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‘Most’ of Star Wars Zero Company studio Bit Reactor was furloughed ahead of launch
Last week was meant to be a moment of triumph for Bit Reactor, the Maryland-based game studio founded in 2021 with ambitions to create a great new tactical combat game. On Thursday, August 27, Bit Reactor’s debut title, Star Wars Zero Company, released to stellar reviews. And, from the Gamescom show in Cologne, Germany, studio co-founder Greg Foertsch was giving interviews discussing what the studio’s next game may be. But for many developers on the game, launch has been bittersweet. Fans love it. Critics prefer it to most recent Star Wars games. Zero Company, which is out for PS5, Xbox Series consoles and PC, is the top-selling game on Steam. Much of the team that made it, however, is currently going without pay. They were furloughed, just weeks ahead of the game’s launch. A rep for Bit Reactor confirmed to Game File today that the studio had furloughed many of its workers prior to the game’s release. They said it was a difficult decision and one that had been made before it was clear how launch would go. The rep emphasized that the call to do this was Bit Reactor’s alone (meaning not from publisher EA nor Star Wars license holder Disney). While the rep declined to comment on the scale of the furloughs, a previously unreported lawsuit brought by studio co-founder Alison Kelly in 2024 noted in a filing from August 12 of this year that Bit Reactor “has furloughed most of its employees and terminated contractors…” One source told Game File the furloughs impacted 80% of the team; another referred to there only being a skeleton crew left on Bit Reactor’s active payroll, ready to address any of Zero Company’s post-launch bugs. The issue is that Bit Reactor, a studio formed in 2021, had run out of most of its money just ahead of the launch of its first game. Over the weekend, Zachariah Scott, a senior technical artist who worked at Bit Reactor from early 2023 until an acrimonious exit this past May, said on LinkedIn that the studio was “concealing the fact that the team was Furloughed weeks ago.” Reached by phone today, Scott told Game File that he spoke to nearly a dozen Bit Reactor workers over the weekend. “Everybody has essentially the same story, which is, ‘Yeah, I got furloughed three weeks ago.” The Bit Reactor rep told Game File that the studio hoped to bring furloughed workers back, suggesting that a successful launch of the game could be impactful. Scott told Game File that workers he spoke to were less confident that even if there were returns, that all who were furloughed would get their old jobs again. A heated dispute Bit Reactor’s mid-2026 was almost even more tumultuous. The lawsuit by co-founder Alison Kelly that first revealed the furloughs was initially slated to go to trial in June. The suit is a she-said/he-said about whether Kelly, until 2024 the chief operating officer of Bit Reactor, was a co-owner of the studio or whether it was solely owned by Greg Foertsch. In July 2024, Kelly sued, saying she was pushed out by Foertsch. She first sued in federal court and later refiled in Maryland’s Baltimore County, alleging breach of contract and that Foertsch had unjustly enriched himself. Kelly cited damages of over $20 million, on the basis of Bit Reactor allegedly being worth more than double that. Foertsch’s side has said Kelly was never a co-owner and has countered with claims about her job performance (which she has denied). The June trial was postponed until early 2027, as both sides have been deposing witnesses and filing more claims and denials along the way. Amid all of that, filings in the lawsuit reviewed by Game File paint a picture about Bit Reactor’s origins, early aspirations around tactics games, the team’s breakthrough in drawing the attention of Electronic Arts with the help of a pitch tied to one of EA’s non-Star Wars franchises, and early fractures among its co-founders. The real story about the company behind Zero Company
Colorado Department of Health releases testing on Arkansas River
Leaders with the Department of Agriculture said they have alerted farmers in communities downstream of the spill and are working to get more information from testing.
Multiple Players Released by Lions Land on Practice Squad
Several players who were recently released by the Detroit Lions have landed on their practice squad for 2026. The post Multiple Players Released by Lions Land on Practice Squad appeared first on HEAVY.
Omar Khan speaks with reporters after Steelers’ roster is released
Steelers General Manager Omar Khan had a lot to discuss with reporters this afternoon on the South Side.
Pikmin 3 Deluxe update for Switch 2 now available
Nintendo has released a free update for Pikmin 3 Deluxe, which enhances the Switch game when played on Switch 2.
Authority Acquisition Launches AI-Mediated Discovery System for Business Coaches
Authority Acquisition releases a multi-channel content marketing system to help experts and business coaches build a consistent presence across ...
