Mexico’s Health Ministry Now Make the Same Cyclospora Argument. The Produce Industry’s Own Association, FDA and CDC Rejected It in September. Here Is a Specific Request to Eight People Before the Industry Meets in Orlando.

I spent four hours Sunday morning taking the deposition of an expert retained by the defense in the E. coli O157:H7 outbreak of November 2024 – the one

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Oct 4 • 7:07 PM EDT • Health • marlerblog.com
Health fair connects peninsula families to care close to home

ILWACO — Richelle De Villa didn’t come to Ocean Beach Health’s Community Health Fair alone. She brought six family members: her father, sister, brother, sister-in-law, and a niece and nephew, […]

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Oct 4 • 6:50 PM EDT • Health • chinookobserver.com
Josh Allen has blunt response to Bills' loss to Patriots

Buffalo Bills quarterback Josh Allen is explaining what went so wrong.

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Oct 4 • 6:41 PM EDT • Sports • sports.yahoo.com
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Jalon Daniels Makes Plays, Mistakes and Loses First NFL Start

The undrafted rookie flashed his ability, but also made some mistakes as Tampa comes up just short in Daniels’ first NFL start.

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Oct 4 • 6:23 PM EDT • Sports • sports.yahoo.com
Eagles vs. Rams: The good, the bad, and the ugly

Highlights and lowlights from Philadelphia’s Week 4 loss.

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Oct 4 • 6:17 PM EDT • Sports • sports.yahoo.com
Packers Lose Star Defender for Remainder of Season

Packers star linebacker Edgerrin Cooper is believed to have suffered a season-ending torn Achilles during Green Bay's win over Tampa Bay.

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Oct 4 • 5:12 PM EDT • Sports • sports.yahoo.com
😐 Neutral (0%)
Ceiling collapse causes neighboring business to close in Northern Colorado

A roof collapsed at a business under construction in Loveland this week, forcing another nearby business to close as well.

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Oct 4 • 4:31 PM EDT • Business • cbsnews.com
Deep dive High-Signal Publisher
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Otters suffer first regulation loss of season against Ottawa

Ottawa 67’s 6, Erie Otters 1

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Oct 4 • 4:31 PM EDT • Sports • sports.yahoo.com
Buffalo Bills Lose 29-26 To New England: Instant Reactions

Josh Allen’s late-game interception and a defensive collapse derailed Buffalo’s perfect season, overshadowing record-breaking milestones and a breakout performance from wide receiver Keon Coleman in New England.

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Oct 4 • 4:30 PM EDT • Sports • sports.yahoo.com
Jacoby Brissett throws game away in Cardinals loss to Giants

The Arizona Cardinals fall to 1-3 after an embarrassing loss to the Giants.

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Oct 4 • 4:25 PM EDT • Sports • sports.yahoo.com
Carnell Tate's Breakout Overshadowed by Offensive Woes in Titans Loss

While Carnell Tate neared a career milestone, Cam Ward’s turnovers and a costly fumble stalled Tennessee’s momentum, gifting Derrick Henry a triumphant revenge game in Baltimore.

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Oct 4 • 4:09 PM EDT • Sports • sports.yahoo.com
Jalon Daniels comes up short in first NFL start

TAMPA, FL (KSNT) – Jalon Daniels comes up short in his first NFL start. Daniels and the Tampa Bay Buccaneers moved to 0-4 on the season, losing to the Green Bay Packers 17-14. The former Kansas star was 19-for-27 for 148 yards with a touchdown and two interceptions. He added eight carries for 55 yards […]

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Oct 4 • 4:06 PM EDT • Sports • sports.yahoo.com
Chargers vs. Seahawks live tracker: Score, highlights, analysis

Follow along with Chargers Wire for live updates, scoring plays and highlights from the Week 4 game between the Chargers and Seahawks.

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Oct 4 • 3:42 PM EDT • Sports • sports.yahoo.com
Chargers set to be without key player vs. Seahawks

The Los Angeles Chargers suffered a major blow as this key player was ruled inactive.

