SCROLL NEWS / DISCOVERY
Search headlines
Find the stories shaping the conversation.
Results for " adm " 5,799 found 🔀 AI-powered Shuffle
Guidelines needed as AI embraced by mental health practices
Artificial intelligence (AI) tools are overwhelmingly being used in mental health practices to support administrative tasks, but University of Queensland researchers have found they potentially lack privacy, ...
Judge strikes down Trump administration lawsuit against trans-inclusive sports in California
The Department of Justice had sought to strip California of $44 billion if schools didn’t eject trans girls from girls’ sports teams.
The Trump Administration Halted a Great Lakes Project. Then Whitmer Called Trump
WASHINGTON (AP) — An unexplained Trump administration hold on construction of a state-federal project aimed at preventing invasive carp from reaching the Great Lakes was abruptly lifted this week, hours after a call to President Donald Trump by Michigan Gov. Gretchen Whitmer. The Army Corps had ...
Trump administration asks Supreme Court to allow mail-in ballot restrictions
The question of whether President Donald Trump’s restrictions can move forward in time for November’s midterm elections has been the subject of a dizzying legal battle in recent weeks.
Leandro Paredes may quit Argentina duty after suspension, Messi retirement
Argentina midfielder Leandro Paredes has admitted his international career could be over due to his 10-game ban and the retirement of Lionel Messi.
Bravo Greater Des Moines grant applications due Sept. 25
Bravo Greater Des Moines is accepting applications for its operating and public art grant programs. The operating grant program provides general operating support to eligible arts, culture and heritage organizations in Greater Des Moines to support administrative expenses and day-to-day costs of running an organization. The public art grant program supports comprehensive public art projects…
Trump Administration Asks Supreme Court to Allow Mail Voting Limits
The justices have been asked to weigh in again on the Trump administration’s efforts to restrict mail voting — this time on whether the plans violate the Constitution.
Trump asks Supreme Court to OK sweeping changes for mail ballots
President Donald Trump’s administration asked the Supreme Court on Thursday to give the US Postal Service sweeping power to withhold delivery of mail ballots, setting up an extraordinary showdown over voting at the high court less than two months before the November midterm election.
Gloversville politician arrested, accused of assault
Hernigle remains on paid administrative leave with the Gloversville police, according to Cpt. Bradley Schaffer, an agency spokesperson.
Penobscot Community Health Care announces consolidation and layoffs amid financial challenges
Penobscot Community Health Care says it's closing its Adult Wellness Center in Bangor in November and will transition patients to other locations. It's also eliminating 16 administrative positions, though 11 employees will transfer to new roles.
Petersburg Medical Center to receive federal grants to expand telehealth, maternal health, and behavioral health programs
The Petersburg Medical Center is positioned to receive more than a million dollars between three Rural Health Transformation Program grants. Administrators say they are projects that are ready to hit the ground running.
Coins, cards and buildings: Where the government has Trump’s name and face
President Donald Trump’s administration has put his name on more than a dozen buildings, documents, government items and programs during his second term.
Apple’s big roadmap for new Mac and iPad models revealed: report
A new report from Omdia offers fresh details on Apple’s roadmap for new Mac and iPad models in the years ahead. Here’s what it says is coming.
Why we’re suing to release small business funds Congress already approved
Two small business support organization leaders filed a lawsuit against the Trump administration to compel the release of hundreds of millions of dollars in congressional appropriations for the Com…
Florida wants colleges out of politics, but its plan has a loophole
Florida wants public colleges out of politics. But a loophole in its neutrality plan could give administrators a new license to speak out.
Trump administration ratchets up fight to get more oil flowing from California
California has some working offshore rigs
Judge rejects Trump administration's plan to break up Google's ad business
Punishing a company for building the best product doesn't serve the businesses or users antitrust enforcers claim to protect.
