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There’s a Reason That Netflix’s Ad Business Has Underwhelmed

Somewhat lost in the company’s slew of firings and engagement warnings over the past few weeks was the fact that Netflix is scaling back its ad forecast for 2026 from $3 billion to $2.7 billion. That’s despite the fact that: CTV is growing by 14-15% this year This year saw a monster upfront Netflix is the biggest streamer out there this side of YouTube, and was the platform that for years brands were supposedly dying to be a part of In other words, that’s an alarming pull-back from Netflix. A Wall Street analyst I spoke with last week was blunt, calling Netflix’s ad business “disappointing.” To me, a red flag on the ad front is that Netflix has never revealed how many ad-supported subscribers it has. Because if I know anything about how big companies work, if they have a positive number that makes them look really good - they tend to share it. (How many subs does go90 have right now? We’re not saying just yet. How are ads going on ChatGPT? Oh, a billion run rate - I see). Yes, to date Netflix has shared some fuzzy ad numbers, such as the idea that the company’s ad tier ‘reaches’ 250 million users globally.’ Here’s why that figure gives me pause: a)they lead with global, and b) they don’t explain how they are calculated. (Are they based on average people in each room? Surveys of some kind?). Regardless, some insiders say that Netflix’s ad tier is scaling nicely - others not so much. Either way, one of Netflix’s biggest challenge on the ad front appears to have been its starting point. Remember, when Netflix launched ads in 2022, it had 73 million subs in the US and Canada. That’s 73 million people who were used to Netflix with zero ads. And when the ad product rolled out, the company clearly was going after new users - a limited pool of potential subscribers by default. That focus seems to have changed over time, as Netflix has tried to convert longtime subscribers to the ad tier. Historically Netflix subscribers are very sticky. But is the company’s low churn a problem? Not necessarily, according to Antenna data. Rather, Netflix’s consumer loyalty is a bit of a double-edged sword. “Netflix is the one streamer which actually has seen substantial “trade downs” but has much lower ‘win backs,’ said Antenna founder Jonathan Carson (win-backs being people who were on the ad-free plan, cancelled, then rejoined on the ad plan). “Netflix has lower churn and so has less opportunity to win back old subs with a lower cost plan option.” This all might explain why Netflix has been so slow to roll out all of these table stakes targeting options until just this week. It likely didn’t have enough users to carve up into various targets. etc. However, what really hit Netflix’s ad business was Amazon’s move a few years ago to turn on advertising for Prime Video by default. Suddenly the market was awash in premium inventory, and Netflix was playing catch-up on multiple fronts. Thus, the streaming giant appears to still be figuring out if if wants lead in ‘programmatic TV,’ or premium ‘upfront’ TV sales. “The CTV market now sorts into three businesses, and Netflix is not the leader of any of them,” wrote analyst Jack Myers. Ouch. So how does Netflix ratchet up its ads business? Get the next NFL package You’re gonna have to wait until 2030 unless one of the bigger media companies like Skydance opts out, but the easiest (not cheapest) way for Netflix to become a huge TV ads contender is to get one of the regular NFL packages, ideally Sunday afternoons. That way it can sell ads to its whole U.S. subs base overnight. Go FAST This one is risky, because to program a compelling FAST channel, you’d likely have to take some older Netflix exclusive shows and make them available for free to non-subscribers. But FASTs, for better or worse, are ad-inventory machines. Go full UGC I’m not sure I see this happening. There is something already off about Netflix carrying podcasts and shows for creators. The experience sticks out in what is such a produced, and generally non-communal environment. But Netflix could open up its platform by allowing creators to upload videos without having to be approved by the service. But that opens a whole other can of worms (policing brand safety, copyright infringement, overall quality). Make a huge RMN Deal I was going to suggest something crazy, such as ‘instead of buying Warner Brothers, Netflix should buy Target. But the company doesn’t want to be in the brick and mortar business. Yet for Netflix’s ad business to compete in an Amazon world, it needs to be able to connect ad exposures to shopping. What if, instead of letting Amazon target Netflix viewers with its DSP, Netflix inked a deal with Target, or even took control of Roundel, and created its version of the Amazon full-funnel for brands? Price us out. I hope they don’t do this, but Netflix’s price increases - while significant - haven’t been enough to push long-term customers out of the ad-free tier. But if they made those prices so prohibitive, it could push large swaths of consumers to trade down. Then again, that could also dent engagement - as binging becomes much less appealing once you bring ads into the equation. Or, they could just launch a bunch of hit shows and maybe everyone will quickly forget all this angst. More from Amazon unBoxed A few weeks ago, I recorded two podcasts live at Amazon’s unBoxed event in San Francisco. I was able to go really deep with several brand partners about how Amazon’s various data and ad products work - particularly the under appreciated Amazon Marketing Cloud. First, I talked with Laura Abadias Velilla, of the Amazon specialty agency Amerge, along with Amazon’s own Charlotte Maines, Vice President, Devices Content & Advertising, about how the two partners helped a very specific printer company Epson launch into a brand new category - high end projectors. It’s a great example of how brands connect audience data across platforms to make budget deployment decisions. Next, I chatted with Monks VP Head of Digital Investment for North America Tom Burchill about how the agency actually brought in data from Linkedin to help target B2B customers across various Amazon properties for the brand Quicken. Check it out: Check these out, or just listen:

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Oct 23 • 8:52 AM EDT • Business • mikeshields.substack.com
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Pomegranate for skin health: exploring nature's potential

Despite pomegranate’s long history as both a food and a traditional remedy, consumers in today’s nutricosmetics market are seeking indisputable evidence of its efficacy

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Oct 23 • 3:00 AM EDT • Health • nutraceuticalbusinessreview.com
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The Supply Side: Suppliers learn to challenge category placement

One in every five dollars spent on grocery items in the United States goes to Walmart. And while consumer product companies, large and small, have conformed their business to the...

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Oct 22 • 4:04 PM EDT • Business • talkbusiness.net
1Password Surpasses $500 Million in Revenue as AI Agents Drive Growth

As businesses and consumers increasingly adopt artificial intelligence agents, 1Password is aiming to position itself to deliver solutions for growing challenges around security, access and trust.

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Oct 22 • 8:36 AM EDT • Technology • wsj.com
The consumer-voter is killing German politics

Friedrich Merz's collapse in popularity owes less to his own failings than to the hollowing out of civic culture across the world's democracies.

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Oct 22 • 7:42 AM EDT • Politics • engelsbergideas.com
Nestle beats sales forecasts as it excludes seized Russian business

By Alexander Marrow LONDON, Oct 22 (Reuters) - Nestle reported better-than-expected organic sales growth for the third quarter on Thursday and said it had excluded its Russian unit from consolidated financial accounts ​after Moscow seized the business....

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Oct 22 • 1:09 AM EDT • Business • wtvbam.com
Nestle third quarter organic sales beat forecast, deconsolidates Russian business

By Alexander Marrow LONDON, Oct 22 (Reuters) - Nestle reported better than expected organic sales growth for the third quarter on Thursday and said it ​had deconsolidated its Russian business after Moscow seized ‌control of Nestle's Russian assets last...

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Oct 22 • 1:09 AM EDT • Business • kfgo.com
The New Rules of Global Brand Growth

Last week, BoF, ESW and Shopify gathered senior fashion and retail executives from Thom Browne, Reebok, Alo Yoga, Harvey Nichols, Bang & Olufsen and more in London to discuss how brands can win back consumer spend, protect margins and localise in a climate where global growth requires more consideration than ever.

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Oct 22 • 12:00 AM EDT • Business • businessoffashion.com
Meta to pay historic $25 billion in New Mexico deception case

Meta Platforms Inc. was ordered to pay a groundbreaking $25 billion civil penalty to the state of New Mexico in a consumer deception case spurred by the Cambridge Analytica scandal.

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Oct 21 • 5:46 PM EDT • Entertainment • thederrick.com
Americans Want More From Businesses

Americans expect businesses to do more and pay more, but when the resulting costs reach consumers, businesses are accused of greed. We need to connect the dots between what we demand and what those demands cost.

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Oct 21 • 4:15 PM EDT • Business • independent.com
City sales tax builds on upward trend, exceeding budget projections to date

Sales tax revenue continues to trend above expectations in Sioux Falls this year, driven largely by business spending versus consumers.

