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How FantasyPros ranks the Buccaneers’ top fantasy football IDP
See where Rueben Bain Jr., Tykee Smith, Antoine Winfield Jr. and other Buccaneers defenders land in FantasyPros' 2026 fantasy football rankings
Ex-Panthers WR Suddenly Cut Loose by Another NFL Team
With certain NFL players, it’s fascinating to look back on where they spent time earlier in their careers, before they become a more established contributor. That’s certainly the case with Ray-Ray McCloud, who has played for a lot of teams, including the Carolina Panthers. McCloud is in the news on the eve of the 2026 […] The post Ex-Panthers WR Suddenly Cut Loose by Another NFL Team appeared first on HEAVY.
Ten Ravens newcomers who could make an immediate impact
Ten additions who could play significant roles for Baltimore during the 2026 season.
All 7 ‘Scream’ movies, ranked from worst to best
For nearly 30 years, ‘Scream’ has terrified, entertained, and satirized multiple generations of horror fans. See how all seven movies rank from worst to best.
R&B star is battling cancer at 44. Here’s what we know
The singer recently revealed her diagnosis.
How Salary Floor Would Affect Brewers
The Milwaukee Brewers have not needed a large payroll to win, but they may be compelled to spend more anyway.
Arteta still does not know when Saliba will be back
Mikel Arteta has refused to confirm when William Saliba will return to action for Arsenal after the defender was given an extended recovery period following his return from the World Cup.Saliba has be...
Young entrepreneur: Geneseo teen starts car detailing business
While most teens are soaking up the last bit of summer before returning for another long school year, one Geneseo student is making a name for himself.
Why new Newcastle United approach could finally cause Bournemouth problems
Bournemouth have become a proper pain in the backside for Newcastle United lately. It is not just bad luck either, there’s a reason why NUFC have found them so difficult.
Friday Night Blitz Week Two: Minico handles business against Vallivue 39-0
The Minico Spartans improve to 2-1 on the season after a dominant home win over the 1-1 Vallivue Falcons.
UC Riverside receives grant to evaluate California’s traditional health care practices benefit
A $1.25 million grant to UC Riverside from the California Department of Health Care Services (DHCS) will support a statewide evaluation of California's traditional health care practices (THCP) benefit.
Las Vegas defense attorney says Lindsay Clancy mistrial points to mental health defense strength
With the Lindsay Clancy murder trial ending in a mistrial, a prominent attorney breaks down why the 11-1 deadlock in favor of insanity is a win for the defense.
Sports Overtime: Week 2 (Friday, Sept. 4, 2026)
Watch highlights and view scores from Week 2 of the 2026 NSAA football season.
Game time for PAX West cosplayers in downtown Seattle
Participants in the annual PAX West gamer convention dress up as their favorite characters on the streets near the Seattle Convention Center.
Yankees’ Aaron Judge Announces Personal News Ahead of Injury Return
Aaron Judge’s New York Yankees closed out another series win over the Los Angeles Angels, taking two of three games in Anaheim. The team capped it with a 6-3 win in Wednesday’s finale. The Yankees now turn to the San Diego Padres. New York arrives at Petco Park with an 80-60 record, while the Padres […] The post Yankees’ Aaron Judge Announces Personal News Ahead of Injury Return appeared first on HEAVY.
‘Big Brother’ star Lala blasts Drew and Haley on her way to the jury house
Lala blasts Drew and Haley on her way to ‘Big Brother’ jury house, and reveals she thought she had the votes to stay.
Fewer people willing to work as sports officials, commissioners say
Sports officiating commissioners say fewer people are willing to take the job
Angels Are Now Free From MLB’s Ultimate Bad, Meddling Owner
The Los Angeles Angels have a new owner, thankfully, especially given Arte Moreno's repulsive legacy.