Apple Reportedly Planning All-New MacBook Model Between Air and Pro
Apple may introduce an entirely new 13.8-inch OLED MacBook model in 2029, potentially creating a new product tier between the MacBook Air and MacBook Pro, according to an updated product roadmap from research firm Omdia. The firm's latest roadmap sandwiches a new 13.8-inch MacBook between the projected time line for the Air and Pro models.
Kustom Entertainment Provides Strategic Roadmap and Anticipated Operational Synergies for Pending Acquisition of TFL, LLC
Follow-up Release Details TFL’s Multi-Channel Revenue Streams, Expected TicketSmarter Alignment, Festival Integration, and Casino/Resort Expansion...
Trump administration says agencies may stop working with the Smithsonian
The Trump administration has suggested federal agencies may stop working with the Smithsonian Institution if its leadership does not change, ramping up a monthslong pressure campaign to align the world’s largest museum complex with its views.
Free arts, cultural experiences this fall in Linn County
Fifteen arts and cultural organizations will participate in a weeklong “Free for All” event this fall offering free admission, tours and performances at venues ranging from the Cedar Rapids Museum
As SU enrollment drops, international students say U.S. politics spark concern
Law, a political science professor, said it’s difficult to secure admission to a U.S. university as students worry about federal visa changes.
Nuclear power drive boosts southwestern uranium mills — and tribal health concerns
The Havasupai, Ute Mountain Ute tribes worry that a Utah uranium mill may foul groundwater as Trump administration boosts nuclear energy.
Beyond Finger Pointing: The Fight to Lower Health Care Costs
In a live conversation recorded at Aspen Ideas: Health, executives from a hospital, insurer and pharmacy join a top Trump administration official and leading health economist to discuss how to collectively bring down health care costs.
Letter to the Editor
The University of Alabama continues to invite political interference into the work of UA. After the passage of House Bill 580 in April, University administration has rolled out voluntary compliance to this bill. It is voluntary because UA was explicitly exempt from this bill. The new policies require redundant and more time-intensive post-tenure reviews. New...
Trump administration threatens to cut off agencies’ ties to Smithsonian
Echoing White House attacks, an Interior Department letter threatened the institution “under current leadership” with loss of support for sourcing artifacts and more.
Leak lists Zelda: Ocarina of Time remake developer as Xenoblade Chronicles studio
A retailer may have inadvertently leaked information about the Ocarina of Time remake. Elkjøp specifies Monolith Soft as the lead developer for the Switch 2 game. While the Xenoblade Chronicles studio has supported Nintendo EPD in recent Zelda projects, its leverage over the franchise has grown.
Judge Rejects DOJ Request to Break Up Google’s Ad Business | What’s News for Sept. 2
Plus, the Trump administration backs OpenAI in a copyright suit and our inside look at an uber rich divorce
Trump Administration Launches Blitz to Find Elusive Voter Fraud Ahead of Midterms
The practice is exceedingly rare, but President Trump has fixated on rooting it out this year, claiming without evidence that tens of thousands of noncitizens are registered to vote.
Top U.S. doctors offer updated flu and COVID vaccine recommendations, aiming to ease confusion
Leading U.S. medical groups are urging people to get updated flu and COVID-19 vaccinations this fall, banding together Wednesday to issue shot guidelines — and highlight the science behind them — saying they hope to ease confusion caused by the Trump administration's changing advice.
Cook County Department of Public Health Launches Building Healthier Communities 2030, a Community-Driven Roadmap to Advance Health Equity Across Suburban Cook County - Cook County Department of Public Health
Today, Cook County Department of Public Health launched Building Healthier Communities 2030, suburban Cook County’s Community Health Improvement Plan. The plan was announced together with Cook County Board President Toni Preckwinkle, Cook County Department of Public Health, community organizations, healthcare providers and cross-sector partners. Building Healthier Communities 2030 serves as both a collective vision and a practical roadmap that will guide public health efforts across suburban Cook County through 2030.The plan aligns with President Preckwinkle's Policy Roadmap and reflects a shared commitment to advancing health equity through coordinated, community-informed action.
