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2026 HCD Conference + Expo Preview: Designing Community-based Public Health Campuses
Explore design and planning strategies for public health facilities ahead of the 2026 Healthcare Design Conference in New Orleans.
Business Ingenuity Gives Birth to Edgy, an AI Agent Educated in the Theory Behind Natural Synergy™ to Show Leaders Where Their Organizations Are Headed
SAN FRANCISCO, October 05, 2026--Business Ingenuity, Inc. today announced the availability of Edgy, an AI agent educated using Natural Synergy: From Natural Mystery to Mastery, co-authored by co-founder Charles Follett and Ray Scott and available on Amazon. Edgy analyzes an organization through its public footprint and its own people, then tells executives which Operating State the organization occupies, which direction it is being driven, and what adjustments would improve its performance.
The Economics of Delta Healthcare
How well is the system? Experts weigh in on status While agriculture rightfully gains most of the headlines when it comes to the Delta’s economy, the role of healthcare in the region cannot be underestimated. Many challenges face healthcare providers in the region and the state recently stepped in to assist. Nonetheless, healthcare leaders in […]
The Business of Civility
In an ever-coarsening world where even hosts on the bastion of conservative media, Fox News, are now using profanity on a regular basis, there is still one place where civility is demanded—and usually delivered. And that place is the business community. Whether you’re ordering a meal at McDonald’s or interviewing the wealthy CEO of Mississippi’s […]
Carlisle boss Elliot proud of squad after hard week
After a five-game winless streak, consecutive away wins have eased some of the pressure on Carlisle head coach Rob Elliot.
THIS WEEK: “Sick of It! Fix Health Care Now” Bus Tour Kicks Off With Stops in Maine, New Hampshire, New York, Pennsylvania, New Jersey
Rep. Maggie Goodlander (D-NH-02), PA Lt. Gov. Austin Davis Will Headline “Sick of It! Fix Health Care Now” Events in Five States Watch All Bus Tour Stops Live Here. Washington,...
Providence Opens New Rural Health Clinic in Polson
Just over a year after breaking ground on a rural health clinic in Polson, community members, donors and hospital staff gathered Sept. 30 in front of the new building just behind Providence St. Joseph Medical Center. “Over the years we’ve heard about this need over and over again,” Chief Executive for Providence Montana Krissy Petersen […]
Game Preview: Winnipeg Jets @ Pittsburgh Penguins 10/5/2026
Who: Winnipeg Jets (1-0-1, 4th place Central Division) @ Pittsburgh Penguins (2-0-0, 1st place Metropolitan Division) When: 7:30 p.m. eastern How to Watch: Locally televised game on Sportsnet Pittsburgh, Sportsnet+ up in Canada, out-of-market streaming on ESPN+ Pens’ Path Ahead: Up next for the Penguins will be two road games against division opponent, Washington on Wednesday […]
The Optimist: A statement win and a much needed rest
The Panthers head into a much needed bye week with head held high
Jobs in health care. Jobs for women. The US labour market is segmenting. Chernobyl’s radiation and Lenin’s love of literature.
