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16th Asian Chief Dental Officers Meeting: Advancing universal health coverage for oral health in the WHO Western Pacific and South-East Asia Regions
Session 3 of the 100-Day Sprint BackgroundOral diseases remain among the most prevalent noncommunicable diseases (NCDs) across Asia, affecting people throughout the life course and placing a significant burden on individuals, families and health systems. Countries across the World Health Organization (WHO) Western Pacific Region and South-East Asia Region have committed to strengthening oral health through regional action plans and by advancing universal health coverage (UHC). The 16th Asian Chief Dental Officers Meeting (ACDOM) serves as a regional platform for Chief Dental Officers in Asia to exchange experiences, strengthen collaboration and accelerate implementation of oral health commitments. For the first time, the meeting is being jointly organized by the WHO Regional Offices for South-East Asia and for the Western Pacific and the ACDOM Secretariat. This year's meeting introduces a 100-Day Sprint, bringing together oral health and UHC leads and technical experts to support countries in strengthening integration of oral health within national UHC benefit packages. Through the Sprint, participating countries will develop, refine, cost and operationalize country-specific essential oral health-care benefit packages using WHO tools, including the Service Package Delivery and Implementation (SPDI) Platform. The in-person 16th Asian Chief Dental Officers Meeting represents Session 3 and the midpoint of the 100-Day Sprint, providing an opportunity for countries to review progress, exchange experiences, identify challenges and refine their approaches before continuing with the remaining Sprint sessions. 100-Day SprintSession Date Format Title Session 1 (Day 0) 19 Aug Virtual Setting the Scene and Introducing Key Principles and Frameworks Session 2 16 SepVirtual Introduction to the SPDI Platform and Initial Mapping Exercise Session 3 27-29 Sep In-person, 16th Asian Chief Dental Officer Meeting, Malaysia Review and Refinement of Oral Health Service Packages Session 4 14 Oct Virtual Finalizing National Essential Oral Health Services Packages and Costing Exercise Session 5 (Day 100) 26 Nov Virtual Country Presentations and Closing of the 100-Day Sprint ObjectivesLeverage the 100-Day Sprint to define priority implementation actions for oral health in countries; Strengthen national capacity to design, cost and operationalize country-specific essential oral health care packages using SPDI platform; andExplore cross-country collaboration to expand access to essential oral health supplies and products, including harmonized specifications and pricing, and improve supply chains for essential dental preparations and medicines.Expected outcomesA draft country-specific essential oral health care benefit package developed using the SPDI platform and aligned with WHO’s Essential Oral Health Care packageA strengthened regional network in Asia of oral health and UHC leaders, fostering collaboration among South-East Asia and Western Pacific countries, WHO offices and WHO Collaborating Centres to support sustained implementation beyond the meetingParticipantsChief Dental Officers and national oral health programme leads;National focal points responsible for universal health coverage, health financing and health systems;Representatives from WHO country offices, regional offices and headquarters;WHO Collaborating Centres; andAcademic institutions and technical partners.
Dr. Jeff Bird: The Innovation Connector Fuels Business Growth and Entrepreneurship
By Dr. Jeff Bird— MUNCIE, IN—The Innovation Connector plays a vital role in supporting business and entrepreneurial endeavors in Muncie and East Central Indiana. Its mission and vision are to support and assist new entrepreneurs with truly unique business ideas to turn their dreams into reality.
Suki and MedStar Health’s National Center for Human Factors in Healthcare Partner to Pioneer the Science of Ambient AI Adoption
Suki, the leading Ambient Clinical Intelligence (ACI) platform, and MedStar Health’s National Center for Human Factors in Healthcare are announcing a strategic research collaboration. This partnership aims to study the impact of ambient AI on healthcare delivery.
Suki and MedStar Health’s National Center for Human Factors in Healthcare Partner to Pioneer the Science of Ambient AI Adoption
Suki, the leading Ambient Clinical Intelligence (ACI) platform, and MedStar Health’s National Center for Human Factors in Healthcare are announcing a strategic research collaboration. This partnership aims to study the impact of ambient AI on healthcare delivery.
