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Kroll Introduces APEX to Drive Measurable Business Outcomes from AI Investment
/PRNewswire/ -- Fal.Con 2026 – Kroll, the leading independent provider of global financial and risk advisory solutions, today announced the launch of Kroll AI...
- Gary W. Rollins College of Business
Trey White, a 2004 Rollins College of Business accounting graduate, shares how UTC, a defining EY interview, and a mentor shaped his path to CFO.
OpenClaw that Sam Altman spent billions on and claims to have beaten GTA 6 gets 'largest update in its history'
OpenClaw has rolled out OpenClaw 2.0, marking the most extensive software upgrade in the open-source artificial intelligence (AI) agent platform’s history since its debut last year. Announcing the release, the development team playfully referenced Rockstar Games’ upcoming November title launch with the social post, “HA!
Amazon makes Alexa+ free on compatible Fire TVs
Amazon's Alexa+ rolls out free to Fire TV devices across the U.S., but hands-free microphones and stored voice data raise key privacy questions.
Apple Reportedly Considered Going Full Palm Pilot With Its Foldable iPhone
Steve Jobs did not want the iPhone to be controlled with a stylus.
Galaxy S24’s new software update goes global
It is the last day of the month, and Samsung is rushing to roll out this month's security update for several Galaxy smartphones and tablets. After releasing the
Louisiana takes a step toward adopting Medicaid work requirements
Louisiana’s proposed work requirements for Medicaid enrollment largely adhere to the new guidelines Congress and President Donald Trump laid out last year. The new state regulations are expected to go into effect for Medicaid recipients in January.
Philippines’ richest billionaire agrees to buy African port operator spanning three countries
Enrique Razon-controlled ICTSI has agreed to acquire an African port operator with businesses in South Africa, Mozambique and Namibia
USC Gets Brutally Trolled Amid NDSU’s FBS Debut
USC once had NDSU has a potential option for Week Zero, and how things turned out on Saturday was ironic in hindsight. The post USC Gets Brutally Trolled Amid NDSU’s FBS Debut appeared first on HEAVY.
How to Watch the CBS Special ‘Remembering Dolly: A Rhinestone Life’
The Entertainment Tonight special airs on CBS, with new tributes to Dolly Parton and archival interviews
The Political Divide Isn’t Between Boomers and Gen Z
Rep. Maxwell Frost went on Jubilee’s 'Surrounded' for a debate about the generational gap. It’s smaller than most Americans realize.
A Grip on Sports: A couple things of note today? The NFL can't get here quickly enough. And it wasn't a great weekend for the local college football teams
A GRIP ON SPORTS • As far back as I can remember, Sundays have been lazy days. The calm after Saturday’s storms. The deep breath before Monday’s hamster wheel rolls again. A day for quiet contemplation of whatever higher power guides you. Until kickoff.
Deadline Hollywood
After Jelly Roll avoided discussing his politics at the Grammy Awards in February, he peeled off the band-aid this week with a heartfelt speech. Read more below.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
University Computer Science department remains hopeful in the age of AI
According to National Student Clearinghouse, undergraduate enrollment in traditional information and computer science degrees at four-year institutions fell by 8.1 percent in the fall of 2025 compared to fall 2024.
Does microwaving food make it unhealthy? What the science says
There is something about the microwave that makes it seem less wholesome than a stove. Perhaps it is the speed, the strange humming sound or the long-running fear that radiation somehow gets into the food. But when scientists look at what actually happens inside a microwave, the story is considerably less alarming. Microwaving food does not make it radioactive or inherently unhealthy. In fact, research suggests that, for many foods, microwave cooking can preserve nutrients as well as, or sometimes better than, conventional cooking. Scroll down to read more....
Jelly Roll explains political beliefs after Trump roasts: I’m ‘down the middle’
Jelly Roll, whose real name is Jason DeFord, made jokes throughout the week about President Trump, causing many of his supporters to label the artist a “traitor.”
Jelly Roll Slams Politicians On Both Sides For "Sh*t Job"
After Jelly Roll avoided discussing his politics at the Grammy Awards in February, he peeled off the band-aid this week with a heartfelt speech.
