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Apple releases third iOS 27.2 developer beta for iPhone
Apple has released the third iOS 27.2 developer beta for iPhone. The update follows the release of iOS 27 to...
‘The Batman Part II’ halts production as director Matt Reeves steps away for personal reasons
After years of delays, ‘The Batman Part II’ has ‘temporarily paused’ production as director Matt Reeves ‘focuses on a family matter.’
'If You Can Keep It': Mental Health And Democracy
A veteran journalist covered the Jan. 6 attacks on the Capitol. That experience got her exploring the connection between stress, trauma, and our political choices.Our mental health might affect our politics. But our politics also definitely affect our mental health.In this edition of “If You Can Keep It,” we examine that intersection.Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.
Texas improved its health during the bye week
“I think we’re healthier than we were this time a week ago.”
Supreme Court sounds wary of state-based climate change suits against oil producers
Oil and gas producers hope the Supreme Court will shut down scores of lawsuits over the impact of climate change.
Apple notifies Apple Cash users about two upcoming changes
Apple Cash’s terms and conditions have just been updated, and Apple is notifying users about two upcoming changes in particular.
Your Vote 2026 Maine Calling candidate interview: Bobby Charles, Republican for governor
Maine Calling host Jennifer Rooks interviews Republican gubernatorial candidate Bobby Charles ahead of the November election.
Windows 11 26H2 isn’t exciting, but it does fix one real problem
Windows 11 26H2 doesn't bring much new, but it cuts RAM usage by up to 2GB on some PCs and makes older PCs run smoother.
Google Wallet for Android adds 12th digital state ID
Following the last launch at the end of August, Google Wallet is rolling out support for Oklahoma state IDs on Android.
Googlebooks with Intel chipsets might have trouble with ‘complex’ Android apps
According to a statement from Google, Intel-based Googlebooks will apparently still struggle with some Android apps. When Android apps made...
Pixel Watch 5 gets first Google Store discount for Prime Day
Ahead of tomorrow’s Amazon Prime Big Deal Days, the US Google Store is discounting the Pixel Watch 5 for the first time since launch.
St. Louis County issues political sign placement reminders
St. Louis County Public Works staff will remove any signs that are illegally placed.
Nvidia’s Shield TV Pro just got a $100 price hike
Nvidia’s powerful streaming box will now cost you a lot more.
iCloud+ just rolled out an improved perk for subscribers
iCloud+ includes a lot more than additional storage, and one of the service’s perks for subscribers—custom email domains—just got even better.
Behind the Seams | Wildwood
Go behind the scenes at LAIKA Studios for an up-close look at the extraordinary costumes of ‘Wildwood,’ the studio’s most intricately designed stop-motion film yet. Nearly 20 years after ‘Coraline,’ LAIKA’s artists and designers reveal how every tiny stitch, button and layer of fabric is handcrafted and engineered to help bring its puppets to life, combining costume design, fabrication and animation at an astonishing scale.
Nobel medicine prize goes to 3 scientists for research into brain activity
The Nobel Prize in medicine has been awarded to three scientists whose work led to a tool that uses light to help unravel how the brain works
Former press secretary Karoline Leavitt lands her next gig: Fox News contributor
Former White House press secretary Karoline Leavitt is joining Fox News as an on-air contributor starting November 1.
Lawrence brothers take on missing ’90s stars in graphic novel, ‘The Lawrence Brothers Detective Agency’
Joey Lawrence and his brothers, Matthew and Andrew, take on missing ’90s stars and nostalgia prisons in the new graphic novel, ‘The Lawrence Brothers Detective Agency.’
ER visits from foreign-born patients fell drastically during ICE raids, study finds
Those who did visit were more likely than U.S.-born patients to require hospitalization.
New Apple TV 4K launches next week with two major upgrades
New Apple products are reportedly launching October 13, including an updated Apple TV 4K with two major upgrades rumored.
DHS buys three detention centers in California for $950 million
The GEO Group, a Florida-based private prison corporation, announced Monday that it had sold the detention facilities, including the Adelanto ICE Processing Center, totaling 2,644 Beds.
Former Trump press secretary Karoline Leavitt joins Fox News
Leavitt joins a long line of former White House secretaries who have made the jump to TV news punditry.
Weaner Pig Breakeven at $22.46, Up $12.25 From Last Week
When you consider that today’s purchased weaner would be sold in March 2027 using April 2027 futures, the weaner breakeven was $22.46, up $12.25 for the week, and $0.57 below the average cash price for the week of $23.03.
The AFC road to L.A. may go through Duval
As the stadium in Jacksonville undergoes renovations, the Jaguars will play only six games there in 2026.
Apple event is reportedly happening next week, per Mark Gurman
Apple is expected to launch three new products next week on October 13, and per Mark Gurman, the product unveilings will happen at “an event.”