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Oct 21 • 10:33 AM EDT • Business • siouxfalls.business
Sundar Pichai: Google’s Frontier Imperative, Compute Scarcity Dilemmas, Future AI Products and Businesses

Alphabet CEO Sundar Pichai has little patience for doubts about Google’s willingness or capacity to compete at the frontier of AI. His company’s latest Gemini 4 Argon model — long-promised and recently delivered — beats OpenAI and Anthropic’s latest public models on coding, math, science, and knowledge-work benchmarks and has placed Google’s AI back among the world’s best. Amid chatter that Google was fine with good-enough lightweight ‘Flash’ models, Pichai pushed back hard against any suggestion that company is limiting its research ambitions. “We won’t do it any other way,” he told me in a Big Technology Podcast interview recorded this week at Google’s Mountain View headquarters. Pursuing cutting-edge research is costly for Google, requiring compute and chips that otherwise could be sold at a high markup by its cloud business. But Pichai said allocating resources to frontier AI development is “ground zero” for Google. “Our cloud business is at any given moment in time forgoing short-term revenues because we are making compute trade-offs to support frontier AI development,” Pichai told me. In our conversation, we discussed Argon (which Pichai says processed three times as many tokens as Gemini 3 in the 72 hours after launch), AI’s role in developing better models, the AI interface of the future, competition with OpenAI, Google’s partnerships with Anthropic and Apple, data centers in space, and the nature of his optimism. You can read the full conversation, lightly edited for length and clarity, below, or listen to it on Apple Podcasts, Spotify, YouTube, or your podcast app of choice. Alex Kantrowitz: Google is back at the frontier with Gemini 4 Argon, which beats OpenAI’s and Anthropic’s public models on benchmarks spanning coding, math, science, and knowledge work. The conventional wisdom was that Google had given up on the frontier to focus on fast, good-enough models for its products. That was wrong? Sundar Pichai: Very wrong. Look, we are so committed to being at the frontier. It’s in our DNA. We won’t do it any other way. We’ve been thinking about the AI frontier for well over a decade now. The frontier is very dynamic. It’s very competitive. It’s very exciting. I couldn’t be more pleased with how Argon has come together. We took our time with it. We made sure we tested it safely and deployed it carefully. We took a bit longer than our other models, given its capabilities. Across the board, be it for agentic work, knowledge work, coding, creative tasks, Argon is one of the really good frontier models. The first 72 hours since we launched, it’s almost up to 25 trillion tokens used, which is about three times what Gemini 3.0 had in the first 72 hours. And we are capacity constrained as we are serving it. Excited, but there are always areas….. You know, the frontier is very dynamic, and you have to keep evolving the models. There are areas which we can see we need to improve as well. We’ll be at work on all of that as well. Which areas? On any given model, Argon would be across the board better at everything if you just look even two months back. But the space is so evolving. Even on coding, for example, there are pockets where we know we need to do better, and there’s clear feedback. We’ll make it better. The argument for standard models is that they’re already good enough to build great products, with the frontier valuable only for certain tasks. Meta built Muse with good models rather than the best, and Google could put standard models into Maps, Gmail, and Search. Why isn’t that sufficient? It’s definitely not how I have thought about it at all. We are deeply committed to driving the state of the art and actually pushing where this technology can go, all the way from transformers. That’s a journey we’ve been on. You will see us continue to do that. When you’re at the frontier, you get an earlier look into the emerging capabilities, earlier than others, which helps you better prepare for the future. We are fortunate to have a wide set of opportunities across consumer and enterprise. Some of our cloud customers, for sure, want the model at the frontier. The frontier models will be better at developing the next set of models in an era of recursive self-improvement. I would argue it matters there. Internally, we have definitely seen a steep point of inflection by deploying Argon to our developers. It definitely tackles problems which our previous models could not do. Being at the frontier puts you at the innovation frontier and helps you drive that as well. There is room for models of all sizes and capabilities. That’s why we did Flash, Flash-Lite, etc. I agree with you that you can develop very good product experiences with not necessarily the most frontier model, because they tend to be slower and more expensive too. But we care about the Pareto frontier, and we’re committed to doing all of that. You said developing frontier models gives you a look at what’s coming. What do you see on the horizon? What makes this moment so exciting is you build something which you think is a culmination of months of work, and you put it out. You already see clear headroom ahead. We’ve all been working on these agentic, long-horizon capabilities, but clearly the frontier is going to have multiple of these agents working together to do things. That’s an example of an exciting paradigm underway. It’s also clear to me that users, both in consumer and enterprise, will have access to some multi-agent framework for them, working all the time doing things. It feels like a moment of infinite possibilities. Sergey Brin said one of Argon’s core innovations was relying more on the model to help develop the model. Yet incidents involving OpenAI’s bots breaking containment and Google’s bots accessing a site they shouldn’t have suggest these systems still aren’t perfectly aligned. Isn’t there reasonable cause for concern about accelerating toward recursive self-improvement? There are three parts to your question. Let’s first talk about RSI itself. You’re right, Sergey mentioned RSI being a critical contributor as we are developing Argon. But to be very clear, today, in a continuum, we are pretty far from the end state of RSI or something like that. The right way to describe it is you have RSI loops along with AI researchers in various aspects of model development. You almost have agents helping AI researchers in some automated way work together to build these models. It’s good to at least understand where we are today, and it’s super exciting. I expect that continuum to keep making progress as we go into next year. The second question is around safety. Security comes from defense in depth. You’re talking about alignment, obviously. We all are doing a lot of work to make sure the models are as aligned as possible. But it’s an active area of research, and there are clear gaps. That’s not the only thing we rely on. You have the work you do on alignment, but beyond that, we put a lot of effort into real-time monitoring as these models are working. Making sure you have good telemetry into what’s happening so that you can intervene in real time if you see unexpected behaviors. How you do that, the architecture with which you do that, how you make sure it’s all sandboxed and isolated in a way that it can continue doing its job during real-time monitoring — these are all areas of investment. Obviously, when we deploy these models, giving customers, enterprises, control, both with real-time monitoring, but their ability to decide where they deploy, what type of data which models ever have access to, etc. All that work is very, very important, and we are doing a lot of that. As an industry, we need to constantly up our game and take the time to do all this stuff, including dedicating the compute required to make sure you can safely deploy these models. The third part is: Is it all enough? This is why there are a lot of conversations in the industry, and I think it’s reasonable to be worried. The right way to approach something you worry about is early on thinking about what more we can do. As an industry, you’re definitely seeing increased levels of work on alignment, testing for safety, etc., as we deploy these models. The next step would be developing better standards so there are cross-industry standards of how we do these things, including the ability to evaluate using independent evaluators. If you look at areas like financial controls, we have accounting standards, we have independent auditors. Those are all the next natural steps for us as an industry to work toward, and regulation will end up playing a role as we go through all of that as well. Google pursues both language models and world models, while some other AI companies like OpenAI have focused more heavily on LLMs as the path to AGI. Why is world-model research important to you? As humans, you obviously perceive the world around you, and you’re taking all those inputs. Making sure these models are able to understand the laws of physics, simulate the world in high fidelity. All that, I think, are key enabling blocks for intelligence. We are working across all possible applications of this. Take an area like robotics. It’s not an accident: If you look at embodied reasoning benchmarks, Argon is state of the art. That all comes from our experience building world models. Inherently, I would expect there will be architectures which will converge all of this in the future. But for us, we view this as, today, this jagged frontier that is intelligence. We want to be at the frontier of all the possible approaches, and that will help us both drive better research, better insights, and develop a much better AGI model, is how we think about it. Some people argue Google should focus on selling its computing resources rather than using them for AI research. Cloud wants to sell compute at a high markup, while researchers need a very big computer to build the best models. How do you balance those demands? Ground zero for us is making sure we are investing in the compute that’s needed to be at the AI frontier. In 2015, I set the company to be AI-first. AI is that key horizontal ingredient across everything we do, all the way from Search to Cloud to Waymo. That is ground zero for us, making sure both for research and developing the models that we have enough compute needed. Beyond that, we have these independent businesses which each have their own long-range plans. They’re using those long-range plans to project forward, and we plan for compute for all of them. The cloud team, they have a business and they have a projection and they have demand signals. They have committed contracts. With that help, we can plan on a long-term compute trajectory for them. We’re fortunate to have this wide set of opportunities. There’s no company in the world which isn’t making trade-offs at any given moment in time. But the first principles we operate on is making sure we have enough compute to invest in the frontier, and that’s non-negotiable, and everything else works on top. Remember, we are building our own compute, our own data centers. There are long lead times. The compute we have today is a function of decisions I made in 2024. Even if you think back to a year from today, last year the agentic coding takeoff hadn’t happened. Today, obviously, when you sit and look at anything, everyone is short—not just us, other companies—and everyone wishes you had two times what you had planned for. That comes with the territory. At any given moment in time, we are planning for what we would need two to three years out in the future. You’re going to find some decisions you make may look suboptimal two years out, depending on where the state of the art is. I don’t spend too much time thinking about it. The way I think about compute allocation is making sure Google DeepMind, both for research and frontier model development, is cutting edge in terms of compute access. After that, we plan for all our businesses. It’s great we can provide our compute to other people too, like we have done. It allows us to scale that up, get real tests for it in the widest application set possible, test it in the real world, and make sure we are at the cutting edge of technology at every layer of our AI stack as well. Ben Horowitz relayed on a podcast that Andy Jassy had said compute was sold out until 2028. Are you seeing the same thing? If today a customer is coming out and asking us for compute in ’27, that is incredibly difficult to do. Even last year we went out and leased some short-term compute to accommodate some customers and help them out. But yes, we are all dealing with similar timelines. Every major technology shift seems to involve overbuilding, from railroads to fiber. Do you think that’s happening here? It depends on the time frames you’re looking at. This level of build, if I take a long enough time frame, it makes complete sense to me. We are at early stages of the most consequential technology ever, and this is not like fiber. It’s not dark. We are using it. We are capacity constrained on a daily basis. The applications, the underlying technology is improving rapidly. But running a company, the way I work through the moment is you look at your demand signals. You look at your committed revenue opportunities that you’re getting in the form of contracts. You balance that with the underlying technical capability, or internally you balance how we are using it internally, the model trajectories. Based on all that, you take a disciplined approach—a confident, aggressive, but disciplined approach—to plan out compute. But when you talk about the broader economy as a whole, you’re having people operate with various levels of risk. I focus on what I can control as a company and plan through it. If your question is, can there be an overbuild? Yes, because you can have some constrained components. Remember, what matters is a set of everything you need to build out that compute. Memory, electricity, electricians…. Land. Like 2,000 components or more. You could get constrained at some point. There could be things which cause bottlenecks, and then you could have overbuilds. There could be external shocks to the economy. There are macro risks. All