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Business For Good: Mental Health in a Hoodie?
After the end of her pro career, Drexel basketball alum Hollie Mershon began sparking conversations about mental health with her Weightless apparel company
Adams County Health Department offers prevention tips as COVID cases rise in Missouri, Illinois
According to the latest CDC guidance, people who contract the virus can return to normal activities after symptoms disappear and they are fever-free for 24 hours without medication.
Donalds dismisses Jolly’s call for new Hope Florida investigation as ‘politics’
Byron Donalds told reporters on Saturday that a Hope Florida probe into DeSantis is not an issue on voters’ minds as they prepare to elect a new governor in November.
Is Six Flags Entertainment (FUN) Undervalued Following Its 2027 Ride And Halloween Plans?
Six Flags Entertainment (FUN) has put fresh attention on its stock after outlining a packed slate of 2027 capital projects and Halloween events, along with continued spending at parks like Carowinds and Carolina Harbor. Against this backdrop of new rides and expanded Halloween events, Six Flags Entertainment’s share price has been weak in recent months. The 30 day share price return is down 6.41% and the 90 day share price return is down 21.64%. This has contributed to a 1 year total...
Launch family fun center bringing arcade, trampoline park to Davis Hwy soon
A new 31,000-square-foot family entertainment center will offer Pensacola food, a trampoline park, dodgeball, a ninja course and much more this fall.
The U.S. Supreme Court removed limits on political parties coordinating with candidates. What does that mean for Philly’s elections?
Local elections lawyers said the Supreme Court's decision could potentially boost the spending power of Philly's political parties.
Voters hate data centers. Candidates from both parties are scrambling to respond
Across the country and the political spectrum, candidates are embracing a growing backlash to artificial intelligence and the infrastructure required to power it.
Trump trade war with Canada is war on U.S. businesses
Having dynamited trade talks with Canada — in part due to the intervention of Commerce Secretary Howard Lutnick — Donald Trump has now imposed 50% tariffs on certain Canadian goods, with Canada immediately retaliating. This will be good for…
A course correction Canada would concur with
I’ve always harbored a soft spot for Canada. My father was stationed there twice, once in the 1960s as the Atomic Energy Commission’s American liaison with the Canadian nuclear reactor program in Chalk River, Ontario and again in the 1970s as the State Department’s scientific attache at the U.S. Embassy in Ottawa. I had the […]
Taylor v Pili - all you need to know
All you need to know about Katie Taylor's farewell fight against Flora Pili at Croke Park in Dublin on Saturday night.
Seahawks GM Gets Blunt on Trevon Diggs Decision After Roster Cuts
On Aug. 30, the Seattle Seahawks decided to cut Trevon Diggs as part of trimming their roster to 53 players. Nonetheless, the Seahawks intend to sign the former Dallas Cowboys All-Pro cornerback to the practice squad. Diggs played in Seattle’s final preseason game against the Kansas City Chiefs, where he recorded one tackle and one interception. […] The post Seahawks GM Gets Blunt on Trevon Diggs Decision After Roster Cuts appeared first on HEAVY.
MeToo part deux is coming to U.S. politics
Activists are driving a renewed MeToo‑style reckoning in U.S. politics, pushing parties and lawmakers toward stronger accountability for sexual misconduct.
The dance group helping with addiction and mental health issues
The dancers are preparing to perform a sold-out show at the Royal Opera House in London.
Shein’s dressed for its long-awaited market debut in Hong Kong. But the party may be over
Shein was the ultimate disruptor in fashion. By turning online trends into $11 jeans or $3 crop tops in a matter of days, the ultrafast fashion retailer overtook established companies such as Zara and H&M, prompting it to eye an IPO that would value the company at nearly $100 billion.
Goodbye to Babylon Berlin, the 1920s TV drama that has eerily foreshadowed real-life politics
The long-running drama reaches Hitler’s rise to power in its final season as its creators reflect on the unsettling parallels between Weimar Germany and the present day
Radiologists develop calculator for predicting imaging no-shows
Outpatient radiology no-shows can delay timely diagnoses and exacerbate healthcare disparities, resulting in significant operational and financial burden, experts wrote Aug. 27 in JACR.