DoorDash and Uber Eats to offer delivery from U.S. Costco stores
DoorDash said it will deliver groceries, household items and electronics from all of Costco’s U.S. stores
Ball State University Receives Grant to Strengthen Rural Health Workforce, Access to Care
By Ball State Communications— MUNCIE, IN— Ball State University has received funding through the Indiana Rural Health Transformation Program to strengthen the rural healthcare workforce and expand access to health services in East Central Indiana. The $358,170 award, covering Sept. 1, 2026-July 31
DoorDash and Uber Eats to offer delivery from US Costco stores
Costco said Thursday it’s partnering with DoorDash to offer delivery from its U.S. warehouse stores. DoorDash already offers Costco delivery in a few markets, including Australia, Sweden and Puerto Rico.
Digital Spending Jumped From Forty-eight To Fifty-eight Percent As Americans Favor Staying Put
The way people spend money is shifting as more folks choose to stay put. Digital spending jumped from 48 to 58 percent over seven years, with streaming and food delivery leading the charge in how Americans entertain and eat at home.
Aixia delivers AI infrastructure to leading Swedish player in media and entertainment, worth 2 MSEK
White Pearl Technology Group AB (publ) ("WPTG" or the "Group") announces that Aixia Group AB (publ) ("Aixia"), a company within the Group, has received an order from a well-known Swedish player in the media and entertainment industry. The order relates to the delivery of modern AI-adapted computing…
2 more Pennsylvanians die with measles, reigniting fight between RFK Jr. and Josh Shapiro
The health secretary and Democratic governor have repeatedly tussled over the state’s handling of the measles outbreak.
Dr. Oz visits Atlanta to promote Georgia's new employee health insurance tool
Georgia is launching a new way for businesses to provide employee health insurance, with the Trump Administration pushing this initiative while premiums are set to rise again.
Dr. Oz visits Atlanta to promote Georgia's new employee health insurance tool
Georgia is launching a new way for businesses to provide employee health insurance, with the Trump Administration pushing this initiative while premiums are set to rise again.
Jason Dirkx and Abby Levine
Jason Dirkx has joined Benesch as Chief Innovation Officer, advancing the transformation of legal service delivery. I
Baton Rouge transportation and delivery business acquired by Sulphur company
First Choice Couriers LLC has acquired Baton Rouge-based Total Delivery and Logistics in a move that will expand the Sulphur-based company’s operations and service capabilities in Baton Rouge and Ne… Already an INSIDER? Sign in. Already an INSIDER? Sign in
iPhone 18 Pro, Pro Max pre-orders now delayed to October for most models
Here’s the latest update on iPhone 18 Pro pre-order delivery estimates, which have now slipped to October in most cases.
What supplement formulators can borrow from pharmaceutical delivery science
Poor absorption is a problem the pharmaceutical industry solved decades before most supplement formulators had to think about it. Compounds that show real biological activity in a lab often perform far worse once they're inside the body, because getting a molecule to dissolve, cross the gut wall and reach circulation is a separate engineering problem from proving the molecule does something useful
Holiday Shipping Will Cost Businesses More in 2026. FedEx, UPS, Amazon, and USPS Are Raising Peak-Season Fees
Businesses should prepare for higher shipping fees this season. Here's what you can expect to pay.
World Congress on Nursing and Health Care
The World Congress on Nursing and Health Care is a premier international gathering dedicated to advancing the science, practice, and future direction of nursing and healthcare. Scheduled for April 05-06, 2027, in Singapore, this distinguished event will convene a global community of nursing professionals, healthcare specialists, researchers, educators, clinicians, policymakers, and industry experts to exchange knowledge, share groundbreaking insights, and foster collaborations that shape the future of healthcare.Driven by the theme “Navigating the Future of Nursing through Research, Resilience, and Innovation,” the congress will explore the evolving landscape of nursing and its critical contribution to transforming healthcare delivery. The event will highlight pioneering research, evidence-based practices, innovative care models, and resilient approaches that empower nurses to address emerging healthcare challenges and enhance patient outcomes across diverse populations.
