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Results for " ema " 11,338 found 🔀 AI-powered Shuffle

iCloud+ just rolled out an improved perk for subscribers

iCloud+ includes a lot more than additional storage, and one of the service’s perks for subscribers—custom email domains—just got even better.

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Oct 5 • 11:35 AM EDT • Technology • 9to5mac.com
Spanish PM Pedro Sánchez looks for political lifeline in snap election

Embattled Socialist leader aims to capitalise on housing crisis to remain in power

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Oct 5 • 11:33 AM EDT • Politics • ft.com
Italy’s Meloni follows pop stars in seeking to trademark her voice to combat AI deepfakes

Italian Premier Giorgia Meloni has applied to trademark her voice with the European Union intellectual property office in a bid to bolster protections against AI-generated deepfakes | KNSS Radio

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Oct 5 • 10:58 AM EDT • Entertainment • audacy.com
CD Projekt Red Isn’t Done With The Witcher 3 Remastered, Lining Up PS5 Performance Fixes After Two Quick Patches

CD Projekt Red details upcoming The Witcher 3 Remastered fixes, performance patches, and cross-platform mod support.

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Oct 5 • 10:55 AM EDT • Technology • wccftech.com
GloRilla expands her business brand with 'glam on demand' GloVerse

Memphis rapper GloRilla is expanding her business portfolio with GloVerse, which aims to help connect consumers with verified beauty professionals.

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Oct 5 • 10:54 AM EDT • Business • yahoo.com
Governor Ivey Proclaims Alabama Girls in Sports Day -

MONTGOMERY – Governor Kay Ivey on Monday proclaimed Saturday, October 10, 2026, as Alabama Girls in Sports Day, recognizing the female athletes throughout the state and reaffirming Alabama’s commitment to ensuring women and girls have the right to participate, compete … Continued

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Oct 5 • 10:05 AM EDT • Sports • governor.alabama.gov
US services sector activity slows in September; price pressures mount

US services sector activity slowed in September, with strong domestic demand stretching supply ‌chains and raising prices paid by businesses for inputs, indicating that inflation could remain high into next year.

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Oct 5 • 10:04 AM EDT • Business • reuters.com
What we learned from Wales' Nations League window

On the back of a demanding four-game international window, BBC Sport Wales assesses the key talking points from Wales' Nations League A campaign so far.

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Oct 5 • 9:37 AM EDT • Sports • sports.yahoo.com
Sony introduces AI upscaling to base PS5; Marvel's Wolverine and Ghost of Yōtei are first games to implement new tech

PlayStation Spectral Super Resolution (PSSR) remains exclusive to the PS5 Pro, which SIE says is the "gold standard"

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Oct 5 • 9:35 AM EDT • Technology • gamesindustry.biz
ESPN predicts Auburn's remaining schedule after SEC loss to Tennessee

How did Auburn football's 2026 outlook change following its Week 5 loss to Tennessee?

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Oct 5 • 9:09 AM EDT • Sports • sports.yahoo.com
NFL looking into an official cursing at Cardinals tight end Trey McBride

Line judge Jeff Seeman was caught on camera cursing at McBride, which drew the ire of union leader JC Tretter

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Oct 5 • 9:09 AM EDT • Sports • spectrumlocalnews.com
Bluevine and Coverdash Partner to Bring Embedded Business Insurance to Small Businesses

/PRNewswire/ -- Bluevine, the largest small business banking platform in the US* and Coverdash, a leading embedded business insurance provider powering...

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Oct 5 • 9:00 AM EDT • Business • prnewswire.com
Eurozone business activity grows at fastest pace in 41 months in September

Private sector growth accelerates as demand improves, while input costs, selling prices rise at fastest rates since May | Anadolu

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Oct 5 • 8:53 AM EDT • Business • aa.com.tr
The Science Behind Female-Specific Firefighting PPE

Camilla Callesen, chief designer at VIKING Fire & Rescue, and retired firefighter Kendall Taylor discuss the research, engineering, and field testing behind the VIKING VALKYRIE.

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Oct 5 • 8:52 AM EDT • Science • firefighternation.com
Bruno Guimaraes Details Heavy Brazil Workload Ahead of Arsenal Return

Bruno Guimaraes has revealed the amount of travelling Brazil faced during a demanding international window before his return to Arsenal.

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Oct 5 • 8:43 AM EDT • Sports • sports.yahoo.com
Asia-Pacific survey to employers and business membership organizations on labour, trade and responsible business conduct

This ILO Brief presents the results of a survey of employer and business membership organizations (EBMOs) in Asia and the Pacific highlights growing business demand for support in navigating labour, trade and responsible business requirements. The findings point to the need for stronger technical expertise, practical tools and sustained support to help businesses maintain competitiveness and meet evolving market expectations.

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Oct 5 • 8:33 AM EDT • Business • ilo.org
Digital Science appoints Charlesworth as strategic sales partner of Altmetric and Dimensions in China’s scholarly publishing sector

Digital Science has appointed Charlesworth as its strategic sales partner of Altmetric and Dimensions in China’s scholarly publishing sector. This collaboration aims to support the growing demand for research data and information across this rapidly developing market.

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Oct 5 • 8:30 AM EDT • Science • newswise.com
Involuntary treatment remains sticking point in new mental health legislation

Signing of SB 989 makes it easier for first responders to initiate CARE Court petitions.

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Oct 5 • 8:00 AM EDT • Health • sandiegouniontribune.com
Bill's Prescription Center remains family business in Brandon

Bill's Prescription Center continues operating as a multi-generational family pharmacy in Brandon, maintaining its commitment to personalized care despite rapid regional growth.

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Oct 5 • 7:51 AM EDT • Business • fox13news.com
The Business of Civility

In an ever-coarsening world where even hosts on the bastion of conservative media, Fox News, are now using profanity on a regular basis, there is still one place where civility is demanded—and usually delivered. And that place is the business community. Whether you’re ordering a meal at McDonald’s or interviewing the wealthy CEO of Mississippi’s […]

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Oct 5 • 7:45 AM EDT • Business • deltabusinessjournal.com
Anthropic AI agent uses human scientists as tools, emails 1,500 without instructions

ColonistOne, built on Claude Opus, autonomously contacted researchers to troubleshoot bugs and seek methods, raising concerns over academic spam and AI autonomy

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Oct 5 • 7:36 AM EDT • Science • dongascience.com
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Stanford Professor One Of Three Scientists Awarded The Nobel Prize In Medicine

Stanford professor Karl Deisseroth joins Peter Hegemann and Georg Nagel as winners of the 2026 Nobel Prize in Physiology or Medicine for their work on optogenetics.

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Oct 5 • 7:31 AM EDT • Science • yahoo.com
Business confidence held in negative territory in September

Business confidence ticked upwards among Massachusetts employers in September but sentiment remained in negative territory and torn between the impacts of growth and rising costs.

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Oct 5 • 7:24 AM EDT • Business • wwlp.com
Millions return to The Witcher 3 as the Remastered game records another Steam personal best and sales skyrocket

CD Projekt Red's overhaul of The Witcher 3 is pulling players back in their millions, while also attracting plenty of new ones.

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Oct 5 • 7:17 AM EDT • Technology • eurogamer.net
Mac Users Reclaim Storage With New Apple Intelligence Removal Tool

A new open-source tool is making waves in the Mac community by helping users reclaim valuable storage space taken up by Apple's AI models. Called "RemoveMacAI," the tool disables Apple Intelligence on macOS 27, removes its downloaded models, and prevents them from being downloaded again. In macOS 27, Apple removed the toggle to disable Apple Intelligence wholesale, and simply disabling individual features doesn't remove the models from your Mac's drive.

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Oct 5 • 7:12 AM EDT • Technology • macrumors.com
Jobs in health care. Jobs for women. The US labour market is segmenting. Chernobyl’s radiation and Lenin’s love of literature.