Maria Bartiromo’s lawyer says she’s ‘still an employee at Fox’ despite network announcement
Fox News personality Maria Bartiromo’s lawyer tells EW she’s ‘still an employee at Fox’ despite the network announcing that she’s ‘no longer with’ the channel.
2. Bundesliga Topspiel preview: Dynamo Dresden vs. VfL Bochum
In a meeting between two sides who have both endured faltering starts and begin the weekend level on points in the bottom half of the table, Saturday’s Topspiel presents an opportunity for either Dr...
Tammy Allen to retire from Foulston Siefkin after 40-year marketing career
Tammy Allen, CMO of Foulston Siefkin LLP, retires Dec. 31 after nine years at the Wichita law firm, with her marketing role split between two successors.
Gael Monfils to Swap Baseline for Boardroom
Gael Monfils, one of the most beloved and electrifying showmen the ATP Tour has produced in the last two decades, has confirmed that his life after tennis will look nothing like the one he has led on court for the past 20-plus years. The Frenchman, who is set to retire at the end of this …
‘Big Brother’ host Julie Chen Moonves weighs in on Rick Devens’ big gamble (exclusive)
‘Big Brother’ host Julie Chen Moonves weighs in on Devens’ big gamble, reacts to the latest eviction, gives her take on Dee’s game, and more.
Bath show highlights sibling finds – and England’s first paid female astronomer
Exhibition features artworks in townhouse where William and Caroline Herschel worked and lived in late-18th century
Mark Stevens Is Seahawks’ Top Minority Investor
Other investors joined the Seahawks’ new ownership from the Mittal-Grousbeck group.
Day three of W.Va. Chamber of Commerce 90th Annual Meeting and Business Summit
The third day of the West Virginia Chamber of Commerce’s 90th Annual Meeting and Business summit kicked off Wednesday at The Greenbrier.
Portland Trail Blazers' Season Opens With a Gauntlet
The Blazers will be on the road for a majority of the first two months of the season, and the competition is fierce.
Sandra Bullock reveals the shocking question she kept getting asked about ‘Practical Magic’
‘Practical Magic 2’ star Sandra Bullock reveals the shocking question she kept getting asked about the original 1998 film during its promotion three decades ago.
Julia Stiles and ‘DWTS’ partner Ezra Sosa admit to ‘hard day’ in rehearsal
Julia Stiles and her ‘DWTS’ partner, Ezra Sosa, got honest about their dynamic in an interview with EW.
Dissecting the Indiana Takes Arms Race in college football media
The sports media landscape is in the midst of a Cold War-style opinion race with Indiana football at its center.
Kentucky small businesses urged to apply for tax credits up to $25,000
STAFF REPORT Glasgow News 1 Gov. Andy Beshear is encouraging Kentucky small businesses that are creating jobs ...
Opinion: Are cracks beginning to show in the Nurmagomedov dynasty?
Abdulmanap Nurmagomedov created one of MMA’s great coaching legacies, but recent setbacks raise questions about whether the team built around his methods has already reached its peak.
Here’s how Alix Earle finally addresses her falling out with Alex Cooper on her new reality show
Alix Earle finally breaks her silence on her feud with Alex Cooper on her Netflix reality show ‘Earle Meets World.’
Yankees’ Max Fried Plan Vs. Padres Comes With Risk
Max Fried is still working himself back to full strength from injury.Because of that, the New York Yankees seem likely to employ a fascinating strategy with him when he takes the mound on Friday against the San Diego Padres.Fried is the scheduled starting pitcher, and that’s not really in question. He should get the ball […] The post Yankees’ Max Fried Plan Vs. Padres Comes With Risk appeared first on HEAVY.
Bills Safety Damar Hamlin Announces Personal News as Season Nears
Buffalo Bills safety Damar Hamlin announced a charity event that he will be hosting in September. The post Bills Safety Damar Hamlin Announces Personal News as Season Nears appeared first on HEAVY.