In rural Wyoming, a first-ever maternal health summit focuses on solutions to fill gaps in care
About half of Wyoming counties don’t have an OB/GYN. At least nine don’t have labor and delivery units.
In rural Wyoming, a first-ever maternal health summit focuses on solutions to fill gaps in care
About half of Wyoming counties don’t have an OB/GYN. At least nine don’t have labor and delivery units.
Life Sciences Companies Present Live at the September 17 Virtual Investor Forum
Live Presentations and Q&A Across Oncology, Fibrosis, Drug Delivery, Antibiotics, Cannabinoid Therapeutics, and Respiratory Imaging A Global Lineup Presents Live Online: 30-Minute Sessions, Audience Q&A, Replays On Demand NEW YORK, NY - Sept...
Voters and advocates parse Bottoms' and Jackson's platforms as health costs, coverage top election concerns
Health care, how to access it and how to afford it, is top of mind for voters heading into Georgia’s gubernatorial election.
REGISTER NOW: 2027 Fleet & MRO Forecast: Helicopter & Business 10-Year Outlook
As we advance into 2027, what transformations are reshaping business aviation and helicopter market projections? What production and delivery volumes can the industry anticipate over the coming decade?
California's post-production workers urge governor to sign tax credit
Post workers and Mayor Karen Bass urged Newsom to sign AB 2319, California's first stand-alone post-production tax credit. He has until Sept. 30.
Grand Theft Auto swerves into Florida’s political season
GTA’s connection to Miami has become political — and the game won’t even be out until more than two weeks after the midterm election.
Grand Theft Auto swerves into Florida’s political season
GTA’s connection to Miami has become political — and the game won’t even be out until more than two weeks after the midterm election.
9/11 and Tampa: Two weeks that reshaped Australian politics
In September 2001, then Prime Minister John Howard faced two crises, the Tampa affair and the 9/11 terror attacks in Washington, that would define 20 years of Australian immigration politics.
Walmart Reinvents the Store for a Faster Digital Future
Walmart President and CEO John Furner and Executive Vice President and Chief Financial Officer John David Rainey pointed to value, faster delivery and digital growth as key factors behind the retailer’s second-quarter performance in a video Furner posted on his personal LinkedIn account following the release of Walmart’s Q2 FY27 financial results.
OMAHA STEAKS UNVEILS BUSINESS TRANSFORMATION AND NEW "NO BULL" BRAND PLATFORM, DOUBLING DOWN ON VALUE AND TRANSPARENCY
109-year-old company doubles down on premium proteins and 100% U.S.-sourced beef, accelerates delivery and expands retail while introducing a bold new "No...
‘America wants beef:’ How Omaha Steaks is overhauling its business as prices soar
Omaha Steaks, the pioneering meat delivery company, has been around for over a century. But if it wants to survive amid record-high beef prices, the company has to become speedier, leaner and offer cheaper cuts.
Halfpricesoft.com Expands Business Tools With Launch of New Operational Software
Halfpricesoft.com today showcases the powerful integration of its flagship payroll tools: ezPaycheck and ezACH direct deposit software. Designed specifically for small-to-midsize businesses (SMBs) and accounting professionals, this software duo provides a complete, in-house payroll processing and electronic payment delivery system without recurring subscription fees.
UK flight disruption expected to clear; Primark to start offering home delivery in UK
Flight schedules expected to return to normal after chaos of last two days
A closer look at Amazon's drone delivery operation in Baton Rouge
Amazon's Prime Air drone delivery operation in Baton Rouge is part of a broader expansion that aims to bring the service to nearly 500 cities and towns by the end of the year, according to operations … Already an INSIDER? Sign in. Already an INSIDER? Sign in
Oregon Democrats seek to calm voters’ election uncertainties
Oregon Democrats express faith in the upcoming vote-by-mail election despite ongoing legal battles over President Donald Trump's attempt to restrict mail ballot delivery.