Thank you for opening your Chartbook email. Elmer Bischoff, Two Figures at the Seashore, 1957 The only really dynamic job-creator in the US economy is health care: The largest crunch has come in Federal government, which has shed 2.7 m jobs. Source: tchouvkov on Twitter Tech is struggling. [ Joey Politano 🏳️‍🌈@JosephPolitano The US tech sector continues bleeding jobs in official data released today—overall, employment decreased by 17k last month and is down 69k over the last year That's nearly as bad as the worst of the 2024 tech-cession, and much worse than the 2022 boom or even pre-2020 norms 12:42 PM · Oct 2, 2026 · 15.2K Views 15 Replies · 47 Reposts · 390 Likes ](https://x.com/JosephPolitano/status/2106001807847940232?s=20) The new jobs are all for women. [ Justin Wolfers@JustinWolfers I'm not sure who saw this coming, but so far nearly all the jobs created during the second Trump administration have gone to women. 1:09 PM · Oct 2, 2026 · 33K Views 70 Replies · 146 Reposts · 644 Likes ](https://x.com/JustinWolfers/status/2106008723533533601?s=20) Meanwhile, real wages are being eaten up by modest over-target inflation. [ Heather Long@byHeatherLong The financial pain is real: Wage growth fell to 3% (y/y) in September. That's the lowest in 5 years. Wage growth: 3% Inflation: ~3.4% Inflation has eaten up all wage gains for the average worker since April. Many people are having to make hard choices about what to buy and what … 1:24 PM · Oct 2, 2026 · 37K Views 24 Replies · 275 Reposts · 533 Likes ](https://x.com/byHeatherLong/status/2106012367712620728?s=20) HEY READERS, THANK YOU for opening the Chartbook email. I hope it brightens your day. I enjoy putting out the newsletter, but tbh, what keeps this flow going is the generosity of those readers who clicked the subscription button. If you are persuaded to click, please consider the annual subscription of $60. It is both better value for you and a much better deal for me, as it involves only one credit card charge. Why feed the payments companies if we don’t have to. Subscribe Elmer Bischoff, Bathers, 1960 Americans are disillusioned with higher ed. For contributing subscribers only. Subscribe Where the Chernobyl radiation went. h/t Simon Kuestenmacher aka simongerman600 How Lenin’s love of literature shaped the Russian Revolution - Tariq Ali This, then, was the intellectual atmosphere in which Lenin came of age. His father, a highly cultured conservative, was the chief inspector of schools in his region and much respected as an educationalist. At home, Shakespeare, Goethe and Pushkin, among others, were read aloud on Sunday afternoons. It was impossible for the Ulyanov family – “Lenin” was a pseudonym adopted to outwit the tsarist secret police – to escape high culture. At high school, Lenin fell in love with Latin. His headteacher had high hopes that he might become a philologist and Latin scholar. History willed otherwise, but Lenin’s passion for Latin, and taste for the classics, never left him. He read Virgil, Ovid, Horace and Juvenal in the original, as well as Roman senatorial orations. He devoured Goethe during his two decades in exile, reading and rereading Faust many times. Lenin put his knowledge of the classics to good use in the time leading up to the October revolution of 1917. In April of that year, he broke with Russian social-democratic orthodoxy and, in a set of radical theses, called for a socialist revolution in Russia. A number of his own close comrades denounced him. In a sharp riposte, Lenin quoted Mephistopheles from Goethe’s masterwork: “Theory, my friend, is grey, but green is the eternal tree of life.” Source: The Guardian Elmer Bischoff, The River, 1953 If you’ve scrolled this far, you know you want to click: Subscribe

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Oct 5 • 6:47 AM EDT • Health • adamtooze.substack.com
Yale School of Medicine On the Science of Childhood Anxiety, Say, Anxiety Disorders Are the Most Common Mental Health Challenges In Youth