Ziaire Williams feels Lakers were the 'best fit' for him
New Lakers forward Ziaire Williams saw "a great opportunity" for himself with the Purple and Gold.
Banner flies over Paramount Studios calling CEO David Ellison ‘Trump’s ‘b----’
Amid furor over Paramount’s attempted acquisition of Warner Bros. Discovery, a plane flew a banner over Paramount Studios in Los Angeles referring to CEO David Ellison as ‘Trump’s b----.’
Behind the Scenes with Kaitlan Collins: Trump administration won’t commit to a timeline in Iran as midterms loom large
Elon Musk’s super PAC starts spending to help GOP in midterms, including Texas’ Ken Paxton
Elon Musk's America PAC has disclosed its first spending on Republican candidates — roughly $800,000 across Senate and House races in multiple states. Who do you think this spending will impact most?
Built-in backlash: Musk’s toxicity complicates his return to politics
Jen Psaki looks at how Elon Musk's tone deafness on issues like data centers and his evident antisemitism, not to mention his image as a villain to many Americans since his disastrous implementation of DOGE at the start of Trump's second term, makes him a likely political liability for Republicans even as he hopes to help them financially. Jesse Lehrich and Rob Flaherty, co-hosts of the "Nobody Knows Anything" show, join to discuss.
Study finds young women more likely than men to get health and wellness information from influencers
A recent Pew Research Center study found that young women are more likely than young men to get health and wellness information from social media influencers, with 57% of women ages 18 to 29 reporting they receive such information from influencers, compared with 47% of men in the same age group.
CDL training school says closure by federal officials ‘political’
The Federal Motor Carrier Safety Administration cited graduates of United CDL for not having the requisite English language skills to earn their licenses.
Christine Taylor recalls being asked to lose 10 pounds to play Marcia Brady in ‘The Brady Bunch Movie’: ‘So ’90s’
Christine Taylor was asked to lose 10 pounds to play Marcia Brady in ‘The Brady Bunch Movie,’ she says. She notes that it ‘would never happen today.’
NJ panels OK rate hike for public worker health plans, deadlock on increase for teachers
Double-digit hikes approved for state and local government worker plans, but a separate panel deadlocked on increases for school workers' plan
Business leader shares lessons on trust after personal adversity
The CEO of a multi-million-dollar outsourcing firm changed how he led his company after experiencing a family emergency.
Kristen Johnston says she was not sober while filming iconic ‘Sex and the City’ window scene: ‘Hot mess’
Kristen Johnston, who portrayed ill-fated party girl Lexi Featherston, says she was not sober while filming iconic ‘Sex and the City’ scene: ‘Hot mess.’
Bickley: Cardinals take critical step forward with Michael Wilson extension
Cardinals take care of business by extending the 26-year-old wideout after a breakout season in 2025 and buck past trends of failing to extend blossoming talent.
Jennifer Aniston's emotional interview with boyfriend Jim Curtis about his health journey
The couple made a rare joint appearance at New York City’s 92nd Street Y, with Jen interviewing her wellness coach boyfriend about hie new guide to healing, “The Book of Possibility.”
Jennifer Aniston shares the life advice her ‘dear friend’ Dolly Parton gave her
The late Dolly Parton was a ‘dear friend’ to Jennifer Aniston, who gave her some sweet — and useful — life advice.
South Grad Partners with Full-Time Facility Dog on Her First Job
At USA Health Children's & Women's Hospital, recreational therapy looks a little different for recent graduate Emma Bryson, thanks to a full-time canine colleague named Rainier.
Carla Jeffery’s family denies drugs played a part in Disney star’s death
Carla Jeffery, known for Disney Channel’s ‘Zombies,’ died at the age of 33 on Wednesday; a cause of death was not immediately revealed.
Disney Jr., ESPN and ABC30 bring free youth sports clinic to Fresno
ABC30, Disney Jr. and ESPN brought a free sports clinic to Fresno, giving young kids a chance to play, learn and get active.