Jeremy Farrar Joins Global Health Non-Profit PATH Following Unexpected Departure From WHO
Outgoing WHO Assistant Director-General Dr Jeremy Farrar will lead PATH’s regional division for Asia, the Middle East, and Europe starting 1 October. Based in Geneva, he joins the executive leadership team to accelerate the delivery of health technologies across these regions, the organisation announced in a press release on Wednesday, 9 September.
California voters can fix a flaw in the state's recall system
Proposition 5 on the November ballot would prevent a governor's replacement from taking office by winning just marginal support. It's the first step toward a badly needed overhaul.
Business Aviation Insight. Reassessing Large-Cabin Value After the Falcon 900LX’s Final Delivery Year
Challenger 650 – Photo Credit: Bombardier The Falcon 900LX and Challenger 650 sit at opposite ends of a large-cabin segment that, on 2026 data, now spans nearly $19 million in …
Roundup: Using AI to better integrate virtual modalities into care delivery
Artificial intelligence enhancements in telehealth aim to bolster care continuity while virtual nursing extends bedside care. Also, Zocdoc integrates with Google Gemini to book appointments while Sword Health is set to acquire Headspace's parent company.
Sanford Health Patient Advances Suit Over Meta Data Disclosures
Sanford Health Corp. failed to convince a federal judge to toss a proposed class action alleging the Minnesota-based health system collected and disclosed patients’ personal information in violation of state and federal laws.
The insurgent Democrat taking on David Valadao
The 31-year-old progressive is betting his working-class roots and economic message can energize voters in one of the country’s youngest congressional districts.
Tom Still: True health care debate in Wisconsin would help people, economy
MADISON, Wis. — “Price transparency” is a phrase used by politicians right and left to oversimplify real problems with health-care costs, access and delivery in the United States. This fall’s
Cuba: US Embassy issues health alert due to GI pathogens like norovirus, Shigella
The US Embassy in Havana issued a health alert last week after seeing a significant increase in diarrheal illness across Cuba, associated with the continuing degradation of the water and energy infrastructure. This degradation affects water supply, and food storage and temperature control. Recent cases have included E. coli, norovirus, Shigella, and other gastrointestinal pathogens. This comes after a health alert dated August 28 which noted that Cuba’s water delivery infrastructure is increasingly unstable. The Embassy is aware of reports of residential neighborhoods that have gone for long periods without receiving water from municipal or public sources. Dengue cases surge in the Tampa Bay area Prolonged and worsening water issues and power outages caused by the regime’s mismanagement of public infrastructure impact the entire island. Water often only flows to residences when city power is on for a sufficient amount of time. Media reports indicate wells are running dry across the country due to drought, aggravating the ability to supplement water delivery. The lack of water, coupled with power shortages that have disrupted cold chain networks, can present significant health and safety challenges. We remind U.S. citizens to be aware of the risks when traveling to Cuba and take precautions. Embassy officials offer the following precautions to prevent illnesses: Avoiding Foodborne Illness: Be cautious of meat, poultry, seafood, eggs, dairy, and other perishable foods that may have been inadequately stored. Avoid foods that appear to have been sitting at room temperature for extended periods. Avoid raw or improperly washed vegetables. Be cautious of food cooked and then cooled, stored, or reheated, as improper temperature control can allow pathogens or toxins to develop. Wash hands thoroughly with soap and water before eating and after using the restroom. Hand sanitizer may be less effective against certain gastrointestinal pathogens, including norovirus. Outbreak News Today is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe Water Safety: Use only water known to be safe for drinking, brushing teeth, making ice, and cooking. Use bottled or appropriately treated water; check that bottle seals are intact before opening. Avoid ice unless the water source is known to be safe. Do not use untreated tap water to prepare beverages or food. Be aware that contamination can occur when food, utensils, and surfaces are washed with contaminated water. If You Become Ill: Stay hydrated, especially with frequent diarrhea or vomiting. Most illnesses are self-limited and improve within several days. Seek medical attention for persistent or severe diarrhea, bloody stools, high fever, significant abdominal pain, repeated vomiting, signs of dehydration, or symptoms not improving. Common medications (e.g., acetaminophen, ibuprofen, antibiotics) are frequently unavailable in Cuba; consider bringing your own supply. If you like the reporting on Outbreak News Today, please consider a paid subscription for $5/month or $30 a year. Help support the cause of this niche journalism. It is appreciated.