Maximum Entertainment Interim Report Q2 2026
Stockholm, Sweden (August 31, 2026) – Maximum Entertainment AB (Nasdaq: MAXENT B) today released its interim report for the second quarter of 2026.Second quarter, April-June 2026 (Compared to April-June 2025)First half year, January-June 2026 (Compared to January-June 2025)Significant events during…
Idaho Department of Health and Welfare offering grants to improve rural healthcare
The Idaho Department of Health and Welfare is offering grants to help improve access to health care in rural areas. The grants cover a variety of projects, and the department is urging organizations to apply.
Southwest inland port gets $20M state boost
The southwest Virginia inland port at Oak Park receives a $20 million state budget allocation to support site development and infrastructure.
Lawmakers send bills to Newsom shoring up ballot security, transparency for paid political posts
California lawmakers on Sunday approved bills aimed at preventing interference in this fall’s midterm elections and requiring more transparency from social media influencers who are paid by political campaigns.
Opionion: Generational health is generational wealth
To close Connecticut's racial wealth gap, we must start treating health equity as an economic development strategy.
Pennsylvania senator prepares for push to bring single-payer healthcare to the state
Sen. Nikil Saval, representing the commonwealth’s first district in Philadelphia, circulated a letter to colleagues last week announcing his plan to introduce legislation to bring universal healthcare coverage to every resident of the state.
3 Things We Learned From the Bengals' Final Roster Cuts
Surprising departures and a seventh-round steal reshape Cincinnati’s depth chart, revealing a new plan for the receiver room and long-term stability at the tight end position.
MSU Alum Montorie Foster Jr. Makes Seahawks’ 53-Man Roster
From substitute teaching to winning a Super Bowl, the former Spartan standout has traded his real estate aspirations for a permanent role in Seattle’s elite receiving corps.
Maui Chamber of Commerce and BizFlixTalk™ Bring Subsidized Business Growth Program to Maui Entrepreneurs
Maui business owners will have a new opportunity this fall to step back from the day-to-day demands of running a business and focus on what comes next through The Business Expansion Blueprint, a six-week interactive business-growth experience offered by the Maui Chamber of Commerce in partnership with BizFlixTalk.
Kogod, McDonough & Central Florida: 3 Schools Prepping Future Sports Business Leaders
A look into how Kogod, Georgetown, and UCF are preparing students for careers in the growing sports business industry.
Dolly Parton laid to rest in private Nashville funeral
Dolly Parton was laid to rest in a private Nashville service attended by immediate family following her death at age 80, her great-niece shared on Instagram.
Star Entertainment (ASX SGR) casino operator reports $307.3 million loss
The casino and hotel giant is separately facing a fine of $400 million next month for anti-money laundering failures, putting more pressure on finances.
Ground Zero responder discusses long-term 9/11 health impacts
A 9/11 volunteer who helped clear debris at Ground Zero is raising awareness about long-term health struggles as the nation prepares to mark 25 years since the attacks.
Sankey, SEC 'prepared to contest' judge's order in Louisiana
While the SEC said it will comply with an order that prohibits commissioner Greg Sankey from issuing punishment if they roster a player who returns from a pro contract, the league said, in a Sunday statement to ESPN, it will defend its rights in court.
Hong Kong Science Park: Asia’s tech powerhouse celebrates 25 years
As Hong Kong’s premier science and technology ecosystem marks its silver jubilee, PostMag revisits the legacy of connection and invention that sustained 25 years of innovation, and meets the leaders driving the vision for the institution’s next chapter.
How Female Biology Could Solve the Mystery of Longevity
Why do women live longer than men? An evolutionary question sparks a new hypothesis that dovetails with a growing movement in longevity research.
LSSU’s Lukenda School of Business among 84 institutions worldwide featured in AI in Business Education Report
SAULT STE. MARIE – The Lukenda School of Business at Lake Superior State University has been recognized among 84 business schools worldwide for its efforts to integrate artificial intelligence into business education as part of the July 2026 edition of A Framework for Artificial Intelligence in Business Education. The report, developed by Inspire Higher Ed […]
Folsom Boulevard Flea Market fire destroys 20,000-game collection, businesses
Sacramento Fire Department Capt. Justin Sylvia said the fire started in a barn-style building.