An open-source tool lets you delete 12GB of Apple Intelligence data on macOS
Delete Apple’s AI with a single command.
Pixel 12 series leak allegedly reveals model numbers, display specs, no wide Fold
A new leak allegedly reveals Pixel 12 display specs, model numbers, and helps confirm Google isn't launching a wide Fold.
Puka Nacua has a "pre-hernia"
With Rams receiver Puka Nacua having "core muscle" issues during training camp and then a hip/groin problem that caused him to miss two games, it began to seem as if Nacua might have a hernia.
John Ternus writes post celebrating Steve Jobs on anniversary of passing
Apple CEO John Ternus and former CEO Tim Cook have shared posts in remembrance of Steve Jobs today on the 15th anniversary of his passing.
Column: Becerra on cruise control, Hilton offers contrived fixes for California's problems
Look, Xavier Becerra could cruise to a South Pacific island and bask on the beach until election day and Californians would still choose him as their next governor.
Is it legal? Trump promises Medicare and ACA checks without Congress ahead of midterm elections
President Trump is promising $90 payments to more than 20 million Medicare seniors and $500 refunds to nearly 1 million ACA enrollees, bypassing Congress and raising legal questions from Democrats.
TCL’s paperlike OLED phone made me more excited for the iPhone Duo
Can every manufacturer copy this next please?
Fact check: Did Newsom’s mental health court hit his goal for helping Californians?
Gov. Gavin Newsom claimed a major victory for CARE Court, his mental health treatment program. Did it really help 10,000 people?”
Research Shows These 10 Diets Are Linked to Healthier Aging
A new study found that many different diets can slow biological aging.
The science behind targeted oral peptides
A new type of medication is tackling a problem that has long frustrated drug developers: how to deliver peptide therapies orally and hit their target more precisely.
Walworth County dairy farmer specializing in raw milk says state is unfairly fining his business
Chaz Self said his dairy farm is producing grade A milk under Wisconsin's state standards, but was still ordered to pay a hefty fine. An online fundraiser has been created to cover those fines.
Google admits not every Android app runs great on Intel Googlebooks
‘A small handful’ of apps apparently need some ‘developer tuning.’
Dan Campbell: I'm not talking about firing Kelvin Sheppard
The Lions defense was unimpressive in the first three weeks of the 2026 season and things didn't get any better in Sunday night's loss to the Panthers.
Nobel medicine prize goes to 3 scientists for research into brain activity
The Nobel Prize in medicine was awarded Monday to three scientists working on the mechanisms the brain uses to switch on, or off, the activity of individual nerve cells.
Inside Michael Douglas’s new memoir: Secret affairs, on-set battles and family secrets
In 'One Helluva Ride,' Michael Douglas opens up about firing his dad, affairs on set, his son’s imprisonment and a lifetime lived under the spotlight.
'The Outsiders' review: A dynamic staging at the Hollywood Pantages
'The Outsiders,' winner of the 2024 Tony for best musical and based on the classic S.E. Hinton novel, has its L.A. premiere at the Hollywood Pantages Theatre.
Here's the backstory on 6 choices Zoe Kazan made in her 'East of Eden' adaptation
Zoe Kazan's 'East of Eden' covers more ground than the film version her grandfather, Elia Kazan, directed. Here's what she told us about her vision.
Angelina Jolie and Octavia Spencer make 'The Outsiders' accessible
Angelina Jolie, a producer on 'The Outsiders,' and Octavia Spencer, a longtime City Year advocate, teamed up to support youth access to theater tickets.
Why the Trump administration is reluctant to call the ongoing conflict with Iran a 'war'
Trump administration officials have attempted to distance themselves from the word 'war' when discussing the ongoing conflict in Iran.
A former political prisoner deported by Trump to Nicaragua was immediately jailed
Jeffrey Jarquín, a former Nicaraguan political prisoner who said he was tortured for opposing President Daniel Ortega, was jailed at Managua’s Modelo prison immediately after the U.S. deported him, advocates say.
Here’s what Gen Z actually means by “socialism”
They’re interested. But don’t sign them up for the revolution just yet.
Scientists win Nobel medicine prize for research into brain activity
Their work was lauded “for discoveries leading to optogenetics, which makes it possible to switch on, or off, the activity of individual nerve cells in a living brain.”
This Kenner 'beach' thrives on volleyball, cold beer, decades of camaraderie: 'We're still here'
If it weren’t for the glowing lights of Planet Fitness and Treasure Chest Casino at the strip mall a few feet away, you could almost forget this beach is in the middle of a parking lot in Kenner. Here’s why locals drive from New Orleans and beyond each week to hang out, play ball or drink a few cold ones.
From floating saunas to clinical trials: How heat might help mental health
While scientists have a decent understanding of how sauna and other forms of heat exposure exercises our cardiovascular system, they know relatively little about its impact on mental health.