Entertainment Look-A-Head: ‘NBA 2K27’, ‘Earle Meets World’, international films
From Sep. 1-7, many films, shows, games and albums will be released. Notably, the hit game series NBA 2K will receive its latest addition.
James Harrison calls out Steelers over shocking fan-favorite release
Pittsburgh Steelers legend James Harrison called out the team over its recent release of fan-favorite linebacker Elandon Roberts.
Leaked DLSS 5 is Being Tested on RTX 20-series "Turing" GPUs, Now Runs on Emulators and Old DirectX Titles
The leaked DLSS 5 DLL keeps finding new homes, and support has now spread to RTX 20-series "Turing" GPUs. That architecture is three whole generations behind the NVIDIA-recommended "Blackwell," and modders are showing no signs of stopping either. Developer ShortFuse has released new DLSS-NR...
Wisconsin elections officials expect Milwaukee audit logs by Friday
The Wisconsin Elections Commission ended the fact-finding part of its investigation into duplicate absentee ballots in the City of Green Bay, while pressing Milwaukee to release audit logs from the August primary by Friday.
Ernst Names Small Business of the Week, The Bread Board
Read the release on Sen. Ernst's website HERE. Throughout this Congress, Chair Ernst plans to recognize a small business in every one of Iowa’s 99 counties. RED OAK, Iowa – U.S. Senator Joni Ernst (R-Iowa), Chair of the Senate Small Business Committee, today announced her Small Business of the Week: The Bread Board of Marion County. Throughout the 119th Congress, Chair Ernst plans to recognize a small business in each of Iowa's 99 counties. “The Bread Board has risen to the occasion, growing from Heidi’s passion for baking into a thriving Pella bakery that brings people together,” said Chair Ernst. “From serving fresh sourdough and homemade meals to supporting local businesses, schools, and community events, Heidi and her team have proven they have the perfect recipe for success.” Heidi Rozenboom grew up baking fresh bread alongside her grandmother, always using the same bread board that would eventually inspire her business’ name. Years later, Heidi started selling fresh bread to local coffee shops and cafes. As demand grew, she opened her storefront in downtown Pella in 2021 and named her bakery the Bread Board. Today, the Bread Board serves fresh sourdough bread, pastries, homemade meals, and other baked goods. Stay tuned as Chair Ernst continues to recognize outstanding Iowa small businesses with her Small Business of the Week award. ###
Apple iPhone 18 Pro Release Timeline: New Date Enters The Schedule
It’s a matter of days before the next iPhones are revealed. Here’s a full schedule of what’s happening, including a new report that changes a key time in the calendar.
NWACC’s academic-credit enrollment increases 1.8% from 2025
NorthWest Arkansas Community College said Monday (Aug. 31) that its enrollment has exceeded 12,000 total students for the first time. The Bentonville-based two-year college released 11th-day figures, showing enrollment increased...
Apple Releases New iOS 27, iPadOS 27, macOS 27, and tvOS 27 Public Betas
Apple today released the sixth public betas of iOS 27, iPadOS 27, tvOS 27, and macOS Golden Gate, allowing anyone with a compatible device to download and test the new software. The sixth betas come a week after Apple seeded the fifth betas and a few hours after the eighth developer betas. You can get started by signing up on Apple's beta website and then opting in to the public beta by opening up the Settings app on your device, selecting General, and choosing Software Update.
HHS Awards $77 Million to Strengthen Substance Use Prevention, Treatment, Crisis Services, and Mental Health Services
HHS, today announced on Overdose Awareness Day that it has awarded $77 million in new grant funding to strengthen substance use prevention.
Dolly Parton's estate announces Dollyfest, a two-day celebration
Dollyfest was originally set for January 2026 — around Parton's 80th birthday — but the star paused plans after experiencing health challenges in August 2025, according to her estate's press release.
ESPN Reveals Huge Record Within Reach for Vikings Star
ESPN ranked the Minnesota Vikings 22nd in their post-draft power rankings released on Monday morning. This was compiled by various ESPN analysts.In addition to just where they stood in the preseason rankings, each team also had a milestone to watch for this upcoming season. For the Vikings, the player and potentially even the milestone aren’t […] The post ESPN Reveals Huge Record Within Reach for Vikings Star appeared first on HEAVY.