Thank you for opening your Chartbook email. Elmer Bischoff, Two Figures at the Seashore, 1957 The only really dynamic job-creator in the US economy is health care: The largest crunch has come in Federal government, which has shed 2.7 m jobs. Source: tchouvkov on Twitter Tech is struggling. [ Joey Politano 🏳️🌈@JosephPolitano The US tech sector continues bleeding jobs in official data released today—overall, employment decreased by 17k last month and is down 69k over the last year That's nearly as bad as the worst of the 2024 tech-cession, and much worse than the 2022 boom or even pre-2020 norms 12:42 PM · Oct 2, 2026 · 15.2K Views 15 Replies · 47 Reposts · 390 Likes ](https://x.com/JosephPolitano/status/2106001807847940232?s=20) The new jobs are all for women. [ Justin Wolfers@JustinWolfers I'm not sure who saw this coming, but so far nearly all the jobs created during the second Trump administration have gone to women. 1:09 PM · Oct 2, 2026 · 33K Views 70 Replies · 146 Reposts · 644 Likes ](https://x.com/JustinWolfers/status/2106008723533533601?s=20) Meanwhile, real wages are being eaten up by modest over-target inflation. [ Heather Long@byHeatherLong The financial pain is real: Wage growth fell to 3% (y/y) in September. That's the lowest in 5 years. Wage growth: 3% Inflation: ~3.4% Inflation has eaten up all wage gains for the average worker since April. Many people are having to make hard choices about what to buy and what … 1:24 PM · Oct 2, 2026 · 37K Views 24 Replies · 275 Reposts · 533 Likes ](https://x.com/byHeatherLong/status/2106012367712620728?s=20) HEY READERS, THANK YOU for opening the Chartbook email. I hope it brightens your day. I enjoy putting out the newsletter, but tbh, what keeps this flow going is the generosity of those readers who clicked the subscription button. If you are persuaded to click, please consider the annual subscription of $60. It is both better value for you and a much better deal for me, as it involves only one credit card charge. Why feed the payments companies if we don’t have to. Subscribe Elmer Bischoff, Bathers, 1960 Americans are disillusioned with higher ed. For contributing subscribers only. Subscribe Where the Chernobyl radiation went. h/t Simon Kuestenmacher aka simongerman600 How Lenin’s love of literature shaped the Russian Revolution - Tariq Ali This, then, was the intellectual atmosphere in which Lenin came of age. His father, a highly cultured conservative, was the chief inspector of schools in his region and much respected as an educationalist. At home, Shakespeare, Goethe and Pushkin, among others, were read aloud on Sunday afternoons. It was impossible for the Ulyanov family – “Lenin” was a pseudonym adopted to outwit the tsarist secret police – to escape high culture. At high school, Lenin fell in love with Latin. His headteacher had high hopes that he might become a philologist and Latin scholar. History willed otherwise, but Lenin’s passion for Latin, and taste for the classics, never left him. He read Virgil, Ovid, Horace and Juvenal in the original, as well as Roman senatorial orations. He devoured Goethe during his two decades in exile, reading and rereading Faust many times. Lenin put his knowledge of the classics to good use in the time leading up to the October revolution of 1917. In April of that year, he broke with Russian social-democratic orthodoxy and, in a set of radical theses, called for a socialist revolution in Russia. A number of his own close comrades denounced him. In a sharp riposte, Lenin quoted Mephistopheles from Goethe’s masterwork: “Theory, my friend, is grey, but green is the eternal tree of life.” Source: The Guardian Elmer Bischoff, The River, 1953 If you’ve scrolled this far, you know you want to click: Subscribe
HR org SHRM heads to court in latest workplace discrimination case
The HR trade group was sued over a claim that it mishandled a request to bring a service dog to the office.
King Drive Business Improvement District budget expands for 2027
The Historic King Drive Business Improvement District's 2027 operating plan, which includes a budget increase, will head to the common council for approval.
Choosing Between Good And Evil: The Omega Seamaster Diver 300M James Bond And Spectre Collection
✓ Introducing the Omega Seamaster 300M James Bond And Spectre Collection ✓ A tough choice between good and evil ✓ Check it out ✓
Introducing: The New Omega Seamaster Diver 300M James Bond & Spectre Editions (Live Pics)
The brand commemorates this year's James Bond Day with some special new Seamasters.
Governor’s advisory council discusses Youth Risk Behavior Survey ahead of final policy recommendations
Gov. Stein's advisory council is finalizing recommendations on youth well-being before the legislature decides how to use Meta settlement funds.
MO nonprofit launches campaign focused on abortion options before vote
A new campaign helps Missourians navigate abortion access and medication options ahead of the November vote on Amendment 3.
New Small Business Alliances Signal Competitive Positioning by 18+ IT and Consulting Leaders Across FedCiv, FedHealth, and DoD
In the GovCon IT and consulting market, some companies react to opportunities. Others shape the board well before the game begins. Mentor-protégé agreements fall squarely into the latter category. These partnerships are not administrative check-the-box exercises. They require sustained commitment, alignment at the leadership level, and a clear view of where the market is heading. […]
Herbie Thiele launches new Tallahassee public affairs firm
Herbie Thiele launches public affairs firm blending lobbying and communications.
