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Some Memphis businesses push back against Memphis Safe Task Force
More than 50 Memphis businesses have signed onto a public pledge to deny service to members of the Memphis Safe Task Force.
Maryland business owner killed in pedestrian crash remembered as musician and mentor
A Maryland business owner was killed in a pedestrian crash in Gaithersburg. His loved ones are remembering Craig Budd Sr. as a loving father, grandfather, mentor and musician.
Jane Fonda chokes up remembering Dolly Parton on the day of her funeral: ‘She meant love’
Jane Fonda got visibly emotional while speaking about Dolly Parton, hours after the music icon was laid to rest.
Novant is making it easier for health plan members to get ready for 2027 benefits
Novant and UNC Health will become preferred providers starting Jan. 1.
Meet the Newest Members of Poole’s Graduate Business Community
This fall, 291 students joined Poole College of Management’s graduate business programs, bringing experience from fields including technology, education, accounting, marketing, financial services and the military. Meet six incoming students and learn about the paths that led them to NC State, what they hope to gain and where they plan to go next.
2 members of the Board of State Canvassers put politics over voters
Former Secretary of State Ruth Johnson says Michigan board members unfairly blocked a voter ID ballot initiative.
AU hosts House Blue-Ribbon Study Committee focusing on healthcare
“There’s a basic principle you have to remember: Where you train is where you’re likely to practice,” says MCG Dean David Hess, MD.
Centre County Sports Hall of Fame has 12 new inductees. Meet the 2026 class
The new members of the Hall of Fame include PIAA champions, storied coaches and more.
In the 608: Kindness Bank launching Kindness Alliance to promote community health and well-being
Kindness Bank is launching a new division focused on bringing organizations and community members together to address basic human needs and improve community health and well-being.
Welcome to the New Pittsburgh Baseball Now Community!
Welcome to the Pittsburgh Baseball Now Community! Thank you for becoming a member. We’re excited to have you join us […]
Six Florida State University faculty earn prestigious NSF CAREER Awards
Six early-career faculty members at Florida State University have earned the prestigious National Science Foundation CAREER Award, one of the federal
I Want to Take a Trip for My Milestone Birthday. But I Want to Leave Two Important Family Members Off the Invite List.
Someone needs to put their foot down.
International Overdose Awareness Day
August 31 is International Overdose Awareness Day which is designated to raise awareness of overdose, reduce the stigma of drug-related death, and honors the memories of those we have lost. Remember.
Dolly Parton honored at Redford Theatre with 'Steel Magnolias' screening
Fans remembered her not just for her music but for her kindness and efforts to make the world better.
Nothing but good news again as Braves walk off Rockies for 7th straight win
ATLANTA -- Regardless of the result of Monday’s makeup game against the Giants, the Braves will have plenty of reasons to fondly remember what transpired during this current homestand. Sean Murphy homered yet again and Tyler Mahle spun another gem as the Braves completed a three-game series sweep with a
How Dolly Parton helped after Reba McEntire’s band died in plane crash
Remembering how Dolly Parton helped her friend Reba McEntire after the “Fancy” singer’s bandmates died in a 1991 plane crash.
How to Watch the CBS Special ‘Remembering Dolly: A Rhinestone Life’
The Entertainment Tonight special airs on CBS, with new tributes to Dolly Parton and archival interviews
How to Watch Dolly Parton Entertainment Tonight Special Streaming Free
'Remembering Dolly: A Rhinestone Life' airs on Sunday, Aug. 30.
Nearly 53% of Iceland's voters reject EU membership
In a close vote, voters in Iceland have rejected resuming talks on joining the European Union. EU membership talks were previously halted 13 years ago by a government that opposed closer ties with the bloc.
A Grip on Sports: A couple things of note today? The NFL can't get here quickly enough. And it wasn't a great weekend for the local college football teams
A GRIP ON SPORTS • As far back as I can remember, Sundays have been lazy days. The calm after Saturday’s storms. The deep breath before Monday’s hamster wheel rolls again. A day for quiet contemplation of whatever higher power guides you. Until kickoff.
How Apple Stumbled Into AI Hardware Success With the Mac
The hottest products at Apple right now are not the iPhone, the iPad or a buzzy new show on the company’s streaming service. They are two of the lowliest members of Apple’s venerable Mac product line: its boxy Mac mini and Mac Studio computers, which come without monitors, keyboards or mice and ...