Disney Jr., ESPN and ABC30 bring free youth sports clinic to Fresno
ABC30, Disney Jr. and ESPN brought a free sports clinic to Fresno, giving young kids a chance to play, learn and get active.
Disney Jr., ESPN and ABC30 bring free youth sports clinic to Fresno
ABC30, Disney Jr. and ESPN brought a free sports clinic to Fresno, giving young kids a chance to play, learn and get active.
‘The View’ reveals 1 former cohost returning to the table for season 30
‘The View’ revealed Sherri Shepherd will join Whoopi Goldberg, Joy Behar, and more at the Hot Topics table when the show premieres for its landmark season 30.
Rising costs of health benefits: Total cost per employee expected to rise 8.2% in 2027
Joseph Kra, Marsh senior partner and northeast health zone practice leader, joins 'Squawk Box' to discuss the rising costs of health benefits, impact of GLP-1s on health benefit costs, and more.
Former NBA All-Star believes Joel Embiid is not fully dedicated to working hard
Joel Embiid is getting flak for apparent problems with his work ethic.
Large data center project in Weld County clears its first hurdle
Global AI's 35-megawatt data center project on a former Kodak campus in Weld County won planning commission support Tuesday, advancing a project the company says could grow into a potential $2 billion to $20 billion investment.
Feds, NBA investigating Daktronics amid alleged Kawhi Leonard, Clippers no-show sponsor deals
Why a signature Newsom power move flopped in the last days of the Legislative session
The lame-duck governor's penchant for pushing last-minute demands on California’s Legislature didn't work out as it has in years past.
Industry Focus eBook
Keep up with the latest advances in quantum science with this exclusive Quantum Science Insight from Industry eBook.
Car crashes into southwest Oklahoma City business
Car crashes into southwest Oklahoma City business
Celtic chase full-back Lotomba
Celtic linked with a host of new arrivals as Rangers await bids for star midfielder...
Father of Times Square stabbing suspect says daughter had mental health issues
Kelly Clarkson goes viral with ‘Golden’ from ‘KPop Demon Hunters’
The singer performed what she said is the most requested cover song in her show’s seven-year history — and the performance is blowing "up, up, up."
Browns add Discarded Denver Running Back to the Practice Squad
Ex-Broncos tailback Jaleel McLaughlin gets a chance to re-invent himself on the practice squad of the Browns after failing to make it in the Mile High City.
Maine health clinics say state failed to pay nearly $6.5M cost-of-living increase
The state health department said there was no funding appropriated for this year's adjustment.
ESPN Unlimited now fully integrated into YouTube TV
At long last, the partnership between ESPN and YouTube TV has reached its final form. About 10 months since Disney and YouTube TV finalized a new distribution agreement following fraught negotiations that kept Disney-owned networks blacked out on YouTube TV for weeks during the heart of football season, the moment YouTube TV subscribers have all…
Trump Names Pastor to Advise Administration on Tobacco Health
WASHINGTON, Sept 1 (Reuters) - U.S. President Donald Trump said on Tuesday that Pastor Darrell Scott will serve his administration as an adviser for tobacco health issues on a committee that advises the director of the Centers for Disease Control and Prevention. "For far too long,
Yankees' Elmer Rodriguez Concerns Have Reached New Heights
New York Yankees pitcher Elmer Rodriguez might not be a long-term answer.
Sarasota bakery earns Michelin recognition, owner says business has doubled
Focaccia Sandwich & Bakery is one of three Sarasota restaurants to earn the distinction
Scientists make potential breakthrough in search for dark matter
Scientists have made a possible breakthrough in the hunt for dark matter — observing hints of it during an experiment about a mile (1.6 km) underground in South Dakota — though they stopped short of saying they have finally detected this elusive cosmic component.