D-backs @ Giants Discussion
Today’s Lineups DIAMONDBACKS GIANTS Ildemaro Vargas – 2B Drew Gilbert – CF Corbin Carroll – RF Rafael Devers – 1B Gabriel Moreno – C Bryce Eldridge – DH Geraldo Perdomo – SS Jung Hoo Lee – RF Nolan Arenado – DH Turner Hill – LF Tim Tawa – 1B Drew Cavanaugh – C Jose Fernandez […]
Northeastern introduces artificial intelligence combined majors, renames undergraduate data science programs
This fall, Northeastern will roll out 24 artificial intelligence, or AI, combined majors, which will replace its undergraduate data science majors. The rename of the data science major and its associated combined degrees “more accurately represents the scope and depth of the curriculum,” Christo Wilson, associate dean for academic programs and student experience, wrote in...
Xbox Not Ready To Say If The Elder Scrolls 6 Will Be Exclusive
Microsoft's gaming division was tight-lipped at Gamescom
Jelly Roll Clarifies Political Views, Regrets Grammys Comments
The singer-songwriter opened up about his beliefs during his final night guest hosting 'Jimmy Kimmel Live!' after a Trump joke he made earlier in the week sparked backlash from conservatives.
The Trailblazing Business Savvy That Built Dolly Inc. Into an Empire
Dolly Parton was fiercely protective of her songwriting catalog when even the Beatles and the Rolling Stones failed to maintain control. That conviction became the powering force as she expanded beyond music.
Google further buries search results under AI mode
You might have to do way more scrolling to get to links.
Hovland and Gerard share lead at Tour Championship
Norway's Viktor Hovland and American Ryan Gerard led a crowded field chasing the PGA Tour Championship's $10 million top prize Friday at the final event of the FedEx Cup playoffs.Gerard, who has one PGA Tour victory to date and is playing in his first Tour Championship, made six birdies, including an epic 78-foot putt that rolled the length of the seventh green.
Android 17 QPR2 Beta 4 rolling out with many Pixel bug fixes
Following the big release two weeks ago, Google is rolling out Android 17 QPR2 Beta 4 for Pixel devices...
Opinion: Alaska’s science is strange enough without the conspiracy theories
Alaska’s research facilities do remarkable work. Causing earthquakes and controlling the weather isn’t part of the job description.
TEMPEST collaboration will take on turbulence
Yale is part of a new, multi-institution research center focused on understanding and controlling turbulence — one of the oldest unsolved problems in physics.
Android 17 Adds OS-Wide ECH to Hide Website Visits From Network Providers
Android 17 adds OS-wide ECH, local network permissions, default certificate transparency, and carrier-controlled 2G blocking.
Jelly Roll addresses speculation about his politics after Trump joke
Jelly Roll is finally letting fans know where he stands when it comes to politics.
Ford hires power industry exec as president for new energy storage business
Dave Carroll, former CEO of ENGIE North America, will succeed Ford Motor Co. veteran Lisa Drake, who is retiring.
AHA recommends changes to home health payments, provider enrollment provisions in CY 2027 proposed rule
The AHA provided comments to the Centers for Medicare & Medicaid Services Aug. 28 on its calendar year 2027 home health prospective payment system proposed rule, focusing on two specific concerns.
What Dolly Parton taught the business world about building a legacy - Gary W. Rollins College of Business
RCOB faculty at UTC reflect on the business lessons behind Dolly Parton's legacy — branding, ethics, entrepreneurship, contract negotiation and employee well-being — and what students can learn from her example.
Jelly Roll clarifies political views after Trump digs on 'Kimmel'
In his final night hosting "Jimmy Kimmel Live," Jelly Roll gave an impassioned speech and addressed his politics: "A handshake is not an endorsement."
How Obamacare changed healthcare
Affordable Care Act enrollment is plummeting. What happened?
Jelly Roll Finally Addresses His Political Views on 'Kimmel'
Jelly Roll delivered an emotional monologue on 'Jimmy Kimmel Live' describing his political views and encouraging people to support each other.