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Oct 4 • 3:30 PM EDT • Sports • sports.yahoo.com
Scientists Find A Molecular Clue That Could Explain Why Weight Comes Back

Anyone who has lost a lot of weight knows the cruel part can come later. The scale drops, clothes fit again, and the hard work seems to have paid off. Then the pounds begin creeping back, sometimes al...

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Oct 4 • 3:27 PM EDT • Science • yahoo.com
Los Angeles Chargers rule former FSU All-American inactive

Former FSU safety and Los Angeles Chargers safety Derwin James is inactive for their game against the Seattle Seahawks.

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Oct 4 • 3:24 PM EDT • Sports • sports.yahoo.com
Chargers reveal Week 4 inactives vs. Seahawks

The Los Angeles Chargers are sitting a handful of players ahead of their Week 4 matchup against the Seattle Seahawks.

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Oct 4 • 3:10 PM EDT • Sports • sports.yahoo.com
KelpFest brings kelp science, art and food to Mendocino Coast • The Mendocino Voice

The five-day festival runs Oct. 8-12 in Fort Bragg and Mendocino. It celebrates the coast's bull kelp forests, most of them lost since 2014, and the people trying to bring them back.

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Oct 4 • 3:00 PM EDT • Science • mendovoice.com
Penn State Demolished by Northwestern: Post-Game Link Dump

Rocco Becht needs to play better if Penn State is going to turn its season around. The Nittany Lions are searching for answers after its second consecutive loss to open Big Ten play. Northwestern didn’t just beat Penn State – they piled on as they racked up over 400 rushing yards. Penn State was out-physicaled […]

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Oct 4 • 2:57 PM EDT • Sports • sports.yahoo.com
UCF's Defense Struggles to Close in 27-17 Loss

A dominant start crumbled as a relentless Houston ground game capitalized on short fields and a vanishing pass rush, leaving the Knights searching for answers before facing powerhouse ranked opponents.

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Oct 4 • 2:51 PM EDT • Sports • sports.yahoo.com
Eagles' Saquon Barkley Ruled Out With Hamstring Injury Against Rams

Philadelphia Eagles star running back Saquon Barkley exited with a hamstring injury in Week 4 against the Los Angeles Rams.

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Oct 4 • 2:44 PM EDT • Sports • sports.yahoo.com
Maala: The ESG engine quietly rewiring Israeli corporate culture

Maala’s influence is quiet, but structural. It is shaping expectations in boardrooms, guiding investor scrutiny, and setting the standards by which corporate leadership is increasingly judged

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Oct 4 • 2:38 PM EDT • Business • jpost.com
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We moved our family to Spain. I didn't expect it to change our marriage.

My husband and I moved our family from Connecticut to Spain. Starting over abroad unexpectedly brought us closer as a couple.

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Oct 4 • 2:38 PM EDT • Business • businessinsider.com
Shipley’s Garment Spa closing after 124 years of business

SIOUX FALLS, S.D. (KELO) – After 124 years serving Sioux Falls and the surrounding region, Shipley’s Garment Spa will be closing its doors. In a letter written to customers, ShipleyR…

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Oct 4 • 1:57 PM EDT • Business • keloland.com
Bronny James Speaks on Reuniting With Ziaire Williams on Lakers

James says it is great to have his old high school teammate back in the building, and he thinks Los Angeles is the right stage for him.

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Oct 4 • 1:45 PM EDT • Sports • sports.yahoo.com
Bayern join Real Madrid and Arsenal in monitoring Kenan Yildiz

FC Bayern Munich are apparently keeping a close eye on former Campus academy product in Kenan Yildiz of Juventus.According to the Corriere dello Sport, the record champions are closely monitoring the ...

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Oct 4 • 1:25 PM EDT • Sports • sports.yahoo.com
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Polls close in Bosnia in race where pro-Russia politician looms large and ethnic tensions simmer

Polls have closed evening in Bosnia after an election shaped by economic pressures, a youth exodus and concerns over corruption. Some leading politicians stoked ethnic tensions that have divided the

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Oct 4 • 1:15 PM EDT • Politics • union-bulletin.com
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Florida Falls Into Unwanted Category After Tough Loss to Missouri

The Florida Gators have fallen into an unwanted category after falling to Missouri.