KPMG sets up new S.F. office in ‘AI Alley’ near Anthropic and Salesforce
KPMG opens its new San Francisco office at 505 Howard Street, featuring an Ignition Center designed for client collaboration on AI transformation and business challenges.
Trump says US position on Falklands 'one of many' under review
The UK says Falkland islanders "are British with a right to determine their own future".
11 movies coming to Netflix in September 2026, including Jacob Tremblay’s “Unabomber”
The streamer’s September lineup also includes a documentary about viral Olympic breaker Raygun.
Ocean Race Atlantic Combines Sailing, Speed, Adventure, And Science In A Very Cool Way
The inaugural Ocean Race Atlantic 2026, is a high-speed transatlantic sprint from New York City to Lorient, France that leaves September 2
Colorado redistricting limits measure heads to November ballot
A proposed constitutional amendment that would prohibit Colorado’s congressional maps from being redrawn outside of election cycles has qualified for the November ballot, according to the Secretary of State’s Office. Under Initiative 256, redistricting changes for the 2028 election and beyond would be prohibited unless approved by the Congressional Redistricting Commission and the Supreme Court. […]
New 4 You: Exciting Entertainment
This week on New 4 You, a new ear-piercing store opens, an inaugural festival gets underway and a theater group puts on its first show.
Virtual e-health system safely monitors cardiac devices and cuts costs
A virtual e-health system (VIRTUES) was as safe and effective as standard care for monitoring the function of cardiac implantable electronic devices, with the benefit of cost savings and patient satisfaction.
Kalshi bans ex-Rep. Santos after concluding he likely was insider trading
On the eve of Trump’s speech, Kalshi put the odds of Santos attending at close to 75%.
USM creates one-stop shop for business support
Activities of USM's School of Business are moving to the Wishcamper Center, alongside the university's Office of Commercialization and near the Portland office of the Maine Small Business Development Center.
Brian Cashman failed Yankees fans & Aaron Boone
The Yankees roster issues have been exposed this season more than ever.
Florida Gators Receive Bold Prediction Ahead of 2026 Season
The Florida Gators have received a major prediction ahead of Jon Sumrall's first season with the program.
Patriots agree to trade with Vikings for veteran offensive lineman
The New England Patriots reportedly agreed to a trade with the Minnesota Vikings for offensive tackle Walter Rouse.
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Health officials identify potential exposure locations in Madison County
Denver Broncos waive inside linebacker Taurean York
According to Chris Tomasson of the Denver Gazette, the Denver Broncos have waived inside linebacker Taurean York.
Tom Holland Becomes Third-Highest-Grossing Actor Thanks to 'Spider-Man: Brand New Day'
The actor just made history.
Ravens hit with prediction that Lamar Jackson won't like
The Baltimore Ravens need to pay attention to this.
NC health officials warn of possible rabies exposure tied to petting zoo goats
Health officials are investigating a potential rabies exposure after several baby goats from a mobile petting zoo tested positive for the virus.
Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices
Hey all, Jason here. When this hits your inbox, I should be en route to the airport — not to go anywhere myself, just to pick up my better half. I must admit, it’s been strange to be home alone (well, with two dogs) for two weeks! Really lets me “optimize” to spending more time on reading/writing/working, whether that’s healthy or not! Looking forward to getting back into a (somewhat) more balance routine. Subscribe or Support by Upgrading Compare Notes With the People Who Built Modern Fintech Partner content: Remitly CEO Sebastian Gunningham. Increase founder Darragh Buckley. Linda Du, Co-founder & President at Valon. They’ll unpack the decisions behind building and scaling major financial products: what they got right, what broke, what they would do differently, and how AI and new infrastructure are changing the operator playbook. Most events tell you where fintech is going. NerdCon puts the people who built the present in the room and asks them what comes next. Expect an operator-led conversation grounded in real products, real trade-offs and lessons earned the hard way. Fintech Business Weekly readers save 20% on Regular tickets with code FBW20 before standard pricing ends September 11. Meet the Builders Things To Know & Other Good Reads Advent and Stripe Abandon $50 Billion Pursuit of PayPal (Bloomberg) Trump Family’s New Crypto Bank Is Backed by Abu Dhabi Sheikh (Wall Street Journal) The multiplying risks of financing data centres (FT) Let the Bond Market Speak (Wall Street Journal) Did we waste a crisis? Modest proposals to reform deposit insurance. (Fintech Takes Banking) Untangling Guggenheim: How Private Credit Built Its Own Universe (Net Interest) The Hater’s Guide To Circular Financing — Part One (Ed Zitron) Fiat Ventures Rebrands to FGV Capital, Announces $35M Oversubscribed Fund II (BusinessWire) Socure Announces Strategic Growth Investment at $5.2B Valuation and Acquires Agentic Operations Platform Fravity (Socure) Listen: When Consumer Protection Disclosures Work Too Well (Consumer Finance Monitor Podcast) Colorado Sues EarnIn For “Immoral, Unethical, Oppressive and Unscrupulous” Business Practices When Andreessen Horowitz led EarnIn’s $39 million Series B in 2017, Alex Rampell, a partner at the storied venture capital firm, described EarnIn’s small-dollar advance product as “free,” relying on “entirely on voluntary contributions instead of fees.” Rampell favorably compared EarnIn’s approach to typical payday loans, writing, “Payday loans historically have had the potential to be a slippery slope for consumers into financial distress: opaque systems and steep fees that are hard to repay and set individuals back further than where they started. For many Americans living paycheck to paycheck, that kind of slide into debt can be extremely difficult to recover from.” But EarnIn’s product — which, the company says, isn’t a “loan,” legally speaking — ends up being anything but free for most users. While it is technically possible to take a no-fee advance from the company, most users incur “Lightning Speed” (instant funding) fees and/or ostensibly optional tips that combined can equate to annualized percent rates that can reach over 1,000%. With an average term of 9.77 days, even fees and tips that are small on an absolute dollar basis are equivalent to high APRs on an annualized basis. A lawsuit filed last week by Colorado Attorney General Phil Weiser against EarnIn describes the company and its product and business practices quite differently than Andreessen’s Rampell; “EarnIn’s business practices are unfair because they are immoral, unethical, oppressive and unscrupulous,” the complaint, filed in District Court in Denver, Colorado, says. EarnIn’s marquee product, Cash Out, isn’t a loan, the company says, as Cash Out is not “[f]orward [l]ooking” because “[t]he money is transferred based on earnings to date,” does not carry a mandatory fee to access funds, and is “non-recourse,” meaning EarnIn cannot pursue recovery from users who don’t repay advanced funds. EarnIn is sometimes referred to as an “Earned Wage Advance” service. Though, unlike some others in the broader category, EarnIn does not integrate with employers’ payroll or time and attendance systems. Rather, EarnIn attempts to verify a user’s income and employment, by examining direct deposit transaction data in their linked external bank account, by using GPS location and Bluetooth data to estimate a user’s time spent at work, if they work in a fixed location, and/or by having a user provided a work email address. While repayment is theoretically optional, as EarnIn would have no recourse, such as reporting non-payment to the credit bureaus or a collections agency, this is anything but clear to users of the EarnIn