The Literacy Crisis Reaches Dog-Bear Science
“New analysis of more than 300 bear encounters suggests our canine companions often increase odds of conflict and rarely serve as early warning systems many recreationists assume,” reads a subhead in Mountain Journal. The thing is, that study reaches no such conclusion. But you have to read beyond the abstract to understand that. Mountain Journal is not alone. Let’s look at a brief list of takeaways published elsewhere just to establish that none of them seem to know how to read science. Wes Siler’s Newsletter is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe Here’s CBC: “A new peer-reviewed study, The Canine Conundrum: Is a Dog a Help or Hindrance in Bear Country?, dug into conflicts similar to what the video depicts, by analyzing 326 reported human-bear conflicts from 1901 to 2023 involving dogs.” “The study found 54 per cent of conflicts were started by dogs. In the encounters researchers included in the study, five people and 56 dogs were killed, and 170 people were injured.” “Lana Ciarniello, an independent researcher who co-authored the study, said researchers found when a person goes hiking with at least one other person, the odds of a negative bear encounter decrease by 50 per cent.” “However, when a dog is involved, the chances of a negative bear encounter increase because ‘a dog really adds a chaotic factor into the mix of recreation,’ said Ciarniello.” Again, the study finds no data supporting that conclusion. “Hiking with your pet dog may make you feel safer in bear country—but a hiker’s recent encounter and a new study prove that the numbers don’t add up,” writes Backpacker, which is now part of Outside. The numbers don’t add up to support this take. There’s plenty more examples, but all are equally dumb, so I’ll stop there. How did so many people get this so wrong? Three reasons: 1) the study is published behind a paywall, with only the abstract freely available. 2) the methodology sets out to create work relevant to a hyper-specific audience, not the public. And 3) the dataset studied is almost absurdly limited and doesn’t bear (get it?!) comparison to wider information. Let’s work through all three. The Problem is Money I understand the irony, since I’m writing about this on a subscription-model newsletter, but information wants to be free. The study is published by The Wildlife Society and costs $16 to access. Reprinting it is specifically prohibited by the terms of use, so I can only share snippets and my conclusions with you here. Having worked as a journalist for 24 years, I can report with some authority that journalists are both lazy and cheap. I don’t think it’s a stretch to say that much of the material you’re seeing written about this study is drawn from the freely-available abstract (above) only, and not a deep dive into its methodology or data. And that’s a problem, because abstracts are where researchers are able to break from their numbers and editorialize their opinions about conclusions. So what’s getting reported isn’t based on numbers, it’s based on an opinion designed for a specific audience, not the general public. Hell yeah ladies, kick that bear’s ass. The Methodology is Designed to Support a Predetermined Conclusion One of the biggest issues with the science that everyone likes to cite about bear spray’s efficacy is that no one understands that study was designed for a specific audience, looking for a specific answer. And since that audience is not the public, and our safety was not the question being asked, its conclusion is rendered irrelevant to our needs. Yes, I’m talking about Efficacy of Bear Deterrent Spray in Alaska, which was created by Tom Smith and Stephen Herrero, two of the same scientists who put together this dog-bear conflict analysis. In the spray study, the purpose was to present relevant agencies with the information they needed to issue their field workers with bear spray. As such, incidents where people were unable to access the spray or similarly failed to get it deployed in time were excluded from the results, and only incidents they deemed successful were included. Could a ranger roll down their vehicle’s window and scare a bear away from a dumpster by spraying it? Turns out the answer was yes, and that was good enough for the purposes of that study. The sample size of actual bear attacks—the thing you and I would want bear spray to provide a solution to, was too small to draw conclusions from, and didn’t indicate success in that role. Is a Dog a Help or Hindrance in Bear Country? has similar limitations. “Insights provided here are intended to help wildlife managers create effective guidelines regarding the presence of domestic dogs in bear habitat,” is explained clearly by the study’s text. To conduct the study, Smith and Herrero went looking for publicly available reports of dog-bear conflicts: “All incidents included in our analysis involved at least one bear, one dog, and one person who was at immediate risk of injury (e.g., not in a protective structure such as a cabin or vehicle), injured, or killed,” explains the report’s methodology. Why is that a problem? “We recognize that data used in this study are biased in that people generally only report adverse interactions with bears, not benign ones. Consequently, we assume that for the most part, people and their dogs pass through bear country without incident.” As was the problem with the bear spray study, people are drawing conclusions here from a study that was never intended to be relevant to the general public. The Smith-Herrero database famously excludes Alaska’s Defense of Life and Property records, which are elsewhere considered the largest and most authoritative source on human-bear conflict. The Dataset is Absurdly Limited A 2009 study conducted by the Washington Department of Fish & Wildlife estimates that each year there are at least 43,000 documented complaints of human-bear conflict across North America. Is a Dog a Help or Hindrance in Bear Country? Examined those reports for years ranging from 1901 to 2023, and only managed to find 326 such incidents that met the criteria explained above. Let’s do some quick math, poorly. 