Latest Round Of Lions Cuts Includes 2026 Draft Selection
The Detroit Lions have already made a round of roster cuts as they work to get to the 53-man roster by 6:00 p.m. ET on Sunday evening, cutting LB Troy Reeder and TE Zach Horton.And now, the Lions have announced a second wave of roster cuts which includes a 2026 Draft selection.As part of their […] The post Latest Round Of Lions Cuts Includes 2026 Draft Selection appeared first on HEAVY.
The Family at the Center of Pennsylvania’s Measles Controversy
Two Amish parents grieving the loss of their newborn child tell their story.
Why Republicans are focusing on transgender issues in competitive 2026 campaigns
Campaign ads in several midterm elections portray Democrats as “radical” on transgender youth medical care and sports participation. Republicans are leaning on a strategy that proved successful in 2024.
Dolly Parton laid to rest in private Nashville burial
Dolly Parton was laid to rest in a private burial in Nashville on Friday, three days after the country music legend died at age 80.
‘I don’t want to see him in jail': Bennett backs Netanyahu pardon if he quits politics
Bennett, who also leads the B’Yachad party, is one of the leading figures in the opposition bloc seeking to replace Netanyahu in the October elections.
Dolly Parton honored at Redford Theatre with 'Steel Magnolias' screening
Fans remembered her not just for her music but for her kindness and efforts to make the world better.
Dolly Parton fans treated with tribute movie
The Redford Theatre featured a showing of Steel Magnolias in honor of the late singer
Packers place Micah Parsons on injured reserve to start regular season while recovering from ACL tear
Parsons started training camp on the PUP list after tearing his ACL in December, and has been aiming for an October return.
Contra Costa Health facing $730M deficit over next five years
Contra Costa County's health department is staring at a deficit of $730 million over the next five years because of federal and state funding cuts, county health officials said at last week's Board of Supervisors meeting.
US strikes Iranian island where forces were preparing to launch mines, official says
The US military on Sunday struck Iran’s Larak Island, where forces were observed preparing to launch mines into the Strait of Hormuz, according to a US official, marking the first strikes in the war in over a month.
Bob on Business: Panther City BBQ smokin’ Northside, chicken lands in Near Southside
Also, Horned Frog tequila; industrial acquisition; and a growing logistics park.
How Dolly Parton helped after Reba McEntire’s band died in plane crash
Remembering how Dolly Parton helped her friend Reba McEntire after the “Fancy” singer’s bandmates died in a 1991 plane crash.
Potential measles exposure reported at Asheville hotel, NCDHHS says
There was a measles case from an out-of-state person who traveled through Asheville in August, the North Carolina Department of Health and Human Services said.
Atlanta police officers injured responding to mental health call
Atlanta police officers were injured while responding to a mental health call on Forest Park Road, the agency confirmed.
Atlanta police officers shot responding to mental health call
Atlanta police officers were shot while responding to a mental health call on Forest Park Road, the agency confirmed.
2026 Farm Science Review Agronomy College set for September 9
Ohio State University Extension and the Ohio AgriBusiness Association will again partner to hold the Farm Science Review Agronomy College on Wednesday, September 9. The event is designed to educate agronomists, Certified Crop Advisers, custom applicators and farmers on current agronomy issues. To re
Novak Djokovic Reveals Ongoing Health Concern Ahead of Pursuit of Historic 25th Grand Slam
Novak Djokovic has revealed a challenge he has dealt with for years as he prepares to pursue a record 25th Grand Slam championship. The post Novak Djokovic Reveals Ongoing Health Concern Ahead of Pursuit of Historic 25th Grand Slam appeared first on HEAVY.