Dallas Cowboys Surprisingly Release Intriguing QB After Setting Roster
Like the rest of the NFL, the Dallas Cowboys set their initial 53-man roster on Sunday. On Monday, they reminded […]
iPhone Ultra release timing: Here’s what the latest reporting says
Apple will unveil its foldable iPhone Ultra next week at the September event, here’s what to expect from release timing after that.
Apple Seemingly Made a Mistake When Announcing the New Mac Studio
Apple's press release for the new Mac Studio with M5 Max and M5 Ultra chips last week initially stated that the computer had "next-generation SSD architecture built on PCIe Gen 6". However, as spotted by the French blog MacGeneration, Apple removed the PCIe 6.0 mention from the announcement shortly after it was published.
Take-Two Stock Drops Amid GTA 6 Leaks - Take-Two Interactive (NASDAQ:TTWO)
Take-Two Interactive Software Inc (NASDAQ:TTWO) shares are falling Monday, potentially facing selling pressure tied to a string of leaks surrounding "Grand Theft Auto VI" ahead of the game's Nov. 19 release.
Apple Releases macOS Golden Gate Beta 8
Apple today provided developers with the eighth beta of macOS Golden Gate, with the update coming a week after Apple seeded the seventh beta. Developers can download macOS Golden Gate by going to System Settings > General > Software Update. Beta Updates will need to be enabled, and a free developer account is required. macOS Golden Gate includes multiple design improvements.
Apple Seeds Eighth iOS 27 and iPadOS 27 Betas to Developers
Apple today seeded the eighth betas of iOS 27 and iPadOS 27 to developers for testing purposes, with the update coming one week after Apple released the seventh betas. Registered developers can download the betas from the Settings app on the iPhone or iPad by going to the General section and selecting Software Update. iOS 27 introduces Apple's smarter version of Siri, Siri AI.
iOS 27 beta 8 now available as Apple tests major Siri AI upgrade
Apple has released the eighth iOS 27 beta for developer testing. iOS 27 beta 8 continues Apple’s summer beta cycle...
Fable Leans Hard on "Limitless" Life Sim and RPG Gameplay
The upcoming release of the Fable reboot has generated quite a bit of hype, with the studio behind the game recently revealing some impressively forgiving minimum hardware requirements for PC gamers. Following that reveal, Polygon published an interview with Xbox about Fable and its content,...
Ex-Cowboys RB Named NFL’s Best ‘Bargain’ Free Agent
Former Dallas Cowboys running back called NFL's best "bargain" free agent following release. The post Ex-Cowboys RB Named NFL’s Best ‘Bargain’ Free Agent appeared first on HEAVY.
Former Georgia football playoff hero released by Dallas Cowboys
The Dallas Cowboys have released former Georgia Bulldogs and NFL veteran cornerback Derion Kendrick, according to a team announcement.
Pixel 11 Pro bug causing static sounds in recordings while using Video Boost
Google continues to improve on video quality with each new Pixel release, but a bug on the Pixel 11 Pro...
Xbox’s ‘Fable’ Is Reportedly As Long As ‘Avowed’
Fable's length has been revealed ahead of its Xbox release, and it's shorter compared to most modern RPGs outside of shorter ones like "Avowed."
Chelsea Hesla Celebrated Among Phoenix Business Journal’s 2026 40 Under 40
Spencer Fane is pleased to announce attorney Chelsea Hesla as one of Phoenix Business Journal (PBJ)’s 2026 Class of 40 Under 40. This list spotlights 40
Buffalo Bills cut 21 players, trim roster down to 53 ahead of the regular season
Notable names released include RB Frank Gore Jr., LB Andre Jones Jr., QB Shane Buechele and WR Trent Sherfield Sr.
OpenClaw that Sam Altman spent billions on and claims to have beaten GTA 6 gets 'largest update in its history'
OpenClaw has rolled out OpenClaw 2.0, marking the most extensive software upgrade in the open-source artificial intelligence (AI) agent platform’s history since its debut last year. Announcing the release, the development team playfully referenced Rockstar Games’ upcoming November title launch with the social post, “HA!