43,000 incidents x 122 years = 5,246,000 total incidents of documented human-bear conflict. Smith and Herrero were only able to find 326 incidents that met their criteria for dog+human+bear+risk or occurrence of injury. That means there’s a 0.006 percent chance that the study’s conclusion—that dogs make bear encounters more dangerous—even gets a chance of occurring. And remember, that’s only in documented conflicts. There’s no way to know how many people across North America run into a bear in any given year without any conflict, but it’s probably safe to assume that the total number is well in excess of 43,000. And, dig deeper into the study and you can find further restrictions that skew its conclusions even more. “While the people involved in these incidents did not report the level of training their dogs had received, it is our assumption that most were untrained companion dogs as opposed to well-trained bear dogs, such as Karelians and livestock guardian breeds that have proven to be significant aids in bear country,” the study’s methodology explains. And that’s a problem, because an ongoing study here in Montana is finding that the simple presence of a Kangal like our youngest dog Teddy can reduce visits to private property from grizzly bears by 87.8 percent. In addition to being a badass, Teddy is also a companion animal. And in my admittedly limited sample size of the three dogs currently present in our living room, she’s no more effective than her mutt brothers. Plenty of people own a dog capable of deterring bears, even if they didn’t set out to own a bear dog. The real purpose of this study appears to be a recommendation that leashes are mandated and recreationists pursue training in their deterrent of choice. But that doesn’t make for sensational headlines. Are There Any Real Takeaways Here? Let’s throw some numbers around, just to try and get our hands around what the larger picture might look like for bears and dogs here. The American Veterinary Medical Association estimates that 42.6 percent of American households own a dog. The Canadian Animal Health Institute says roughly 35 percent of households in Canuckistan own a dog. In an attempt to create the worst possible result for dogs, let’s run with that 35 percent number. And given that outdoorsy and rural people are more likely to both own a dog, and have bear encounters, let’s just make a giant assumption and apply that number to those 43,000 conflicts documented annually. If 35 percent of 43,000 human-bear encounters involve a dog, then we can assume that at least 15,050 dog-bear conflicts are occurring annually in North America. 15,050 x 122 = 1,836,100. Smith and Herrero were only able to find 326 incidents that met their human, dog, chance or occurrence of injury criteria across 122 years. And only 170 documented human injuries. So, with all the obvious caveats about these numbers in no way describing reality beyond narrow study parameters, what they actually found is that your risk of injury if your dog tangles with a bear is only 0.009 percent. I’ll take those odds next time I’m hiking my dogs in bear country. Top photo: “Superintendent Horace Albright, eating pancakes with bears, at Lake Lodge, Yellowstone National Park.” NPS. A journalist with more than two decades of experience working around the world, Wes Siler is here to cut through the outrage and disinformation to bring you the factual, insightful, actionable reporting you need to understand what’s going on. Upgrading to a paid subscription supports this reporting, and buys personal access to Wes, who will help you save money on gear, plan outdoor adventures, and prepare for real life, and who promises he’s less salty in real life than he sometimes comes across as on the Internet. Wes Siler’s Newsletter is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe
Once Seen as a Sure Thing, Computer Science Has Lost 53,000 Majors
But engineering and health professions saw big enrollment gains last year, according to new data.
Windows 11 Gets Major Taskbar and Start Menu Customization in New Feature Update
Microsoft has begun rolling out a new feature update KB5120998 for Windows 11, introducing significant visual changes to the user experience. Among the notable additions is the long-awaited expanded taskbar customization, allowing users to position the taskbar at the top, left, or right side of...
‘Is It Four Characters Now?’ — Rockstar Briefly Thought About Doubling the Number of GTA 6 Protagonists
Following GTA 5’s three playable characters, Rockstar considered putting four protagonists in GTA 6 before settling on its criminal couple.