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Oct 4 • 1:14 PM EDT • Sports • sports.yahoo.com
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Rapper Lucki reportedly injured following confrontation at ComplexCon in L.A.

According to multiple sources, rapper Lucki was injured after a confrontation at ComplexCon, which is taking place at the Los Angeles Convention Center. TMZ reports that Lucki was involved in…

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Oct 4 • 1:13 PM EDT • Entertainment • ktla.com
Angels Are Using AFL As A Prospect Proving Ground

The Los Angeles Angels have Jake Munroe and Arjun Nimmala in the Arizona Fall League playing for Mesa right now.

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Oct 4 • 1:04 PM EDT • Sports • sports.yahoo.com
Week 4 inactives for Rams

Los Angeles declares seven players inactive versus Philadelphia

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Oct 4 • 12:25 PM EDT • Sports • sports.yahoo.com
All INdiana Politics: Albright and Forrestal battle for closely divided seat in Senate District 31

INDIANAPOLIS — One of Indiana’s most competitive Senate districts is the site of a high-stakes showdown as a family physician and a former sheriff vie for the seat vacated by Republican Sen. Kyle Walker. Senate District 31 covers Delaware and Fall Creek townships in Hamilton County, including most of Fishers, along with Lawrence and parts […]

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Oct 4 • 12:15 PM EDT • Politics • wishtv.com
Florida appears set to tumble while Bama hopes to rise

A week after a huge promotion in the poll, Florida is bound to come down in the newest AP Top 25 after a lopsided loss. 25 Missouri on a Saturday while other ranked teams generally won in workmanlike fashion.

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Oct 4 • 12:02 PM EDT • Sports • sports.yahoo.com
Rams' Colby Parkinson Out, Full Inactives List for Eagles Showdown

Los Angeles Rams tight end Colby Parkinson is officially out against the Philadelphia Eagles.

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Oct 4 • 11:59 AM EDT • Sports • sports.yahoo.com
Penn State Opens as Underdog Against USC

Penn State has opened as an underdog for the first time in the 2026 season. Following back-to-back loses to begin Big Ten play, the Nittany Lions will be a 1.5-point home underdog when they face USC on Saturday. Despite the game being the annual White Out, the oddsmakers are still not confident in Penn State’s […]

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Oct 4 • 11:42 AM EDT • Sports • sports.yahoo.com
☹️ Negative (-20%)
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Milan to battle it out with Roma over Endrick loan

Endrick’s future could become one of the hottest topics between Italy and Spain. Roma and Milan continue to closely monitor the situation of the Brazilian Real Madrid striker, who was already on bot...

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Oct 4 • 11:40 AM EDT • Sports • sports.yahoo.com
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Dodge City hands Rose Hill its first loss of season

The Red Demons opened the scoring on an Austin Pinon penalty kick in the seventh minute.

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Oct 4 • 11:28 AM EDT • Sports • sports.yahoo.com
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Jets fan confidence rises despite loss to Lions

The Jets might have lost in Week 3 to the Detroit Lions, but fans took real positives from the game. That statement is true if you believe our latest SB Nation Reacts poll. Fan confidence in the team fell to 48 percent a week ago in the aftermath of the Jets’ crushing Week 2 overtime […]

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Oct 4 • 11:15 AM EDT • Sports • sports.yahoo.com
Scientists May Have Found a Way to Make Damaged Adult Retinas Repair Themselves

Rebuilding nerve connections.

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Oct 4 • 11:00 AM EDT • Science • sciencealert.com
Three takeaways from UNC’s home loss to Notre Dame

Maybe there’s more to this team than we previously thought, but is it enough to keep the heat off Bill Belichick?

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Oct 4 • 11:00 AM EDT • Sports • sports.yahoo.com
Shipley's Garment Spa to close after 102 years

After more than a century in business, Shipley's Garment Spa in downtown Sioux Falls will serve its final customers this month.

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Oct 4 • 10:04 AM EDT • Business • siouxfalls.business
Shipley's Garment Spa to close after 124 years

After more than a century in business, Shipley's Garment Spa in downtown Sioux Falls will serve its final customers this month.