Credit: Matt Bradbury October 5, 2026 - By Isabella Backman - Anxiety disorders are the most common mental health challenges in youth. Left untreated, they can disrupt the lives of both children and their families. The good news is that with intervention, most children will overcome these conditions. Across Yale School of Medicine, scientists are working to understand anxiety at every level, from common anxious behaviors to molecular biomarkers in the brain. They are using their findings to develop and disseminate new evidence-based treatments for childhood anxiety. Today, the go-to treatment for childhood anxiety disorders is cognitive behavioral therapy (CBT). This is a form of psychotherapy that teaches children skills for confronting anxious thoughts and helps them practice managing situations that cause anxiety. While it is the gold-standard treatment backed by considerable scientific evidence, up to 50% of children will not see sufficient benefit from CBT alone. Wendy Silverman, PhD, Alfred A. Messer Professor in the Child Study Center, co-directs the Anxiety and Mood Disorders Program alongside Eli Lebowitz, PhD, associate professor in the Child Study Center. One of their main interests is learning how to improve outcomes beyond CBT. “We’re developing cutting-edge, research-based knowledge that can reduce the suffering that anxiety causes children and their families,” says Silverman. Changing parent behavior YSM experts are investigating how to improve CBT outcomes for children by involving the parents. Silverman’s research has uncovered two main components of parent intervention that improve childhood anxiety: not enabling children to completely avoid the things that make them anxious and taking steps to enhance their autonomy. Parents may unintentionally reinforce their child’s anxiety by allowing them to avoid what makes them anxious. They also may unintentionally limit the children’s sense of autonomy by being overly intrusive. “One of the things that we take pride in is that we’ve focused on trying to understand what parents need to do, and to test our ideas and see if changing the parents’ behaviors is enhancing the effects of CBT,” Silverman says. “Our findings thus far suggest that they do." As much as CBT can be helpful, it can also be challenging to get one’s child to do the necessary steps for CBT to work. This is one important reason why Lebowitz created a novel intervention program for parents named Supportive Parenting for Anxious Childhood Emotions (SPACE). Existing intervention programs often teach parents to act as therapists for their child, such as training them on how to practice breathing exercises. “It makes sense, but this doesn’t work very well in practice,” says Lebowitz. “And part of the reason, I think, is that it’s not easy to get your kid to do things, especially if they’re not excited about doing it.” SPACE is unique because it focuses entirely on parent involvement and changing parental behavior—children are not involved in the sessions. For example, parents learn how to use supportive messages that convey confidence that their child can tolerate and manage distress. “It might sound like a parent saying to a child, ‘I get that this is really hard for you, but I know that you can handle it,’” Lebowitz says. The program also works with parents to identify the ways in which they are accommodating anxious behaviors. “We’ll pick one thing that parents are doing that is an accommodation and help them make a detailed plan for how they’re going to change that,” Lebowitz explains. Treating Anxiety in Children and Adolescents Much of the existing research on SPACE has focused on parents of children under age 14. Ongoing studies are now exploring its use with parents of older teens. “Both anxiety and accommodation can interfere with normative developmental shifts during the teen years, including increased autonomy and individuation from parents,” says Rebecca Etkin, PhD, associate research scientist in the Child Study Center. “In this sense, SPACE may be particularly well-suited for anxious teens and their parents. We want to see whether it is effective during this distinct developmental window.” Unfortunately, many families in need of CBT face barriers, including limited availability of services and geographic constraints. One way to improve access is digital interventions. Silverman and her team are developing an evidence-based digitized intervention program for parents that they can access directly from their computer or smart phone. “The work we’re doing will be one of the very few parent interventions that is digitized and importantly tested for effectiveness,” she says. Creating interventions for anxiety-related challenges Silverman and Lebowitz recently received a generous gift to develop and test other interventions that help parents reduce other child anxiety-related behavioral and emotional difficulties, such as restrictive eating and unexplained somatic symptoms. One of these projects in particular focuses on understanding the risks of social media and its potential benefits, including offering a sense of connection. “A lot of research has focused on the idea that social media is harmful and the less of it the better,” says Lebowitz. “But we actually see is that this is not quite right—there are negatives, but there are also positives. So, we’re trying to get a little bit more nuanced of a picture.” The team is working with teens with social anxiety and their parents over an extended period to better understand their social media habits and how their anxiety levels affect engagement with different platforms. The teens will answer questions sent to an app on their phones about mood and social media usage in an effort to capture emotional responses as they unfold. “We hope to develop interventions that can help make the best of social media while protecting against the more problematic effects,” Lebowitz says. The brain’s role in anxiety Researchers are also testing therapies to address anxiety at the neurological and molecular levels. In collaboration with Dylan Gee, PhD, professor of psychology in Yale's Faculty of Arts and Sciences, and Hilary Blumberg, MD, John and Hope Furth Professor of Psychiatric Neuroscience at Yale School of Medicine, Lebowitz and Silverman are using brain imaging to identify changes in a child’s brain before and after parents enroll in SPACE. In one study, children viewed anxiety-inducing images while undergoing magnetic resonance imaging (MRI); the researchers conducted scans with and without the children’s parents nearby. Before SPACE, children’s brains were better able to activate the regulatory circuitry needed to turn off an anxious response when their parents were nearby. But after SPACE, children could activate this circuitry even without the parent around. “As parents work on gradually reducing some of their accommodations, you can see a child get better at regulating their own fear system in the brain,” Lebowitz says. “It’s remarkable.” Research into the molecular underpinnings of anxiety can also inform new childhood anxiety treatments. In a recent study, Lebowitz, Silverman, and Flora Vaccarino, MD, Harris Professor in the Child Study Center, discovered that a protein known as fibroblast growth factor 2 (FGF2) could be protective from the toxic effects of stress. FGF2 levels in children and their parents were linked to the children’s risk of developing anxiety and depression, the study showed. The findings could help explain why some children who are exposed to early life trauma such as poverty or abuse are more prone to developing mental health disorders. And FGF2 could be a target for treatment. “This is very novel because it starts to give a clue to what is the molecular chain that connects those lived experiences to the actual psychological outcomes,” Lebowitz says. New ways to study and treat childhood anxiety Michael Crowley, PhD, associate professor in the Child Study Center, collaborates with Silverman and Lebowitz to study the role that attention plays in development and maintenance of childhood anxiety. There is a large body of research that shows that anxious children, like anxious adults, are prone to focus on threatening stimuli such as angry faces compared with neutral faces. This has led to innovative interventions that involve attention retraining. The idea is that if experts train children to look away from threatening stimuli, it may reduce their anxiety—especially children with social anxiety who are most prone to attend to threats. The researchers have just completed a clinical trial for attention retraining with 10- to 14-year-olds with social anxiety disorders and are currently analyzing the findings. Besides this innovative attention retraining research, as Crowly notes, “I like to design tasks that are engaging to kids,” Crowley says. “My goal is to assess something without the kids knowing what we are assessing.” With this goal in mind, Crowley has created a virtual game, named Boom, to study threat processing in children with anxiety disorders. The game is similar to that of hot potato—the child and three digital players take turns virtually passing a ball to each other’s gloves. At some point, the ball turns into a bomb, and as the bomb lands in each player’s glove, the outline of the glove turns yellow. The goal is to avoid having the bomb go off in your glove. What isn’t obvious is that the game is designed to measure different types of threatening stimuli, both ambiguous and direct. In the game, the direct threat occurs as the bomb is traveling towards your glove. The ambiguous threat is the yellow outlined glove as it is unknown where the bomb will travel next. While children play the game, Crowley’s team measures their brain activity using electroencephalography (EEG). The researchers have discovered that in kids with anxiety, the brain reacts more strongly to ambiguous threats than it does in their peers, but less strongly to direct threats. They believe that the initial abnormally large brain response to not knowing where the bomb is going impairs the brain's ability to properly respond when the threat is actually traveling the child’s way. “The brains of children with anxiety are unable to differentiate between threats you need to do something about and those that are not your problem.” Michael Crowley, PhD, develops innovative games for studying anxiety in children and adolescents.Credit: Matt Bradbury Based on these insights, Crowley hopes to study whether interventions like attention training could restore appropriate threat processing. Crowley’s team is also working on a test called the Balloon Risk Avoidance Task, which evaluates risk-taking and avoidance behaviors. It features a digital balloon that is full of air and about to burst. Kids have six seconds to let air out of the balloon. The more air they let out, the less risk they face that the balloon will pop. But at the same time, the balloon becomes less valuable as it deflates. “The more air you keep in the balloon, the more points you get,” Crowley explains. So far, the researchers have found that when the balloons pop unexpectedly, teens with social anxiety show distinct brain responses. Studying these responses can help psychologists understand the underlying pathways driving the various manifestations of anxiety. The genetics of anxiety When Thomas Fernandez, MD, associate professor in the Child Study Center and of psychiatry, was still in training, there was a lot of excitement about understanding the genetics associated with autism spectrum disorder. Since then, scientists have identified around 250 genes associated with autism. The genetic contribution to anxiety disorders, on the other hand, has historically received less attention. Anxiety is less heritable than autism, but the genetic contribution for anxiety disorders that emerge in childhood may be higher than for anxiety disorders overall. While scientists estimate the heritability of anxiety disorders in general to be around 30% to 50%, some studies suggest higher heritability for certain childhood-onset anxiety presentations. “I saw firsthand how researchers in the field went about finding vulnerability genes for autism,” Fernandez says. “So, we’re using a very similar playbook for childhood anxiety.” “I saw firsthand how researchers in the field went about finding vulnerability genes for autism. So, we’re using a very similar playbook for childhood anxiety.” Thomas Fernandez, MD Associate Professor In the Child Study Center and in Psychiatry Now, Fernandez and Emily Olfson, MD, PhD, assistant professor in the Child Study Center, are studying children and their parents to identify genetic changes that are present in the child but not the parents, known as “de novo mutations.” “All of us have some de novo mutations—maybe about 50 to 100 sprinkled throughout the genome,” Olfson says. “But when they occur within the coding regions of genes, they can be really disruptive.” Previous research shows that people with autism have higher rates of damaging de novo mutations than the general population. In 2022, Olfson, Lebowitz, Silverman, and Fernandez published a study on 68 children and their families that found that children with anxiety had similarly high levels of these mutations. Studying de novo mutations can help point the researchers to where they should be looking for genes associated with anxiety. “The end game is using the genes to steer us toward the right part of biology that we can then target to come up with better treatments,” Fernandez says. Building on those findings, the team is now studying more families to better understand how these de novo mutations, along with other genetic and environmental factors, shape pediatric anxiety disorders. They recently received a National Institutes of Health grant to enroll 750 new families over the next five years. Olfson is the principal investigator, with co-investigators Lebowitz, Fernandez, Silverman, and Shuangge Steven Ma, PhD, department chair and professor of biostatistics at Yale School of Public Health. Neurodevelopment, Risk Genes, and Mental Health Conditions - The Olfson Lab Joel Gelernter, MD, Foundations Fund Professor of Psychiatry, is interested in how different anxiety disorders differ genomically. “We are studying social phobia, panic disorder, and generalized anxiety disorder, working to understand why people differ in their risk to these specific anxiety disorders and evaluating various risk factors,” he says. Gelernter was recently involved in one of the largest studies to date of the genomics underlying anxiety disorder. The study included around 122,000 people with anxiety disorders and around 730,000 without. It found that some genetic differences associated with anxiety were linked to signaling that helps reduce overactivity in the nervous system. Many anxiety medications available today work by targeting this process. “It’s nice when the biology that you get out of a large genome-wide study ratifies things that we already know because that can help increase confidence in further findings from the study,” Gelernter says. Uncovering the neurobiology of psychiatric disorders John Krystal, MD, Robert L. McNeil, Jr. Professor of Translational Research and chair of the Department of Psychiatry, is interested in the neurobiology of psychiatric disorders, including post-traumatic stress disorder (PTSD), of which anxiety is a major symptom. In the late 1980s, Krystal’s team discovered that the drug yohimbine activated symptoms in patients with PTSD. “This was the first time we could link a specific biological mechanism to the symptoms of PTSD,” Krystal says. At the time, he adds, this finding was highly controversial. “A lot of people felt that PTSD was a purely psychological syndrome that didn’t have an underlying biology.” Since then, Krystal has dived deep into understanding the neurobiology of PTSD to learn how to better treat it. His team is evaluating the use of ketamine and psychedelics. These would be among the first treatments to be developed specifically for PTSD. They may also be applicable for other disorders including anxiety disorders, Krystal adds. An important gap in PTSD treatment is the absence of biological tests that inform how to best help patients manage their PTSD symptoms. A doctor doesn’t diagnose cancer based on how they feel. Rather, they use tests of the biology of the cancer to determine the best course of treatment. “And we can’t do that in any psychiatric disorder other than Alzheimer’s disease,” Krystal says. “But now we are building a foundation for this approach to the treatment of anxiety disorders for the first time.” Source: Yale School of Medicine

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Oct 5 • 6:44 AM EDT • Science • goldrushcam.com
Nintendo has renewed some classic game trademarks

Nintendo has recently refreshed some trademarks for some of its older titles as it naturally does from time to time. It doesn’t mean that new entries are currently in the works, though that would be…

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Oct 5 • 6:42 AM EDT • Technology • mynintendonews.com
NYC’s office recovery becomes a competition for talent

JLL’s Peter Riguardi explains how talent, AI growth and demand for premium space are reshaping New York City’s office market.