Court dismisses Trump administration's sanctuary city lawsuit against Rochester
This is the second time a DOJ lawsuit against Rochester's sanctuary city policies has been thrown out.
US medical groups urge people to get flu and Covid shots in counter to Trump guidance
Top medical groups band together to ease confusion from Trump administration’s changing immunization advice
The Latest: Canadian Prime Minister Carney tells Trump: ‘Stop trying to be tough’
Canadian Prime Minister Mark Carney is pushing back against a fresh wave of hostility from Washington, telling the Trump administration Tuesday to “stop doing memes, stop throwing shade and stop trying to be tough.”.
New evidence shows Boulder climate lab was dismantled in act of political reprisal, lawsuit alleges
New evidence shows pure politics was behind the Trump administration's threat to dismantle Boulder's NCAR climate lab, a lawsuit says
Not enough money, people or paper: Election officials say they can’t comply with Trump’s proposed mail ballot rules
Trump administration efforts to force change in the handling of election ballots may be facing a bigger hurdle than the cross-country court challenges and resistance: Election officials insist it is simply too late for them to even try to comply with the proposed rules.
Trump takes aim at American science as China pulls ahead
NEWS ANALYSIS. For US President Donald Trump, science is plagued by 'woke ideology.' His administration announced that, starting in October, research projects eligible for funding must align with 'government priorities.'
Bill Simmons under review by Massachusetts authorities after admitting to proxy sports betting
Simmons, the founder of The Ringer, said Tuesday that it was a “lesson learned” after FanDuel voided his wagers.
Creighton Index shows a slight gain in Arkansas business confidence
Economic activity improved in the mid-America region thanks to growth in the manufacturing sector. Negative impacts of tariffs imposed by the Trump administration and inflation were a drag on the...
Chris McKenna details ‘disappointing’ exit from ‘General Hospital’ after shocking death scene
Chris McKenna admits his departure from ‘General Hospital’ is ‘disappointing’ after his powerful and mysterious character Jack Brennan met a grisly end on Tuesday’s new episode of the daytime drama.
Greg Dortch Breaks Silence After Shocking Lions Release
Former Detroit Lions wide receiver Greg Dortch admitted his surprising release caught him off guard after he landed with the Buffalo Bills practice squad.
Johnson’s starring role in World Business Chicago videos draws ethics hearing
The videos feature Johnson narrating investments his administration has made in city neighborhoods.
Johnson’s starring role in World Business Chicago videos draws ethics hearing
The videos feature Johnson narrating investments his administration has made in city neighborhoods.
Cleveland Clinic survey highlights social media's influence on men's health
Seventy-four percent of men rarely or never trust health information shared by influencers, yet 39% admit they tried a new diet or wellness trend after seeing it on social media.
Stanford Health Care, John Muir Health to cut 173 Bay Area jobs
Stanford Health Care is eliminating 95 technology and administrative jobs in Palo Alto, while John Muir Health plans to cut 78 positions across several East Bay locations.
Nicki Minaj joins Trump administration’s small business pitch competition as judge
The rapper will serve on the panel for the SBA’s “Million Dollar Pitch Competition” alongside business executives and other celebrities.
Should California backfill science funding Trump cut? Voters could decide in 2028
Last year the Trump administration cut more than 1,000 California science research grants. A bond measure would restore some of that funding.
Should California backfill science funding Trump cut? Voters could decide in 2028
This story was originally published by CalMatters. Sign up for their newsletters. A California science bond measure to counter the Trump administration’s research cuts is back from the dead after state lawmakers and Gov. Gavin Newsom reached a deal last week to place the $7.5 billion request to voters on the March 2028 ballot. Senate […]
Small Business Administration to provide relief in Randolph, Saline County following severe weather
Low-interest federal disaster loans will be available to those affected by severe weather in Randolph and Saline Counties last spring.