‘It’s a Big Map, a Very Big Map’ – GTA 6 Is Rockstar’s Most Complex World Yet
Rockstar explains how it has pushed current-gen technology to ensure GTA 6’s massive map is a step beyond Red Dead Redemption 2’s world.
Microsoft finalizes Windows 11 version 26H2 for general availability: Next version of Windows 11 enters final preview phase before rollout begins
Microsoft has announced that Windows 11 version 26H2 is now available to test in the Windows Insider Release Preview Channel, which means general availability is imminent.
Microsoft rolls out Windows 11 26H2 as a release preview, shares how to download
Microsoft has published its latest build, 26300.9278, today, and with this, it has released Windows 11 version 26H2 to Release Preview.
Scott Pilgrim EX DLC ‘Back in the Band’ now available alongside ‘Coin-Op Chaos’ update
Tribute Games has released retro-style side-scrolling adventure brawler Scott Pilgrim EX downloadable content “Back in the Band” for $3.99, alongside the free update “Coin-Op Chao…
What video games say about Cleveland sports
Cleveland's best championship odds might currently involve a controller.
Pitt Athletics and UPMC Announce Expanded Partnership Across Football, Women's Sports, and Victory Heights
Agreement places a UPMC patch on Pitt Football jerseys, names UPMC Presenting Sponsor of Panther Women's Sports, and brings UPMC signage to new Victory Heigh...
Hospitals are plotting a long-shot push to roll back $1 trillion in Medicaid cuts
Inside health systems' efforts to mitigate massive funding cuts.
Entertainment unions intensify campaign for corporate tax handouts as film subsidy race to the bottom accelerates
As public funds bankroll corporate relocation, entertainment unions enforce the competitive framework and suppress a unified struggle against job destruction.
Mahoning Valley arts and entertainment
Art ARTS & EDUCATION AT THE HOYT, 124 E. Leasure Ave., New Castle, Pa.: “Shaping Space: PIttsburgh Society of Sculptors” and “Nicole May Luga — City Scrolls: Everyday Beauty,” both through Sept. 30. Hours are 11 a.m. to 8 p.m. Tuesday through Thursday and 11 a.m. to 4 p.m. Friday and Saturday. hoytartcenter.org and 724-652-2882. […]
City rescinds hundreds of pied-à-terre tax letters
Mayor Zohran Mamdani is still banking on getting $500 million a year from the surcharge being rolled out.
FDA announces recall of all Impella heart pump controllers after 3 deaths
Johnson & Johnson MedTech is recalling all of its Automated Impella Controllers due to an ongoing safety issue linked to 37 serious injuries. Care teams can still use these devices as they await a replacement.
Android 17 is rolling out to over 50 Motorola phones: Here’s the full list and all the features
The Motorola Edge 2025 tops the list
URI cybersecurity program secures $4.8 million in NSF funding
KINGSTON, R.I. – Aug. 26, 2026 – The University of Rhode Island’s Digital Forensics and Cybersecurity Center has landed two major National Science Foundation awards, totaling $4.8 million, that will fund scholarships for students enrolled in the University’s Professional Science Master’s in Cybersecurity program, including its new Securing Artificial Intelligence track. This new funding will […]
Alabama defensive lineman to reportedly miss 2026 season with injury
The defensive lineman was entering his third season at Alabama, and will reportedly miss the 2026 season due to an injury.
Crazy Taxi: World Tour Hands-On – It Has the YA YA YA YA YAs but Stumbles With the “World” Part of World Tour
Crazy Taxi: World Tour is an almost refreshingly uncomplicated palette cleanser free of skill trees, crafting systems, and the other chaff that seems to be in every game you play nowadays. I just hope they manage to make the levels worthy of the “World Tour” moniker this new ride has.
Want to Scale Your Business? Stop Scaling Payroll First
Small businesses should build better systems to increase capacity and grow revenue faster than payroll without sacrificing employees.
Preorders Are Live for the Xbox Wireless Controller X25 Special Edition – It Costs $79.99 and Is Out October 20
You can now preorder the Xbox Wireless Controller X25 Special Edition from a variety of retailers.