that is possible at any given time. But am I confident that the compute we are planning for, we will have uses for it given enough time? Absolutely, yes. I was in the room when you said AI would be as profound as fire and electricity. If you believe that, shouldn’t you give researchers the biggest possible computer, even at the expense of today’s cloud profits? We’re all doing some form of that. Our cloud business is at any given moment in time forgoing short-term revenues because we are making compute trade-offs to support frontier AI development. What you’re seeing is true already. But you want to be thoughtful. Even our AI researchers have some constraints, which are also good. That’s what inspires creativity. That’s what helps you come up with a more efficient algorithmic breakthrough, maybe to use less memory. What we are committed to is to invest what’s needed to stay at the frontier. OpenAI President Greg Brockman told me a few months ago that the ideal AI product might have no interface at all—just as natural as conversation. What do you think the interface looks like in the age of AI? Computing historically has been humans adapting to computing. With AI, it’ll be the other way around. The technology will adapt seamlessly to how humans live and go about their day-to-day life. You want to be able to speak to that AI when you want to. It has context. It can be persistently running somewhere, give you continuity. You’re not dealing with a lot of complexity. It’s natural. All that makes sense to me. That doesn’t mean it won’t have any interface, however. Nowadays, even on my phone, Gemini voice models are so good. I can just press the microphone button. I can just ramble. That’s why we call it Rambler. I can ramble. It intelligently corrects with my personal context. Even my friends’ names, weird names, it gets it right, even if it first guesses it wrong. It’s amazing. I’m not going in, backspacing, editing once I finish saying it. It’s remarkable how good it’s gotten. But there are going to be moments you will need an interface. You may want to entertain yourself. You may want to watch a video. You may ask your AI to create something, and you want to watch it, consume it. The way I think about it is, you want it to be as seamless and as natural as possible, and that you are not doing the hard work adapting to whatever the interface is. The technology is adapting to how you’re working at any given moment in time. When I asked Sam Altman about competition from Google, he argued that OpenAI was building AI-native products and implied Google was bolting AI onto existing ones. Do you accept that framing, and can a “bolt-on” compete with an AI-native product? First of all, it’s a very dynamic moment. We are all pushing each other. OpenAI has pushed us as a company too. This is not just we are doing something to them. Far from it. Yes, Google went into its own version of a code red too. In the AI moment, all of us have to respond with varying levels of urgency at any given moment in time. We are constantly building new products as well. Gemini was built from the ground up as a product—the Gemini app I’m talking about. Or tomorrow, as all of us are adapting to agents, are you bolting agents onto ChatGPT, or are they building it natively? How would you think about that? You can always put these questions back. I don’t think of it that way. I think of it as you want to build world-class product experiences that are AI-native and they are winning. Some of it is adapting products, some of it is rethinking new experiences. They will all be part of how you approach this moment. How do you expect to make money from these AI interfaces? If an agent recommends a product and I buy it, should it take a cut of the sale, even if that’s disclosed? I’m going to put enterprise aside. Consumers are going to increasingly value this technology. Take software developers today. Developers are willing to pay for these coding models because it really helps make them more productive. Nobody would want to code the way they were coding three years ago, or even the same time last year. When you’re delivering value, there’s value to be had. I’ve never seen examples where consumer products really scale to billions of users, where people are using it intensely, and haven’t had monetization to go along with it. If you’re providing value to people, there is inherent value to be had. The nature of it may change. You’re asking a scenario in which agents are doing stuff for you. At the end of the day, you will have commercial needs. The agents need to fulfill those commercial needs. The providers on the other side are going to see value in that. There’s going to be some mechanism by which it gets fleshed out. That’s what an efficient system does. But what matters is that you’re building those world-class consumer experiences. I promised myself one product feature request: Can you make Gemini-powered search in Gmail as good as searching Gmail through ChatGPT? What’s going on here? One of the exciting things we announced recently is the unified Gemini agent for enterprise, and we’re bringing that to consumers. These are persistent agents which run 24/7 in the cloud. We’re spinning up a micro VM effectively for every query, and from the runtime, the harness, the model—it’s all a headless service. It’ll work everywhere, and it has your context with you. You can address this agent whether you’re in Workspace, in Search, in Gemini. Agents are going to drive this unification from a customer experience, which people are looking for. When you have a broad product portfolio and you’re moving forward fast, there are always areas where you’re moving forward faster than some other areas. That’s valid feedback. But we are putting a lot of time and effort into making sure, as we build out our agentic experience, that unification and that capability works well across all these services. People have asked where Google’s equivalent of Muse or Dots is. Do you anticipate creating a new product to compete with them? Our goal with Gemini is to be a personal, proactive, and powerful assistant. That’s what we are working toward. You saw us describe the early versions of it at Google I/O this year with Spark. Effectively, already, if you open the Gemini app as a Pro or an Ultra user, you see Chat and Task, and they start giving you that agentic experience. With Argon now, that capability is dramatically accelerated. What we announced recently in our enterprise event, we are bringing that to consumers as well. Soon in Gemini, you will be able to ask something, and it’s a continuum. You don’t need to think about whether you’re asking a chat or an agentic task. It’ll just automatically do the right thing, and it can work persistently in the background securely and get things done for you. Already, empirically, when I look at what’s coming into Gemini in our app, last year you would have tagged them and most of them would have been chats. But a steadily growing percentage is already agentic tasks in Gemini. Yes, we are going to bring personal agents to our consumers. It’ll work in the Gemini app. It’ll work in Google Search. It’ll work in Gmail. You can address it, call it, etc. We want to make sure we’re getting it right. It’ll be powered by Argon, and we are very excited to bring it to our users. Google has invested and committed tens of billions of dollars to Anthropic. What do you see in Dario Amodei that makes you want such a deep investment and partnership? Very early on, when we looked at the founding team of Anthropic, it was very clear to us this was a world-class team which was involved in some of the earliest GPT models. We were quickly able to assess that they would be at the frontier. We’ve always tried to identify and partner with companies which would be at the cutting edge of technology. We’ve done that with SpaceX. We’ve done that with Anthropic. That’s what we saw, and we had a chance to partner. Is your partnership with Apple to license Gemini for Siri expanding, contracting, or standing still? For both us and Apple, that partnership was about translating the capabilities of AI into better experiences for users. I thought Apple has done a phenomenal job of incorporating—they customize these models and build it into Siri—and it’s been great to see the reception. We are committed to doing more. You’re going to do more with them? There’s nothing specific to comment, but it’s a partnership. It’s working well. What have you learned so far about the feasibility of data centers in space? It’s a very exciting project. Projects like this remind me—I still recall that moment in the desert for the DARPA Grand Challenge, watching the Stanley car compete in it, which ended up being the basis for Waymo. With all these technologies, you’re at a moment in time where it looks a bit like sci-fi, but 10 to 20 years down the line, it’s actually working in a meaningful way. I feel the same in space. We’ve always believed in betting big on these technologies. Quantum has been a great example of it. We’re probably 10 years into the journey. Waymo, we are almost 20 years into the journey. Space, we are two to three years into the journey. It’s clear to me that it’s an approach which will make a lot of sense in the future. Being in sub-synchronous orbits with 24/7 access to the most abundant form of energy we have access to will make a lot of sense for this exponential increase in compute that we are going to need. Having said that, this is a challenging project. The team has disciplined milestones. It was a super exciting milestone to send the TPUs up to space. Sometime, as we are speaking, we are expecting a “hello world” moment from them. I look forward to seeing that happen, and we’ll continue investing here too. You previously said 25% of the code written within Google was written by AI. What’s the number today? That number in our world today is meaningless in the sense that every part of what we now touch is influenced by AI deeply. What we are tracking with Argon, for example, it’s been a point of inflection. People are using Argon to really go tackle complex projects, including projects which affect millions of lines of code. In the four weeks since we have launched Argon, we have seen a 30% increase in CLs, and more importantly, almost a similar increase—a one-third decrease in rollbacks. People are writing code more productively and better code with it. We are tracking it with newer metrics now. How are you dealing with opposition to data centers? If you can’t build in the U.S. the way you want to, where else do you go? We’re very committed to building our data centers very responsibly. When I look at our largest data centers in some of the communities where we have been the longest, I visit them, I talk to people. There are people who come and tell us their kids have gone to college because of our investments in these communities, and we’ve grown in those communities. To me, this is about doing it right. Engaging with the communities early, doing it transparently. We are committed to making sure we are bringing incremental power, and we cover 100% of the cost of our power needs for these projects. It’s understanding the impact on neighborhoods and making sure you’re working thoroughly to address them. Done rightly, you can continue making progress. But we are constantly taking feedback into account. I do worry not everyone operates the same way. People have been surprised by data centers showing up in their backyard. Those are all important. As an industry, we should continue to do better. But part of the reason, in a 20-year time frame, we are thinking about things like data centers in space is making sure we are able to put these data centers where maybe the trade-offs will be different. What unproven area of AI is Google working hardest to crack? Is it continual learning—getting models to keep updating after release—or something else? There are multiple parallel paths. You saw with Argon we have a million output tokens. With our Gemini models early on, we had a one-million context window on the input side. These are all examples of breakthroughs we are constantly working on. How do you think about synthetic data? How do you think about continual learning? How do you think about more efficient architectures? We do dedicate a meaningful percentage of our compute to these research bets too. It always goes hand in hand, including our world models. Those are all bets we are placing. Sometimes, as part of these bets, there are ideas that emerge which just make their way into the mainline models. Maybe we don’t fully talk about it, but we have multiple steps in these areas. Working in technology requires optimism that building something will improve the world, but those bets can leave real consequences when they fail. I recently returned to a town in El Salvador where enthusiasm for Bitcoin had given way to unfinished construction and something resembling a ghost town. How do you maintain the optimism you spoke about in your Stanford commencement address while accounting for those risks? I genuinely have a deep conviction that improving technology and improving access to technology makes people’s lives better. It’s been my personal experience in my life, out of which comes that deep conviction, optimism. But with that, I’ve always felt humanity’s journey is always about working hard to harness that technology to make it work well for society. The optimism is not an optimism that you just build whatever you want, whenever. You work hard to make sure you’re building technology in the service of humanity, to make the human condition better. That’s got to be the defining goal as we are approaching it. With that framework, I’m very, very optimistic. We are in very early stages of the kind of progress that we are going to see on many areas. We’re all talking about areas like healthcare. A lot of the progress is ahead. The ability to make things in a fundamentally cheaper way on many things where things have been getting expensive for a long, long time, discovering new materials, etc., which really bend the curve—it’s tough to step today and understand the impact of all that, but they’re going to be very profound. I’m very optimistic, but we have to be rightfully concerned about all the ways this technology can go wrong. Sundar, I know you don’t do many of these. Thank you. Thanks, Alex. Appreciate it.