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Oct 5 • 6:00 AM EDT • Business • crainsnewyork.com
Nobel Prize in medicine jointly awarded to ​Karl Deisseroth, Peter Hegemann ​and Georg Nagel

The Nobel Prize in medicine was awarded Monday to Karl Deisseroth, Peter Hegemann and Georg Nagel for their research into light-gated ion channels and optogenetics. The prize money this year is 12 million…

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Oct 5 • 5:44 AM EDT • Science • france24.com
American Deisseroth and Germans Hegemann and Nagel win 2026 Nobel medicine prize

Scientists Karl Deisseroth, Peter Hegemann and Georg Nagel won the 2026 Nobel Prize in ​Physiology or Medicine for "discoveries concerning light-gated ion channels and optogenetics," the award-giving body said on ‌Monday.

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Oct 5 • 5:39 AM EDT • Science • reuters.com
Nobel Prize in medicine awarded to three scientists for their work ‘concerning light-gated ion channels and optogenetics’

The 2026 Nobel Prize for physiology or medicine has been awarded to three scientists – Karl Deisseroth, Peter Hegemann and Georg Nagel – for “their discoveries concerning light-gated ion channels and optogenetics.”

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Oct 5 • 5:35 AM EDT • Science • cnn.com
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Scientists win Nobel Prize in medicine for work on ‘light-gated ion channels and optogenetics’

Scientists ⁠to Karl Deisseroth, Peter Hegemann and Georg Nagel won the 2026 ​Nobel Prize in ‌Physiology or ‌Medicine.

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Oct 5 • 5:34 AM EDT • Science • japantimes.co.jp
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2026 Nobel Prize in Physiology or Medicine awarded to Karl Deisseroth, Georg Nagel and Peter Hegemann for work on optogenetics

Karl Deisseroth, Georg Nagel and Peter Hegemann developed optogenetics, which uses light and genetics to control individual cells

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Oct 5 • 5:30 AM EDT • Science • scientificamerican.com
Is a ‘political’ email sent with county government resources worth a $5K fine?

Republican County Councilman Nathan Volke is championing three ethics reforms for Anne Arundel County government, with just weeks to go before the election. What’s he hoping to accomplish? How could county government actually change?

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Oct 5 • 5:30 AM EDT • Politics • thebanner.com
Digital Science Appoints Charlesworth as Strategic Sales Partner of Altmetric and Dimensions in China's Scholarly Publishing Sector

London, United Kingdom--(Newsfile Corp. - October 5, 2026) - Digital Science has appointed Charlesworth as its strategic sales partner of Altmetric and Dimensions in China's scholarly publishing sector. This collaboration aims to support the growing demand for research data and information across this rapidly developing market.China's local publishing industry has grown significantly in scale and maturity, with journal publishers actively strengthening their international position, investing in.

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Oct 5 • 5:00 AM EDT • Science • finance.yahoo.com
Strawberries in February: The Cyclospora outbreak and the cost of convenience

The 2026 outbreak reveals strains on farmworkers, food inspections and disease tracking in a system where consumers demand fresh produce year-round.

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Oct 5 • 4:29 AM EDT • Health • northcarolinahealthnews.org
Euro zone business growth hits over 3-1/2-year high despite inflation worries, PMI shows

BENGALURU, Oct 5 (Reuters) - Euro zone business activity expanded at its fastest pace in nearly 3-1/2 years in September as demand remained strong despite inflation worries stemming from the Middle East war, according to a private survey which also showed resurgent price pressures.

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Oct 5 • 4:02 AM EDT • Business • miamiherald.com
Euro zone business growth hits over 3-1/2-year high despite inflation worries, PMI shows

By Indradip Ghosh BENGALURU, Oct 5 (Reuters) - Euro zone business activity expanded at its fastest pace in nearly 3-1/2 years in September as demand remained strong despite inflation worries stemming from the Middle East war, according to a private ​su...

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Oct 5 • 4:02 AM EDT • Business • wtvbam.com
How the pursuit of science also serves modernity

Much of science is in the service of modernity, producing remarkable short-term advantages for humans generally at the expense of the rest of the community of life.

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Oct 5 • 4:00 AM EDT • Science • resilience.org
2026 BFI London Film Festival Preview: Political Messages, Animation

Kristy Matheson previews key highlights and stars featured in the 70th edition and why she doesn't agree with people having "a grumble about how it doesn't seem like a big or a good year for cinema."

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Oct 5 • 4:00 AM EDT • Politics • hollywoodreporter.com
German services sector grows in September on strong demand, PMI shows

Germany's service sector saw solid growth in business activity in September, supported ​by a sustained recovery in demand, a ‌business survey showed on Monday.

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Oct 5 • 3:58 AM EDT • Business • reuters.com
Arsenal remain keen on Juventus forward Kenan Yildiz

Arsenal are interested in Juventus forward Kenan Yildiz, but face competition from Real Madrid and Bayern Munich for the highly rated Turkey international.The 21-year-old has been valued at around €...

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Oct 5 • 3:25 AM EDT • Sports • sports.yahoo.com
Spain services growth accelerates despite cost surge, PMI shows

Oct 5 (Reuters) - The expansion in Spain's service sector picked up pace in September as increased demand lifted activity despite a surge in operating expenses, a business survey showed

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Oct 5 • 3:18 AM EDT • Business • lufkindailynews.com
The genetic secret helping bats survive a deadly epidemic

We’re easing you into Halloween season with an episode about bats. There’s a silent serial killer decimating little brown bats as they hibernate. White nose syndrome has driven populations across the U.S. to almost the brink of extinction over the last decade. But recently, conservation biologist Giorgia Auteri and her team noticed several genetic mutations in the survivors. These mutations could explain how natural selection has shifted the existing population – and inform conservation efforts in the future.Interested in more animal science? Email us your question at shortwave@npr.org.Support public media with NPR+ and enjoy perks for over 25 podcasts like this one. This show’s perks include sponsor-free listening. Learn more at plus.npr.org.

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Oct 5 • 3:00 AM EDT • Science • npr.org
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Jorge Jesus says Ronaldo will decide his Portugal future

Cristiano Ronaldo remains welcome in the Portugal squad, with manager Jorge Jesus leaving the decision over his international future in the 41-year-old’s hands.Ronaldo left Portugal’s Nations Leag...

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Oct 5 • 2:25 AM EDT • Sports • sports.yahoo.com
Golden Knights hang on to continue dominance over Canucks

VANCOUVER—It should be no surprise that the Vegas Golden Knights have displayed dominance over some of their Pacific Division foes, due to how long they have remained at the top.

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Oct 5 • 1:02 AM EDT • Sports • sports.yahoo.com
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‘Gossip Girl’ 25th anniversary musings

The CW’s “Gossip Girl” recently turned 19 years old, making it the age of this year’s college freshmen. Despite being over a decade old, the show remains impressively relevant among

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Oct 5 • 1:00 AM EDT • Entertainment • valpotorch.com
Colorado football's quarterback carousel keeps going round and round

Deion Sanders struggles to find a consistent signal-caller as schematic failures and shifting offensive identities force another benching, leaving the Buffaloes searching for a desperate spark against Utah.

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Oct 5 • 12:09 AM EDT • Sports • sports.yahoo.com
The New Denpa Men to end service on December 6

Free-to-play RPG The New Denpa Men will end service on December 6 at 6:00 p.m. PT / 9:00 p.m. ET / December 7 at 11:00 JST, developer Genius Sonority announced.