Dartmouth High marine science students go fishing for field day
Dartmouth High marine science students head out for their first field day of the year to catch fish off of Apponagansett Point in Padanaram village.
'Sing With Me,' 'Golden Elevators' Lead Talpa Studios' Mipcom Slate
John de Mol’s Talpa Studios is heading to Mipcom with a slate of new entertainment formats, led by 'Sing With Me' and 'The Golden Elevators.'
Brazil Heads to Lula-Bolsonaro Runoff as Right Gains Ground in First Round
With nearly 99 percent of votes counted, Bolsonaro had about 47 percent of valid votes, compared with 44.9 percent for Lula.
The Surprising AI-Driven Tailwinds For BPO Growth
The market is understandably focused on the headwinds that artificial intelligence creates for the services industry.
Trump heads to Nebraska on Monday, where his plan to import more beef has angered ranchers
President Donald Trump is campaigning in Nebraska on Monday alongside GOP Sen. Pete Ricketts.
Trump heads to Nebraska on Monday, where his plan to import more beef has angered ranchers
President Donald Trump is campaigning in Nebraska on Monday alongside GOP Sen. Pete Ricketts | News-Talk 1380 WAOK
China buys time for its young scientists as US rations it
On September 19, Dou Xiankang, who heads the National Natural Science Foundation of China, described a grant that most young scientists anywhere would
Naeem Khan Propels His Artistic Vision Into Project Healthy Minds World Mental Health Day Gala
The gala, hosted by Carson Daly, takes place Oct. 8 at Spring Studios
Brazils presidential race heads to Lula–Bolsonaro run-off as right gains ground
Now there are two: Brazil heads into a runoff after a first round that failed to fully energize voters, setting the stage for a more polarized contest that Washington is watching very closely.
Trump announces 'Super Intelligence Force' to oversee AI policy
The president named his national intelligence chief will head the taskforce as worries over the technology grow.
Cardinals vs. Lions odds: Opening lines for Week 5 matchup
Arizona Cardinals open as home underdogs ahead of matchup with Lions.
Brazil's presidential race heads to Lula–Bolsonaro run-off as right gains ground
Now there are two: Brazil heads into a runoff after a first round that failed to fully energize voters, setting the stage for a more polarized contest that Washington is watching very closely.
Flint residents ask questions at Mayoral and Board of Education forum
Flint Mayoral and Board of Education candidates answered questions from the public ahead of the November election at Brennan Community Center.
News | Colliers' business rates team expands with Cheltenham office
Team now has presence in 11 UK offices
WHO joins Pre-COP31 to advance climate action that delivers for people’s health
The World Health Organization (WHO) is joining Pacific leaders, governments and partners at Pre-COP31 in Fiji from 5 to 8 October to advance health priorities in climate action and strengthen the Pacific voice ahead of the 31st Conference of the Parties (COP31) to the United Nations Framework Convention on Climate Change (UNFCCC).COP31, to be held next month in Antalya, Türkiye, marks an important step for global climate and health action. Health is one of the 10 priority themes of the COP31 Action Agenda, “Dynamic and Resilient Health Systems”, and a dedicated Health Day will take place on 9 November, the first day of COP31. The inclusion of health reflects growing global recognition that climate action and health are closely connected. The climate crisis is affecting population health globally. Across the WHO Western Pacific Region, which includes Pacific island countries and areas, the consequences of climate change include extreme heat, cyclones, floods, rising sea levels, food and water insecurity, infectious diseases and disruptions to essential health services. The Pacific in particular faces additional challenges. A recent review of 76 hospitals in 14 Pacific island countries found that 62% of health facilities are located within 500 metres of the sea or a river, leaving them particularly exposed to flooding, storm surges and sea-level rise.Bringing Pacific priorities to the global climate agendaThe Pacific Pre-COP31 provides an important opportunity for Pacific countries and partners to consolidate regional priorities and bring the experiences and leadership of Pacific communities into global climate discussions.Pacific countries have been advancing practical approaches to protect health in a changing climate, including strengthening climate-resilient health systems, improving preparedness for extreme weather events, building resilient health infrastructure and mobilizing climate finance for health. “This Pre-COP is an important moment for the Pacific, bringing global climate discussions to a region that has long been at the forefront of the climate crisis. It provides an opportunity for Pacific countries and areas to set their