Sacoa powers cashless payments at new Saudi entertainment venue
Sacoa Cashless System has supplied the technology infrastructure for BOLTS, a new social entertainment venue in Jubail, Saudi Arabia, according to a press release. The installation includes 38 Spark RFID readers, three point-of-sale stations with readers, RFID cards, customer relationship management and online sales modules, and the Sacoa Mobile App. The integrated platform enables guests to access attractions and make cashless transactions while providing the venue with tools to manage payments and track customer activity.
Betting odds released for Michigan vs Western Michigan
Will Michigan cover the spread against Western Michigan? Here’s a look at the betting odds.
ELDEN RING Community Quests
In celebration of the recently released ELDEN RING Tarnished Edition for Nintendo Switch and the Tarnished Pack available on PlayStation, XBOX, and STEAM we encourage all Tarnished to return to the lands between and rise together in shared quests to unlock new artwork commemorating each challenge.
Maximum Entertainment Interim Report Q2 2026
Stockholm, Sweden (August 31, 2026) – Maximum Entertainment AB (Nasdaq: MAXENT B) today released its interim report for the second quarter of 2026.Second quarter, April-June 2026 (Compared to April-June 2025)First half year, January-June 2026 (Compared to January-June 2025)Significant events during…
Your initial 2026 New York Jets roster
The Jets have revealed their initial 53 man roster for the 2026 season, sort of. The initial 2026 roster released by the team only has 52 players. The list does not include offensive lineman Jordan Meredith who was reportedly acquired in a trade with the Las Vegas Raiders on Sunday. If we are going to […]
Wisconsin Better Business Bureau warns of text, phone scams amid new study
The Wisconsin BBB released a new study showing the damaging impact of text and phone scams with tips on how to protect yourself from them.
The 19 most exciting video game releases of September 2026
You're spoilt for choice when it comes to new video games launching in September, including new exclusives from Sony and Nintendo, a Capcom revival, and, of course, football.
GTA VI Extended Gameplay Preview Attracted Over 4 Million Live Viewers
It's been known since Rockstar released the first trailer for GTA VI that the upcoming action game would have a massive impact on the gaming industry, and analysts have predicted week-one sales of $4.5 billion when the game launches in November. Following Rockstar's GTA VI showcase at Gamescom,...
Titans finally end Will Levis experiment with former starter’s release
The Titans released former starting quarterback Will Levis three years after using an early second-round pick to acquire him.
Meep, meep. ‘Coyote vs. Acme’ opens with $15.5 million, 'Spider-Man' stays No. 1 for fifth weekend
Three years after Warner Bros. abruptly canned “Coyote vs. Acme,” the Looney Tunes feature film that was given a new lease on life by Ketchup Entertainment debuted with an estimated $15.5 million in ticket sales over the weekend. For the fifth weekend in a row, “Spider-Man: Brand New Day” topped…
Eagles release rookie edge rusher Keyshawn James-Newby
Philadelphia released seventh-round rookie Keyshawn James-Newby while finalizing its initial 53-man roster.
Apple iPhone 18 Pro Release Timeline: New Date Enters The Schedule
It’s a matter of days before the next iPhones are revealed. Here’s a full schedule of what’s happening, including a new report that changes a key time in the calendar.
Buffalo Bills Release Super Bowl Champion QB
The Buffalo Bills have released a longtime backup veteran QB and Super Bowl champion. The post Buffalo Bills Release Super Bowl Champion QB appeared first on HEAVY.
Italian American Powerhouse AGBO Unveils New Hit Thriller ‘The Whisper Man’ on Netflix
AGBO's latest feature film, The Whisper Man, premiered Friday on Netflix and surged to the platform's no. 1 spot, marking another major release for the independent studio founded by Italian American filmmakers Joe and Anthony Russo. Based on Alex North's bestselling 2019 novel, the psychological crime thriller brings together an acclaimed cast led by Robert…
Former Vikings starting QB released by the Jaguars
Former Vikings QB Nick Mullens was released by the Jaguars after they acquired Quinn Ewers.
Jake Browning, former Bengals QB, released by Buccaneers
The Tampa Bay Buccaneers are releasing former Cincinnati Bengals quarterback Jake Browning.
Meep, meep. ‘Coyote vs. Acme’ opens with $15.5 million, 'Spider-Man' stays No. 1 for fifth weekend
Three years after Warner Bros. abruptly canned the Looney Tunes feature “Coyote vs. Acme,” it has a new lease on life thanks to Ketchup Entertainment. The movie debuted with an estimated $15.5...