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
EU provides €12 million to WHO to sustain essential health services and support recovery across Syria
30 August 2026, Damascus, Syrian Arab Republic – The World Health Organization (WHO) has received €12 million (approximately US$14 million) from European Union Humanitarian Aid, to help sustain essential health...
Champions League match against Villarreal: Advance ticket sales begin Tuesday
On September 8, BVB will host FC Villarreal in its first home game of the new Champions League season. Kickoff at SIGNAL IDUNA PARK is at 9 p.m.Advance ticket sales for members begin on September 1 at...
Our Fat Tissue May 'Remember' Obesity, Even After We've Lost Weight
Another potential reason your diet isn't working.
Little League World Series brings big business boost
WILLIAMSPORT, LYCOMING COUNTY (WBRE/WYOU) — The Little League World Series is bringing more than baseball to the Williamsport area. With more than 70,000 players, coaches, family members and fans trav...
BVB's Champions League matches scheduled
BVB schedule at a glanceAdvance ticket sales for members begin next Tuesday, September 1, at 12 p.m. in the online ticket shop.
Family, colleagues, remember T. Denny Sanford at community memorial celebration
Those who knew T. Denny Sanford best honored him for a "life of significance" at a community remembrance ceremony Saturday.
From Dolly Parton Tributes to New Opry Members: This Week in Nashville Entertainment
Discover the latest in Nashville entertainment news, including tributes to Dolly Parton and new Opry members this week.
Shelley Fabares remembered by “Donna Reed Show ”brother Paul Petersen: ‘I will miss you forever’
The actor mourned the loss of his onscreen sister who died on Aug. 22.
Dry no more: Wave of new businesses, community events reinvigorate Bellevue
Lisa Saylor fondly remembers growing up in Bellevue. Born in the borough in 1968, Saylor recalls walking to and from school daily, along with the bustling commercial district that was Lincoln Avenue, Bellevue’s main thoroughfare. “Multiple drug stores, multiple eateries, shoe stores, Isaly’s was here,” she recalled. “It was very
Residents discuss the next steps for Columbia's Black business district
With the Shops at Sharp End closing next month, Columbia community members discuss how to best move forward in the area.
Throwing service members a mental health lifeline
PORTSMOUTH, Va. (WAVY) — A Navy sailor aboard the USS Abraham Lincoln faces potential disciplinary action, including having their salary reduced by half, after surviving a suicide attempt whi…
Introducing the 2026‑27 New Orleans PelSquad
Introducing the newest members of the 2026‑27 New Orleans PelSquad entertainment team.
Remembering former WCAX sports anchor Shawna Lidsky
Shawna Lidsky, a longtime sports anchor who later founded the Vermont Brownie Company, died Friday morning after battling cancer for more than five years.
The Division of Small Business Announces New Staff
The Delaware Division of Small Business is pleased to announce the addition of two new staff members: Tatiyana Graves and Kira Manuszak.
Dolly Parton wanted a quiet funeral for her final send-off. But left a few surprises for years to come.
Here's what we know about plans to remember her life and legacy.
A sea cucumber venture in Zanzibar seeks to balance business and conservation
PEMBA, Tanzania — Like many coastal communities across East Africa, the residents of Shamiani have grown accustomed to watching the sea yield less and less. Warming waters, degraded marine habitats and decades of fishing pressure have all taken a toll on the resources that once sustained local livelihoods, according to community members. On Tanzania’s Pemba […]
Augusta Health Celebrates Five Years in Mayo Clinic Care Network
Membership brings leading clinical expertise and resources closer to patients in the community. FISHERSVILLE, VIRGINIA — Augusta Health is celebrating five years as a member of the Mayo Clinic Care Network, a select group of independent healthcare providers with access to Mayo Clinic’s knowledge, expertise, and resources. Through the membership, Augusta Health physicians, advanced practice […]
Even a Billionaire Critic Likes Mamdani’s Business Council
What the rich and powerful have to say about Mamdani’s 15-member board that includes the Liberty CEO and a yogurt billionaire.
Political Science Faculty Member Addresses United Nations | GW Today
Angela R. Pashayan highlighted the importance of advancing the 2030 Agenda for Sustainable Development at the United Nations.
Political Science Faculty Member Addresses United Nations | GW Today
Angela R. Pashayan highlighted the importance of advancing the 2030 Agenda for Sustainable Development at the United Nations.