priorities, experiences and leadership on the global stage, and to ensure that the realities of Pacific communities are genuinely reflected in the decisions made on climate action,” said Dr Saia Ma’u Piukala, WHO Regional Director for the Western Pacific.Throughout this week, WHO will co-convene and participate in high-level discussions and events focused on climate and health, climate resilience, adaptation, financing and implementation. “Climate finance is essential for resilient and healthy Pacific communities,” emphasized Dr Mark Jacobs, WHO Representative to the South Pacific and Director of Pacific Technical Support. “We must ensure that financing reaches the people, communities and essential services most exposed to climate risks, supporting locally defined priorities and investments.”WHO will work with partners to strengthen the integration of health considerations across climate policies and investments, including national climate plans and resilience initiatives.Health as a driver of climate actionAmid the risks to health and pressures on health systems, well-strategized and implemented climate action can deliver significant health benefits. Investments in clean energy, sustainable transport, resilient infrastructure, food systems and nature-based solutions have proven to reduce health risks while contributing to climate mitigation and adaptation.“Climate action is truly an investment in health. Cleaner energy, healthier food systems and climate-resilient health services can protect lives while building stronger communities. We now need to turn these opportunities into action and make health a core part of climate investments,” said Dr Sandro Demaio, Director and Head of Office, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region. “These benefits demonstrate that climate action is not only about reducing future risks. It is also an opportunity to improve lives today while building healthier, safer and more resilient societies.”At COP31 next month, WHO will also support the Health Pavilion, which will bring together the global health community and partners to advance health and equity within climate negotiations. With COP31 poised to move health higher on the global climate agenda, WHO will continue working with countries and partners across the Western Pacific Region and globally to strengthen climate-resilient and low-carbon health systems, and ensure that climate action protects and improves people’s health.____________________Media contactsElizabeth Bennett, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region, elizabeth.bennett@who.intJulia Dongwhan Shin, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region, dong.shin@who.intWHO Western Pacific Communications, wprocom@who.int
Patriots’ HC Raves About Drake Maye Compared to Josh Allen
The New England Patriots needed a response after a lopsided loss. Head coach Mike Vrabel received one from his quarterback against a division heavyweight. New England stunned the previously unbeaten Buffalo Bills 29-26 on Sunday, Oct. 4, and Vrabel placed Drake Maye in the same conversation as reigning NFL MVP Josh Allen afterward. “Gets us […] The post Patriots’ HC Raves About Drake Maye Compared to Josh Allen appeared first on HEAVY.
Trump announces members of AI task force
The president appointed his director of national intelligence to spearhead the task force, amid growing concern about AI risks.
Virginia High School Football Rankings: Top 25 Teams
As fall begins to set in across the country, some great high school football is being played in Virginia. Some great programs are going head-to-head against one another, and even going outside their borders to test themselves. Not too much time remains in the regular season. Races are beginning to take form and are setting […]
Mike Vrabel, referee explain heated exchange that led to penalty
Head coach Mike Vrabel was given an unsportsmanlike conduct penalty during the Patriots' win over the Bills.
Tom Brady owns up to awkward FOX Sports mistake during Eagles-Rams broadcast
During a FOX Sports NFL broadcast, Tom Brady accidentally muted his own headset by dropping a research board on his talkback button, causing a brief communication disruption in the booth.
Kevin O'Connell Speaks With FOX Sports' Allison Williams
Hear from Head Coach Kevin O'Connell after the first quarter of Sunday's game vs. Miami...
Valkyries' Natalie Nakase takes steps to monitor her health after on-court scare
Golden State head coach Natalie Nakase addressed the causes of her on-court collapse late in the Valkyries' series-clinching win Friday, and measures she's taking for her health.
Marin IJ Readers’ Forum: Vote no on Proposition 44 to protect community health
Also: Head Start education program helped young immigrant; Voting early helps avoid interference on Election Day
Should Bill Belichick Remain as North Carolina's Head Coach?
Should Bill Belichick stay with the North Carolina Tar Heels moving forward?