Meep, meep. ‘Coyote vs. Acme’ opens with $15.5 million
Three years after Warner Bros. abruptly canned the Looney Tunes feature “Coyote vs. Acme,” it has a new lease on life thanks to Ketchup Entertainment.
Fable Gets Forgiving PC Minimum Hardware Requirements and Potential 60 FPS Cap
Following the official announcement that Fable would be released on February 23, 2027, Playground Games and Xbox Game Studios have finally released the full PC minimum and recommended hardware requirements for the series reboot, and if the game runs well on the promised hardware, it looks as...
Apple Caught Off Guard by AI Demand for Mac Mini and Mac Studio
Apple's unusually timed announcement of new Mac mini and Mac Studio models this week was driven by unexpectedly strong enterprise appetite for AI hardware, according to The Information. Apple normally releases new Mac models in the autumn, closer to October or November, making this week's announcement unusually early, falling just before the anticipated arrival of new iPhone models. The Information says that the AI-driven boom in Mac Studio and Mac mini sales is behind the early launch.
Apple Pencil for iPhone Ultra Was Tested
Apple has internally prototyped, tested, and considered launching an Apple Pencil for the upcoming foldable iPhone, according to Bloomberg's Mark Gurman. However, he said it is unlikely that the accessory will be released. In his Power On newsletter today, Gurman said the Apple Pencil tested for the foldable iPhone is stubbier than the versions for iPads. He said the Apple Pencil for the foldable iPhone was designed to magnetically attach and charge on the side of the device.
Steelers shockingly release fan-favorite linebacker amid final roster cuts
The Pittsburgh Steelers have parted ways with fan-favorite linebacker Elandon Roberts despite his strong preseason performance.
Players Think This Is The Biggest Leak In The History Of Steam
The alleged Steam depot data reportedly spans from 2003 to 2013, and contains pre-release builds of potentially thousands of first and third-party games
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
A Folding iPhone at Last? What to Expect From Apple’s Surprise and Shine Fall Event
From the iPhone 18 lineup to the Apple Watch 12 and new AirPods, this is everything Apple could release in its anticipated September event.
Will the Real Dan Sullivan Please Stand Up?
A U.S. Senate race has revealed just how many Alaskan men have the same name.
Former Penn State standout released by Eagles after untimely injury
Former Penn State cornerback Tariq Castro-Fields was released by the Eagles with an injury settlement.
Pols & Politics: Healey’s ratings slump again in latest poll, still favored for reelection
A trend of unsatisfactory approval ratings continues for Gov. Maura Healey in a poll released just days before the September primary, as former Boston Police Commissioners are honored in Quincy.
Xbox CEO says next-gen Project Helix will be a “family of devices,” hinting at another Xbox Series S|X-style lineup
Xbox CEO Asha Sharma says the next-generation Project Helix will launch as a “family of devices,” suggesting a tiered lineup similar to the Xbox Series S and X. Microsoft has confirmed AMD-powered hardware supporting Xbox and PC games but has yet to disclose pricing, release timing, or disc-drive options.
Former Dallas Cowboys 1st-Round Pick Released by Jets
One former Dallas Cowboys 1st-round pick has been released by the New York Jets. The post Former Dallas Cowboys 1st-Round Pick Released by Jets appeared first on HEAVY.
Eagles release playmaker they signed in free agency
The Eagles release free-agent addition.
Green Bay Packers Cut Former Saints DB Before Roster Deadline
The Green Bay Packers made one of their initial roster moves after finishing the preseason, and it ended one of the shortest stays on their summer roster.The Packers announced Saturday that they had signed veteran tight end Jonnu Smith and released safety Tra Fluellen. KPRC 2 NFL insider Aaron Wilson also noted the corresponding moves […] The post Green Bay Packers Cut Former Saints DB Before Roster Deadline appeared first on HEAVY.
WHO releases US$150 000 emergency funds to support Nepal’s flood response
The World Health Organization has released US$150 000 from the South-East Asia Regional Health Emergency Fund (SEARHEF) to support urgent health and other needs of the communities impacted by the devastating flash floods in Nepal, one of the worst tragedies in the country in recent times. “The emergency funds will support immediate response priorities. WHO is committed to supporting Nepal through the response and recovery efforts,” said Dr Nilesh Buddha, Officer-in-Charge, WHO South-East Asia Regional Office. Earlier, within hours of the flash floods on 26 August, WHO mobilized and dispatched essential emergency medical supplies, including an Interagency Emergency Health Kit that can cater to the health needs of nearly 10 000 people for 3 months, along with multipurpose tents.