Trump names pastor to advise administration on tobacco health
U.S. President Donald Trump said on Tuesday that Pastor Darrell Scott will serve his administration as an adviser for tobacco health issues on a committee that advises the director of the Centers for Disease Control and Prevention.
Trump Names Pastor to Advise Administration on Tobacco Health
WASHINGTON, Sept 1 (Reuters) - U.S. President Donald Trump said on Tuesday that Pastor Darrell Scott will serve his administration as an adviser for tobacco health issues on a committee that advises the director of the Centers for Disease Control and Prevention. "For far too long,
How SBGA Helps Small Businesses Build Operations That Keep Up With Growth
. According to the U.S. Small Business Administration, small businesses account for the vast majority of American companies and employ nearly half the private-sector workforce.
Sanford Health, North Memorial Health complete partnership
The combined health system will keep essential services at Robbinsdale Hospital while building stronger rural-urban care across Minnesota.
Alabama Rural Health Transformation Advisory Group digs into $144 million in grants
The administrators behind the Alabama Rural Health Transformation Program provided grant updates to lawmakers who oversee the initiative.
The Trump Administration Is Dismantling One of America's Greatest Strategic Assets: Its Scientific Workforce
The loss of US scientific expertise will be measured in discoveries and medical advances never made, and lives that might have been saved.
Healthcare Heroes 2026
Celebrating the 2026 Healthcare Heroes in Nevada—honoring outstanding administrators, doctors, educators, and volunteers shaping Silver State healthcare.
The Trump administration is burying science and health care in paperwork
This White House has become the paperwork administration, write Brandon Marshall and Abdullah Shihipar.
The Trump administration is burying science and health care in paperwork
This White House has become the paperwork administration, write Brandon Marshall and Abdullah Shihipar.
New OnePlus 16 leak once again points to major camera upgrade
Digital Chat Station, a reliable Weibo leaker, has once again reported on the camera setup of the OnePlus 16. In the latest leak, the tipster once again hints that the upcoming flagship phone will see a major upgrade over its predecessor.
Samsung launches new 14-inch MacBook Neo rival with 25-hour battery life
The Samsung Galaxy Book 6 has been officially unveiled, and it stands as a new rival to the MacBook Neo with its 14-inch display. It’s powered by the Intel Wildcat Lake processors and has a rated battery life of up to 25 hours. The starting price is $799.
How the Pentagon Is Getting Into the Venezuelan Oil Business Under Trump
The Defense Department’s Office of Strategic Capital, founded by the Biden administration to give loans to bolster the U.S. defense industry, is helping lead President Trump’s oil deal.
Obama-era mandate slashed after being blamed for 'skyrocketing' housing costs
A new Trump admin housing directive aims to tackle the U.S.'s housing affordability crunch by ending Obama-era rule allowing indefinite liability for property owners over past building design errors.
US Small Business Administration to offer low-interest loans to Indiana homeowners, entrepreneurs impacted by flooding
INDIANAPOLIS — The U.S. Small Business Administration is planning to offer low-interest loans to Indiana homeowners and entrepreneurs who were impacted by flooding earlier this month. Hoosiers in t…
Texas hospitals to lose $27 million in Medicaid funding daily
Starting Sept. 1, the Trump administration will withhold about $9.8 billion in extra annual funding that helps hospitals cover the difference between Medicaid payments and the actual cost of services.
Health Brief: More drugmakers cut pricing deals
Plus: Nonprofits break down foreign aid cuts amid Trump administration shift to global health strategy
C.D.C. Director Challenges Pennsylvania’s Report of Two Measles Deaths
Questioning a state’s investigation is highly unusual for the public health agency, but reflects tensions between the Trump administration and many states over health issues.