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Oct 20 • 1:47 PM EDT • Technology • bigtechnology.com
Nvidia Has Reason to Rescue CoreWeave | AI & Business for October 20

Plus, Musk’s donation pledge, and consumers are still wary of giving agents their credit cards.

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Oct 20 • 12:00 PM EDT • Business • wsj.com
Payson woman fights for coverage after health plan drops her provider, leaving her with $13K bill

Consumers have some protections when their insurance drops coverage during treatment.

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Oct 19 • 11:03 PM EDT • Health • ksl.com
AMD Ryzen AI Halo Review - Local-AI Powerhouse with 128 GB of Memory

The AMD Ryzen AI Halo is great at running local AI workloads, featuring a Ryzen AI Max+ 395 APU with 128 GB of unified memory in a compact form factor. It excels at handling large models, enabling tasks that most consumer GPUs struggle with. With AMD AI Playbooks, getting started is simple, allowing you to explore the frontier of AI at home.

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Oct 19 • 2:00 PM EDT • Technology • techpowerup.com
MNsure offers new health plan tools ahead of 2027 open enrollment

Minnesotans looking for health insurance coverage for 2027 can shop and compare plans at MNsure.org. In advance of the annual open enrollment period starting Nov. 1, the use of new online tools is helping consumers choose plans for their families and their budget.

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Oct 19 • 11:16 AM EDT • Health • kttc.com
Exclusive | Unilever Agrees to Sell Welly Bandage Business to Private-Equity Firm

Forward Consumer Partners is acquiring the company known for its colorful bandages and bringing back its founder as an adviser.

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Oct 19 • 11:00 AM EDT • Business • wsj.com
Business and politics: how Italy drives the transatlantic trade in the U.S.

The 51st anniversary gala of the National Italian American Foundation (NIAF) highlighted the importance of political and economic cooperation between Italy and the United States. The event showcased the breadth of Italian economic interests in the US, including defense, energy, and consumer goods, while emphasizing the significance of business diplomacy in sustaining the relationship. The gala also featured discussions on Italy-US relations and recognized the contributions of individuals and organizations to the transatlantic partnership

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Oct 19 • 10:35 AM EDT • Politics • decode39.com
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Business and politics: how Italy drives the transatlantic trade in the U.S.

The 51st anniversary gala of the National Italian American Foundation (NIAF) highlighted the importance of political and economic cooperation between Italy and the United States. The event showcased the breadth of Italian economic interests in the US, including defense, energy, and consumer goods, while emphasizing the significance of business diplomacy in sustaining the relationship. The gala also featured discussions on Italy-US relations and recognized the contributions of individuals and organizations to the transatlantic partnership

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Oct 19 • 10:35 AM EDT • Business • decode39.com
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Data or privacy? Businesses can have both, MIT Sloan research finds

Data regulation doesn’t necessarily cause economic harm. Markets — and consumers — can still derive economic benefits from data collection when it’s tempered by reasonable privacy guardrails.