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Oct 4 • 10:04 AM EDT • Business • siouxfalls.business
Aho scores 2, Hurricanes beat Flyers 3-2 in OT for first win of season

The win was Carolina's first of the season after the Stanley Cup champions opened with a pair of losses.

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Oct 4 • 9:52 AM EDT • Sports • spectrumlocalnews.com
Could Democrats lose a Senate race in New Hampshire? A GOP candidate with a famous name tries to flip the seat
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Oct 4 • 9:42 AM EDT • Politics • cnn.com
Florida tumbles in Football Power Index after brutal Missouri loss

The Florida Gators' devastating loss to the Missouri Tigers in Week 5 sent them tumbling down ESPN's Football Power Index rankings.

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Oct 4 • 9:25 AM EDT • Sports • sports.yahoo.com
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Buccaneers make NFL history in week 3 loss to Vikings

The Tampa Bay Buccaneers managed to make NFL history in their 23-16 loss to the Minnesota Vikings.

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Oct 4 • 9:01 AM EDT • Sports • sports.yahoo.com
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy

Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.

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Oct 4 • 8:59 AM EDT • Health • fintechbusinessweekly.substack.com
Zach Bryan’s ‘Free Palestine’ shirt at Gillette Stadium offers lesson in music, politics

The decision to wear the “Free Palestine” shirt extended beyond Bryan himself. Members of his band also appeared to want to send a message.

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Oct 4 • 8:43 AM EDT • Politics • jpost.com
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One hit should force the Yankees to rethink Game 2

One hit. That was the Yankees’ entire offense in Saturday’s 1-0 ALDS loss to Tampa Bay. Austin Wells broke up […]

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Oct 4 • 8:30 AM EDT • Sports • sports.yahoo.com
MLB playoff schedule: NLDS gets the Sunday stage

LOS ANGELES — After a four-game Saturday, the National League has Sunday to itself with a pair of Games 2 of the NLDS first in Milwaukee and then in Los Angeles. After winning Game 1 in 100-degree heat on Saturday afternoon behind Tarik Skubal, the Dodgers turn to Blake Snell for Game 2 in trying […]

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Oct 4 • 8:25 AM EDT • Sports • sports.yahoo.com
Politics chat: Midterm polls, Senate races, Trump in Texas

As polls come out with increasing frequency closer to the midterm election, how much credence should voters give them? Meanwhile, President Trump continues campaigning for GOP candidates.

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Oct 4 • 8:06 AM EDT • Politics • npr.org
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Orioles news: Yankees get embarrassed in Game 1

The Yankees nearly got no-hit and committed a costly baserunning blunder in a Game 1 loss to the Rays.

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Oct 4 • 8:00 AM EDT • Sports • sports.yahoo.com
How to watch Dodgers vs. Braves NLDS Game 2

LOS ANGELES — The Dodgers will turn to Blake Snell in Game 2 of the National League Division Series, throwing another southpaw starter against the Atlanta Braves on Sunday night at Dodger Stadium. Snell, like Skubal, has won two Cy Young Awards in his career. But for Snell, his two Cy Young years (2018, 2023) […]

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Oct 4 • 7:44 AM EDT • Sports • sports.yahoo.com
Greece vs Germany – Match preview and team news

Germany is set to face Greece in the reverse group fixture of the UEFA Nations League on Sunday as Jurgen Klopp’s men will look to take revenge of their first leg loss.Greece vs Germany – Match p...

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Oct 4 • 7:31 AM EDT • Sports • sports.yahoo.com
CEO SUNDAY: Tropical Smoothie Cafe CEO says 'listening and learning' are keys to success

Max Wetzel said that staying close to franchisees, employees and customers has helped guide decisions as Tropical Smoothie Cafe has grown to nearly 1,800 locations.