Walmart bets to grow beyond general merchandise retail
Walmart is gearing up for more direct competition in restaurant delivery. It's not the first time the retail giant has bet on a new line of business.
Another record breaker for business expansions and job growth in Georgia
Gov. Brian Kemp and the state Department of Economic Development announced $35.2 billion in project investments for the fiscal year that ended June 30. That is up from $26.3 billion the prior fiscal year, which had also broken records.
Shoppers buying online while drunk is big business—but who is responsible?
One Sunday morning, Juliet* woke up to a delivery driver with a large package that she had no recollection of ordering. She was quick to dismiss it as an e-commerce mistake before the card inside helped ...
Prime Healthcare ‘unable' to provide answers on cuts to OB/GYN, pediatric units at 3 hospitals, Illinois Rep. says
Illinois Rep. Lauren Underwood, a nurse, says Prime Healthcare has made "no plans to help moms" after the system announced closure of its labor and delivery units at three Chicago-area hospitals.
Minnesota is losing hospital obstetrics units faster than most states, new data finds
Minnesota is one of only eight states that lost more than 20 percent of hospital-based labor and delivery units since 2010. It’s part of a nationwide trend of hospitals closing birthing centers across the U.S, especially in rural areas, where obstetrics services tend to be too expensive to staff for the relatively few babies delivered each year.
Trump asks Supreme Court to OK sweeping changes for mail ballots
President Donald Trump’s administration asked the Supreme Court on Thursday to give the US Postal Service sweeping power to withhold delivery of mail ballots, setting up an extraordinary showdown over voting at the high court less than two months before the November midterm election.
Not Prime. Not Delivery. This Business Holds the Key to Amazon's Future.
Amazon Web Services is providing the growth Amazon needs to be a market-crushing investment.
Amazon forecasts its delivery network nearing 90% of its US packages
Amazon projects its delivery network will handle nearly 90% of its US packages by 2029, reducing reliance on USPS and UPS.
Chinese e-commerce moves to next phase after delivery price war changes shopping habits
China's meal-delivery subsidy war may have ebbed but its biggest legacy could be a shift in consumer expectations, as electronics, flowers and even medicine can now be delivered within an hour of ordering.
DeKalb County expands free business incubator for entrepreneurs
Costs continue to rise, and as a result, many Georgia entrepreneurs are struggling to grow their businesses. On the weekends, business owner Amanda Stevens sells sweet treats like frozen grapes and watermelon cakes to kids and families from her food trailer, Candy Lady on Wheels.
John Lynch says "nothing has changed" with Brandon Aiyuk's status
Brandon Aiyuk is out of sight, out of mind for the 49ers.
Maine lawmakers call on MaineHealth to keep Lincoln County labor unit open
Another labor and delivery unit in Maine is slated to close before the end of the year. A Maine Legislature committee is trying to take action to keep services open.
Column: California's fight against Trump's unhinged war on voting by mail
California could have some zany theater this fall: county prosecutors charging federal postmasters with felonies for obeying President Trump’s order to withhold delivery of mail ballots to voters.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
Browns start slashing roster, cut 15 players from active roster
The Browns have started the process of setting their initial 53-man roster.
Navy Medicine Advances Operational Health IT for Distributed Maritime Operations
CHESAPEAKE, Va. —Navy Medicine leaders, Fleet representatives, and operational health IT experts convened to accelerate the fielding of medical information capabilities designed to support patient movement, medical logistics and force readiness across distributed maritime operations, August 24-28. Hosted by The Bureau of Medicine and Surgery (BUMED) in Chesapeake, Virginia, the five-day Operational Health Information Technology Fielding Summit served to build upon work that began in 2024 and 2025, to refine Joint Operational Medicine Information Systems (JOMIS) software delivery, implementation, and training.