Valkyries’ Natalie Nakase takes steps to monitor health after scare
Golden State head coach Natalie Nakase addressed the causes of her on-court collapse late in the Valkyries’ series-clinching win Friday, and measures she’s taking for her health.
Chargers reveal Week 4 inactives vs. Seahawks
The Los Angeles Chargers are sitting a handful of players ahead of their Week 4 matchup against the Seattle Seahawks.
Jayden Daniels to return to practice this week
Washington Commanders quarterback Jayden Daniels will be a full participant in practice ahead of the Week 5 game
Anticipation builds for Shocker basketball season
Wichita State hosted Shocker Madness at Koch Arena Saturday night ahead of the 2026-27 basketball season.
Bosnia votes as pro-Russian politician looms large and ethnic tensions simmer
Around 3.4 million voters are choosing the three members of the country's multi-ethnic presidency, lawmakers for the national Parliament and heads of institutions for the country's two entities.
Report: Assassin’s Creed Hexe Exclusive Character, Story Details Surface
With the long-rumored Assassin's Creed: Black Flag remake finally out, Ubisoft is now looking ahead to a different kind of Assassin's Creed. For a while, they've been working on Codename…
Kalen DeBoer Has Bold Comments After Alabama Dominates Mississippi State
Alabama head coach Kalen DeBoer had some strong comments after his team dominated Mississippi State.
College Football Sunday Summary; Product Testing
We are five weeks through the college football season, and the folks at College Football Sunday Summary feel like it all just started. We know this…we have seen and heard things over the weekend that seem to require some product testing. College Football Sunday Summary Headache Guy The jokes were too good to ignore this …
Supreme Court heads into new term with one eye on President Trump
When the Supreme Court kicks off a new term on Monday, it’ll be without a docket full of Trump-driven, separation-of-powers blockbusters that defined the last term — for now.
New England Nation: Inside the Locker Room
The New England Nation team takes you inside the Patriots locker room with various players ahead of their first AFC East matchup of the season against the Buffalo Bills.
Orlando Magic's Jalen Suggs Details Key Differences in Coaching Staff
Jalen Suggs reveals how a lifelong bond with new head coach Sean Sweeney is fueling a systemic shift in Orlando, prioritizing disciplined efficiency over past habits.
J.J. McCarthy active for New York Giants vs. Arizona Cardinals
The New York Giants and Arizona Cardinals have officially announced their inactives ahead of a Week 4 game.
The Science Behind a Simple Headache Trick People Swear By
A viral trend promoting the placement of hair claw clips on eyebrows has captivated millions seeking fast headache relief without prescription drugs. If you have spent any time scrolling social media lately, you have probably spotted people clamping plastic claw clips directly onto their faces. It looks like an eccentric comedy sketch, but videos demonstrating this unusual trick have racked up more than 9 million views. Desperate headache sufferers are flooding comment sections, calling the clip
Kevin O'Connell shares update on the health of Justin Jefferson
Kevin O'Connell shared an update on Justin Jefferson ahead of Week 4.
Bears' game-day roster for Week 4 vs. Jets
Here's a look at the Chicago Bears' game-day roster and heading into their Week 4 game vs. New York Jets.
Halftime: Colts lead Commanders, 10-6
LONDON (WRTV) - The Colts head in to halftime leading the Commanders, 10-6. Daniel Jones had two turnovers (a fumble and an interception) in the first half. The Colts rallied though, scoring a touchdown on a 5-yard Jonathan Taylor rush late in the second quarter to get on the scoreboard and take the lead. The […]
2 promising trends for Panthers going into SNF vs. Lions
It might be hard to believe right now, but the Panthers have a few good things going for them heading into tonight's showdown with the Lions.
Medicare for All remains key pressure point for Democrats ahead of midterms
The idea of universal health coverage in the US is embraced by party’s left but is often considered a liability by centrists
How To Catch Up On The Hellraiser Movies Before 'Revival'
The first survival horror video game in the Hellraiser series is quickly approaching, which means it's a great time to catch up on the films.
Exclusive: This Is the Fitbit Edge, Google's Next Fitness Tracker
Exclusive Fitbit Edge images show Google's new screened fitness tracker in three colors, sitting between the Fitbit Air and Pixel Watch 5.