Xbox Series X25 Console & Controller: Prices, Release Dates, Pre-Orders Announced
Official confirmation!
How Ikea Turned a Controller Thumbstick Into the Star of Its Xbox Gaming Range
Xbox and Ikea collab alert! This unique nine-piece collection for gamers arrives this fall and has a slew of Easter eggs.
Persona 4 Revival Hands-On: The New Stuff Still Needs to Be Dialed In, but It Remains Awesome at Its Core
In the pantheon of the Persona series, its fourth entry is held in high regard, and time will tell if Persona 4 Revival will prove to be the best of the bunch. The little bit I got to see is at least making it a pretty strong contender for that award, and it still very much feels like Persona 4. But anyone who has played it before knows it’s a very long game, so we will have to wait and see whether it's worth tuning in for or changing the channel.
Metro 2039 Doesn’t Mess Around, and it Might Already Be My Favorite FPS in Years
In an age where single-player first-person shooters are slowly going extinct because they only make money for their publisher once while multiplayer live-service shooters vie for our time and attention on a daily basis (and often contain lots of bullsh*t, like microtransactions and/or drawn-out gameplay loops), Metro 2039’s single-player-only craftsmanship and attention to detail after my first few hours with it have me already prepared to call it my favorite first-person shooter in a long time.
Xbox Design Chief Reveals the Surprising Ikea Item That Shaped Every Console
Xbox design chief Carl Ledbetter reveals how an Ikea bookcase inspired the console’s design, as Xbox and Ikea launch the new YXSTABY furniture line.
Moment of Science: No, baby rattlesnakes are not more dangerous than adults
"Snake, rattle, and roll!" Dan Smith is clearing up the myth that baby rattlesnakes are more dangerous than adults. 🐍
Here Are Three Sick Gibson Guitar Controllers Made For Stage Tour's Dec. 10 Release
CRKD is mining nostalgia for its latest guitar trio.
Apple Maps Ads Are Here, and There's No Way to Turn Them Off
Ads in Apple Maps are live in the United States and Canada, which means iPhone and iPad users will see them when searching for locations and when viewing Suggested Places. Apple announced plans to bring ads to the Maps app in March, and said the feature would roll out starting in late summer. Apple confirmed to 9to5Mac that ads began showing up for users over the last few days, with ad placement to ramp up in the coming weeks.
Dolly Parton Was Always Positive in Health Updates Shared Before Death
Dolly Parton never lost her positivity or sense of humor while keeping fans updated on her health in the months before her death at age 80.
Instagram’s 'First Draft' feature aims to make editing Reels less tedious
Instagram is making one of the most tedious parts of creating Reels easier. The company announced Tuesday in a Threads post that it’s rolling out “First
Apple Maps launches ads on iPhone, here’s what’s new
Apple has officially launched ads in Apple Maps, with the rollout ramping up in the coming weeks. Here are the details.
Google begins rolling out anti-motion sickness feature on Android 17
It's currently only appearing on Pixels running Android 17.
Take a look at Microsoft’s new 25th anniversary Halo accessories
A mouse, keyboard, earbuds, and controllers in “OG Green.”
gamescom Opening Night Live 2026: Everything Announced
Opening Night Live 2026 is upon us, and with it comes the promise of big new gameplay reveals, plenty of new trailers, and a long list of announcements. Check out IGN's live report, direct from gamescom.
Nothing’s Android 17 update debuts this week with redesigns, new apps, 3D emoji [Gallery]
Nothing has announced Nothing OS 5.0, its Android 17 update, which will start rolling out in October with some redesigned...
New faculty bring experience to Dordt’s growing business, engineering…
Dordt University has welcomed three new faculty members in business and engineering , adding expertise that will strengthen two academic programs that have seen enrollment growth in recent years. Over the past decade, Dordt's engineering program has grown by nearly one-third, while enrollment in business…
7 science-backed things to do on your phone for better brain health
Scrolling mindlessly can worsen your mood. Try this instead.
Google's clever Android 17 motion sickness feature is finally rolling out
Google is gradually rolling out the new Motion Assist feature on Android 17 devices, starting with Pixel phones.