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Oct 4 • 11:38 PM EDT • Technology • gematsu.com
Tennessee business leaders remain optimistic about state’s economy

More than half of Tennessee business leaders absorbed higher fuel costs rather than passing them on to customers, according to a new survey by the Boyd Center for Business and

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Oct 4 • 11:30 PM EDT • Business • greenevillesun.com
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A roadmap for the next UN Secretary-General

The next UN Secretary-General will take over the most prominent position in multilateral governance at a time when multilateralism is arguably at its nadir. Adapting to today’s multipolar reality will require instilling a renewed sense of purpose and dema

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Oct 4 • 10:00 PM EDT • Business • eco-business.com
Psikyo Memories launches February 18, 2027

Psikyo shoot ’em up collection Psikyo Memories will launch for PlayStation 5 and Switch 2 on February 18, 2027, developer Edia announced. In its “Edia Game Catalog” distributed at…

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Oct 4 • 9:27 PM EDT • Technology • gematsu.com
Rashod Bateman goes for 46 yards

Baltimore Ravens wide receiver Rashod Bateman absorbed both of his targets for 46 receiving yards in Week 4

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Oct 4 • 8:37 PM EDT • Sports • sports.yahoo.com
Texas A&M Still Outside Coaches Poll After Dominant Arkansas Win

Texas A&M crushes Arkansas 34-7 behind a dominant rushing attack and strong defense, but the Aggies remain outside the latest US LBM Coaches Poll.

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Oct 4 • 8:25 PM EDT • Sports • sports.yahoo.com
Buccaneers vs. Cowboys odds: Opening lines for Week 5 matchup

The Tampa Bay Buccaneers hit the road on a short week as they travel to Dallas to take on the Cowboys Thursday night. Tampa Bay remains winless on the season while Dallas is coming off a big road victory. So what are the oddsmakers thinking of the Week 5 matchup between the Bucs and Cowboys? […]

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Oct 4 • 8:15 PM EDT • Sports • sports.yahoo.com
Countries race to provide oral health care for all in 100-Day Sprint across Asia

Twenty Asian countries and areas across the WHO Western Pacific and South-East Asia regions vowed to strengthen essential oral health benefits as part of a “100-Day Sprint” initiative, during the 16th Asian Chief Dental Officers Meeting held from 27 to 29 September in Kota Kinabalu, Malaysia. The meeting marked the midpoint of the 100-day sprint bolstering support for countries to develop essential oral health benefit packages that can be integrated into national universal health coverage plans. Convened by the two WHO regional offices and the Malaysian Ministry of Health as the Secretariat, the meeting brought together national oral health leaders from 20 Asian countries, staff from all levels of WHO, WHO collaborating centres and other development partners. Participating countries and areas included: Bangladesh, Bhutan, Brunei Darussalam, Cambodia, China, Hong Kong (SAR) China, India, Indonesia, Japan, Lao People’s Democratic Republic, Malaysia, Maldives, Mongolia, Nepal, the Philippines, Singapore, Sri Lanka, Thailand, Timor-Leste and Viet Nam. Participants reviewed progress and refined proposals using the WHO Service Package Delivery and Implementation (SPDI) Platform. Countries conducted bottleneck analyses across four key areas: service delivery, workforce, access to essential medicines and health products, and health financing. They identified practical actions to address implementation challenges and refined proposed revisions to their national oral health benefit packages. “There is no health without oral health. Through the 100-Day Sprint, countries are advancing the implementation of the Western Pacific regional implementation plan on oral health and strengthening progress towards universal health coverage,” noted WHO Regional Director for the Western Pacific Dr Saia Ma'u Piukala. Participants identified bottlenecks and proposed workable solutions to strengthen access to essential oral health care through primary health care, sharing experiences and discussing how best to translate policy commitments into feasible and sustainable action at the country level. Malaysian Minister of Health Datuk Seri Dr Dzulkefly Ahmad highlighted the importance of prevention and primary health-care approaches to improve oral health: “Oral diseases can have lifelong consequences, yet many are preventable. By integrating essential oral health care into primary health care and promoting prevention in schools and communities, we can improve oral health across the life course.”The WHO team led by Dr Huong Tran, Director of the Division of Health Promotion, Disease Prevention and Control of the WHO Western Pacific Region and national oral health leads from over 20 Asian countries visited the SK Pekan Putatan School, Sabah for school oral health programme including flouride mouth rinsing. © WHO / V. ChaudharyDr Huong Tran, Director of the Division of Health Promotion, Disease Prevention and Control for the WHO Western Pacific Region, emphasized key collaborative roles WHO can play. “Oral diseases are the most common noncommunicable diseases, yet many can be prevented and treated through essential oral health services delivered at the primary health-care level,” she said. “By sharing experiences and using WHO tools such as the SPDI Platform, countries are accelerating progress towards universal health coverage for oral health.” “Integrating oral health into broader health services is essential for reducing inequities, expanding access and recognizing oral health as an integral component of overall health and well-being. The 100-Day Sprint provides an important opportunity to translate this commitment into practical action and ensure that quality oral health services reach all people, especially those most in need,” said Dr Suman Rijal, Director of the WHO South-East Asia regional Department of Healthier Populations and Noncommunicable Diseases. As host of the meeting, Malaysia showcased ongoing efforts to strengthen oral health care through primary health care and prevention-focused approaches, while providing a platform for countries across the two WHO regions to exchange experiences and accelerate progress towards universal health coverage for oral health. “WHO is encouraged by Malaysia's leadership in addressing the burden of oral diseases and advancing universal health coverage for oral health through practical, country-led action,” said Dr Rabi Abeyasinghe, WHO Representative to Malaysia, Brunei Darussalam and Singapore. Countries will continue to refine and figure costs for national oral health benefits during the remaining sessions of the 100 days. These efforts support implementation of the WHO Global strategy and action plan on oral health 2023–2030, while also helping to expand access to essential oral health services through stronger and more equitable health systems across the WHO Western Pacific and South-East Asia regions.______________For more information, or to arrange media interviews, contact: WHO Regional Office for the Western Pacific: wprocom@who.int WHO Regional Office for South-East Asia: SEMediaRelations@who.int

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Oct 4 • 8:00 PM EDT • Health • who.int
WHO joins Pre-COP31 to advance climate action that delivers for people’s health

The World Health Organization (WHO) is joining Pacific leaders, governments and partners at Pre-COP31 in Fiji from 5 to 8 October to advance health priorities in climate action and strengthen the Pacific voice ahead of the 31st Conference of the Parties (COP31) to the United Nations Framework Convention on Climate Change (UNFCCC).COP31, to be held next month in Antalya, Türkiye, marks an important step for global climate and health action. Health is one of the 10 priority themes of the COP31 Action Agenda, “Dynamic and Resilient Health Systems”, and a dedicated Health Day will take place on 9 November, the first day of COP31. The inclusion of health reflects growing global recognition that climate action and health are closely connected. The climate crisis is affecting population health globally. Across the WHO Western Pacific Region, which includes Pacific island countries and areas, the consequences of climate change include extreme heat, cyclones, floods, rising sea levels, food and water insecurity, infectious diseases and disruptions to essential health services. The Pacific in particular faces additional challenges. A recent review of 76 hospitals in 14 Pacific island countries found that 62% of health facilities are located within 500 metres of the sea or a river, leaving them particularly exposed to flooding, storm surges and sea-level rise.Bringing Pacific priorities to the global climate agendaThe Pacific Pre-COP31 provides an important opportunity for Pacific countries and partners to consolidate regional priorities and bring the experiences and leadership of Pacific communities into global climate discussions.Pacific countries have been advancing practical approaches to protect health in a changing climate, including strengthening climate-resilient health systems, improving preparedness for extreme weather events, building resilient health infrastructure and mobilizing climate finance for health. “This Pre-COP is an important moment for the Pacific, bringing global climate discussions to a region that has long been at the forefront of the climate crisis. It provides an opportunity for Pacific countries and areas to set their priorities, experiences and leadership on the global stage, and to ensure that the realities of Pacific communities are genuinely reflected in the decisions made on climate action,” said Dr Saia Ma’u Piukala, WHO Regional Director for the Western Pacific.Throughout this week, WHO will co-convene and participate in high-level discussions and events focused on climate and health, climate resilience, adaptation, financing and implementation. “Climate finance is essential for resilient and healthy Pacific communities,” emphasized Dr Mark Jacobs, WHO Representative to the South Pacific and Director of Pacific Technical Support. “We must ensure that financing reaches the people, communities and essential services most exposed to climate risks, supporting locally defined priorities and investments.”WHO will work with partners to strengthen the integration of health considerations across climate policies and investments, including national climate plans and resilience initiatives.Health as a driver of climate actionAmid the risks to health and pressures on health systems, well-strategized and implemented climate action can deliver significant health benefits. Investments in clean energy, sustainable transport, resilient infrastructure, food systems and nature-based solutions have proven to reduce health risks while contributing to climate mitigation and adaptation.“Climate action is truly an investment in health. Cleaner energy, healthier food systems and climate-resilient health services can protect lives while building stronger communities. We now need to turn these opportunities into action and make health a core part of climate investments,” said Dr Sandro Demaio, Director and Head of Office, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region. “These benefits demonstrate that climate action is not only about reducing future risks. It is also an opportunity to improve lives today while building healthier, safer and more resilient societies.”At COP31 next month, WHO will also support the Health Pavilion, which will bring together the global health community and partners to advance health and equity within climate negotiations. With COP31 poised to move health higher on the global climate agenda, WHO will continue working with countries and partners across the Western Pacific Region and globally to strengthen climate-resilient and low-carbon health systems, and ensure that climate action protects and improves people’s health.____________________Media contactsElizabeth Bennett, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region, elizabeth.bennett@who.intJulia Dongwhan Shin, WHO Asia-Pacific Centre for Environment and Health in the Western Pacific Region, dong.shin@who.intWHO Western Pacific Communications, wprocom@who.int