Whole Hog Politics: Trump finds an easier midterm foe in his own party
[Watch Whole Hog Politics live: Hill Insider members can join us live today at 9 a.m. ET as Chris Stirewalt and host Bill Sammon break down this week’s political news and answer questions from a li…
Photos: Partial lunar Eclipse over St. Louis delights at Science Center
Hundreds of people showed up at the St. Louis Science Center James S. McDonnell Planetarium to watch a partial eclipse unfold under clear skies on Thursday, Aug. 27, 2026. Members
Giant Costco-exclusive game day TVs start at $280 for members only
Looking for a bigger screen for football season? These Costco-exclusive Hisense TVs offer premium features, large displays and added warranty coverage.
Son works for parents' hospitality business gets upset when he is fired for starting similar business without telling them
Nobody should have to make their livelihood at the expense of their family members.Work and family can prove to be a problematic mix for many reasons, and one of these is that those who work together ...
The Literacy Crisis Reaches Dog-Bear Science
“New analysis of more than 300 bear encounters suggests our canine companions often increase odds of conflict and rarely serve as early warning systems many recreationists assume,” reads a subhead in Mountain Journal. The thing is, that study reaches no such conclusion. But you have to read beyond the abstract to understand that. Mountain Journal is not alone. Let’s look at a brief list of takeaways published elsewhere just to establish that none of them seem to know how to read science. Wes Siler’s Newsletter is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe Here’s CBC: “A new peer-reviewed study, The Canine Conundrum: Is a Dog a Help or Hindrance in Bear Country?, dug into conflicts similar to what the video depicts, by analyzing 326 reported human-bear conflicts from 1901 to 2023 involving dogs.” “The study found 54 per cent of conflicts were started by dogs. In the encounters researchers included in the study, five people and 56 dogs were killed, and 170 people were injured.” “Lana Ciarniello, an independent researcher who co-authored the study, said researchers found when a person goes hiking with at least one other person, the odds of a negative bear encounter decrease by 50 per cent.” “However, when a dog is involved, the chances of a negative bear encounter increase because ‘a dog really adds a chaotic factor into the mix of recreation,’ said Ciarniello.” Again, the study finds no data supporting that conclusion. “Hiking with your pet dog may make you feel safer in bear country—but a hiker’s recent encounter and a new study prove that the numbers don’t add up,” writes Backpacker, which is now part of Outside. The numbers don’t add up to support this take. There’s plenty more examples, but all are equally dumb, so I’ll stop there. How did so many people get this so wrong? Three reasons: 1) the study is published behind a paywall, with only the abstract freely available. 2) the methodology sets out to create work relevant to a hyper-specific audience, not the public. And 3) the dataset studied is almost absurdly limited and doesn’t bear (get it?!) comparison to wider information. Let’s work through all three. The Problem is Money I understand the irony, since I’m writing about this on a subscription-model newsletter, but information wants to be free. The study is published by The Wildlife Society and costs $16 to access. Reprinting it is specifically prohibited by the terms of use, so I can only share snippets and my conclusions with you here. Having worked as a journalist for 24 years, I can report with some authority that journalists are both lazy and cheap. I don’t think it’s a stretch to say that much of the material you’re seeing written about this study is drawn from the freely-available abstract (above) only, and not a deep dive into its methodology or data. And that’s a problem, because abstracts are where researchers are able to break from their numbers and editorialize their opinions about conclusions. So what’s getting reported isn’t based on numbers, it’s based on an opinion designed for a specific audience, not the general public. Hell yeah ladies, kick that bear’s ass. The Methodology is Designed to Support a Predetermined Conclusion One of the biggest issues with the science that everyone likes to cite about bear spray’s efficacy is that no one understands that study was designed for a specific audience, looking for a specific answer. And since that audience is not the public, and our safety was not the question being asked, its conclusion is rendered irrelevant to our needs. Yes, I’m talking about Efficacy of Bear Deterrent Spray in Alaska, which was created by Tom Smith and Stephen Herrero, two of the same scientists who put together this dog-bear conflict analysis. In the spray study, the purpose was to present relevant agencies with the information they needed to issue their field workers with bear spray. As such, incidents where people were unable to access the spray or similarly failed to get it deployed in time were excluded from the results, and only incidents they deemed successful were included. Could a ranger roll down their vehicle’s window and scare a bear away from a dumpster by spraying it? Turns out the answer was yes, and that was good enough for the purposes of that study. The sample size of actual bear attacks—the thing you and I would want bear spray to provide a solution to, was too small to draw conclusions from, and didn’t indicate success in that role. Is a Dog a Help or Hindrance in Bear Country? has similar limitations. “Insights provided here are intended to help wildlife