Arkansas Awards $149.3M in Rural Health Transformation Grants
Arkansas awarded $149.3 million in rural health grants to 50 projects after healthcare providers submitted more than 500 proposals for funding.
Jim Furyk named lead analyst for USA Sports', Golf Channel's PGA Tour and men's major coverage
Jim Furyk was named Wednesday as lead analyst for USA Sports and Golf Channel’s PGA Tour and men’s major coverage.
Scottie Scheffler health update and why Si Woo Kim is paying for Remy's diapers
Scottie Scheffler didn’t reveal until the end of the BMW Championship that he was battling hand, foot and mouth disease, an illness that caused painful sores on his hands and throat.
Political newcomer Darline Graham wins South Carolina’s GOP Senate runoff
Her win in the snap primary to replace her late brother Lindsey Graham comes after President Donald Trump significantly boosted her campaign.
Richardson resident: Drone delivery is alienating communities
Amazon and Walmart are pouring capital into last-mile drone delivery systems that remain tiny in scale, lose money and alienate communities they serve.
Zohran Mamdani Is Turning His Fire on Amazon
The socialist mayor has taken the retail giant to task over the status of delivery workers, the sale of illegal e-bikes and fines for idling vehicles.
InterSystems Asia READY 2026 to Showcase AI-Ready Healthcare
BANGKOK, August 24, 2026--InterSystems, a creative data technology provider managing over one billion healthcare records globally, will bring healthcare leaders from across Asia to Bangkok for InterSystems Asia READY 2026, where the focus will be on how trusted data, interoperability, and practical artificial intelligence (AI) can accelerate smarter healthcare delivery and strengthen Thailand's position as a regional medical hub.
As the Lindsay Clancy case highlights postpartum psychosis, a mom stricken by it shares her story of hope
Researchers estimate that the condition — a mental health emergency that is less common than postpartum depression — afflicts 1 to 2 out of 1,000 women after delivery.
Rashawn Slater returns to Chargers practice
The Chargers got a key piece of their offensive line back at practice on Saturday.
Manchester City vs Bournemouth live updates: Can new-look City get off to flying start?
Follow live Manchester City vs Bournemouth updates from 2026 Premier League on August 23 including real-time highlights, scores, results, stats and table implications as they happen.
Consumers still favor DoorDash and Uber Eats despite costs
Consumers sustain DoorDash and Uber Eats growth by prioritizing food delivery despite cutting spending elsewhere.
Chicago business offers free laundry service after storms | ChicagoLIVE
Rinse Cycle Valet owner DeAndra Gathings is providing free laundry and delivery for storm-affected families throughout Chicagoland and Northwest Indiana.
Subcontractors say new delivery worker bill will put them out of business
The bill would cut subcontractors and require companies like Amazon to hire delivery workers directly.
Jackson reveals affordability plan while defending business dealings with Georgia
Facing renewed pressure over his business dealings as he runs for Georgia governor, Republican Rick Jackson pledged to end his healthcare contracting with the state by Dec. 31 if he wins the election against Democrat Keisha Lance Bottoms.
USF grad's '9Yaps' app connects students to local business deals
A former food delivery driver turned entrepreneur is finding new ways to connect students with nearby local businesses through a custom-built mobile app called 9Yaps.
Climate change is cooking Europe’s oceans, scientists find
Global warming is the main driver of this year’s marine heat waves, with knock-on effects for ecosystems and extreme weather.
The global health aid architecture is collapsing. The faith economy isn't
“Washington has rediscovered faith as a delivery mechanism. The bigger opportunity is faith as a source of capital,” writes Dr. Alaa Murabit.
Colts TE Tyler Warren exits practice with an injury
Colts tight end Tyler Warren left practice early after going down on a route in 11-on-11 drills.
ENTERTAINMENT: Library bookstore opens; cat show set for Maumelle center
Library Square Books, the Central Arkansas Library System’s new used bookstore, opens at 405 President Clinton Ave. in Little Rock’s River Market District, with a ribbon cutting at 2 p.m. Thursday that features refreshments and giveaways and a limited number of commemorative items.