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy
Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.
Learning the language of trees with the Orlando Science Center
The science of it: We're heading to the rainforest to dive deep into the communication of trees.
Fran Brown Delivers Three Important Messages After Syracuse Football Win
The head coach addressed multiple topics following the team's second win of the season, which came against UConn on Saturday.
How you can watch the Jets-Bears game
CBS has a doubleheader today while FOX will show a single game to each region. If you live in the New York area, you will see: Jets at Bears early on FOX Cardinals at Giants early on CBS Chiefs at Raiders late on CBS Kickoff time for the game between the Jets and the Bears […]
How I ended up at a sold-out Black Keys show without a ticket and why I would make a good spy
This spring, I walked into a tiny bar in Clarksdale, Mississippi. I knew The Black Keys were performing and that the show was sold out, but I thought I was just walking into the bar. When I opened the door, the sound did one of those Doppler effects. The ticket person and I nodded at each other.
A Black Community in Louisiana Faces a Future Without a Champion in Congress After Redistricting
SCOTLANDVILLE, La. (AP) — If you cross the Mississippi River on the Huey P. Long-O.K. Allen Bridge, pass the Exxon Refinery, then head north for a few minutes, you'll find a pocket of Louisiana that's unlike any other place in America's never-ending battle over what it means to have equal ...
What Amendment 3 reveals about housing and politics
Housing is shaped by government policy, but is it political? A look at Florida's Amendment 3.
What do Baldini’s Italy U21 need to qualify for Euros?
Silvio Baldini’s Italy U21 side head into their final Group E fixture knowing one match decides everything.Italy sit second on 24 points, three behind Poland, after Cisse’s late winner in Armenia....
Inside Democrats’ efforts to secure Election Day and respond to fears of Trump interference
Ahead of the November midterm elections, top Democrats are planning for doomsday scenarios for how President Donald Trump and his administration could intervene in the voting process and laying the groundwork for a forceful response.
Roma continue to follow Kvernadze ahead of January
Roma are already looking ahead to the January transfer window, and their priority would be to give Gasperini a new attacking winger. As La Stampa reports today, the Giallorossi coach is dreaming of a ...
AirPods Pro 3 Drop to $179 Ahead of October Prime Day
Apple's flagship AirPods Pro 3 are discounted to $179 ahead of Amazon's October Prime Day event, marking their second-lowest price to date.
‘And I beat them:’ Former U.S. Rep. Bob Livingston on ‘a politically motivated prosecution’
The former top leader in the U.S. House talks about his new book, Trump, and partisanship in Congress.
Roma make contact for Endrick’s loan in January
Endrick is back on Roma’s radar ahead of the winter transfer window. The Brazilian continues to find limited playing time at Real Madrid and is reportedly considering a January departure to revitali...
Malen completes recovery ahead of Como clash
Malen doesn’t want to stop. Having recovered from the slight knee problem that kept him from playing against the Netherlands, the striker is ready to return to the heart of Roma’s attack against C...
How AI could usher in a 'new scientific golden age' (if it doesn't kill us all first)
AI has remarkable potential to exponentially advance scientific discovery, say scientists. But getting out the word of its scientific benefits of can be challenging when forced to compete with headlines about its significant if not existential threat to humanity.
Vozinha thought Yashin Trophy nomination was a ‘joke’
Vozinha (40), a relative unknown heading into this summer’s FIFA World Cup, made a name for himself in North America thanks to his exploits with Cape Verde. The 40-year-old, who has never played at ...
Flathead Business Watercooler
Events happening related to business in the Flathead Valley
🗞️ Headlines: Spain sweep all, Italy swoon over Endrick..
The final weekend of this long international break continues, bringing plenty of football and plenty of news. So let’s take a look at today’s front pages from the main sports newspapers...MARCAASM...