managers create effective guidelines regarding the presence of domestic dogs in bear habitat,” is explained clearly by the study’s text. To conduct the study, Smith and Herrero went looking for publicly available reports of dog-bear conflicts: “All incidents included in our analysis involved at least one bear, one dog, and one person who was at immediate risk of injury (e.g., not in a protective structure such as a cabin or vehicle), injured, or killed,” explains the report’s methodology. Why is that a problem? “We recognize that data used in this study are biased in that people generally only report adverse interactions with bears, not benign ones. Consequently, we assume that for the most part, people and their dogs pass through bear country without incident.” As was the problem with the bear spray study, people are drawing conclusions here from a study that was never intended to be relevant to the general public. The Smith-Herrero database famously excludes Alaska’s Defense of Life and Property records, which are elsewhere considered the largest and most authoritative source on human-bear conflict. The Dataset is Absurdly Limited A 2009 study conducted by the Washington Department of Fish & Wildlife estimates that each year there are at least 43,000 documented complaints of human-bear conflict across North America. Is a Dog a Help or Hindrance in Bear Country? Examined those reports for years ranging from 1901 to 2023, and only managed to find 326 such incidents that met the criteria explained above. Let’s do some quick math, poorly. 43,000 incidents x 122 years = 5,246,000 total incidents of documented human-bear conflict. Smith and Herrero were only able to find 326 incidents that met their criteria for dog+human+bear+risk or occurrence of injury. That means there’s a 0.006 percent chance that the study’s conclusion—that dogs make bear encounters more dangerous—even gets a chance of occurring. And remember, that’s only in documented conflicts. There’s no way to know how many people across North America run into a bear in any given year without any conflict, but it’s probably safe to assume that the total number is well in excess of 43,000. And, dig deeper into the study and you can find further restrictions that skew its conclusions even more. “While the people involved in these incidents did not report the level of training their dogs had received, it is our assumption that most were untrained companion dogs as opposed to well-trained bear dogs, such as Karelians and livestock guardian breeds that have proven to be significant aids in bear country,” the study’s methodology explains. And that’s a problem, because an ongoing study here in Montana is finding that the simple presence of a Kangal like our youngest dog Teddy can reduce visits to private property from grizzly bears by 87.8 percent. In addition to being a badass, Teddy is also a companion animal. And in my admittedly limited sample size of the three dogs currently present in our living room, she’s no more effective than her mutt brothers. Plenty of people own a dog capable of deterring bears, even if they didn’t set out to own a bear dog. The real purpose of this study appears to be a recommendation that leashes are mandated and recreationists pursue training in their deterrent of choice. But that doesn’t make for sensational headlines. Are There Any Real Takeaways Here? Let’s throw some numbers around, just to try and get our hands around what the larger picture might look like for bears and dogs here. The American Veterinary Medical Association estimates that 42.6 percent of American households own a dog. The Canadian Animal Health Institute says roughly 35 percent of households in Canuckistan own a dog. In an attempt to create the worst possible result for dogs, let’s run with that 35 percent number. And given that outdoorsy and rural people are more likely to both own a dog, and have bear encounters, let’s just make a giant assumption and apply that number to those 43,000 conflicts documented annually. If 35 percent of 43,000 human-bear encounters involve a dog, then we can assume that at least 15,050 dog-bear conflicts are occurring annually in North America. 15,050 x 122 = 1,836,100. Smith and Herrero were only able to find 326 incidents that met their human, dog, chance or occurrence of injury criteria across 122 years. And only 170 documented human injuries. So, with all the obvious caveats about these numbers in no way describing reality beyond narrow study parameters, what they actually found is that your risk of injury if your dog tangles with a bear is only 0.009 percent. I’ll take those odds next time I’m hiking my dogs in bear country. Top photo: “Superintendent Horace Albright, eating pancakes with bears, at Lake Lodge, Yellowstone National Park.” NPS. A journalist with more than two decades of experience working around the world, Wes Siler is here to cut through the outrage and disinformation to bring you the factual, insightful, actionable reporting you need to understand what’s going on. Upgrading to a paid subscription supports this reporting, and buys personal access to Wes, who will help you save money on gear, plan outdoor adventures, and prepare for real life, and who promises he’s less salty in real life than he sometimes comes across as on the Internet. Wes Siler’s Newsletter is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Subscribe
UAH Director of CSPAR, Dr. Gary Zank, Receives International COSPAR Space Science Award; Minor Planet Named in His Honor