Portland rolls back 100-foot buffer zone for businesses with entertainment licenses
The 100-foot buffer zone had been in place since the 1990s, but business owners said it limited growth in the city.
Portland rolls back 100-foot buffer zone for businesses with entertainment licenses
The 100-foot buffer zone had been in place since the 1990s, but business owners said it limited growth in the city.
Falk College adds applied nutrition track to Bachelor of Science major
SU's Falk College launched a new applied nutrition track to the bachelor of science and newly students to the major can enroll this fall.
Falk College adds nutrition track to Bachelor of Science major
SU's Falk College launched a new applied nutrition track to the bachelor of science and newly students to the major can enroll this fall.
Healthcare saving hacks to consider before November's open enrollment
As insurance costs continue to rise, coupled with recent changes to the Affordable Care Act, some of the subsidies people count on have been rescinded. So how do you save money on healthcare?
Maryland declares measles outbreak in 3 counties
The Maryland Department of Health has declared a measles outbreak in St. Mary’s, Carroll and Cecil counties, health officials said Monday. The health department said it is investigating 14 confirmed cases among unvaccinated Maryland residents and that most of the case contacts occurred within specific households. Measles is considered highly contagious and can be spread through the air when an…
Health officials declare 14 new measles cases and outbreaks in three counties
Measles outbreaks have been declared in St. Mary's, Carroll and Cecil counties, Maryland health officials announced.
Why Hims & Hers Health (HIMS) Stock Is Nosediving
Shares of telehealth company Hims & Hers Health (NYSE:HIMS) fell 9.2% in the afternoon session after Bloomberg reported that Visa enrolled the telehealth company in its Acquirer Monitoring Program following a surge in customer credit card disputes in its weight-loss subscription business.
Maryland Dept. of Health declares measles outbreak in three counties as cases rise to 31
The Maryland Department of Health has declared a measles outbreak in St. Mary’s, Carroll and Cecil counties after confirming 14 new cases among unvaccinated res
Do not eat wild mushrooms, says Summit County Public Health
With the damp weather rolling in, Summit County Public Health (SCPH) reminds the community about wild mushrooms popping up in yards.
Cincinnati lands new global headquarters, dozens of high-paying jobs
Valvoline Global Operations relocates its headquarters from Lexington to Cincinnati's downtown, bringing at least 54 jobs and a $10.4 million payroll to Ohio.
I Played Two Brand New Control Resonant Missions, And Feel Foolish For Ever Doubting It
I played two brand new Control Resonant missions and feel foolish for ever doubting it. Our final preview:
The Witcher 4 Confirmed for 2028 Release in Official CD Projekt Gamescom 2026 Announcement
The Witcher 4 is targeting a 2028 release window, CD Projekt has confirmed.
Sam Altman says scrolling through his inbox makes him feel productive
Sam Altman, CEO of OpenAI, said he prefers to manually handle his emails, despite the availability of AI tools like Codex.
As students head back to school, some may be on sports teams with players from other districts
Michael Bisson, who runs the Interscholastic Division at the Maine Principals Association, said that as enrollments have declined, schools have had to work together to field full teams.
Climate change opens Arctic shipping routes as roadless forest protections face rollback
Forests, extreme weather and the realities of a warming world
Alibaba launches Wan3.0 AI video model after $10 billion share sale
Alibaba officially rolled out its latest AI video generation-model Wan3.0 on Monday with enhanced capabilities after the Chinese internet giant launched a $10 billion share placement to fund rising AI spending.
A Platner write-in candidacy would be about people, not politics
Standing back up after the hits he's taken shows he’s a fighter who won’t just roll over when the Democratic Party bosses tell him to disappear.
Nemesis Brad Marchand Trolls Maple Leafs Star On Social Media
There are few players in the National Hockey League who have been as big a thorn in the side of the Toronto Maple Leafs over the last several seasons than Brad Marchand.Marchand, who has played for the divisional rival Boston Bruins and Florida Panthers, has been one of the most instrumental players for both teams […] The post Nemesis Brad Marchand Trolls Maple Leafs Star On Social Media appeared first on HEAVY.
Where ESPN ranks Alabama in preseason college football power rankings
Alabama is considered a Top 25 team entering the 2026 season. Where does ESPN rank the Tide in the preseason?