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Oct 4 • 8:00 PM EDT • Health • who.int
3 Most Disappointing Cubs Players In 2026

From high-priced free agents to a botched blockbuster trade, these three struggling stars derailed Chicago's championship aspirations and fueled a premature postseason exit against the Padres.

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Oct 4 • 7:30 PM EDT • Sports • sports.yahoo.com
Caterpillar is a Great Business. But is CAT Stock a Great Buy?

Caterpillar Inc. (NYSE:CAT) is having a strong year. Construction and mining demand remain solid, infrastructure spending is creating more opportunities, and the rapid buildout of data centers is opening another market for the company’s power equipment. The latest numbers make that clear. Sales and revenues reached a record $20.5 billion in the latest quarter, up […]

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Oct 4 • 7:04 PM EDT • Business • finance.yahoo.com
OpenAI's Altman says AI benefits warrant accepting some risks

OpenAI Chief Executive Sam Altman said the benefits of artificial intelligence justify accepting some risks and argued the technology should remain broadly accessible to the public

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Oct 4 • 6:35 PM EDT • Business • reuters.com
Virginia High School Football Rankings: Top 25 Teams

As fall begins to set in across the country, some great high school football is being played in Virginia. Some great programs are going head-to-head against one another, and even going outside their borders to test themselves. Not too much time remains in the regular season. Races are beginning to take form and are setting […]

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Oct 4 • 5:53 PM EDT • Sports • sports.yahoo.com
Kate Mulgrew says being “Star Trek”’s ‘unprecedented’ first female captain ‘reshaped my life’

“I think what she allowed women in STEM to do as a result of her command was absolutely, deeply significant,” Mulgrew said.

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Oct 4 • 5:27 PM EDT • Entertainment • yahoo.com
Kings Have One of NBA’s 10 Craziest Games in History

Relive the historic night Sacramento erased a massive 35-point deficit against Chicago, cementing a legendary comeback that remains one of the most improbable statistical anomalies in basketball history.

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Oct 4 • 5:25 PM EDT • Sports • sports.yahoo.com
Packers Lose Star Defender for Remainder of Season

Packers star linebacker Edgerrin Cooper is believed to have suffered a season-ending torn Achilles during Green Bay's win over Tampa Bay.

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Oct 4 • 5:12 PM EDT • Sports • sports.yahoo.com
😐 Neutral (0%)
'Dancing with the Stars' Week 5 theme revealed: It's Super Bowl Night

The Week 5 theme for "Dancing with the Stars" has been revealed. Here's what to know about Super Bowl Night and what viewers can expect from the remaining celebrity contestants.

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Oct 4 • 5:03 PM EDT • Entertainment • lohud.com
Buffalo Bills Lose 29-26 To New England: Instant Reactions

Josh Allen’s late-game interception and a defensive collapse derailed Buffalo’s perfect season, overshadowing record-breaking milestones and a breakout performance from wide receiver Keon Coleman in New England.

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Oct 4 • 4:30 PM EDT • Sports • sports.yahoo.com
Ethan Hawke names surprising thriller co-starring ex Uma Thurman as his breakout: ‘Changed my life’

If you ask Ethan Hawke, it wasn’t ‘Dead Poets Society’ or ‘Reality Bites’ that gave him his big break — it was this under-seen, experimental thriller from a master of indie cinema that made him a star.

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Oct 4 • 4:11 PM EDT • Entertainment • ew.com
Should Bill Belichick Remain as North Carolina's Head Coach?

Should Bill Belichick stay with the North Carolina Tar Heels moving forward?

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Oct 4 • 3:52 PM EDT • Sports • sports.yahoo.com
Pakistan: Imran Khan supporters demand ex-PM's release

Thousands of Imran Khan supporters have begun a trek to Islamabad to demand he be freed as Pakistan's political leadership remains in deadlock. The government has set up roadblocks to keep protesters at bay.

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Oct 4 • 2:22 PM EDT • Politics • dw.com
Report: Assassin’s Creed Hexe Exclusive Character, Story Details Surface

With the long-rumored Assassin's Creed: Black Flag remake finally out, Ubisoft is now looking ahead to a different kind of Assassin's Creed. For a while, they've been working on Codename…

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Oct 4 • 12:39 PM EDT • Technology • mp1st.com
Trump names national intelligence director Jay Clayton to lead a new federal AI task force

The announcement comes after Trump hosted top executives of AI companies at the White House last week and said they had signed a voluntary accord that would effectively self-police the development of the technology.

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Oct 4 • 12:31 PM EDT • Politics • pbs.org
SNL Weighs in on GTA 6 vs. The Legend of Zelda With Skit Featuring Jason and Link

SNL weighed in on GTA 6 vs. The Legend of Zelda: Ocarina of Time remake with a new Weekend Update skit featuring video game protagonists Jason Duval and Link.

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Oct 4 • 11:55 AM EDT • Technology • ign.com
Ripple Plans a Credit Business Backed With XRP. Does Lending Finally Give the Token a Use That Moves the Price?

Ripple's new credit service locks XRP as collateral for payment loans, a model that works very differently from the pass-through payments that have left many holders waiting for a price catalyst. Whether this finally creates sustained demand hinges on details Ripple has yet to reveal.

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Oct 4 • 11:30 AM EDT • Business • finance.yahoo.com
Wildlife camera in Guatemala captures a once-in-a-decade snapshot

The recent photographs confirm that jaguars are still traveling along an important wildlife corridor.

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Oct 4 • 10:08 AM EDT • Science • popsci.com
Medicare for All remains key pressure point for Democrats ahead of midterms

The idea of universal health coverage in the US is embraced by party’s left but is often considered a liability by centrists

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Oct 4 • 10:00 AM EDT • Health • theguardian.com
NFL Week 4 TV coverage maps

There are 15 games remaining on the Week 4 NFL schedule. Here is when and where you can watch them.

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Oct 4 • 9:27 AM EDT • Sports • sports.yahoo.com
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Sunday Puzzle: 'In' at the Finish

NPR's Ayesha Rascoe plays the puzzle along with Weekend Edition Puzzlemaster Will Shortz and WVIA listener Mary Ann Paulukonis of Pittston, Pennsylvania.

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Oct 4 • 9:18 AM EDT • Entertainment • kgou.org
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Wonka's The Golden Ticket Needs Some Work, But There Are Three Things I Really Enjoyed

Lots of room for improvement, but a few things really worked.