app, Colorado’s complaint argues. During the process of taking a Cash Out, users must agree to a preauthorized debit of the amount advanced, plus any expedited funding fee and/or tips. Though users technically can revoke this ACH authorization, the fact that they have this right isn’t presented to users during the Cash Out process, but rather is included in linked terms and conditions few users are likely to actually read. And users who do wish to revoke their ACH authorization must do so three or more days before the scheduled transaction date by emailing EarnIn’s customer support. Similarly, EarnIn’s marketing claims that it carries “no interest” and “no mandatory fees” is technically true, but is not the reality for many of the app’s users, the Colorado complaint argues. Further, EarnIn has extensively marketed to users the ability to “access your pay today,” to get “instant” funds, and to get funds “the same day you work” — when, in reality, this speed of access was only possible by paying the additional, undisclosed Lightning Speed fee. The Colorado complaint highlights this contradiction specifically, noting: EarnIn tells consumers that they can ‘Make any day payday with EarnIn’ and that there no ‘hidden’ or ‘mandatory fees.’ For a consumer to access their pay on the same day requested, they would have to pay the Lightning Speed fee. In the fine print of the advertisement EarnIn discloses that ‘[f]ees apply to use Lightning Speed,’ a direct contradiction to the larger text of the advertisement, and a fact that would not be immediately understood by a consumer as ‘Lightning Speed’ is not defined nor explained. Like other small-dollar lending services, rather than explicitly charge interest, EarnIn collects a markup on the optional Lighting Speed fee, which, given the nature of the transactions, many users opt for, as well as offering users the option to leave “tips.” EarnIn leverages either Real-Time Payments (RTP) rails or push-to-card via debit rails if a user opts for the optional Lightning Speed. But while these capabilities cost EarnIn, on average, $0.075 or $0.20 per transaction, respectively, EarnIn charges users significantly more. Initially, EarnIn charged as little as $1.99 for Cash Outs up to $24. But EarnIn has hiked these fees multiple times, and now charges $4.99 for Cash Outs up to $75 and $6.99 for those over $75. According to the Colorado complaint, EarnIn leverages “dark patterns” to manipulate users and to make it more difficult to avoid tipping. Examples of these “road blocks” highlighted in the complaint include: As of 2023, in the EarnIn app, a consumer attempting to get a loan under the default settings had to make at least eighteen separate taps to complete the transaction and reduce the tip to $0. There is an alternative method to leave a $0 tip, via the “Custom tip” feature, but EarnIn made this option difficult to access by visually deemphasizing it and positioning it near devices’ “home” button. Using language and imagery such as “Tip to pay it forward,” “Your generosity supports the service + helps,” “Your tips make a difference,” and “[t]he APR for this cash out is 0%. Your tips help support us.” While Lightning Speed and tipping are, in theory, both optional, in practice, users nearly always ended up paying something. According to the Colorado suit, users were charged either a tip or an expedite fee for more than 92% of transactions, with an average APR of nearly 388%. And, although the advances are “non-recourse,” EarnIn successfully collects on nearly all transactions — 99.18%, according to the complaint, which, Colorado argues, “demonstrat[es] that EarnIn’s advances function as high cost loans, not voluntary payments.” The share of EarnIn users incurring fees — despite the product being marketed as 0% APR — is hard to reconcile with Andreessen investor Rampell’s favorable description of EarnIn vs. “opaque systems and steep fees” associated with payday loans, which, Rampell says, can be “extremely difficult” for borrowers to extricate themselves from. According to Colorado’s suit, EarnIn’s Cash Out product “trapped many consumers in extreme cycles of high-cost reborrowing.” The suit gives an example of one consumer in the state, who took out a whopping 1,151 loans, paying a total of $4,038.50 in Lightning Speed expedited funding fees on loans that averaged the equivalent of 1,421% APR. Another Colorado user, the suit says, took out 1,033 loans, paying $8,561.22 in tips and fees at an average APR of 1,539% . These types of usage patterns demonstrate “the severe and repeated financial harm caused by EarnIn’s illegal lending model,” the Colorado complaint argues. In aggregate, from January 2023 through July 2025, EarnIn extended 3.1 million loans to 56,778 users in Colorado — an average of nearly 55 transactions