Lionel Richie admitted to ICU after St. Louis concert
Lionel Richie has been admitted to the intensive care unit of a St. Louis-area hospital after performing a show on his Sing a Song All Night Long tour with Earth, Wind & Fire over the weekend.
Defense Dept., SBA aim to revamp US defense industrial pipeline
SBA Administrator Kelly Loeffler discusses how small businesses are working with the US government to replenish defense supplies amid the Iran conflict on 'The Claman Countdown.'
Trump admin revives ‘Apprentice’-era energy with $1M business battle in DC
Nicki Minaj, Grant Cardone, and Joe Gebbia will judge the SBA's Patriot Pitch as five entrepreneur finalists compete for $1 million in cash.
Florida grand jury finds DeSantis administration misused $10 million, but no charges have been filed
Despite the lack of charges, the report ignited a new round of criticism aimed at Gov. Ron DeSantis and other top state Republicans over the charity receiving $10 million from a state Medicaid settlement intended to help poor children get health insurance.
Republicans ask Supreme Court to let them air TV ads for less
Republican campaign groups – supported by the Trump administration – asked the Supreme Court on Monday to let them purchase television advertising at discounted rates
Jennifer Garner was in ‘mourning’ after losing ‘West Wing’ role — and then she got ‘Alias’
Jennifer Garner admitted to being distraught after being passed over for ‘The West Wing,’ only to soon land her star-making vehicle.
Trump admin shuts down 270 driving schools in fraud crackdown
President Donald Trump's administration continued its nationwide campaign against fraud with new announcements targeting trucking fraud in Detroit.
CT’s Community Health Centers Earn National Recognition
The federal Health Resources and Services Administration recently awarded Community Health Quality Recognition badges to community health centers across the country, including Connecticut’s 17 health centers.
Business as Mission: Loving the World Well
At Taylor, we’re in the business of developing servant-leaders who will be ambassadors for Christ. Business is Taylor’s largest academic area, with over 400 students in the department.
Treasury Department blocks certain journalists from covering G20 meeting
The New York Times said in a statement that denying American journalists access to an event in the U.S. is “not just another disturbing effort by the administration to undermine independent journalism, but a blatant attempt to evade public scrutiny.”
Live updates: U.S. and Iran trade strikes after monthlong lull
Live updates and the latest news as the U.S. and Iran trade strikes after monthlong lull and Trump voters express frustrations with the administration in interviews with NBC News.
RFK Jr. packs health agencies with political appointees
Eighteen months into Robert F. Kennedy Jr.’s tenure leading the Health Department, he’s stacked his agencies with more political appointees than any other recent administration, while reducing staffing to a 20-year low.
RFK Jr. packs health agencies with political appointees
Eighteen months into Robert F. Kennedy Jr.’s tenure leading the Health Department, he’s stacked his agencies with more political appointees than any other recent administration, while reducing staffing to a 20-year low.
Trump’s deals in Africa could cut U.S. health aid by more than half, analysis shows
The planned reductions — targeting programs that combat the spread of deadly diseases — coincide with an administration push to make developing nations spend more.
How Guthrie plans to help PA Medicaid patients
The health system is expanding its volunteer program to keep patients insured when the Trump administration’s stricter Medicaid rules go into effect.
South Korea court finds Unification Church leader Han guilty
A South Korean court on Monday found Unification Church leader Han Hak-ja guilty in a case concerning political funds law violations and bribery tied to alleged efforts to cultivate influence with former President Yoon Suk Yeol's administration.
Recruiter places ‘phoenix’ firm into liquidation just months after repurchase erased millions in debt
New company reportedly quickly fell behind with promised repayments to administrator
Ultra-thin aramid protection: Pitaka cases for the Samsung Galaxy Z8 Series review
In-depth hands-on review of the Pitaka Classic aramid fiber cases for the Samsung Galaxy Z Fold8 & Flip: fit, build quality, 3D-Grip, and MagEZ in detail.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
Microsoft Admits Windows 11 KB5120998 Update Breaks Mouse Cursors, With Wallpapers Turning Black Until You Uninstall It
Microsoft is investigating issues with Windows 11 KB5120998 update causing mouse cursor and wallpaper bugs, prompting users to uninstall the update.