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Oct 19 • 8:00 AM EDT • Business • mitsloan.mit.edu
Gateway Health Alliances to discuss GLP-1 product innovation at SupplySide Global

The US botanical ingredient supplier will be exploring weight management, metabolic health and nutritional support for consumers discontinuing GLP-1 medications at this year's show

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Oct 19 • 5:03 AM EDT • Health • nutraceuticalbusinessreview.com
Consumer apprehension grows as US retailers adopt AI-assisted pricing tools

U.S. consumers are uneasy about the increasingly high-tech ways that restaurant chains and major retailers are setting prices. Digital price tags are replacing paper ones in grocery aisles. AI tools

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Oct 19 • 5:00 AM EDT • Entertainment • rockymounttelegram.com
Roaring exports lift China’s economic growth; violent French protests put pressure on euro and bonds

World’s second-largest economy on track to meet Beijing’s 2026 growth target, though consumer spending lags behind factory output

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Oct 19 • 2:39 AM EDT • Business • theguardian.com
Fermented foods: Health drives interest but taste keeps consumers coming back

Fermentation is helping food manufacturers pursue gut health, higher protein, and simpler recipes.

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Oct 18 • 9:00 PM EDT • Health • foodingredientsfirst.com
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Campbell County health and food inspections (10/9/26–10/15/26)

GILLETTE, Wyo. — The Consumer Health Services Division of the Wyoming Department of Agriculture conducts inspections of retail food establishments throughout Wyoming (where there is not a local health department that does inspections) to help ensure safety of Wyoming residents. Campbell County establishments are inspected at least once a year by the WDA. All of […]

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Oct 18 • 11:00 AM EDT • Health • county17.com
Consumer apprehension grows as US retailers adopt AI-assisted pricing tools

U.S. consumers aren't just frustrated with high prices. They're angry and confused about the increasingly high-tech ways that restaurant chains and major retailers are setting those prices.

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Oct 18 • 7:33 AM EDT • Business • journal-news.net
AI-assisted pricing tools increase US consumer apprehension

It’s unclear how widely retailers use AI to help set prices, but research suggests businesses across industries are adopting it.

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Oct 18 • 3:35 AM EDT • Business • bostonglobe.com
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Consumer apprehension grows as US retailers adopt AI-assisted pricing tools

U.S. consumers are uneasy about the increasingly high-tech ways that restaurant chains and major retailers are setting prices.

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Oct 18 • 3:11 AM EDT • Business • seattletimes.com
Consumer apprehension grows as US retailers adopt AI-assisted pricing tools

U.S. consumers are uneasy about the increasingly high-tech ways that restaurant chains and major retailers are setting prices.

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Oct 18 • 3:07 AM EDT • Business • clickondetroit.com
Consumer apprehension grows as US retailers adopt AI-assisted pricing tools

U.S. consumers are uneasy about the increasingly high-tech ways that restaurant chains and major retailers are setting prices.

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Oct 18 • 3:07 AM EDT • Business • news4jax.com
Top Picks 2026: Best Home, Tech, and Health Products via @ConsumerReports

These Top Pick products are all exceptional choices. They’re the rare stand-outs our experts would confidently recommend to family and friends.

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Oct 18 • 2:00 AM EDT • Health • consumerreports.org
ASUS Makes Its First Intel Arc Card, a 32 GB Arc Pro B70 Under the UGen AI Brand

ASUS has listed the UGen Arc Pro B70 32 GB on its website, which makes it the company's first Intel Arc graphics card. ASUS sat out both the Alchemist and Battlemage consumer generations, and its last Intel discrete card was the passively cooled Iris Xe DG1-4G from 2021. Interestingly, ASUS files...

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Oct 17 • 9:27 PM EDT • Technology • techpowerup.com
Frontier, fuboTV, E.W. Scripps, Sphere Entertainment, and AMC Entertainment Stocks Trade Down, What You Need To Know

A number of stocks fell in the afternoon session after The LSEG/Ipsos Primary Consumer Sentiment Index fell 5.3 points from September to 45.2 in October 2026, the lowest reading since October 2011. According to LSEG, the survey was taken from Sept. 25 through Oct. 1. The monthly drop was the second-largest on record, behind only April 2020. The index is now below its May 2020 pandemic low of 45.4 and is 7.7 points under its level of a year ago.That kind of break in confidence hits the companies

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Oct 16 • 5:47 PM EDT • Entertainment • finance.yahoo.com
Frontier, fuboTV, E.W. Scripps, Sphere Entertainment, and AMC Entertainment Stocks Trade Down, What You Need To Know

What Happened? A number of stocks fell in the afternoon session after The LSEG/Ipsos Primary Consumer Sentiment Index fell 5.3 points from September to 45.2 ...

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Oct 16 • 4:40 PM EDT • Entertainment • stockstory.org
Truist CEO shakes up bank's consumer, small business leadership

New Truist Financial CEO Mike Lyons revamped the Charlotte-based bank’s consumer and small business leadership and jettisoned one of the key digital initiatives of his predecessor CEO.

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Oct 16 • 10:20 AM EDT • Business • businessnc.com
CVS Caremark Is Transforming the Health Care Experience

WOONSOCKET, RI / ACCESS Newswire / October 16, 2026 / Originally published on Company NewsroomHealth care consumers increasingly expect the same convenience and connectivity they experience in other aspects of their daily lives. As digital experiences become more personalized and intuitive, is working to make care easier to access, navigate and understand.

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Oct 16 • 9:00 AM EDT • Health • finance.yahoo.com
Truist's new CEO is reshaping the bank's consumer and small-business leadership

Former Bank of America and PNC executives will report to CEO Mike Lyons as Truist consumer banking chief Dontá Wilson departs

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Oct 16 • 8:32 AM EDT • Business • qz.com
Regenerative Growers in Florida aim to improve soil for health of food, environment, consumers and workers

The broad set of practices is becoming more popular at a time when climate change is stressing the state’s land—and the people who work on it.

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Oct 16 • 7:00 AM EDT • Health • wlrn.org
A Good Gut Feeling Starts with Strong Science

Digestive health is evolving beyond basic gut support as consumers increasingly connect the microbiome to broader wellness goals

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Oct 16 • 3:49 AM EDT • Science • nutraingredients.com
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Recent Suicide Attempts and Prior Mental Health Hospitalization Linked to Further Risk for Attempts in Adolescents

A recent suicide attempt, prior mental health hospitalization, nonsuicidal self-injury, and hopelessness are tied to subsequent suicide attempts among teens who screen positive for suicide risk.

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Oct 15 • 8:00 PM EDT • Health • medscape.com
Here's why NJ consumers face double-digit Obamacare premium hikes

The five companies offering health insurance in New Jersey under the Affordable Care Cat, or Obamacare, are charging double-digit hikes.

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Oct 15 • 5:45 PM EDT • Health • app.com
13News Now

13News Now (WVEC) is made up of storytellers, innovators, content creators, and idea generators. We stand for passion. Passion for our people, passion in our product, and above all- passion in our community. We value honesty, accuracy, and solutions. We serve as the local ABC affiliate for Hampton Roads. We strive for interaction with our audience and are constantly working on our presentation so that you have the best experience when consuming our products. Whether on air, online, or on the go- we are everywhere you go. Digitally we lead the market by more than a million actions over our nearest competitor. Join the conversation with us, help us tell the Stories of Now. About our parent company TEGNA- TEGNA Inc. (NYSE: TGNA) is an innovative media company that serves the greater good of our communities. With 46 television stations in 38 markets, TEGNA delivers relevant content and information to consumers across platforms.

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Oct 15 • 3:32 PM EDT • Health • youtube.com
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UK’s Neobanks Eye Expansion As Small Business Lending Grows

Some of the U.K.’s digital lenders to small businesses have reportedly reached profitability more quickly than consumer-focused FinTechs. That’s according

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Oct 15 • 3:21 PM EDT • Business • pymnts.com
Disney Inks Major Creator Deal With Dude Perfect (Exclusive)

The Texas-based sports creators and the media company have signed a wide-ranging partnership that will span entertainment, sports, consumer products and experiences.