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Oct 4 • 7:00 AM EDT • Business • foxbusiness.com
Exclusive | How Tanya Zuckerbrot lost her $40M diet empire to one troll, and the six year fight for justice
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Oct 4 • 7:00 AM EDT • Health • nypost.com
"A Colossal Upgrade" - Digital Foundry Delivers Its Tech Verdict For The Witcher 3 Remastered On Switch 2

"easy to recommend"

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Oct 4 • 6:30 AM EDT • Technology • nintendolife.com
Beth Fukumoto: When Politicians Run Unopposed, Everyone Loses

Of the state’s 98 general election races this year — from Congress to county council — more than a third will feature a candidate with no opposition.

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Oct 4 • 6:01 AM EDT • Politics • civilbeat.org
Election skeptics took over this county. They still don’t trust results.

In Shasta County, California, the election chief lost his job — then locked up the ballots and called the FBI.

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Oct 4 • 6:00 AM EDT • Politics • washingtonpost.com
My afternoon becoming a background actor on ‘The Chosen’

I spent an afternoon on the Texas set of ‘The Chosen,’ where a stop at the costume closet transformed me into a first-century background actor

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Oct 4 • 6:00 AM EDT • Entertainment • deseret.com
Veteran political forecasters see midterm losses for GOP

Two of the country's top political prognosticators see Democrats likely seizing the House and possibly the Senate. The guardrails Republicans were counting on to stem their losses don't seem to be holding.

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Oct 4 • 6:00 AM EDT • Politics • latimes.com
Costa’s coffee shops return to profit with iced drinks and matcha on the menu

Costa Limited reports operating profit of £20m in year to 31 December 2025 after losses of £13.5m in 2024

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Oct 4 • 5:50 AM EDT • Business • theguardian.com
In Austin and beyond, nonprofit groups help musicians pay for health insurance

AUSTIN, Texas — Musician Zack Morgan jokes that when he lost his corporate job in 2015, it was like being pushed off a cliff. For years, he said, he’d been

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Oct 4 • 5:30 AM EDT • Health • nola.com
The Science Of Why Your Child Shouldn't Play One Sport Year-Round

Roughly 70% of kids in the U.S. have quit sports by age 13.

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Oct 4 • 5:08 AM EDT • Science • mindbodygreen.com
Is Elanco Animal Health (ELAN) Still Undervalued As Its Stock Sits At $22.14?

Elanco Animal Health (ELAN) recently caught investor attention after its latest trading session, with the share price closing at $22.14 even as recent month and past 3 months returns show declines. Zooming out, Elanco Animal Health has a 1-day share price return of 1.70% at $22.14, while the 30-day and 90-day share price returns are down 9.63% and 11.90%, which points to fading short-term momentum even as the 3-year total shareholder return of 131.59% signals a much stronger longer-run...

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Oct 4 • 4:17 AM EDT • Health • simplywall.st
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Why Ken Paxton could lose a Texas GOP Senate seat to James Talarico

Plagued by ethics allegations, the Senate candidate is unusually vulnerable for a red state Republican.

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Oct 4 • 3:01 AM EDT • Politics • patriotledger.com
Why Ken Paxton could lose a Texas GOP Senate seat to James Talarico

Plagued by ethics allegations, the Senate candidate is unusually vulnerable for a red state Republican.

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Oct 4 • 3:01 AM EDT • Politics • northjersey.com
“This Guy Has Absolutely No Business Coaching Football”: CFB Fans Want Shane Beamer Fired After Blowing 17–0 Lead vs. Kentucky

Shane Beamer and the South Carolina Gamecocks kicked off the 2026 season with impressive back-to-back victories over Kent State and the Towson Tigers. However, they followed that with disappointing losses to Mississippi State and Alabama.

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Oct 4 • 2:25 AM EDT • Business • sports.yahoo.com
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Aryna Sabalenka upset at China Open

WTA World No. 2 Aryna Sabalenka exits the China Open early in a straight set loss to Czechia's Nikola Bartunkova.

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Oct 4 • 2:14 AM EDT • Sports • sports.yahoo.com
ASU overwhelmed by Baylor's physicality in blowout loss

ASU entered the game 15th nationally in total yards allowed in first halves (121.3), and the Bears hung 299 yards on the Sun Devils in the first 30 minutes.