New Universal roller coaster sends thrills and noise into nearby neighborhood
They say the noise coming from the new ride is disturbing and disruptive
Eastlake science students make district history
Three Eastlake High School students made Sweetwater Union High School District history this year when they became the first students from the district to qualify for the International Science and Engineering Fair, an international competition that brings together some of the top high school researchers from around the world. Ronald Wyatt, Giles Del Priore and Ihan Sung advanced to the competition after successful runs at regional and state science fairs. Sung went a step further, placing fourth in the chemistry category at ISEF. The students were recognized on Aug. 10 during a Sweetwater Union High School District board meeting at the district office in Chula Vista.For Wyatt and Del Priore, recent Eastlake graduates, the journey began with a shared concern about dementia and the challenges faced by families caring for loved ones with memory impairment. Their engineering project, “Design and Evaluation of a Behaviorally Grounded Caregiver-Governed AI Companion for Individuals with Memory Impairment,” earned the Sweepstakes Award at the Sweetwater District STEM Fair and first place in its division at the Greater San Diego Science and Engineering Fair. The project explored whether Artificial Intelligence could provide companionship and support while helping reduce stress for people with dementia and their caregivers. “Our inspiration came from personal experience. Both of us have seen family members and loved ones affected by dementia, and we’ve witnessed how overwhelming the caregiving process can be,” Wyatt said. Del Priore said the students also wanted to address the high cost of third-party health care services while creating something that could potentially help their own families as well as people elsewhere. The students developed an AI system designed with safeguards intended to prevent misinformation reinforcement, emotional escalation and unsafe responses. In 240 controlled trials involving memory, identity, agitation and neutral scenarios, they said the system consistently prevented harmful incorrect reinforcement while using context-aware silence, de-escalation and caregiver verification. The project required the students to combine Artificial Intelligence, psychology, neuroscience and human-computer interaction. For Del Priore, one of the biggest technical challenges was getting the AI companion to communicate verbally with a patient. Hardware limitations required the students to collaborate with multiple Python libraries for speech-to-text and text-to-speech functions while keeping the cost of the companion low. “For us, the biggest challenge was translating complex behavioral and cognitive care principles into a functioning AI system,” Wyatt said.Qualifying for ISEF was a milestone that student expected. The international competition proved to be another milestone. “Competing at ISEF was an incredible experience and unlike anything we’ve ever done before,” Del Priore said. “Being surrounded by some of the most talented young researchers from around the world was both inspiring and motivating.” He said the experience stood out because of the emphasis on collaboration, innovation and scientific discovery. “The most memorable part was seeing how people from completely different backgrounds and disciplines approached solving real-world problems with creativity and passion,” he said. The students also credited teachers and mentors who supported their work. Del Priore said his sophomore-year AP Physics teacher, Dr. Price, was particularly influential. “Through all of my personal and academic struggles, Dr. Price always believed in me,” Del Priore said. “All of his faith in me really molded me into the person I am today and helped create my love for science even through tough times.” Wyatt is continuing his education at UC Santa Cruz, where he plans to study biomolecular engineering and bioinformatics, with an interest in research involving Artificial Intelligence, biology and health care. Del Priore plans to double major in chemistry and accounting. Sung, a rising Eastlake senior, qualified for ISEF after winning first place in the Engineering: Energy, Materials & Transport category at the Greater San Diego Science and Engineering Fair and first place in chemistry at the California Science and Engineering Fair. His project, “Renewable Ammonia Electrochemical Synthesis by Glow Discharge with an Iron-Based Catalyst,” involved a device he designed and engineered to produce renewable ammonia, with potential applications in fertilizer production and energy storage. Sung became interested in the project after considering the relationship between food insecurity and fertilizer costs. His system uses plasma to break apart nitrogen molecules so they can interact with hydrogen and form ammonia. At ISEF, Sung competed against more than 1,700 students from 65 countries and earned fourth place in chemistry. “I am proud to become one of te first students in the district to qualify for ISEF because this milestone can inspire others in the district to attain similar goals,” Sung said.
The Lindsay Clancy Trial Is Sparking a Political Divide in the Right
After Matt Walsh dismissed postpartum depression as women acting "selfish," many of them jumped in to correct him.