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Oct 15 • 3:00 PM EDT • Entertainment • yahoo.com
13News Now

13News Now (WVEC) is made up of storytellers, innovators, content creators, and idea generators. We stand for passion. Passion for our people, passion in our product, and above all- passion in our community. We value honesty, accuracy, and solutions. We serve as the local ABC affiliate for Hampton Roads. We strive for interaction with our audience and are constantly working on our presentation so that you have the best experience when consuming our products. Whether on air, online, or on the go- we are everywhere you go. Digitally we lead the market by more than a million actions over our nearest competitor. Join the conversation with us, help us tell the Stories of Now. About our parent company TEGNA- TEGNA Inc. (NYSE: TGNA) is an innovative media company that serves the greater good of our communities. With 46 television stations in 38 markets, TEGNA delivers relevant content and information to consumers across platforms.

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Oct 15 • 1:02 PM EDT • Science • youtube.com
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AI helps detect media bias, informing voters and news consumers

In 2024, a collaborative Penn venture introduced a more objective way for people to examine how different outlets cover the same events and ultimately decide how they perceive and use information shared ...

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Oct 15 • 12:00 PM EDT • Science • phys.org
Businesses were hit even harder by inflation last month than consumers

Various efforts by the Trump administration to bring down prices have failed to make a meaningful dent in rising costs.

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Oct 15 • 9:35 AM EDT • Business • nbcnews.com
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John Healey vows to give ‘breathing space’ to consumers and businesses in first budget

Speaking at IMF annual meeting in Bangkok, chancellor says he will stick to fiscal rules while recognising business and living costs

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Oct 15 • 7:29 AM EDT • Business • theguardian.com
Regenerative Growers in Florida Aim to Improve Soil for Health of Food, Environment, Consumers and Workers

The broad set of practices is becoming more popular at a time when climate change is stressing the state’s land—and the people who work on it.

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Oct 15 • 4:50 AM EDT • Health • insideclimatenews.org
FTC Cases Put Digital Businesses’ Promises and Practices Under Scrutiny

Digital businesses that don’t keep their promises to consumers can pay a heavy price if caught by the Federal Trade Commission (FTC). Enforcement actions

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Oct 14 • 2:54 PM EDT • Business • pymnts.com
White House economic chief reveals why Americans aren't feeling optimistic about economy

White House advisor Kevin Hassett says rising energy costs contributed to disappointing inflation data, while bank executives report that consumers continue to spend.

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Oct 14 • 2:48 PM EDT • Business • foxbusiness.com
How consumer tech company Whoop is building for Medicare patients

Whoop's chief medical officer, said the company's work with Medicare is an opportunity to prove its ability to improve health at the population level.

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Oct 14 • 2:16 PM EDT • Health • statnews.com
New PCC opens in Madison Valley

After a decade navigating financial turmoil, a global pandemic and shifting consumer habits, the grocery chain finally opens the store's doors on Wednesday.

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Oct 14 • 9:59 AM EDT • Business • seattletimes.com
Social Security announces cost-of-living adjustment for 2027

The Social Security Administration announced new the new cost-of-living adjustment after the latest consumer inflation data was released on Wednesday.

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Oct 14 • 9:57 AM EDT • Business • foxbusiness.com
Are Bank Lobbies Still Relevant?

Local banking leaders say technology is changing the way customers use their banks — and their lobbies By Deborah Jeanne Post [caption id=attachment_11109 align=alignright width=300] Steve Gorczynski is M&T Bank Central New York regional president.[/caption] When was the last time you entered the lobby of your bank? If it’s been a while, you’re part of a trend of eschewing the lobby in favor of ATMs, drive-thrus, online banking and remote deposit. A 2025 study performed by the American Bankers Association revealed that only 9% of consumers use bank branches as their preferred way to do banking and 76% prefer mobile banking. The trend away from the lobby reflects consumer behavior in other areas of doing business, including online shopping instead of perusing the mall, ordering fast food at a kiosk, not at the counter and selecting curbside pick-up rather than walking into the restaurant. Consumers want convenience and going in the lobby adds another layer to the task. It also places consumers face to face with one or more representatives of the business, something less favorable to people feeling burned out from interpersonal interactions. Nixing or at least minimizing the size of the lobby isn’t necessarily negative for banks. Fewer people passing through their doors reduces overhead for building maintenance, staffing and furnishing. Greater reliance on virtual banking can mean closing brick and mortar locations and hiring fewer staffers to cover roles like teller and lending officer. “Our focus is on meeting customers where they are and giving them flexibility in how they bank,” said Steve Gorczynski, M&T Bank Central New York regional president. “While many everyday transactions can be supported digitally and through ATMs, branches remain important for more complex financial needs, offering face-to-face guidance and a more personal banking experience.” Talking with a commercial lender or working on a home mortgage are two examples where meeting face-to-face is more desirable for many people. They can receive immediate feedback to questions and can possibly reach their goals more quickly. But there’s little need to have a large seating area, long counters and numerous tellers for routine banking that’s quicker to handle virtually. Online banking can also help people on the go more readily complete banking tasks such as depositing checks, transferring funds among accounts and checking balances. [caption id=attachment_11135 align=alignright width=300] Tina M. Stephens is the vice president branch administration for Fulton Savings Bank.[/caption] “The traditional bank lobby is certainly being evaluated by most institutions today, as the typical large, open and cavernous spaces do not necessarily meet the needs of today’s customers,” said Tina M. Stephens, vice president branch administration for Fulton Savings Bank. “Traditional lobbies often bisect traditional teller stations and customer service areas, which adds confusion, especially for the demographic who routinely use online banking and only access the lobby for customer service needs.” Despite the rollback in physical locations across the industry, Fulton Savings Bank began modernizing its six branch offices in Oswego and Onondaga counties about three years ago and have finished four offices so far in Baldwinsville, Fulton, Constantia, and Phoenix. “We made the decision to build a new branch across the street from our current office in Brewerton which will be completed by the end of 2026, and we will begin the retrofit of our Central Square office in early 2027,” Stephens said. “Our efforts specifically address where we think customers will be in the next three to five years and have greater flexibility to make changes out into the future.” The bank may be onto something, as numerous reports state that screen-weary Gen Z young adults crave more in-person interactions than virtual ones. If the pendulum continues to swing in that direction, it’s hard to see all physical bank areas disappear, even if they change somewhat. Fulton Savings Bank has also consolidated its teller and customer service representative areas to larger “universal banker” areas, where the bank representative can address all customer retail needs. A one-stop-shop experience appeals to busy banking customers who want to perform a few different banking tasks in one visit. Stephens also said that Fulton Savings Bank made additional technology and security enhancements and created flex spaces to accommodate bank meetings throughout the two-county branch footprint. At Solvay Bank, Elizabeth Lavier, vice president marketing and communications manager, lauded digital and online services as convenient and flexible for managing finances; however, “technology is not meant to replace what matters most: the relationships behind every account that have always been at the heart of community banking,” she said. “Even in today’s digital-first world, people of all ages still value the opportunity to sit down with a trusted banker for personalized guidance. We understand that some of life’s biggest moments call for more than a screen.” Lavier views digital banking as another way for the organization to serve customers rather than a replacement for branches, tellers and lenders, which tend to serve customers better for transactions like buying a first car, purchasing a home, saving for a child’s education, or planning for retirement. “Those conversations, built on understanding, experience and personal guidance, are what community banking is all about,” Lavier said. “At the end of the day, banking is about more than transactions. It’s about helping our customers achieve their goals and being there for them every step of the way. By combining the convenience of digital banking with the care, commitment, and personal service of a local community bank, Solvay Bank offers customers the best of both worlds.” Are Paper Checks Destined to Disappear? With the ubiquity of debit cards, online payments, virtual checks and peer-to-peer payment platforms like Venmo, Zelle and PayPal, will paper checks become passe? “In my view, paper checks are unlikely to disappear in the near future,” said Tina M. Stephens, vice president branch administration for Fulton Savings Bank. “They continue to serve a practical purpose by providing a clear paper trail and tangible proof of payment.” According to the American Banker, a leading trade publication that covers the banking and financial industry, in 2024, checks accounted for 65% of all payment fraud losses. Paper checks should be phased out, according to the publication. “The phrase, ‘The check’s in the mail’ probably sounds strange to younger people because the era of paper checks is rapidly drawing to a close. Put bluntly, checks are an expensive, insecure legacy that is a drag on the U.S. economy. Rather than wait for them to vanish slowly, the pragmatic choice is to strategically accelerate the transition to paperless payments.”