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Oct 4 • 2:10 AM EDT • Sports • arizonasports.com
As elections loom, voters must choose the right pilot to navigate political turbulence

The passengers aboard the flydubai flight did not have the luxury of leaving the cockpit unresolved. Israeli voters will have their own chance to take control and choose who sits in the cockpit.

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Oct 4 • 1:55 AM EDT • Politics • jpost.com
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Denis Shapovalov retires, Carlos Alcaraz advances to Japan Open semifinals

Denis Shapovalov was playing a high level of tennis against Carlos Alcaraz before suffering the injury that forced him to retire at the Japan Open.

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Oct 4 • 1:48 AM EDT • Sports • sports.yahoo.com
ETSU reclaims rail with 14-3 rivalry win over Chattanooga.

JOHNSON CITY, Tenn. (WJHL)— ETSU football reclaimed the Rail for the first time since 2018 on Saturday, defeating SoCon rival Chattanooga 14-3. The Buccaneers improved to 4-2 overall and 2-0 in SoCon play while snapping a six-game losing streak to the Mocs. ETSU has now won six consecutive conference games dating back to last season. […]

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Oct 4 • 12:45 AM EDT • Sports • sports.yahoo.com
Zay Flowers’ availability could reshape Ravens’ attack against Titans

If Zay Flowers plays, his motion and explosive receiving ability could create opportunities for Baltimore’s other weapons against Tennessee

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Oct 4 • 12:21 AM EDT • Sports • sports.yahoo.com
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Deion Sanders, Colorado lose third in a row
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Oct 4 • 12:17 AM EDT • Sports • sports.yahoo.com
CSU defensive coordinator walks out during blowout loss

CSU coach Jim Mora Jr. stripped defensive coordinator Tyson Summers of play-calling duties after Oregon State scored on its first two drives, prompting Summers to leave the sideline entirely during the 56-26 loss.

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Oct 3 • 11:46 PM EDT • Sports • sports.yahoo.com
Culver City protesters demand Sony, Amazon, other studios defend democracy

LOS ANGELES — On a sweltering Saturday, around 100 people gathered in Culver City for a rally and march to deliver a message to several major media companies: Help us

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Oct 3 • 9:39 PM EDT • Entertainment • thederrick.com
Yankees’ Bats Fall Asleep in Game 1 Loss to Rays

The New York Yankees struggled mightily offensively in Game 1 against the Tampa Bay Rays.

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Oct 3 • 9:21 PM EDT • Sports • sports.yahoo.com
Nebraska Football Survives Maryland, Penalties to Stay Undefeated

An odd start and a staggering number of penalties weren't enough to hand the Huskers their first loss of the season.

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Oct 3 • 9:04 PM EDT • Sports • sports.yahoo.com
Iowa Football: Numbers That Stood Out From Ohio State Loss

Ohio State won the time of possession battle by 17 minutes, but the real eye-opening stat was Jeremiah Smith recording 200+ yards for the second straight game.

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Oct 3 • 8:51 PM EDT • Sports • sports.yahoo.com
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Chargers elevate Patrick Herbert

The Los Angeles Chargers are elevating Patrick Herbert

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Oct 3 • 8:48 PM EDT • Sports • sports.yahoo.com
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Trump defends data centers in Ohio as he rallies to boost Jon Husted in a tight Senate race

President Donald Trump is defending data centers powering AI projects during a campaign rally in Ohio. He insists they benefit local communities and warns against losing them to China. The

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Oct 3 • 8:37 PM EDT • Politics • lancasteronline.com
Baltimore loses two centers to injury

Injuries sideline a pair of Baltimore offensive linemen

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Oct 3 • 8:35 PM EDT • Sports • sports.yahoo.com
Is Sun Life (TSX:SLF) Quietly Redefining Its Health Ecosystem With Disability Care Navigation?

In late September 2026, Sun Life U.S. introduced Disability with Health Navigator, integrating personalized care navigation into disability coverage to help employees access specialized opinions, providers, and employer-specific benefits while facing major health conditions or seeking ongoing support. This move extends Health Navigator’s reach across disability, standalone offerings and medical stop-loss coverage, underlining Sun Life’s focus on year-round health support within employer...