A lifetime of probing the invisible forces that shape our solar system has earned a University of Alabama in Huntsville (UAH) researcher one of the highest honors in international space science, as well as an enduring place among the stars. Dr. Gary Zank, director of the Center for Space Plasma and Aeronomic Research (CSPAR) and a faculty member and former chair of the Department of Space at UAH, a part of The University of Alabama System, has received the 2026 Committee on Space Research (COSPA
Florence Harding Photographed Taught Me About Women Partaking in Politics
What would Florence Kling Harding think now? A week or so ago when I cast my ballot at my designated polling place this thought crossed my mind. I imagine the former first lady would be pleased about how routine voting has become for women in the United States. But perhaps she would not be satisfied. Today, a published essay I wrote for In Pursuit spotlights a lesson in leadership demonstrated by First Lady Florence Harding. In my research, I discovered there’s a lot to be said about this strong female historic figure. But it was the blurry photograph capturing Mrs. Harding voting for her husband Warren G. Harding, one of two presidential candidates from Ohio, on Nov. 2, 1920—Election Day—that drew my attention. It was the first presidential election held in the United States after the ratification and certification of the 19th Amendment, granting women the right to vote. Its 106th anniversary was marked on Wednesday. I remember thinking what a shame it was that her presence in the image was imperfect while the mostly men surrounding her were in sharp focus. Perhaps cynically I thought, “No surprise!” On further examination, though, the clear reaction of the people surrounding Mrs. Harding was equally important. In that snapshot of time, many of their expressions were serious. One man stood elevated above the rest with a slight smile as he caught a glimpse of history. Mr. Harding hovered over his wife’s shoulder closely observing the last seconds of her vote being cast. Their gazes were locked in on who would hours later become first lady. Subscribe The attention she drew is worth noting, mostly because, as I learned, Mrs. Harding understood the power her image could have on women across the country. She and I share in common a career in newspapers—hers the business side and mine on the editorial side. Nevertheless, it became clear to me as I write in the essay that she understood if she was seen voting, other women would follow suit. That wouldn’t necessarily be the case in that 1920 election, though, Karen Kedrowski, the director of the Carrie Chapman Catt Center for Women and Politics at Iowa State University, explained to me. Florence Harding was a suffrage advocate. But, suffrage was a contentious issue and women were far from united at the time of the election. In fact, a substantial number of women and active anti-suffrage organizations thought women participating in elections was a “bad idea and antithetical to their roles in the private sphere as mothers and homemakers,” Kedrowski said, adding that women were also viewed as the moral compass for their husbands and sons. If women got involved in politics they would become contaminated by it. Suffragists, on the other hand, wanted to bring that moral presence into politics to help clean things up. Only about 30% of women voted in that 1920 presidential election. That was a start. More than 100 years later in the 2024 presidential election, 66.9% of eligible women voted (91.3 million), compared to 63.7% of men who voted (82.6 million), according to the League of Women Voters. Yes, Florence Harding would be pleased. Subscribe That imperfect Election Day image was important symbolism about women’s potential during what was known as the “Modern Woman” era and the growing public role women were taking in the 1920s. I imagine Florence Harding might agree with other succeeding first ladies when it comes to gender equality and the importance of the vote. Like Michelle Obama when she said in her memoir Becoming, “We all play a role in this democracy. We need to remember the power of every vote.” Or Hillary Clinton during her unsuccessful run for president in 2016 when she remarked on International Women’s Day: “We celebrate the progress we’ve made to advance the full participation of women in economies and societies. And most importantly, we recommit to finishing the unfinished work that remains …” I hope if you are reading this, you will also read my essay on Florence Harding’s leadership lesson for In Pursuit. And perhaps that will move you to dig deeper and read more about Florence Harding’s life circumstances in biographies like First Lady Florence Harding: Behind the Tragedy and Controversy by Katherine A. S. Sibley. No, I do not think Florence Harding would be satisfied despite how far women have come from that day she first entered her polling place. She once wrote to the Camp Fire Girls, “The part that women play in the world has been greatly changed … It has been broadened and enlarged …” It has. And as women continue to engage in civics it continues to be. I imagine Florence Harding would want women to keep meeting the moment. Read the In Pursuit essay Watch on C-SPAN Share East Wing Magazine is a reader-supported publication. To receive new posts and support our work, consider becoming a free or paid subscriber. Subscribe
AOC’s socialist credentials face fresh scrutiny after glaring 7-year gap surfaces: ‘Very convenient’
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‘No recollection’: Hope Florida grand jury hit ‘wall of silence’ in Tallahassee
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Nurses nationwide protest Palantir technology in hospitals
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Is Germany benefitting yet from the crisis in US research?