North Carolina: Rabid baby goats at a mobile petting zoo prompts health warning
On Friday, the North Carolina Department of Health and Human Services reported confirmed multiple rabies cases in baby goats at a mobile petting zoo located in Iredell County. They were first notified of a potential rabies exposure among four baby goats at Farm Adventures in Harmony, North Carolina on August 27. The goats were most likely exposed to rabies by a skunk that had entered the pen where they were kept in late July. The NC State Laboratory of Public Health confirmed rabies viruses in three of the baby goats on August 28; a fourth goat was not tested but is also assumed to have been infected. Based on information gathered on August 28, it was determined that no other animals on the farm pose a risk of rabies exposure to people. Learn about rabies Anyone who had contact with baby goats from the Farm Adventures mobile petting zoo either at their location in Harmony, North Carolina, or at an off-site event, between July 28 and Aug. 27, 2026, may have been exposed while the animals were infectious. Impacted individuals should contact their local health department to determine whether medications are needed to prevent infection. Individuals are encouraged to call before visiting an emergency department or urgent care clinic to determine if treatment is needed and where it can be accessed. Known potential exposure dates and locations include: July 28: Jurney’s Assisted Living, 1942 Van Haven Drive, Statesville in Iredell County July 30: Private event in Mecklenburg County Aug. 1: Community Connections Back-to-School Bash, Breeden Amphitheater, 333 S. Main St., Lexington in Davidson County Aug. 6: Brookdale Peachtree, 2806 Peachtree Road, Statesville in Iredell County Aug. 8: Private event in Watauga County Aug. 9: Private event in Burke County Aug. 15: Masonic Picnic Grounds, 201 Poplar St., Mocksville in Davie County Aug. 16: Private event in Durham County Aug. 22: Private event in Iredell County Aug. 23: Private event in Durham County Rabies is a deadly disease that can spread from wild animals to pets and people, primarily through a bite, scratch or when infected saliva touches broken skin or mucous membranes. Human rabies infections are extremely rare in the United States. No human cases have been reported in North Carolina since 2011. Rabies is almost always fatal in mammals, including people, unless medications to prevent infections are given before symptoms develop. Symptoms can begin weeks to months after someone is exposed. Early symptoms are flu-like illness including weakness, fever or headache as well as a prickling or itching sensation where someone was bitten or exposed. In 2025, over 4,000 animals were submitted to the NC State Laboratory of Public Health for rabies testing, and of these, approximately 6% tested positive. In North Carolina the disease most often occurs in wild animals especially skunks, raccoons, bats and foxes. Outbreak News Today is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe
California Antitrust Bill Narrowed After Business Pushback
California lawmakers have pared back a proposal that would expand the state’s antitrust law to cover anticompetitive conduct by individual companies,
How to Watch the CBS Special ‘Remembering Dolly: A Rhinestone Life’
The Entertainment Tonight special airs on CBS, with new tributes to Dolly Parton and archival interviews
Business People: Regions Hospital emergency department gets national recognition
HEALTH CARE Regions Hospital, St. Paul, announced its emergency department has earned a 2026 Lantern Award from the Emergency Nurses Association, the first Minnesota hospital to receive the national recognition. ADVERTISING/PUBLIC…
Man arrested after firing shot through Texarkana bar’s glass doors, police say
Early Saturday morning, August 29, around 2:55 a.m., officers with the Texarkana Arkansas Police Department responded to Whiskey River Bar and Grill, about a disturbance.
100+ Black-owned businesses to take part in Black on the Block in Chicago
Rockstar Has GTA 5 Fans Marveling At How Far GTA 6 Has Come
Is Rockstar Games' much-anticipated GTA 6 the best thing since sliced bread, or just GTA 5 with a new coat of paint?
Red Sox get massive double boost just in time for playoff push
The Red Sox are getting healthy at the perfect time, with Roman Anthony and Trevor Story returning from lengthy injury absences as Boston prepares for a crucial September playoff push.
Liverpool forward deal now in Leeds United's hands
Liverpool are in the process of shaking up their forward options. The Reds are buying Bradley Barcola from Paris Saint-Germain for a fee that could reach £123m.At the same time talks are underway to ...
St. Charles Park District: Building confidence, one Science experiment at a time
Column: Making soft, stretchy slime or dabbling in crafting Halloween-themed science experiences, there’s always a secret ingredient that instructor Lisa Lombardi brings to the table: Positivity, writes Melissa Rubalcaba Riske for the St. Charles Park District
How to Watch Dolly Parton Entertainment Tonight Special Streaming Free
'Remembering Dolly: A Rhinestone Life' airs on Sunday, Aug. 30.
Dolly Parton laid to rest in private Nashville funeral, family confirms
Parton was laid to rest Friday in a private Nashville funeral, her great-niece confirmed. Tennessee also moved to rename Nashville's airport in her honor.
Journalism Matters: Business community mostly silent on 5-acre plan
There are a couple of hundred businesses, give or take, depending on how broadly you draw the circle around the “generational opportunity” at least some of us have attached to the dusty, dystopian 5.25 acres abandoned for a decade now at the corner of Kearns and Bonanza. You’ll forgive me, I think, for thinking I’d […]
Razmania Sports Festival brings kids face-to-face with Lions players, trading cards in Pontiac
Kids got a sports experience they won’t soon forget this weekend. At Razmania Sports Festival, young fans had the chance to meet their sports heroes, participate in youth drills and explore the world of trading cards.