Patriots Cut Former Chargers RB Ahead of NFL Roster Deadline
The New England Patriots gave Hassan Haskins a reunion with Mike Vrabel earlier in August. It lasted just 17 days.New England released the veteran running back Saturday as it continued trimming its roster ahead of the NFL’s 53-man deadline. ESPN’s Mike Reiss reported the move on Aug. 29, hours after the Patriots added another option […] The post Patriots Cut Former Chargers RB Ahead of NFL Roster Deadline appeared first on HEAVY.
Former Falcons sixth-round pick released by Buffalo Bills
Bills cut former Falcons sixth-round pick ahead of 53-man deadline
Giants news: NY releases 8 players, including Isaiah Hodgins
The New York Giants made several cuts on Saturday, as the coaching staff must bring the roster size down to 53 players before the start of the new season. However, one notable release was wideout Isaiah Hodgins , as the club is going in a different direction with the wide receiver room. Hodgins was cut alongside seven other players , according to […] The post Giants news: NY releases 8 players, including Isaiah Hodgins appeared first on ClutchPoints.
Bills inform punter Wishnowsky he will be released, AP source. Hardman among 13 players cut by team
The Buffalo Bills informed veteran punter Mitch Wishnowsky that he is being released as the team began making its cuts for the start of the season, a person with knowledge of the discussions told The Associated Press on Saturday. The person said Wishnowsky’s release will be made official on Sunday, when all NFL teams are required to establish their 53-player rosters. In the meantime, the Bills announced cutting 13 players on Saturday, including veteran receiver/punt returner Mecole Hardman.
Fami。- Hakoniwa (Victor Entertainment/JPU Records)
The bassist of Lovebites, Fami returns with a release of her own material for the first time in five years. Given that in the timespan since 2021’s Sotsugyo, she did join Lovebites, it’s not surprisingly that it’s taken a bit of time to get more solo material out there. Given her spotlight in the international […]
Jets news: New York releases ex-Patriots, Browns quarterback
The New York Jets released quarterback Bailey Zappe on Saturday, per Rich Cimini of ESPN. Zappe was hoping to earn a backup QB role , but now he will need to look for a new opportunity. With Geno Smith leading the way and Cade Klubnik also on the roster, the Jets will move forward without Zappe. Zappe, 27, made his NFL debut during the 2022 season […] The post Jets news: New York releases ex-Patriots, Browns quarterback appeared first on ClutchPoints.
The 49ers have decided on QB3
The Niners released a backup quarterback on Saturday.
Public health alert: Sewage spill contaminates Arkansas River downstream of Pueblo
Health officials are warning the public to avoid the Arkansas River downstream of Pueblo – until further notice – after a “significant accidental release” of untreated sewage from the city of Pueblo’s wastewater treatment plant last week was found to have contaminated the water with high levels of E.coli. “The contaminated water will move downstream, […]
Ravens release Chris Moore after impressive preseason finale
The Ravens released veteran receiver Chris Moore despite his productive performance in Baltimore’s preseason finale against Washington
What we know about Trump's deal giving U.S. access to vast oil reserves in Venezuela
The answers to questions such as how soon the reserves could be drilled and who will pay to make it happen were not immediately clear. No text of any agreement has been released.
Tom Cruise reveals Anne Hathaway will join ‘Days of Thunder’ sequel
Tom Cruise will return for a sequel to 1990’s ‘Days of Thunder’ alongside Anne Hathaway, set to release in summer 2028.
Apple iPhone 18 Pro Release Timeline: New Date Enters The Schedule
It’s a matter of days before the next iPhones are revealed. Here’s a full schedule of what’s happening, including a new report that changes a key time in the calendar.
Georgia Bulldogs rated as college football's most talented roster
247Sports released their talent composition rankings, and the Georgia Bulldogs ranked No. 1 for the second straight year.
Umar Nurmagomedov releases statement following devastating UFC Shanghai knockout loss
Umar Nurmagomedov takes to social media after disappointing UFC Shanghai outing
UCSB Researchers Unveil 10 Rules for Generative AI in Science
UC Santa Barbara's NCEAS has released a 10-rule framework in PLOS Computational Biology to guide environmental scientists using generative AI for coding.