Ready to Roman: Caltech Teams Celebrate Telescope Launch, Look Ahead to Future
After over a decade of development with mission partners, Caltech, IPAC, and NASA's Jet Propulsion Laboratory (JPL) are excited to support and pursue new areas of research and discovery following Sunday's launch of NASA's Nancy Grace Roman Space Telescope.
Trump administration cuts health care coverage for some transgender youth in California
Newsom’s 2026-27 budget already includes $10 million for “capacity grants to gender-affirming care services providers,” plus $8 million each in the next two budget years.
Trump administration deports relative of Afghans who helped US military to Central African Republic
His family in Afghanistan had received threats from the Taliban because of the work performed by his brothers in support of the U.S. military.
Space News: NASA Johnson pilots chase Moon’s shadow for eclipse science
During the Aug. 12 total solar eclipse over Europe, scientists aimed to study a long-standing mystery: why the Sun’s outer atmosphere, the corona, is far hotter than its visible surface. Capturing the data they needed meant being in exactly the right place at the right time.
Xbox CEO says next-gen Project Helix will be a “family of devices,” hinting at another Xbox Series S|X-style lineup
Xbox CEO Asha Sharma says the next-generation Project Helix will launch as a “family of devices,” suggesting a tiered lineup similar to the Xbox Series S and X. Microsoft has confirmed AMD-powered hardware supporting Xbox and PC games but has yet to disclose pricing, release timing, or disc-drive options.
Trump administration faces pushback after looking to privatize land on Yosemite National Park
A plan being considered by the Trump administration to allow a developer to use a portion of Yosemite National Park land is facing strong opposition from elected officials and conservationists, reflecting broader concerns about privatizing some of the country’s most cherished landmarks.
Oil deal with US is denounced by both sides of Venezuelan politics
Opposition said agreement with Trump administration was potentially illegal while government hardliners cast it as a betrayal
Draymond Green Admits Klay Thompson Nearly Left Warriors in 2019
Draymond Green said that Klay Thompson was planning on leaving the Warriors for a long time.
De Zerbi insists he remains confident in Spurs ‘project’ but admits ‘mentality’ challenge
Roberto De Zerbi admits Tottenham’s biggest challenge is finding the “right mentality” after they suffered a 2-0 defeat to Newcastle.Spurs were beaten at St James’ Park as goals from Anthony E...
Yankees news: Cody Bellinger's 'tennis' admission will catch fans' attention
New York Yankees outfielder Cody Bellinger is a World Series champion, National League Championship Series MVP, regular season MVP, three-time All-Star and Gold Glove winner. One does not collect all that hardware without becoming a master of preparation. Yes, his career took a nosedive for a couple of years due to prolonged injury problems and […] The post Yankees news: Cody Bellinger's 'tennis' admission will catch fans' attention appeared first on ClutchPoints.
"We're aware," Microsoft on Windows 11 KB5120998 breaking the mouse cursor
Windows 11's biggest update KB 5120998 is breaking mouse cursors, Microsoft admits the issue, and confirms it's investigating.
Pixel 11's Tensor G6 and Pixel 10's Tensor G5 still fall behind in performance per watt, testing shows
Geekerwan's first efficiency test of the Tensor G6 and G5 shows that both trail the Snapdragon 8 Elite and Apple's A-series chips in CPU and GPU performance per watt, while the Kirin 9030 Pro matches the Tensor chips despite being manufactured on a much older process node.
EA breaks its silence after Iron Man gameplay leak, admitting "well, that didn't go as planned"
EA has responded to leaked Iron Man gameplay footage, promising more news once the game is ready to properly reveal it.