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Oct 4 • 9:05 AM EDT • Entertainment • yahoo.com
How the shooting death of a Houston father is igniting Latino politics in Texas

Lorenzo Salgado Araujo was shot and killed on his way to work by ICE agents, who said he used his vehicle as a weapon. An outraged community is demanding justice — and change.

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Oct 4 • 9:00 AM EDT • Politics • nbcnews.com
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How Americans’ Financial Health Is Faring In The “K-Shaped” Economy

Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing that the regulator’s move to grant trust bank charters to firms seeking to use them to conduct substantial non-fiduciary activities exceeds the authorities granted to the OCC by Congress. I haven’t had time to fully digest the legal filing or speak to folks in my network about it, but you can expect to see coverage and analysis on it in next week’s newsletter. Subscribe or Support by Upgrading The NerdCon agenda just dropped. It’s stacked. Partner content: Nubank built an AI-first bank. Chime built its own banking core. Figure and Valon are rebuilding the mortgage stack. At NerdCon, you’ll hear from the people behind those bets: what they chose, what they learned, and what they’re still figuring out. The agenda is live, with leaders from Nubank, Chime, OpenAI, Remitly, Mercury, Figure, Valon and more. Follow the mainstage conversations, bring the problem your team is wrestling with to a hands-on workshop, or pull up a chair at a roundtable. Pick your quests. Meet us in San Diego, November 18–20. Fintech Business Weekly readers save 20% with code FBW20. Explore the Agenda Things To Know & Other Good Reads Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements (Federal Reserve Board of Governors) FDIC Announces Conclusion of Independent Monitorship (FDIC) Modernizing Financial Regulation: Initial Observations from eSLR (Fed Vice Chair for Supervision Michelle Bowman) The Data Version of Godzilla versus Kong: FRED Takes on AI (Fed Governor Christopher Waller) Financing the AI buildout (Brookings) Q3’26: Rules for Banks but Not for Crypto (Fintech Takes Banking) The Inevitability of Local Stablecoins (Lombard Notes) Delusions of AI Governance: The Human-in-the-Loop Comfort Blanket (Fintech Snark Tank) Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow (Stripe) Listen: Fighting Fraud in the Age of AI, with SEON’s Tamas Kadar (Fintech Business Weekly) How Americans’ Financial Health Is Faring In The “K-Shaped” Economy If there is one overarching theme across the economy and politics in the U.S. at the moment, it’s “affordability.” The term is vague enough to encompass a panoply of factors shaping Americans’ day-to-day lives: rising costs for the hallmarks of being “middle class,” including healthcare, housing, childcare, and education, inflation and rising interest rates, and a job market with the specter of AI hovering over it. At the same time, policy shifts under the Trump administration have resulted in reduced subsidies to those who get health insurance under the Affordable Care Act and new restrictions on qualifying for Medicaid and SNAP, the impacts of which have yet to be fully felt. These factors are contributing to declining consumer confidence and general dissatisfaction with the economy, despite continuing GDP growth and stock market records. This divergence is encapsulated in the idea of the “K-shaped” economy, in which a small proportion of Americans have seen their wealth balloon, while the majority of American households struggle to preserve the lifestyle they have. Perhaps the greatest determinant of which branch of the “K” a household is on is whether their wealth and income are primarily derived from employment vs. from assets. Nearly two decades of low interest rates and, more recently, elevated rates of inflation have benefited asset owners, while those whose income is primarily or solely derived from labor have largely seen real purchasing power stagnate or decline. This is reflected in recent Bureau of Labor Statistics data showing that labor share of U.S. GDP — the fraction of economic output that accrues to workers as compensation in exchange for their labor — dropped to just 52.8% in Q2 2026, the lowest since the BLS began keeping records. In 1947, approximately 2/3rds of economic output accrued to workers; even as recently as 2001, labor’s share of GDP was 64.1%. Against this backdrop, we’ve seen the rise of more credit and credit-like products: cash advance apps, “no-fee” overdraft, earned wage access, and buy now pay later, which are often used as small-dollar short-term borrowing mechanisms to meet immediate consumption needs or pay other bills (eg utilities, cell phone, other debt payments). With the markers of a middle class existence and, increasingly, basic financial stability seemingly out of reach for many, it should be no surprise there’s been an increase in “financial nihilism,” something industry peers like Alex Johnson and Frank Rotman have discussed and analyzed the roots of. The explosion of gambling and gambling-adjacent products and services — often marketed under the guise of being an “investment” — is inextricably intertwined with the rise of financial nihilism. Crypto, sports betting, and, more recently, prediction markets offer an escape or even hope of sorts, like a contemporary, digital version of a scratch-off lottery ticket, while leaving the overwhelming number of people who use such products worse off. Share of Households That Are Financially “Vulnerable” Ticks Up The Financial Health Network’s 2026 Financial Health Pulse® report adds context on how American households are faring. (I linked to this report in last week’s newsletter, but wanted to take time to further unpack the data in the report this week.) The Financial Health Network publishes the report annually, providing insight into how Americans’ financial circumstances are changing over time. The 2026 report is derived from a survey fielded in April and May 2026. The report leverages survey responses to assess indicators of financial health across spending, saving, borrowing, and planning/protecting and to determine a zero to 100 “FinHealth” score. Those with scores between 0 and 39 are considered “Financially Vulnerable,” consumers with scores ranging between 40 and 79 are defined as “Financially Coping,” and those with scores of 80 to 100 are “Financially Healthy.” The report found that moderate improvements in 2025 were reversed, with the share of respondents considered financially “vulnerable” rebounding to 17%. The longitudinal data reflect the impact of pandemic-era programs, like expanded unemployment, cash stimulus payments, and pauses of federal student loan payments. The positive impacts of those programs, as reflected in the Financial Health Pulse reports, had largely disappeared by 2023. While pandemic-era inflation — to be fair, in part caused by the various support and stimulus measures — had come down from as high as 9% in 2022, it has rebounded since the start of Trump’s second term, with tariffs and energy market disruptions owing to the war in Iran pushing prices back up. Specific indicators in the survey that deteriorated from 2025 to 2026 include the share of respondents spending less than their income over the past 12 months, the share paying all bills on time over the past 12 months, the share that have a manageable amount or no debt, the share that are “moderately” or “very” confident their insurance is adequate to cover them in an emergency, and the share that “somewhat” or “strongly” agree that their household plans ahead financially. Unsurprisingly, lower- and moderate-income households are more likely to struggle to pay their bills on time and have any funds leftover to save. The share of low-income households whose income exceeded their spending dropped from 35% in 2025 to 31% in 2026, while the share of upper-income households whose income exceeded expenses remained unchanged at 63%. Households with student loans or revolving credit card debt reported having “a bit more” or “far more” debt than was manageable at rates far higher than those not carrying these types of debts. The share of those with student loan debt indicating their debt load was too high to manage increased from 50% in 2025 to 55% in 2026, while the share of those with revolving credit card debt saying the same ticked up from 51% in 2025 to 54% in 2026. Households that had student loans were markedly more likely to be financially “coping” or “vulnerable” vs. those without student loans. In 2026, 27% of households with student loans were considered financially vulnerable, a jump of 6% points vs. 2025. Households without student loans saw just a 1% point increase (not statistically significant) in those considered financially vulnerable. Households’ perception of the affordability of categories of goods and services paints a stark picture, with less than one-fourth considering higher education affordable, about a third deeming childcare affordable, and less than half viewing healthcare as affordable. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Democratic Senate Report Highlights How Iran Uses Tether to Evade U.S. Sanctions Iran uses stablecoins, specifically Tether, to evade sanctions, fund regional proxies, and to purchase military drones, a report released last week by the Senate Permanent Subcommittee on Investigations says. The report was authored by committee ranking member Senator Richard Blumenthal (D-CT) and the minority staff. Crypto and stablecoin proponents will often push back on criticism that criminals make use of these assets by arguing that, on an absolute dollar basis, far more illicit funds flow through traditional banking systems and payment rails than via crypto and stablecoins. And while that is likely true, it elides the reality presented in news story after news story: whether state actors — Russia, Iran, North Korea — or criminal groups, those looking to engage in illicit transactions increasingly favor stablecoins and, specifically, Tether (USDT). The report from the Senate Permanent Subcommittee on Investigations released last week adds context to how Iran uses Tether has a lynchpin in its shadow banking system. The report analyzed 846 wallets that have been sanctioned or targeted for seizure, finding that 84% of them transacted exclusively or primarily in Tether. The ability to create near limitless, anonymous wallets and to move funds effectively instantaneously and irreversibly have made crypto a favored financial mechanism for bad actors. Stablecoins solved key drawbacks of bitcoin, namely, the original cryptocurrency’s highly volatile value in dollars. And while Tether (the company) has the technical ability to “freeze” or destroy funds, the company is often limited and reactive in its approach to doing so, the Senate report argues. Tether, which is nominally based in crypto-friendly El Salvador, “has stated that its compliance with OFAC sanctions is ‘voluntary’ and that it follows ‘OFAC guidelines,’” the Senate report says. Owing to these favorable attributes, Tether “became a primary cryptocurrency for Iran, Hamas, Hizballah, and the Houthis beginning in 2023 and has expanded in scale since,” according to the report. Tether’s role in Iran’s shadow banking system, the report says, is enhanced by crypto exchanges like Bybit, Kyrrex, OKX, Gate, and Binance, and through “over the counter” exchanges and hawala networks. The consequences of these financial flows aren’t hypothetical. The Senate report links Tether as a funds transfer mechanism to Iranian proxies in the region, including Hizballah, the Houthis, and Hamas. Tether has also been used to make payments to secure components necessary to manufacture drones, the report says. The report concludes by arguing that “[s]tablecoin issuers with a significant nexus to the United States, particularly those that offer dollar-denominated stablecoins, should be subject to American sanctions law rather than being allowed to hide behind foreign jurisdictions.” Stablecoin issuers like Tether must be held accountable for repeated failures to prevent illicit finance and sanctions violations by law enforcement, the Department of Justice, the Securities and Exchange Commission, and OFAC, the report argues. [Paying Subscriber Exclusive] OUSD Goes Live, Make Your Own Neobank, U.S. Sanctions Russia’s A7 Network As “Transnational Criminal Organization” OpenUSD, the stablecoin issued by the Open Standard consortium that includes Stripe, Visa, Mastercard, core providers, crypto firms, and numerous banks, went live last week. Social commerce platform Whop raised eyebrows in fintech by offering creators on its platform the ability to launch their own neobanks, which the company describes as “great businesses that are easy to run,” in just 15 minutes. And OFAC and FinCEN target Russia’s “shadow banking” A7 Network — more on these stories after the paywall.