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Oct 3 • 8:12 PM EDT • Health • finance.yahoo.com
UCF’s Scott Frost Shares Injury Updates After Houston Loss

Keyone Jenkins battles through late-game scares and center Jacob Maiava undergoes X-rays as the Knights’ depth chart thins ahead of a grueling stretch against ranked conference opponents.

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Oct 3 • 8:05 PM EDT • Sports • sports.yahoo.com
Takeaways from Nebraska football's win over Maryland

Maryland (2-3,0-2) trotted into Memorial Stadium off two straight losses and a coach on the hot seat and gave the Huskers a run for their money early on.

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Oct 3 • 8:01 PM EDT • Sports • dailynebraskan.com
Popular cookie chain abruptly closes all locations after years of rapid expansion

Chip City abruptly closed all of its locations after expanding from a New York cookie shop into a multistate chain backed by millions in outside investment

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Oct 3 • 7:53 PM EDT • Business • foxbusiness.com
Steelers work out veteran LB after loss to Browns

Steelers hosted nine players following Week 4 game; two practice squad spots open.

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Oct 3 • 7:09 PM EDT • Sports • sports.yahoo.com
Whittaker survives late scare to hold on for points win

British light-heavyweight Ben Whittaker survives a dramatic late onslaught from Conor Wallace to move a step closer to a world-title shot with a points victory in Birmingham.

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Oct 3 • 7:07 PM EDT • Sports • sports.yahoo.com
Retiring Tigers Star Justin Verlander Makes Financial MLB History

The Hall of Fame career for Detroit Tigers pitcher Justin Verlander came to a close late last month, as he made one final start wearing the Old English D in front of a packed house at Comerica Park. Verlander, who returned to the Tigers last offseason with a one-year contract, announced that the 2026 MLB […] The post Retiring Tigers Star Justin Verlander Makes Financial MLB History appeared first on HEAVY.

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Oct 3 • 7:01 PM EDT • Sports • sports.yahoo.com
Syracuse Crunch drop first game of the season to Laval

LAVAL, QUEBEC (WSYR) – On Saturday, the Syracuse Crunch dropped their first game of the season in a 6-1 loss to the Laval Rocket. It was a promising start for Syracuse as the Crunch scored the first goal of the game on a Crunch power play. Tomas Kralovic would get his first AHL point on […]

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Oct 3 • 7:00 PM EDT • Sports • sports.yahoo.com
New York Islanders vs. New Jersey Devils: Home opener thread

The Islanders host the Devils for their 2026-27 home opener Saturday night. They’re on a 7-0-1 run against the Devils so expect a certain loss. Here are the tweaked lines as Pete DeBoer searches for chemistry, whether or not he has the elements and molecules to find it: mil Heineman – Bo Horvat – Kyle […]

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Oct 3 • 7:00 PM EDT • Sports • sports.yahoo.com
Braves fall to Dodgers in NLDS opener

The Atlanta Braves couldn’t handle the hot bats of the Los Angeles Dodgers at Dodger Stadium in Los Angeles on Saturday.

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Oct 3 • 6:52 PM EDT • Sports • sports.yahoo.com
Michigan State suffers 31-3 loss at Wisconsin

MADISON, WI. (WLNS) — The Michigan State football team suffered its third straight loss in its first Big Ten road game of the season, falling 31-3 at Wisconsin Saturday. This is the first time since the 2024 season that MSU failed to score a touchdown in a game. The Spartans have scored a combined 26 […]

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Oct 3 • 6:50 PM EDT • Sports • sports.yahoo.com
Michigan State football grades vs Wisconsin: Why are Spartans lifeless?

Free Press sports writer Chris Solari grades Michigan State football after the Spartans’ 31-3 loss at Wisconsin on Saturday, Oct. 3.

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Oct 3 • 6:42 PM EDT • Sports • sports.yahoo.com
Mormon leader decries explosion in sports betting, prediction markets

A leader of The Church of Jesus Christ of Latter-day Saints says an explosion in online prediction markets and sports betting is fostering greed among young people

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Oct 3 • 6:28 PM EDT • Sports • kcra.com