per person during the time period. EarnIn lent more than $300 million and collected more than $16 million from Colorado users in Lightning Speed fees and in tips. Ultimately, the Colorado complaint argues that “EarnIn’s Cash Outs are loans under Colorado law, and EarnIn’s contention that its product is not a loan based on its disclaimer of any legal repayment obligation lacks any real-world significance given how the Cash Out transactions actually operate in practice.” Colorado further argues that “EarnIn was not working with companies here in providing consumers with funds but acted as a third-party lender and charged illegally high rates, used deceptive design strategies to extract some charges, and trapped consumers in repeat borrowing. Colorado will continue to stand up for consumers and hold companies accountable when they violate our credit laws or attempt to evade them through misleading practices.” Colorado’s suit alleges EarnIn assesses finance charge in excess of that permitted by Colorado law, that EarnIn failed to make legally required disclosures to Colorado borrowers, that EarnIn made supervised loans to consumers without obtaining the requisite license, that EarnIn violated the state’s Deferred Deposit Loan Act, that EarnIn engage in unfair and deceptive trade practices, and that EarnIn made false or misleading statements concerning price. The suit seeks a court order enjoining EarnIn from violating relevant Colorado laws, for EarnIn to refund amounts charged in excess of state law, fees, costs, and penalties, and other relief the court deems to be just. Fintech Business Weekly is made possible by the generous support of paying subscribers — bringing you independent analysis of banking, fintech, and crypto without fear or favor. You can support my work by becoming a paying subscriber if you aren’t already. Paying subscribers enjoy: access to the entire archive of nearly six years of newsletters extended versions of the weekly newsletter, with additional content and analysis and (for founding member tier) quarterly personal 1:1 fintech Q&A / strategy calls with me, tapping into my unparalleled knowledge of the intersection of banking and fintech and experience working in the sector, including helping to launch Goldman Sachs’ retail bank Marcus Support Fintech Business Weekly You can also support Fintech Business Weekly by sponsoring a newsletter or podcast, putting you in front of 93,000+ of the most influential decision makers in banking, fintech, and crypto. Learn more about sponsor opportunities or request a media kit by dropping me an email. Q2 Quarterly Banking Profile: Five Quick Takeaways The FDIC released its quarterly banking profile, which is always worth a read, for the second quarter. The profile provides an aggregate snapshot about the overall health of the 4,238 institutions whose deposits are insured by the FDIC, who, collectively, hold more than $26 trillion in assets and saw a total net income of more than $90 billion in the second quarter. Net income was up 12% vs. Q1 2026, with lower provisions and realized gains on securities helping to drive the improvement, somewhat offset by increases in non-interest expense and applicable income taxes. Overall net interest margin was basically flat quarter over quarter (up 1 basis point vs. Q1 2026), though community banks saw NIM grow by 10 basis points, to 3.81%. Unsurprisingly, given that interest rates haven’t changed, unrealized losses on securities changed little, edging up slightly to $326.7 billion vs. $325.1 billion in Q1 2026. Aggregate credit quality has remained benign, with asset quality actually improving slightly in Q2. Overall, institutions reported a 9 basis point decline in their past-due and non-accrual rate, to 1.44%. Net charge off rate also declined by 2 basis points, to 0.57%. And finally, the FDIC’s deposit insurance fund stands at $161.1 billion, making the DIF reserve ratio 1.48% — above the statutory minimum of 1.35%, but still below the designated target reserve ratio of 2%. [Paid Subscriber Exclusive] Nissan Withdraws ILC App, State Associations Plan BankChain Alliance, FDIC Defines “Unsafe or Unsound Practice” For First Time Automaker Nissan withdrew its application to charter a Utah industrial loan company and its corresponding application to the FDIC for deposit insurance last week, on August 19th. Nissan’s application had been outstanding for more than a year, as it originally applied in June 2025. Recent applications to the OCC to form national banks have been decisioned, one way or the other, substantially more quickly than has historically been the case.
Kuminga Agent Reveals Why Defense Won Over Lakers Money
Jonathan Kuminga's agent explains the real reason he chose the Timberwolves over the Lakers. Defense, not cash, drove the move.