From floating saunas to clinical trials: How heat might help mental health
While scientists have a decent understanding of how sauna and other forms of heat exposure exercises our cardiovascular system, they know relatively little about its impact on mental health.
Voters are increasingly using AI chatbots to fact-check and compare candidates
Voters are already voting in the midterms. This year, some voters are trying something new to get ready for the election: asking AI to help research their ballot and even decide who to vote for.
Voters are increasingly using AI chatbots to fact-check and compare candidates
Voters are already voting in the midterms. This year, some voters are trying something new to get ready for the election: asking AI to help research their ballot and even decide who to vote for.
Engelbert Humperdinck says he ‘went through hell’ rejecting 'casting couch' advances early in career
The genetic secret helping bats survive a deadly epidemic
We’re easing you into Halloween season with an episode about bats. There’s a silent serial killer decimating little brown bats as they hibernate. White nose syndrome has driven populations across the U.S. to almost the brink of extinction over the last decade. But recently, conservation biologist Giorgia Auteri and her team noticed several genetic mutations in the survivors. These mutations could explain how natural selection has shifted the existing population – and inform conservation efforts in the future.Interested in more animal science? Email us your question at shortwave@npr.org.Support public media with NPR+ and enjoy perks for over 25 podcasts like this one. This show’s perks include sponsor-free listening. Learn more at plus.npr.org.
US authorities detain Nicaraguan political exiles stripped of citizenship, raising fears of deportation
Human Rights Watch (HRW) on Friday reported that US immigration authorities detained 8 Nicaraguan exiles who were previously granted protected status in 2023 after fleeing political prosecution. On Fe...
Businesses brace for impact as digging set to begin at Olney home
Heavy machinery, road closures and weeks of work could affect businesses near the Chew Avenue property in Philadelphia.
White House tells ‘Big Bang Theory’ creator to ‘seek psychiatric help’ after he slams Donald Trump
Chuck Lorre is the latest Hollywood legend to lock horns with the White House, which suggested via a spokesperson he ‘seek psychiatric help’ after Lorre called Donald Trump a ‘bloated orange piece of s---.’
Chuba Hubbard's second TD gives Panthers 29-19 lead
The Panthers punted on their first drive.
Rapper Lucki alleged stabbed in bloody brawl outside ComplexCon
Video appears to show the rapper with a laceration below the jaw. At least four people were hurt in a knife attack, police said.
Brazil's presidential race heads to Lula–Bolsonaro run-off as right gains ground
Now there are two: Brazil heads into a runoff after a first round that failed to fully energize voters, setting the stage for a more polarized contest that Washington is watching very closely.
Va.'s 1st Congressional District Race Draws National Attention between Wittman, Taylor
A new poll shows Democrat Shannon Taylor leading Rep. Rob Wittman in Virginia's 1st Congressional District, one of the nation's most competitive races.
News | Colliers' business rates team expands with Cheltenham office
Team now has presence in 11 UK offices
Mid-Atlantic Farmers Seek Early Fertilizer Price Protection Now
Mid-Atlantic farmers are locking in 2027 fertilizer contracts now, as nitrogen imports and market uncertainty make input-cost planning a key risk-management concern.
Seahawks lead Chargers 20-6 at halftime
The Chargers had three turnovers in the first half, including two Justin Herbert interceptions.
Man injured, businesses damaged following shooting in Arlington
Officers found shell casings and damaged windows at a shopping center lot. A man was shot in the leg and taken to a hospital. No arrests yet.
iPhone Duo shows what the future of smartphones could look like
Since the unveiling of iPhone Duo, the idea of all major interface navigation elements being accessible from your thumb has...
What’s your music consumption medium of choice?
Are you streaming only? Have you dug out your old iPod? Have a massive vinyl collection? I want to know which music formats you listen to most and why. I’ve been buying more on Bandcamp, ripped all my CDs, and started carrying around an iPod again. But I haven’t been able to ditch streaming completely.
The new Fitbit Edge leaks
Google’s midrange Fitbit Edge shows off is many sides and colors in leaked images.
Seahawks take advantage of Chargers' second turnover, lead 7-3
Justin Herbert threw an interception to Drake Thomas on the first play from scrimmage.
Cowboys' touchdown with 40 seconds left beats Texans 34-30
CeeDee Lamb's 17th reception from Dak Prescott was the game-winner.
Ethan Hawke names surprising thriller co-starring ex Uma Thurman as his breakout: ‘Changed my life’
If you ask Ethan Hawke, it wasn’t ‘Dead Poets Society’ or ‘Reality Bites’ that gave him his big break — it was this under-seen, experimental thriller from a master of indie cinema that made him a star.
Prick’s theatrical industrial punk is perfect for spooky season
If Trent Reznor studied musical theater instead of computer engineering NIN might have sounded like Prick.