Polls open in Bosnia and Herzegovina as pro-Russian politician looms large over race
Bosnians are heading to the polls Sunday in elections that could impact their European Union membership bid and the influence that Russia seeks over the small Balkan nation. Bosnia and Herzegovina,…
Inside the DC 'Power to the People' festival headlined by Bruce Springsteen
Bruce Springsteen and other music legends delivered a powerful message at the “Power to the People” protest festival in Maryland
Inside the DC 'Power to the People' festival headlined by Bruce Springsteen
Bruce Springsteen and other music legends delivered a powerful message at the “Power to the People” protest festival in Maryland | KCBS All News 106.9FM and 740AM
Inside the DC 'Power to the People' festival headlined by Bruce Springsteen
Bruce Springsteen and other music legends delivered a powerful message at the “Power to the People” protest festival in Maryland | WBBM Newsradio 780 AM & 105.9 FM
Inside the DC 'Power to the People' festival headlined by Bruce Springsteen
Bruce Springsteen and other music legends delivered a powerful message at the “Power to the People” protest festival in Maryland | 1080 WTIC NEWSTALK
Inside the DC 'Power to the People' festival headlined by Bruce Springsteen
Bruce Springsteen and other music legends delivered a powerful message at the “Power to the People” protest festival in Maryland.
3 Big Questions for the A's This Offseason
With a GM vacancy, a need for pitching, and veterans who may no longer fit the roster as we look ahead, the A's will have plenty of big decisions to make this offseason.
CBS Austin sports anchor Darby Brown leaves Texas after 10 years
She's headed back to her hometown.
Overnight News Digest: Science Saturday, 10/3/26
Welcome to the Overnight News Digest with a crew consisting of founder Magnifico, regular editors side pocket, maggiejean, Chitown Kev, eeff, Magnifico, annetteboardman, Besame, jck, JeremyBloom…
Guerrero: We want to improve everyday
The Women's First Team are back in Serie A action with a trip to face AC Milan on Sunday, October 4 at 15:00 CEST.Head coach Isaac Guerrero spoke to the press ahead of the match to preview the action....
P.J. Fleck’s Saturday postgame celebration is one for the ages
Minnesota head coach P.J. Fleck had an unbelievable postgame celebration on Saturday.
Race Results: 2026 NOAPS Focused Health 302 at Las Vegas
Corey Day came out on top in a thrilling late-race battle with Carson Kvapil in Saturday night’s NASCAR O’Reilly Auto Parts Series Focused Health 302 at Las Vegas Motor Speedway. Day crossed the finish line ahead of Kvapil by a margin of 0.287 seconds. Jesse Love, Brent Crews, and Taylor Gray rounded out the top-five […] The post Race Results: 2026 NOAPS Focused Health 302 at Las Vegas appeared first on TobyChristie.com.
Draymond Green Reveals Why Warriors Will Improve This Season
The Golden State Warriors have a tough season ahead of them with minimal improvement, and the Western Conference being so deep. Warriors star Draymond Green already sees positive signs for the franchise. Three days of training camp gave Green faith in an improved team more prepared to compete in the new NBA landscape of most […] The post Draymond Green Reveals Why Warriors Will Improve This Season appeared first on HEAVY.
Alabama's Kalen DeBoer May Have Finally Turned the Corner
Kalen DeBoer may have finally turned the corner as Alabama Crimson Tide head coach.
WQAD News 8
WQAD (Quad Cities) is your source for breaking news, weather, traffic, and live coverage in the Quad Cities and surrounding communities. Get the latest updates from the WQAD team — from major local headlines and investigations to severe weather, community stories, and the moments everyone’s talking about. Watch live newscasts, stream breaking coverage, and catch up on the top stories shaping Davenport, Rock Island, Moline, Bettendorf, and nearby areas. Subscribe for: • Quad Cities breaking news + live updates • Weather forecasts and severe weather alerts • Investigations and accountability reporting • Community stories across the region • Major events, sports, and local explainers WQAD — Quad Cities news and weather, live and on demand. 🔗 More: https://www.wqad.com
RODRIGUEZ: Nebraska football prevails over Maryland, shows promise ahead of Indiana
Anthony Colandrea led Nebraska to a 48-23 victory over Maryland (2-3, 0-3) on a perfect fall Oct. 3 night at Memorial Stadium. In freshman running back Jamal Rule’s absence, the senior quarterback had a game-high 108 rushing yards, including a 51-yard burst in the third quarter.