What voters in the U.S. can learn from Australia’s political system
The overall tone of a parliamentary session I attended during a recent visit was kind, even jovial. It reminded me that we have to learn how to argue without the anger that’s infected our politics.
Brad Paisley gets emotional as he sings Dolly Parton duet solo after her death: ‘Never thought it would be about her’
Brad Paisley says his 2005 duet with Dolly Parton, ‘When I Get Where I’m Going,’ has taken on new meaning since her Aug. 25 death at 80.
Talarico Is Out-Fundraising Paxton and Flooding the Airwaves in Texas Senate Race
The Democratic candidate is on the offensive, giving his party hope in the deep-red state.
Experts clash over mental health issues in Clancy trial
Jury deliberations are expected to resume in the trial of Lindsay Clancy. The defense argues that Clancy suffered from postpartum psychosis and was overmedicated. Fox News' Madison Scarpino reports the latest.
Aisha Wahab prepares to transition from the California Senate to Congress
California State Sen. Aisha Wahab joined California Politics 360 to discuss her transition to Congress after winning the Bay Area’s special election to serve the remainder of former Rep. Eric Swalwell’s term following his resignation in April amid allegations of sexual assault and misconduct.
California Politics 360 full episode | Rep.-elect Aisha Wahab prepares for transition to US Capitol
State lawmakers have until Aug. 31 at midnight to change or create new laws for the year.
Dolly Parton ‘laid to rest’ in private Nashville funeral
Dolly Parton’s friends and family gathered for an intimate funeral honoring the Queen of Country, following her death on Aug. 25.
Laramie County health and food inspections (8/21/26–8/27/26)
CHEYENNE, Wyo. — The Cheyenne-Laramie County Health Department inspects restaurants, bars, convenience stores, delis, grocery stores, bed and breakfasts
Natrona County health and food inspections (8/21/26–8/27/26)
CASPER, Wyo. — The Casper-Natrona County Health Department inspects restaurants, grocery stores, convenience stores, mobile food units, commissaries and
New Apple Watch Series 12 and Apple Watch Ultra 4 Features Revealed
Bloomberg's Mark Gurman today further outlined what to expect from the Apple Watch Series 12 and Apple Watch Ultra 4 set to be unveiled on September 9. While it was initially rumored that Touch ID may be coming to the Apple Watch this year, Gurman reiterated that he does not expect the Series 12 or Ultra 4 to have any major design changes compared to the current Series 11 and Ultra 3 models. Gurman does expect a ceramic case option to return for the Apple Watch Series 12.
Google Maps adds 'Lake America' as Ford compares change to 'SNL' skit
"No one's going to call it Lake of America. It's been Lake Ontario for hundreds of years," Ontario Premier Doug Ford said.
McCarty: State needs stricter approach to behavioral health factor of homelessness
(FOX40.COM) — This week on Inside California Politics, host Nikki Laurenzo spoke with Sacramento Mayor Kevin McCarty. McCarty is a part of the California Big City Mayors coalition, which is made up…
McCarty: State needs stricter approach to behavioral health factor of homelessness
(FOX40.COM) — This week on Inside California Politics, host Nikki Laurenzo spoke with Sacramento Mayor Kevin McCarty. McCarty is a part of the California Big City Mayors coalition, which is made up…
Steelers shockingly release fan-favorite linebacker amid final roster cuts
The Pittsburgh Steelers have parted ways with fan-favorite linebacker Elandon Roberts despite his strong preseason performance.
Players Think This Is The Biggest Leak In The History Of Steam
The alleged Steam depot data reportedly spans from 2003 to 2013, and contains pre-release builds of potentially thousands of first and third-party games
NH's Business: Ongoing housing developments in New Hampshire
Fred Kocher sits down with Elissa Margolin with Saint Anselm College and Sarah Marchant with NH Community Loan Fund to talk about on how a bipartisan housing act could influence the housing market in NH.
The datacenter fight could permanently transform US politics. Which party will seize advantage?
The movement against datacenters are uniting Americans because they perfectly illustrate how a few individuals hold all the power to control decisions that impact our lives
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
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