Science 4 Everyone: What is the difference between a nor'easter and a hurricane?
What’s the difference between a nor’easter and hurricane? Storm Team4 Meteorologist and science teacher breaks it down on Science 4 Everyone.
Despair fuels political anxiety for college students
Many college students today are feeling anxious about their future.
At San Francisco General, researchers are learning how to control HIV without drugs
Doctors at San Francisco General Hospital's famed AIDS clinic have shown the immune system can be primed to keep the virus in check — a promising advance just as U.S. funding cuts threaten future research.
Britney Spears and Natalie Portman understudied this Broadway star’s breakout role in the ’90s
Laura Bell Bundy is looking back on a pair of superstar understudies who shadowed her during her breakout performance in the off-Broadway musical ‘Ruthless!’ — Britney Spears and Natalie Portman.
Jets end 20-game interception drought, trail Bears 7-3
The Jets went the entire 2025 season without intercepting a pass and the streak ran to 20 games last weekend, but it is finally over.
In Metallica's hands, Sphere is a totally brutal Vegas vacation
Metallica makes no bones about their ambitions. Of course they were curious about Sphere, a venue that could go toe-to-toe with their firepower.
Julie Bowen reveals what ‘Modern Family’ cast talks about in group chat
Julie Bowen is giving ‘Modern Family’ fans an inside look at what the cast of the beloved sitcom talk about in their hyperactive group chat: ‘We’re always chatting.’
‘Fitbit Edge’ leaks as Google’s next fitness tracker with ‘Apps’ & ‘Notifications’
Following an accidental marketing leak in August and FCC listing last month, retail listings for the “Fitbit Edge” have now emerged.
Tom Cruise-led 'Digger' craters at the box office
Warner Bros.' climate change satire "Digger" collapsed at the box office with a domestic haul of $8 million, despite the star power of Tom Cruise.
Alan Alda opens up about Parkinson’s diagnosis: ‘I don’t want to wish it away’
Alan Alda says the first Parkinson’s symptom that he experienced ‘was not that well-known’ at the time, adding that he had ‘no twitch, no tremor’ and ‘no problems with [his] voice.’
San Diego Foundation Grants Nearly $1M in Binational Water Health Grants
The San Diego Foundation Wednesday granted nearly $1 million in the Binational Resilience Initiative for 10 projects ranging from addressing Tijuana River pollution to restoring coastal habitats in the California-Baja region.
An AI couldn’t beat humans at StarCraft, so it decided to cheat
When GPT-6 Astra’s own bot failed, it simply downloaded the best human-made bot instead.
Kansas City artist uses public installation to spark mental health conversations during awareness week
A Kansas City artist will pop up at Mill Creek Fountain during Mental Health Awareness Week to help people confront trauma and find help.
This toolless modular lever-action wallet is the coolest I’ve stuck to my phone
Pull the lever to fan your cards with the OhSnap Wallet 2.
Breast Cancer Awareness Month in TX: The resources, events, and numbers to know
Experts say this month is about screening and early detection. One in eight women in America will be diagnosed with breast cancer in her lifetime, according to the National Breast Cancer Foundation.
Kansas City artist uses public installation to spark mental health conversations during awareness week
A Kansas City artist will pop up at Mill Creek Fountain during Mental Health Awareness Week to help people confront trauma and find help.
Redesigned MacBook Pro with OLED to feature 'significantly lighter' design: report
Apple’s major MacBook Pro overhaul is just around the corner, and should debut within a month or so. It’ll be...
LAUP connects Latino families with mental health support in Holland
LAUP in Holland connects Latino families with mental health care through therapy and monthly workshops, addressing stigma, language barriers and cost while helping participants rebuild confidence.
Claim that Anaheim mayor called staffer 'dirty Mexican' is old hat in O.C. politics
Your morning catch-up: Orange County’s long anti-Mexican political history, speed cameras coming to L.A. and more big stories
Trump holds Ohio midterm rally, urging voters to consider him on the ballot during 32-day campaign tour
President Trump rallied in Ohio as part of a 32-day midterm campaign tour, pushing GOP candidates in a Senate race that could shift control of Congress.
Sylvester Stallone details ‘physical’ altercation with Richard Gere on ‘The Lords of Flatbush’ set
Sylvester Stallone recalled his on-set tension with Richard Gere during the filming of ‘The Lords of Flatbush,’ which Gere later exited.
How Americans’ Financial Health Is Faring In The “K-Shaped” Economy
Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.
The MacBook Air M5 is $200 off for the first time in months
Save some cash on Apple’s midrange laptop.
The iPad Mini is slightly cheaper again during Prime Day
Save $100 during Amazon’s October sale.
The forgotten Chromebook that started it all
On Version History: Marques Brownlee and Nilay Patel relive the release of the Cr-48, Google’s prototype laptop.