Science|Business - Table.Media partnershipScience|Business has partnered with Table.Media, a leading source of news about higher education and research in Germany. Each week, we are publishing one of each other’s stories to give readers an even broader range of insight into R&D policy across Europe.Drawing over 500 participants, the German Academic International Network conference in San Francisco brings together researchers, universities, scientific organisations and policymakers in the US as part of an attempt to recruit international talent for Germany. It also serves as an annual barometer for the uncertainty triggered by the Trump administration’s science policies. As was the case last year, Germany’s political presence was unusually strong: federal lawmakers, nine state ministers of science and research, and federal research state secretary Marcus Pleyer all attended. Joybrato Mukherjee, president of the German Academic Exchange Service (DAAD), has observed a marked shift at US universities a year after the Trump administration began sweeping interventions: the initial state of "shock and paralysis" has given way to a strategic approach to the situation. Universities are seeking new funding sources, mounting legal challenges against interventions and opening themselves up more to international collaborations, including with Germany, he said. Early-career international researchers with expiring visas are considered particularly vulnerable. Germany is benefiting from increased demand among this pool of young talent; the country’s 1,000 Minds Plus programme, designed in part to lure German academics back home, has already filled up around one-third of its capacity. Meanwhile, Markus Blume, Bavaria’s science minister and current chair of the federal Conference of Science Ministers, sees an "enormous outflow of talent from the US." An increasing number of international researchers want to leave. Applications to Canada have risen by 42% January, and those to Europe by 32%. Meanwhile, the number of people drawn to the US is plummeting. "In this context, Germany must position itself as a prime destination offering reliable conditions, institutional stability and academic freedom, including through smart collaborations," Blume told Table.Briefings.“Darkest hour”At the get-together in San Francisco, the former president of the US National Academy of Sciences, Marcia McNutt, highlighted the gravity of the situation on the ground in a keynote address. She described the present moment as the "darkest hour for the US scientific system." At the same time, she said that cooperation should be maintained, especially during a crisis. Established researchers in the US are less likely to leave. Ulrike Malmendier, a former member of the German Council of Economic Experts and an economist at Berkeley, explained why established researchers are not packing their bags and leaving the US in droves: working conditions and the concentration of talent at places like Berkeley and Stanford remain unparalleled. According to Peter-André Alt, managing director of the Wübben Foundation, which helps Germany attract international academics, political restrictions are not the only grievance voiced by US-based researchers. "There are evidently still many areas where, fortunately, unfettered research is possible," Alt told Table.Briefings. Instead, the primary complaint concerns the cost of living, which has "skyrocketed” to absurd levels. "Runaway inflation, like that currently seen in the US, is certainly no draw for young scientific talent,” he said. Return homeA growing number of early-career researchers from Germany appear to be considering a return home. Jörn Benzinger, who is responsible for recruiting early-career researchers from abroad at Ruhr University Bochum, reports numerous conversations with researchers who are taking a closer look at the German academic landscape."Germany has definitely moved more into the spotlight,” he said. States, university alliances and research organisations joined forces to recruit talent. Bavaria, Baden-Württemberg and North Rhine-Westphalia were prominently represented, as were alliances such as the Berlin University Alliance and the University Alliance Ruhr. Benzinger sums up Germany’s approach with a new formula: "collaboration is the new competition." He notes that it is becoming increasingly difficult for individual universities to gain international visibility, while regional research ecosystems and collaborations are growing in importance. Afraid to leaveThe crisis in the US academic sector is also straining transatlantic research relations. Benzinger reports that some US-based researchers had to decline brief invitations to Germany because they could not be certain of being allowed to re-enter the US afterward.He considers the simple poaching of researchers to be the wrong approach; what is needed, he says, are "reliable offers and long-term partnerships."However, Green Party politician Ayşe Asar, who also attended the conference, sees a significant need for improvement, particularly regarding career paths in Germany.While lifetime professorships and academic freedom certainly make Germany attractive, young researchers also require predictable career paths, tenure-track positions and flatter hierarchies.