Press Release: Rabies Exposure Alert Linked to Mobile Petting Zoo Events
Rabies Exposure Alert Linked to Mobile Petting Zoo EventsFor Immediate ReleaseSalisbury, NC - Rowan County Public Health is alerting residents of a potential rabies exposure linked to a mobile pe
Live Discussion – College Football Games Week ZERO
Welcome to the 2026 college football season. I know Nebraska’s first game ends until next week, but if you’re just returning after a long-winded absence, please be sure to say hello and how you’ve been. And are you looking forward to this college football season?
September At SALA Brings Movies, Community Events, Science, Music And More To Los Alamos
SALA NEWS RELEASE SALA Los Alamos Event Center is welcoming the fall season with a full September lineup featuring family programming, classic films, new releases, special screenings, live performa…
Report: New York Giants considering release of WR Darius Slayton
The New York Giants are reportedly mulling over the idea of releasing WR Darius Slayton, the team's longest-tenured player.
First look at Grand Theft Auto 6 gameplay released on Netflix ahead of November launch
A 25-minute teaser previewing GTA 6 dropped on Netflix, offering the first look at the game ahead of its planned November release.
Why Rockstar Has Said Nothing About ‘GTA 6 Online’ So Far
Rockstar has now opened the doors to "Grand Theft Auto 6" previews, but they have not and wil not talk about "GTA 6 Online" or its release date. Why?
AI-generated videos are already displacing actors and livestreamers across China's entertainment industry
In China, 95 percent of the 128,000 short dramas released in Q1 2026 were AI-generated. Some actors are being forced to hand over their voice and likeness to AI tools before getting fired, the Financial Times reports. AI-related labor disputes are rising fast.
Aidan O'Connell Listed As Potential Trade Candidate
After the Raiders signed Kirk Cousins and drafted Fernando Mendoza first overall, the former Purdue standout faces a crowded depth chart that could force a trade or release.
TARAE: The Unbound Gamescom 2026 ‘Gameplay Preview’ trailer
Publisher KRAFTON and developer Boundary have announced released a five-minute gameplay preview trailer for newly announced Eastern fantasy top-down action RPG TARAE: The Unbound, a top-down action…
Seahawks news: Mike Macdonald 'really impressed' by Trevon Diggs contributions
Seattle Seahawks head coach Mike Macdonald came away extremely pleased with how quickly former Pro Bowl cornerback Trevon Diggs has acclimated to the defense, following Friday night’s 9-9 preseason tie against the Kansas City Chiefs at Arrowhead Stadium. Diggs, who signed with Seattle on Aug. 19 after past stints with the Dallas Cowboys and Green […] The post Seahawks news: Mike Macdonald 'really impressed' by Trevon Diggs contributions appeared first on ClutchPoints.
Digital technologies reshape clinical research and public health
JMIR Publications this week released seven feature News and Perspectives articles covering how digital tools are transforming clinical research, public health readiness, health care institutions, and consumer choices.
Op-ed: West Virginia recognized as national leader in small business development, entrepreneurship
For generations, West Virginians have been known for their hard work, determination, and willingness to build something from the ground up. Today, those qualities are matched by an entrepreneurial ecosystem that is helping new businesses not only launch, but succeed in the long term. A recently released business longevity study found that West Virginia leads […]
Steelers Cut Ties with Wide Receiver After Disappointing Preseason
The Pittsburgh Steelers have released wide receiver Jakobie Keeney-James, the team announced on Friday. Keeney-James is among the first wave […]
Steelers Part Ways with Rookie Offensive Lineman
The Pittsburgh Steelers have released center Greg Crippen, the team announced on Friday. Crippen is among the first wave of […]
Android 17 QPR2 Beta 4 rolling out with many Pixel bug fixes
Following the big release two weeks ago, Google is rolling out Android 17 QPR2 Beta 4 for Pixel devices...
The Division of Small Business Announces New Staff
The Delaware Division of Small Business is pleased to announce the addition of two new staff members: Tatiyana Graves and Kira Manuszak.
PaperCut releases second emergency patch for exploited flaws
PaperCut has released a second emergency security update for two actively exploited vulnerabilities in its PaperCut NG and MF print management software after researchers discovered multiple ways to bypass the initial fixes.