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Oct 4 • 8:59 AM EDT • Health • fintechbusinessweekly.substack.com
Former Sabres Defenseman Has Strong Game With New Team
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Oct 4 • 8:50 AM EDT • Sports • sports.yahoo.com
Saudi Arabia to cancel Joy Awards, its answer to the Grammys, amid budget cuts, sources say

By Timour Azhari Oct 4 (Reuters) - Saudi Arabia is set to cancel next year's Joy Awards, its star-studded answer to the Oscars or the Grammys, as financial strain and the Iran war hit the country's nascent entertainment sector, two people with knowledg...

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Oct 4 • 8:05 AM EDT • Entertainment • whbl.com
Amazon’s colorful and sturdy new Kindles

In this week’s Installer: Amazon’s new Kindles, OpenAI’s Dots, the remastered Witcher 3, and more.

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Oct 4 • 8:00 AM EDT • Technology • theverge.com
Should the Laver Cup Finally Bring Women Into the Mix?

Okay, so let’s try to make this Laver Cup hypothetical, civil, shall we? An obvious question hangs over the event called the Laver Cup. Why is it not called the Williams Cup? No, seriously now. Where are the women? For nine editions now, the formula has remained straightforward: six men from Europe, six from the …

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Oct 4 • 7:30 AM EDT • Sports • sports.yahoo.com
LeBron James’ 76ers situation just took an unexpected turn

LeBron James’ move to the Philadelphia 76ers has taken another unexpected turn after his unique New York commute became reality. The NBA superstar plans to split his time between New York and Philadelphia, using a helicopter when necessary. Meanwhile, his championship expectations remain high entering his 24th NBA season.

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Oct 4 • 7:30 AM EDT • Sports • sports.yahoo.com
Updated SEC football conference standings following Week 5 slate

Only three SEC teams remain undefeated in conference play coming out of Week 5. Here is a look at the latest conference standings.

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Oct 4 • 7:02 AM EDT • Sports • sports.yahoo.com
How Bears Are Playing to Dillon Thieneman's Strengths
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Oct 4 • 7:00 AM EDT • Sports • sports.yahoo.com
"A Colossal Upgrade" - Digital Foundry Delivers Its Tech Verdict For The Witcher 3 Remastered On Switch 2

"easy to recommend"

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Oct 4 • 6:30 AM EDT • Technology • nintendolife.com
Scientists Discover Two New Contenders for World’s Loudest Bird

Two birds have just chimed in to an unusually noisy competition: the race to be considered the loudest bird in the world. The bare-throated bellbird and red-legged seriema can both produce calls that ...

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Oct 4 • 6:00 AM EDT • Science • yahoo.com
Ed Sheeran Joined By First 'Special Guest' Since Opening Acts Dropped Him

Macklemore was removed from the tour following remarks that included “Free Palestine,” and other support acts left in solidarity.

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Oct 4 • 5:49 AM EDT • Entertainment • newsweek.com
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Tech job openings rise as AI fuels hardware and software hiring

Tech job openings are climbing as AI spending fuels hardware demand and software hiring stays resilient.

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Oct 4 • 5:15 AM EDT • Business • businessinsider.com
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How AI could usher in a 'new scientific golden age' (if it doesn't kill us all first)

AI has remarkable potential to exponentially advance scientific discovery, say scientists. But getting out the word of its scientific benefits of can be challenging when forced to compete with headlines about its significant if not existential threat to humanity.

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Oct 4 • 4:00 AM EDT • Science • cbc.ca
Daily Norseman Staff NFL Picks, Week 4

Who do we have this week?

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Oct 4 • 3:00 AM EDT • Sports • sports.yahoo.com
Party conference will be more upbeat than last year, Tories say – but that’s not the whole story

The mood is better but ‘overhyped’, says one Conservative MP as party remains a distant third in polls

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Oct 4 • 2:00 AM EDT • Politics • theguardian.com
Northwest Arkansas Business Briefs

Kwema wins national security product

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Oct 4 • 2:00 AM EDT • Business • nwaonline.com
Suspect at large after man stabbed outside Northeast Side restaurant, police say

San Antonio police say a disturbance outside a business escalated into a stabbing Friday night. The victim was hospitalized as the suspect fled, briefly reentered the building, and remains at large.

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Oct 3 • 9:59 PM EDT • Business • news4sanantonio.com
Culver City protesters demand Sony, Amazon, other studios defend democracy

LOS ANGELES — On a sweltering Saturday, around 100 people gathered in Culver City for a rally and march to deliver a message to several major media companies: Help us

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Oct 3 • 9:39 PM EDT • Entertainment • thederrick.com
WQAD News 8

WQAD (Quad Cities) is your source for breaking news, weather, traffic, and live coverage in the Quad Cities and surrounding communities. Get the latest updates from the WQAD team — from major local headlines and investigations to severe weather, community stories, and the moments everyone’s talking about. Watch live newscasts, stream breaking coverage, and catch up on the top stories shaping Davenport, Rock Island, Moline, Bettendorf, and nearby areas. Subscribe for: • Quad Cities breaking news + live updates • Weather forecasts and severe weather alerts • Investigations and accountability reporting • Community stories across the region • Major events, sports, and local explainers WQAD — Quad Cities news and weather, live and on demand. 🔗 More: https://www.wqad.com

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Oct 3 • 9:37 PM EDT • Health • youtube.com
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Ken Paxton’s estranged wife backs him without saying his name

Texas state Senator Angela Paxton, Ken Paxton’s estranged wife, threw her support behind the Texas GOP Senate nominee without naming him, saying in a new ad that she will be “voting for the Republican ticket.” The ad comes after Paxton urged Republican women in remarks last month to support GOP candidates even if they have reservations about them.

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Oct 3 • 8:00 PM EDT • Politics • cnn.com