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Oct 14 • 8:23 AM EDT • Business • oswegocountybusiness.com
ESA flags retro console maker Anbernic for inclusion on US government's Notorious Market List

Trade body claims Anbernic "normalises hardware-based piracy by delivering illicit catalogues through a polished consumer product"

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Oct 14 • 5:59 AM EDT • Technology • gamesindustry.biz
Financial health scores ask nothing of banks. That is why they love them.

Learn about financial health scores and how they impact consumer finance. Are they beneficial or simply a façade for banks?

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Oct 14 • 3:30 AM EDT • Health • cuinsight.com
Trump admin silent as Russia hits American businesses with ‘drones and missiles’ in Ukraine

As President Donald Trump and his administration have ratcheted up pressure on Ukraine to stop striking Russian refineries, citing harm to American consumers, they have remained silent on recent Russian strikes on US businesses in Ukraine.

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Oct 14 • 12:01 AM EDT • Business • cnn.com
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Scammers posing as employees from well-known companies, Better Business Bureau says

A warning for consumers after scammers allegedly pose as employees from well-known companies such as DoorDash, UCSF and Freedom Debt Relief.

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Oct 13 • 8:40 PM EDT • Business • abc7news.com
Goldman says investors are looking for 'profitable' Chinese business growth overseas

Sluggish consumer demand in China has pushed many companies, such as electric car brands, to accelerate plans for entering other countries.

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Oct 13 • 7:05 PM EDT • Business • cnbc.com
Integrative Health Meets Clinical Science: OmniActive Launches Fenavari; Names Dr. Taz Bhatia, MD, As Women's Health Partner

/PRNewswire/ -- OmniActive Health Technologies (OmniActive), a global leader in the consumer wellness industry through innovative science and natural...

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Oct 13 • 8:53 AM EDT • Science • prnewswire.com
US grocer Albertsons suspends full-year forecasts amid business review

Oct 13 (Reuters) - Albertsons withdrew its fiscal 2026 forecasts on Tuesday as the grocer reviews its strategy, cost structure and portfolio of businesses as ​part of a turnaround effort. The company has ‌been facing cautious consumer spending, particu...

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Oct 13 • 8:46 AM EDT • Business • kfgo.com
Is PENN Entertainment, Inc. (PENN) Stock Outpacing Its Consumer Discretionary Peers This Year?

Here is how PENN Entertainment (PENN) and Sendas Distribuidora S.A. Sponsored ADR (ASAIY) have performed compared to their sector so far this year.

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Oct 13 • 8:40 AM EDT • Entertainment • finance.yahoo.com
'IvyBears' YouTube Breakout Hits Cannes, Spawns Animated Feature

From consumer products to character-driven series, IvyBears goes brand-to-content in a 'reverse flywheel' approach powered by AI and artists alike.

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Oct 13 • 5:16 AM EDT • Entertainment • variety.com
Halloween, Día de los Muertos a treat for Santa Fe business owners as sales climb

According to the National Retail Federation’s annual consumer survey, consumer spending on Halloween this year is projected to reach a record $13.5 billion, and local retailers are noticing.

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Oct 13 • 12:51 AM EDT • Business • santafenewmexican.com
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Small group health insurance market rates announced

Media Release, Office of Superintendent of Insurance (OSI) Santa Fe, NM – The New Mexico Office of Superintendent of Insurance (OSI) has approved 2027 health insurance premium rates for the small group health insurance market. As of March 2026, over 31,000 New Mexicans were enrolled in a small group plan. The average increase across small group plans is 19.8%. These rates take effect on January 1, 2027. The carriers offering small group coverage in New Mexico in 2027 are: Blue Cross Blue Shield of New Mexico (HealthCare Service Corporation) Presbyterian Health Plan Presbyterian Insurance Company UnitedHealthcare of New Mexico UnitedHealthcare Insurance Company Key Factors Driving the Rate Increases The primary factors that contributed to the 2027 increases are: Claims Experience - Higher than expected 2025 New Mexico claims experience, which is the foundation for the 2027 rate development. Cost Trend - Higher utilization and inflation impacted healthcare costs services, which impacts medical services and pharmaceutical costs nationwide. Risk Pool Changes - Nationwide, businesses with healthier employees are opting for alternative health coverage not under the Affordable Care Act (ACA). This results ina smaller and less healthy small group ACA risk pool. Final approved rates will be posted on the OSI website. To view the carrier rate sheets and rate increase specifics, visit the Office of Superintendent of Insurance website here. The Rate Review Process Conducted by OSI The OSI rate review process focuses on approving rates for health insurance plans that are actuarially sound, not excessive, inadequate, or unfairly discriminatory and ensuring health insurance rates comply with all state and federal laws. For more information, visit the Office of Superintendent of Insurance website at https://osi.state.nm.us/en/. *** About the Office of Superintendent of Insurance The Office of Superintendent of Insurance (OSI) is New Mexico’s regulatory agency responsible for overseeing a wide range of insurance products, including private health and life insurance, auto, home, business, and title insurance. OSI regulates private health plans in the individual, small group, and large group markets, ensuring that premium rates are fair, companies are financially sound, and health care insurance coverage is reliable. While OSI does not have authority over self-funded health plans, where an employer assumes the financial responsibility for paying employee health care claims, Medicaid, Medicare, or TRICARE, OSI plays a vital role in protecting consumers by reviewing premium rates, monitoring insurance company conduct, and licensing producers (formerly known as insurance brokers and agents).

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Oct 12 • 11:20 PM EDT • Health • yournewsnm.com
The Supply Side: Walmart execs bullish despite high fuel prices

Consumers face higher energy prices and other challenges, but Walmart U.S. CEO David Guggina said at a recent Goldman Sachs investor conference that the consumer is resilient. And Walmart is...

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Oct 12 • 4:57 PM EDT • Business • talkbusiness.net
Calling payment processors ‘crucial intermediaries between businesses and consumers,’ FTC cracks down on two companies

Saying that taking action against payment processors is an effective way to reach foreign and domestic businesses that scam consumers, the FTC has

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Oct 12 • 12:06 PM EDT • Business • consumerfinancemonitor.com
Join Us at INVEST Digital Health for a Conversation on Consumer-Centered Care across the Healthcare Ecosystem

Register for INVEST Digital Health, scheduled for October 29 in Dallas, for an engaging discussion on the impact of consumer-centered care from diagnostics to employer benefits and more.

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Oct 12 • 9:00 AM EDT • Health • medcitynews.com
Nintendo executive confirms company has "no plans to ditch physical games"

"We go off of what the consumer prefers," says Nintendo's vice president and general manager for Latin America, Bill van Zyll.

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Oct 12 • 8:00 AM EDT • Technology • eurogamer.net
Fullspan Health on Winning the AI Search Revolution

As AI becomes a primary source of health information, healthcare marketers face a new challenge: ensuring their brands appear in the answers consumers receive. | Learn how Fullspan Health is helping brands improve AI visibility, build trust and engage patients across the healthcare journey.

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Oct 12 • 8:00 AM EDT • Health • fiercepharma.com
How Chinese Brands Are Putting Aesthetics Before Business

As China’s consumer market matures, a new generation of brands is trading speed and scale for cultural depth, craftsmanship and a more deliberate sense of place.

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Oct 12 • 6:00 AM EDT • Business • wwd.com
The Black British Business Awards 2026: Meet the winning leaders, innovators and changemakers shaping UK industry

Celebrating the brilliance, visibility and impact of Black British talent, this year's winners of The Black British Business Awards 2026 were chosen from Senior Leaders and Rising Stars spanning STEM, Fashion, Beauty & Consumer, Arts & Media, Entrepreneurs, Financial Services, Professional Services and Retail & Hospitality, underlining what can be achieved when organisations champion and amplify Black talent and allow it to #SHINE.