ASCO Remembers Dr. Harold P. Freeman, Preeminent Health Equity Expert and Pioneer of Patient Navigation
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Vaccination protections 'teetering' as state declares measles outbreaks in 3 counties
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Del Ray Business Association presents $10,511 to Scholarship Fund of Alexandria
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Get to know: Arkansas '28 baseball pledge Evan Canode
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WHO appoints 21 leading scientists to Science Council to help shape future health breakthroughs
The WHO Science Council is an advisory body established by the WHO Director-General to provide independent advice on high-priority scientific issues, emerging technologies, and advances in science and innovation that may affect global health. The renewed Science Council comprises 21 members serving in their personal capacities. The Council advises WHO on scientific opportunities and challenges, supports strategic foresight, and contributes to strengthening trust in science and evidence-informed decision-making.
WHO appoints 21 leading scientists to Science Council to help shape future health breakthroughs
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Ozarks Electric to leave Arkansas Electric Cooperative Corporation
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Ozarks Electric to leave Arkansas Electric Cooperative Corporation
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SEC Halts NFL Players From Returning to College Football
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Vanderbilt Health mourns passing of global icon Dolly Parton
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Strategies for how to quit smoking; free support services available through health coaching program and EAP
Employees and their spouses have access to free health and wellness coaching on smoking cessation as part of the My Wellness program. Additionally, employees and members of their immediate household can access support services for substance abuse and a variety of other concerns through the university’s Employee Assistance Program (EAP). Eligible employees can also use…
Penn State Smeal welcomes 16 new faculty members
The Penn State Smeal College of Business welcomes 16 new faculty members for the 2026-27 academic year, bringing with them a wide depth of both academic and executive leadership experience.
Column: Remembering Dolly Parton, from her quick wit to lipsyncing
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College of Information Sciences and Technology welcomes six new faculty members
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SAIC Names 14 Experts to Science Panel as Aquaculture Funding Call Opens
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What We Know About Dolly Parton Final Weeks, Health Struggles
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SEC draws rule to stop NFL, NBA, WNBA players from returning
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What Dolly Parton meant to New York: Fans remember iconic country music legend following her death at 80
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PREVIEW: Gears of War: E-Day might be remembered as the best Gears story ever, if the entire campaign is as good as this
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Former Northside coach reaches $525,000 settlement with school district
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Free Fall Health Check Coming to Adrian September 24
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Alpharetta OKs North Point sports and entertainment district
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5 Things To Vibe Code With Claude To Build A Better Business Now
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New faculty bring experience to Dordt’s growing business, engineering…
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Penn State Health RecFest celebrates inclusive recreation for all ages and abilities
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SAU College of Science and Engineering announces 2026 Outstanding Award Recipients | News
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This Week: SF Politics, Bike East Bay Volunteer Night, SFMTA Photo Archive
Here is a list of events this week. Tuesday SF Politics 101 with Joel Engardio. SF Politics 101 is a look at how local politics work and the history that shaped San Francisco—brought to life with visuals and narrative storytelling. Tuesday, August 25, 6-7:15 p.m. SPUR Urban Center, 654 Mission Street, S.F. Register to attend. Tuesday Bike East Bay Volunteer Night. Tackle projects while socializing with fellow advocates. Snacks provided. Tuesday, August 25, 6-8 p.m. Bike East Bay Office, 466 Water Street, Oakland. Wednesday SFMTA Photo Archive and Peter Hartlaub. Go back in time for an evening of photos, stories and conversation with the Chronicle, Mayor Art Agnos, and S.F. Muni. Wednesday, August 26, 5:30 p.m. Gray Area Foundation / Grand Theatre, 2667 Mission Street, S.F. Get tickets. Wednesday Smart City Cycling. Join the San Francisco Bicycle Coalition for a presentation for people interested in biking but intimidated by urban traffic plus anyone already riding who wants to hone their skills. Wednesday, August 26, 6-7:30 p.m. Anza Branch Public Library, 550 37th Avenue, S.F. Thursday Member Repair Party. Join the San Francisco Bicycle Coalition and learn how to repair your bike. Thursday, August 27, 5-7 p.m. San Francisco Bicycle Coalition, 1720 Market Street, S.F. RSVP required. Saturday The Bay Ride. Circumnavigate the San Francisco Bay while raising funds for cycling infrastructure that makes streets safer for everyone. Saturday, August 29, 7 a.m.-5 p.m. Starts at Sports Basement Presidio, 610 Old Mason Street, S.F. Saturday Flat Fix Clinic for Students and Families. Join the Safe Routes to School team at the Marina Branch Branch Library for a hands-on flat fix clinic. Saturday, August 29, 2-3:30 p.m. Marina Branch Public Library, 1890 Chestnut Street, S.F. Got an event we should know about? Drop us a line.