Troy University’s Master of Science in Kinesiology – Sport Psychology Ranked Among the Nation’s Top Online Programs
Troy University’s Master of Science in Kinesiology with a concentration in Sport Psychology has been ranked No. 4 on SportsPsychology.org’s 2026 list of Best Online Master’s in Sports Psychology Programs. The ranking recognizes the program’s flexible online delivery, applied learning opportunities, accessibility for working professionals and military-affiliated students, and overall value. SportsPsychology.org evaluated programs on...Read More
Vantor Appoints Will Cocos to Lead U.S. Government Business
WESTMINSTER, Colo., August 19, 2026--Vantor, the leader in unified spatial intelligence, announced today that Will Cocos has been appointed Executive Vice President and General Manager of its U.S. Government business. Cocos will lead Vantor’s work across the U.S. defense, intelligence and civil government communities, with a focus on accelerating the delivery of mission-ready capabilities to warfighters and other operators.
DeVonta Smith back at practice for Eagles
The Eagles welcomed a key part of their offense back to the practice field on Monday.
Najee Harris visiting with Giants on Monday
Najee Harris may be going from one Harbaugh brother to the other.
After unexpected NFLN layoff, Tom Pelissero lands at Netflix
Last month, ESPN unexpectedly included NFL Network reporter Tom Pelissero in the latest round of layoffs, given that he had a year left on his existing NFLN deal.
Breece Hall leaves Jets practice with apparent injury
The problem with training camp is that every fan of every team is constantly bracing for the lightning bolt that could screw up the coming season.
Bucs get Tristan Wirfs back at practice
Monday brought a significant change to the practice field at Buccaneers training camp.
Geno Smith is on the field at Jets practice Monday
Geno Smith was a late scratch for the Jets' preseason opener due to a sore ankle, but there was no concern from the team about an extended absence and Monday brought good news about his condition.
Carson Beck remains day-to-day with rib injury
Cardinals rookie quarterback Carson Beck is not yet ready to practice.
Bills' new grass field draws mixed reviews
The Bills have dumped artificial turf for grass in their new stadium.
Todd Monken: Shedeur Sanders has "improved so much"
After Deshaun Watson started against the Bears on Saturday, Browns head coach Todd Monken detailed how he'll divide the QB reps between Watson and second-year signal-caller Shedeur Sanders on Sunday.
Christian McCaffrey is still not practicing
McCaffrey has now missed a full week.
Marcus Mariota to miss rest of preseason with sprained MCL
Commanders quarterback Marcus Mariota has taken his last snap of the preseason.
Zac Taylor defends Orlando Brown Jr. after rough preseason opener
The reality of playing a franchise quarterback in the preseason entails the risk of the quarterback getting hit.
What's at stake for Dodgers' owner Mark Walter as authorities probe his businesses
With the Department of Justice, the SEC and state insurance regulators probing Mark Walter's businesses, the Dodgers owner has a lot on the line.
Todd Monken: Deshaun Watson functioned at a high level
Watson played in his first game since tearing his Achilles during the 2024 season.
Shedeur Sanders throws for 79 yards, an interception vs. Bears
After quarterback Deshaun Watson had a so-so first half against the Bears, throwing for 126 yards, Shedeur Sanders also had a middling performance in the second half of the Browns’ first preseason game.
Inside the Devon Witherspoon deal
Here's the full breakdown of Witherspoon's new six-year deal.
Vikings S/LB Jamal Adams carted off
Jamal Adams's first game with the Vikings ended with an early trip to the locker room.
Jaxson Dart returns from medical tent to throw TD
The Giants got an unwelcome reminder of Jaxson Dart's rookie season when the quarterback went to the sideline medical tent after the end of the first quarter, but they wound up with a happy ending to the offensive possession.
Eric Bieniemy's "intensity" could help Chiefs get back on track
The Chiefs return to action on Saturday, with their first preseason game of 2026.
Bengals activate DL B.J. Hill
The Bengals will be getting a key piece of their defensive line back on the practice field.