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Oct 11 • 9:00 PM EDT • Business • finance.yahoo.com
GIA Hong Kong: Inviting the public to discover the science and wonder of natural diamonds

Behind the brilliant sparkle of every natural diamond lies a geological miracle formed deep within the earth over billions of years. To deepen public appreciation for these natural treasures, the Gemological Institute of America (GIA), the world’s leading authority on gemmology and creator of the 4Cs, is highlighting the scientific magic behind diamonds. GIA is helping enthusiasts, consumers, and industry professionals see natural diamonds in a whole new light while empowering the next generation of talent through its comprehensive educational programmes in Hong Kong.

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Oct 11 • 8:00 PM EDT • Science • hashtaglegend.com
How ‘people power’ and business transformed medicine, but created a whole new set of risks

We’re seeing what happens when consumer demand collides with commercial interests for drugs including GLP-1s, psychedelics and testosterone. It’s a huge shift.

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Oct 11 • 2:19 PM EDT • Business • theconversation.com
Campbell County health and food inspections (10/2/26–10/8/26)

GILLETTE, Wyo. — The Consumer Health Services Division of the Wyoming Department of Agriculture conducts inspections of retail food establishments throughout Wyoming (where there is not a local health department that does inspections) to help ensure safety of Wyoming residents. Campbell County establishments are inspected at least once a year by the WDA. All of […]

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Oct 11 • 11:00 AM EDT • Health • county17.com
D-FW Business Datebook: Workforce forum, CPI and stuffed animals

The D-FW Business Datebook for the week of Oct. 11 includes a pop culture convention, a workforce and education forum in Dallas and the Consumer Price Index monthly release.

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Oct 11 • 7:00 AM EDT • Business • dallasnews.com
Personal AI agents threaten companies profiting from consumer inertia

Personal AI agents are helping users lower bills and get refunds, exposing companies that rely on customers doing nothing.

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Oct 11 • 6:11 AM EDT • Business • businessinsider.com
'Ambani won't go out of business': Elon Musk says Starlink competition would benefit Indians

SpaceX CEO Elon Musk on Sunday said that competition from Starlink would "benefit Indian consumers" by offering them more choices, arguing that Reliance Industries chairman Mukesh Ambani would not go out of business even if his profits declined.

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Oct 10 • 11:17 PM EDT • Business • timesofindia.indiatimes.com
Would ‘money out of politics’ proposal live up to its name?

If approved, Proposal 2 would prohibit direct or indirect contributions to Michigan politicians by DTE Energy, Consumers Energy and companies with more than $250,000 in state government contracts.

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Oct 10 • 11:24 AM EDT • Politics • theoaklandpress.com
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Xbox Sales At An All-Time Low With PlayStation Its Worst In 13 Years

Xbox and PlayStation are having their worst hardware sales in a a decade, if not ever, due to high prices of consoles and consumer indifference.

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Oct 10 • 9:21 AM EDT • Technology • forbes.com
Economic Pain and an Unpopular Trump Put G.O.P. on its Heels With Three Weeks to Go

Inflation has hurt Americans at many levels: Farmers, truckers, consumers. It has also expanded the electoral map into what was safely Republican country just a few months ago.

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Oct 10 • 5:01 AM EDT • Politics • nytimes.com
Land O’Lakes Bulks Up Its Protein Capacity

The cooperative is expanding its processing facilities to capitalize on consumer demand for more protein products.

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Oct 9 • 3:33 PM EDT • Business • tcbmag.com
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Port of LA sets all-time monthly cargo record amid 'resilient' consumer demand

September was the busiest month

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Oct 9 • 2:55 PM EDT • Business • mynews13.com
Political Pulse: Frank Kloucek on running for Public Utilities Commission as a Democrat

Former state lawmaker Frank Kloucek is running as a Democrat for the South Dakota Public Utilities Commission, pledging to act as a consumer watchdog.

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Oct 9 • 1:00 PM EDT • Politics • kotatv.com
Fueling Performance: Kansas Checkoff Keeps Beef Front and Center in High School Sports

Targeting the next generation of beef consumers, the initiative reinforces beef’s role as the premier protein for athletic fueling and recovery.

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Oct 9 • 11:21 AM EDT • Sports • drovers.com
Health and wellness company begins selling mammography AI directly to consumers for $249

Austin, Texas-based Everlywell recently announced the nationwide rollout and commercial availability of Clairity Breast to its users.

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Oct 9 • 2:54 AM EDT • Health • radiologybusiness.com
Exclusive: Apple cuts iPhone 18 Pro orders due to soft demand

Suppliers blame premium handsets' price hike for weaker consumer uptake

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Oct 9 • 1:58 AM EDT • Technology • asia.nikkei.com
Building momentum for new health care price transparency laws

Consumers and employers emphasize the power of competition to lower prices

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Oct 8 • 8:54 PM EDT • Health • pirg.org
AI pricing lawsuit against McDonald's raises new antitrust questions

A federal antitrust lawsuit against McDonald's this week claims the fast-food giant is using AI-powered tools to fix menu prices, marking the latest case to allege companies are relying on ​new technologies to collude and harm consumers.

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Oct 8 • 11:42 AM EDT • Business • reuters.com
Consumer Groups Call on Congress to Act on Health Care Price Transparency, Beyond the Trump Administration’s Data Cleanup Announcement Today

Congress should pass legislation to create a federal standard in law that stops hospitals and insurers from skirting price transparency rules.

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Oct 8 • 10:26 AM EDT • Health • familiesusa.org
PepsiCo CEO Ramon Laguarta: We would not split snacks and beverage business

Ramon Laguarta, chairman and CEO at PepsiCo, joins 'Squawk on the Street' to discuss the company’s latest earnings, how consumers are faring amid high inflation, and more.

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Oct 8 • 10:22 AM EDT • Business • cnbc.com
PepsiCo cuts annual core profit forecast as higher costs hurt margins

PepsiCo cut its annual core profit forecast on Thursday, ​as inflation-weary consumers pared ‌spending on its snacks and beverages, particularly in North America, while ​higher input costs continued to ​pressure margins.

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Oct 8 • 6:05 AM EDT • Business • reuters.com
France's Credit Agricole to expand in Germany with retail business

The French lender Credit ​Agricole on Wednesday laid out ‌plans to expand in Germany with some services for ​ordinary consumers by the ​end of October, the ⁠latest such push into ​Europe's largest economy by a ​big foreign bank.

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Oct 8 • 5:46 AM EDT • Business • reuters.com
Xbox Goes Beyond Games With XP, A New Entertainment Powerhouse

Microsoft has launched XP, a new Xbox division headed by Kayleen Walters that will oversee films, TV shows, consumer products, and theme parks.

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Oct 8 • 5:33 AM EDT • Entertainment • hothardware.com
What tensions? Uniqlo is back in fashion in China despite Beijing-Tokyo dispute

The Japanese clothing brand saw its China sales recover over the past year despite ongoing political tensions and China’s consumer slowdown.

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Oct 8 • 5:15 AM EDT • Business • scmp.com
Mamdani wants to let New Yorkers sue over unfair business practices, but some biz groups aren’t sold

Mayor Zohran Mamdani is proposing to give workers, consumers, tenants and small businesses a new right to sue companies over unfair and abusive business

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Oct 7 • 3:15 PM EDT • Business • amny.com
Earth Science Tech (ETST) Building on Synergies Between Healthcare Related Subsidiaries to Generate Dependable and Growing Revenue

Austin, Texas, October 7th, 2026, FinanceWireEarth Science Tech (OTCQB: ETST), a strategic holding company that brings together innovative businesses across the healthcare, pharmacy, technology and telemedicine, real estate, and consumer products spaces, operates Avenvi LLC, a real estate and asset…

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Oct 7 • 12:52 PM EDT • Science • tradingview.com
One game, fifty different rulebooks

The U.S. has no single framework for online entertainment platforms, leaving states with different rules, licensing systems and access for consumers.

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Oct 7 • 12:25 PM EDT • Entertainment • jpost.com
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JLL: Consumers to increase holiday spending on dining, entertainment

Holiday spending is expected to increase this year, but gifts aren’t the main driver, according to a new report.

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Oct 7 • 11:39 AM EDT • Entertainment • chainstoreage.com