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Seehra Lecture to focus on work-life balance
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Let Me Explain: Keeping cool during late-summer sports - College of Arts and Sciences
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Eastlake science students make district history
Three Eastlake High School students made Sweetwater Union High School District history this year when they became the first students from the district to qualify for the International Science and Engineering Fair, an international competition that brings together some of the top high school researchers from around the world. Ronald Wyatt, Giles Del Priore and Ihan Sung advanced to the competition after successful runs at regional and state science fairs. Sung went a step further, placing fourth in the chemistry category at ISEF. The students were recognized on Aug. 10 during a Sweetwater Union High School District board meeting at the district office in Chula Vista.For Wyatt and Del Priore, recent Eastlake graduates, the journey began with a shared concern about dementia and the challenges faced by families caring for loved ones with memory impairment. Their engineering project, “Design and Evaluation of a Behaviorally Grounded Caregiver-Governed AI Companion for Individuals with Memory Impairment,” earned the Sweepstakes Award at the Sweetwater District STEM Fair and first place in its division at the Greater San Diego Science and Engineering Fair. The project explored whether Artificial Intelligence could provide companionship and support while helping reduce stress for people with dementia and their caregivers. “Our inspiration came from personal experience. Both of us have seen family members and loved ones affected by dementia, and we’ve witnessed how overwhelming the caregiving process can be,” Wyatt said. Del Priore said the students also wanted to address the high cost of third-party health care services while creating something that could potentially help their own families as well as people elsewhere. The students developed an AI system designed with safeguards intended to prevent misinformation reinforcement, emotional escalation and unsafe responses. In 240 controlled trials involving memory, identity, agitation and neutral scenarios, they said the system consistently prevented harmful incorrect reinforcement while using context-aware silence, de-escalation and caregiver verification. The project required the students to combine Artificial Intelligence, psychology, neuroscience and human-computer interaction. For Del Priore, one of the biggest technical challenges was getting the AI companion to communicate verbally with a patient. Hardware limitations required the students to collaborate with multiple Python libraries for speech-to-text and text-to-speech functions while keeping the cost of the companion low. “For us, the biggest challenge was translating complex behavioral and cognitive care principles into a functioning AI system,” Wyatt said.Qualifying for ISEF was a milestone that student expected. The international competition proved to be another milestone. “Competing at ISEF was an incredible experience and unlike anything we’ve ever done before,” Del Priore said. “Being surrounded by some of the most talented young researchers from around the world was both inspiring and motivating.” He said the experience stood out because of the emphasis on collaboration, innovation and scientific discovery. “The most memorable part was seeing how people from completely different backgrounds and disciplines approached solving real-world problems with creativity and passion,” he said. The students also credited teachers and mentors who supported their work. Del Priore said his sophomore-year AP Physics teacher, Dr. Price, was particularly influential. “Through all of my personal and academic struggles, Dr. Price always believed in me,” Del Priore said. “All of his faith in me really molded me into the person I am today and helped create my love for science even through tough times.” Wyatt is continuing his education at UC Santa Cruz, where he plans to study biomolecular engineering and bioinformatics, with an interest in research involving Artificial Intelligence, biology and health care. Del Priore plans to double major in chemistry and accounting. Sung, a rising Eastlake senior, qualified for ISEF after winning first place in the Engineering: Energy, Materials & Transport category at the Greater San Diego Science and Engineering Fair and first place in chemistry at the California Science and Engineering Fair. His project, “Renewable Ammonia Electrochemical Synthesis by Glow Discharge with an Iron-Based Catalyst,” involved a device he designed and engineered to produce renewable ammonia, with potential applications in fertilizer production and energy storage. Sung became interested in the project after considering the relationship between food insecurity and fertilizer costs. His system uses plasma to break apart nitrogen molecules so they can interact with hydrogen and form ammonia. At ISEF, Sung competed against more than 1,700 students from 65 countries and earned fourth place in chemistry. “I am proud to become one of te first students in the district to qualify for ISEF because this milestone can inspire others in the district to attain similar goals,” Sung said.
Analysis: Emery's side blown away
"Silence," said Emery when asked pre-match about Ollie Watkins' absence from the Villa squad. Goalkeeper Emi Martinez's future also remain uncertain following a failed move to Juventus and the arrival of Japan's Zion Suzuki. It lays bare the task Emery has to replicate last season's success, having also lost Youri Tielemans, Morgan Rogers, Lucas Digne and Ezri Konsa this summer - all core members of the group.